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Travel Insurance for Belgium, Belgium visa travel insurance

Procedure to get the Instant Belgium visa letter for application as required by the European consulates

Description 1) Enter Details & GET QUOTE
Balance 2) Compare plans & BUY NOW
Download 3) Download VISA LETTER

Belgium visa insurance quote

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What is the best travel insurance Belgium visa insurance?

The best Belgium visa travel insurance plans will vary from traveler to traveler depending on their unique needs. While some travelers will look for the cheapest Belgium visa insurance cost specifically to satisfy the visa requirements, others will look for the most comprehensive Belgium travel insurance coverage.

Patriot International Lite: Patriot International Lite insurance for Belgium visa is very popular among travelers visiting European countries and applying for Schengen Visa.

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How can I get Belgium visa medical insurance?

Travelers to Belgium applying for the Schengen visa can buy Belgium visa travel insurance on American Visitor Insurance. While it ironic to buy travel insurance for Belgium on American Visitor insurance, we offer several international travel insurance plans that specifically satisfy Belgium visa requirements as mandated by Schengen state consulates. Our compare Belgium visa insurance quote facility lists a range of cheap travel insurance that satisfy the Belgium visa requirements. After buying travel medical insurance for Belgium on our website travelers can immediately download the required visa letter to be used while applying for the Belgium visa.

How much does travel insurance to Belgium cost?

The cost for the health insurance for Belgium Visa depends mainly on the age of the traveler and the duration of coverage required. The older the traveler the higher will be the cost. The longer the duration of coverage required, the greater will be the cost of medical insurance for Belgium visa. The Belgium visa insurance application quote facility on our website lists the travel insurance that satisfy Schengen visa consulate requirements. You can find the cheapest health insurance for Belgium visa on American Visitor Insurance.

Belgium Visa Health Insurance

Belgium, the centrally located country in Western Europe attracts over 7 million tourists annually. While many of its tourists are from neighboring European countries like Netherlands, France, the UK, Germany, Spain and Italy, Belgium also attracts significant number of tourists from the US and Canada. Belgium has very distinctive regions based on the language spoken with the Dutch-speaking Flanders in the north, the French-speaking Wallonia in the south and the German-speaking region in the east. Belgium is known for its medieval town and Renaissance architecture. Belgium is centrally located, and convenient to travel to other countries in Europe.

travel insurance to belgium

Many of Belgium’s tourists are attracted to the coastline or to the Ardennes. The capital city Brussels and the Flemish cities of Ghent, Antwerp, Bruges, Leuven and Mechelen attract many tourists for its cultural artefacts. The capital Brussels also attracts a lot of business related travel. International travelers to Belgium should buy however buy adequate travel medical insurance. International tourists should be aware that many domestic health insurance plans including US Medicare do not provide cover outside their national borders.

This is why international health insurance Belgium is particularly important and these products are specifically designed for the unique needs of travelers. Purchasing travel medical insurance for Belgium or any other European country on Americanvistorinsurance.com appears paradoxical, however while we offer travel insurance for visiting the United States, we also provide travel insurance plans offered by US insurers that covers travelers in Europe. These plans also satisfy Schengen visa requirements if required for visa purposes. Compare and buy travel insurance Belgium visa!

Belgium travel insurance requirements

International travelers who needs a Belgium visa will have to buy travel insurance satisfying Belgium visa insurance requirements:

  • Travel insurance coverage of €30,000 (about $50,000 USD)
  • Policy must have a $0 deductible with 100% Coverage
  • A repatriation benefit.
  • An emergency medical evacuation benefit.
  • The insurance provider must have an office in Europe.
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Schengen visa insurance letter

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Belgium visa travel documents

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Nationalities who need Belgium visa

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How much does Belgium Schengen travel insurance cost?

Europe Schengen travel insurance Cost in 2024

The cost of Schengen visa insurance depends on factors, such as the provider, the length of stay, the applicant's age, and the level of coverage required. The cost of cheap travel insurance for Schengen visa can start from as just as 1USD per day.

Insurance Plans Plan Maximum Deductible Provider Network Cost *
Patriot International Lite IMG $50K - $1M $0 - $2.5K United HealthCare $8 - $13
Atlas International WorldTrips $50K - $2M $0 - $5K United HealthCare $8 - $14
Safe Travels International Cost Saver Trawick International $50K - $1M $0 - $5K First Health Network $10 - $13
Safe Travels International Trawick International $50K - $1M $0 - $5K First Health Network $10 - $15
Travel Medical Choice Seven Corners $50K - $1M $50 - $5K United HealthCare $20 - $37

* The average cost of travel insurance for Schengen visa is based on quotes for a 25 years old traveler for 7 Days and $0 Deductible.

Travel health insurance Belgium

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Visiting Belgium

Travel medical insurance for US citizens visiting Belgium

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Long term visa

Travel medical insurance for long term Europe visa

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Visiting USA

Travel insurance for Belgium residents visiting USA

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Group Travel

Belgium visa for group travel insurance quote

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Europe Travel Insurance for Senior citizens

Insurance for older travelers for visiting the Schengen countries

What does Schengen visa travel insurance cover?

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Satisfies Visa requirements

Schengen visa insurance satisfies consulate requirements.
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Doctor visit

Schengen travel insurance covers Doctor visits in case of sudden injury or sickness.
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Medical evacuation

Emergency medical evacuation expenses to nearest available facility if needed.
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Health care expenses

Covers emergency medical expenses for accidental injury or illness.
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Repat of remains

Offers coverage for repatriation of remains expenses to home country in case of death.
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Pre-existing conditions

Travel insurance offers coverage for acute onset of pre-existing conditions.

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Advantages of buying Schengen visa insurance on American visitor insurance

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Satisfy Schengen visa requirements to apply for visa

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Compare several plans to find what fits your needs best

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Travel medical insurance protection for health emergency

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Travel to Europe in peace with good insurance coverage

Factors for cost of best travel insurance to Belgium

The cost of Belgium health insurance for travelers depends on the following:

Age of the traveler

The older the traveler, the more expensive the cost of travel health insurance for Belgium.

The maximum medical coverage selected

The options range from $50,000, up to $1,000,000, the higher the coverage amount, the higher the premium.

The selected deductible

A 'deductible' or ‘excess’ is the amount of the medical costs the customer pays before the insurance plan provides any coverage. Most plans provide several options ranging from $0 to $2500 (travelers over age 60 years may not have the $0 deductible option). The lower the deductible, the higher the premium.

The co-insurance on the plan

'Co-insurance' is the percentage on medical expenses borne by the customer AFTER the deductible is paid. The cheapest travel health insurance for Belgium visa will have the highest co-insurance.

The Insurance underwriter

There are different underwriters such as AIG, Lloyds, Nationwide, etc. Premium will vary for different underwriter.

Steps to buy
Belgium travel insurance online

search 1: Finding all available Belgium visa insurance plans

Complete the Belgium visa insurance quote request form by providing details of the traveler and insurance requirements.

balance 2: Compare different visa insurance options

Compare the price and the benefits of the different Belgium visa insurance options to identify what fits your needs best.

attach_money 3: Buy the Belgium visa insurance and review documents

Buy the plan that fits your requirements and budget best by using a credit card and completing the online application.

description 4: Review Belgium insurance & download visa letter

Review the insurance documents & download visa letter is required.

Travel health insurance for Belgium
Age
Spouse's Age
Start Date
End Date
  • Policy Maximum#1 
  • Deductible#2 
  • Schengen visa letter
    Sent immediately after purchase
  • Does not offers coverage for pregnancy
  • Acute onset of pre-existing condition coverage is available within the age of 70
  • Policy Maximum#1 
  • Deductible#2 
  • Schengen visa letter
    Available from client zone
  • Covers complications of pregnancy in the first 26 weeks of gestation
  • Acute onset of pre-existing condition coverage is available within the age of 79
  • Policy Maximum#1 
  • Deductible#2 
  • Europe visa letter
    Sent immediately after purchase
  • Covers Emergency Medical Treatment of Pregnancy
  • Covers unexpected recurrence of pre-existing conditions up to the age of 89 years
  • Policy Maximum#1 
  • Deductible#2 
  • Europe visa letter
    Sent immediately after purchase

#1  Policy Maximum is the maximum eligible medical expenses that the plan will cover.

#2  Deductible is the amount of expenses that must be paid out of pocket before an insurer will pay any expenses.

#3  Europe travel insurance for US residents Click here to read more »

Europe travel medical insurance

Belgium Visa Types

Short-Stay Visas (up to 90 days)

1. Schengen Visa (Type C):

Allows stays of up to 90 days within a 180-day period in the Schengen area, including Belgium. Can be a single-entry, double-entry, or multiple-entry visa.

2. Belgium Transit Visa:

Allows transit through Belgium to reach a final destination outside the Schengen area. Valid for a maximum of 5 days.

Long-Stay Visas (more than 90 days)

1. Belgium National Visa (Type D):

Issued for stays longer than 90 days in Belgium.

Includes visas for purposes like:
  • Student visa
  • Work visa
  • Family reunification visa

Residence Permits

  • After entering Belgium with a long-stay (Type D) visa, travelers must apply for a Belgian residence permit.
  • The residence permit replaces the long-stay visa and allows long-term stay in Belgium.

Work Permits for Non-EU/EEA Citizens

  • Belgium has different types of work permits (A, B, C) for non-EU/EEA citizens, depending on the nature of employment.
  • A Type D visa is usually required in addition to the work permit.

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Travel health insurance Belgium from USA

US citizens are advised to buy travel insurance for Belgium even if it is not mandatory for short travel, it is mandatory only for travel of more than 90 days to Belgium and need a travel visa.

Travel insurance with trip cancellation coverage will protect the traveler in the event of trip delay, cancellation of flights, loss of baggage as well as any medical emergency or accident that the US citizen can face while in Belgium. Given the pandemic, some European consulates are in fact insisting on Covid quarantine travel insurance while issuing travel visas.

Some US citizens travel insurance plans also have the option of 'Cancel for Any reason' (CFAR) by providing a refund of up to 75% of the trip cost if one cancels the trip for any reason. Having reliable travel insurance will ensure that the travelers can recoup the trip expenses which can be significant in the case of cruises, airline ticketing and hotel reservations should they face adverse circumstances during travel.

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Long term Europe Visa Insurance for US citizens

US citizens who want to stay in any of the 29 Schengen countries for more than 90 days in a 180 day period need a Long Stay Visa. One of the requirements for this visa is proof of medical insurance with medical expenses coverage up to €30,000 (or the equivalent in US dollars) which is valid during the whole stay in the Schengen countries.

The insurance company should provide a visa letter stating coverage amounts for medical expenses, emergency medical evacuation and repatriation while in Europe (or 'unlimited' if there is no limit of coverage).

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Best travel insurance Belgium for older US travelers with Medicare coverage

US senior citizens who have Medicare coverage should buy international travel health insurance while traveling outside the United States. Good travel health insurance is required since Medicare offers very limited coverage outside the US.

International travel always involves risks. This is especially true for older travelers and given that the costs of medical evacuation and health care outside the United States is expensive, buying good Medicare Supplemental international Travel insurance coverage is prudent.
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Travel medical insurance Belgium - FAQ's

1. Is travel insurance mandatory for a Belgium visa? Do I need travel insurance to go to Belgium?

If you need a visa for traveling to Belgium (Schengen visa), then - Yes, Belgium travel insurance is necessary for applying for the Schengen visa. The Belgium visa travel insurance requirement is a minimum coverage of 30,000 Euros.

If you a citizen of a country which does not need a visa for traveling to Belgium , then buying travel insurance for Belgium is not mandatory for visits of less than 90 days. However given the cost of healthcare in Belgium , and that domestic health insurance offers little health insurance outside your home country, it is strongly recommended to buy travel insurance for Belgium .

2. What is the procedure to get a visa letter for Belgium?

Belgium visa medical insurance can be purchased online quickly and easily.
The traveler has to provide relevant information (age, travel dates, total amount of coverage desired) in a simple travel insurance for Belgium visa form and click the 'get quote' button.

A list of affordable travel insurance plans with the premium (cost), medical coverage details, and the name of the underwriter will be displayed. The applicant can then buy the best Belgium visa insurance plan they like by clicking on the corresponding 'BUY' button. Complete the simple application online and pay using a credit card.

On purchasing travel insurance to Belgium, a traveler will be provided with the insurance details that include a toll free number, a virtual ID card, and a Belgium visa letter that may be presented to the consulate as proof of coverage.

3. Who must buy travel medical insurance for Belgium visa?

A traveler from any of the Schengen visa required countries visiting Belgium for less than 90 days is required to buy short term travel medical insurance to apply for Belgium visa. It may be individuals, business travelers, family members. For travelers from Schengen visa exempted countries, planning to stay in Belgium for more than 90 days need to buy long term travel medical insurance for Long stay Europe visa.

4. Which insurance provider is best for a Schengen visa to Belgium?

We work with many popular and top rated US insurance providers. These insurance companies offer best travel medical insurance coverage for Schengen visa. These Schengen visa insurance plans satisfy requirements as mandated by the consulate and offer comprehensive travel medical insurance coverage. The top insurance providers that offer popular Schengen visa insurance for Belgium are International Medical Group, Seven Corners, WorldTrips and Trawick International.
            

5. What is covered under Belgium visa travel insurance?

Best travel medical insurance for Belgium visa covers the cost incurred from
  • Hospitalization expenses dues of sickness of injuries
  • Emergency medical evacuation
  • Repatriation of remains
  • Trip cancellation or interruption
  • Flight delay
  • Baggage delay or loss
  • Acute onset of pre-existing conditions
  • Maternity in first 26 weeks

6. How do I get cheap Schengen visa travel medical insurance Belgium?

This is surely dependent of the travelers’ requirements. The travel will have to do a research online based on his or her requirements. It is advisable to compare Belgium visa insurance products before buying the cheap travel medical insurance for Belgium visa.

7. Which are the EU countries that are not part of the Schengen region?

The following European countries are not part of the Schengen zone : Albania, Andorra, Armenia, Azerbaijan, Belarus, Bosnia & Herzegovina, Cyprus, Georgia, Ireland, Kosovo, North Macedonia, Moldova, Monaco, Montenegro, Russia, San Marino, Serbia, Turkey, Ukraine, The United Kingdom and the Vatican.

8. What is the difference between European Union (EU) and the Schengen states?

The Schengen region is a travel zone of several European countries where citizens can travel freely within this region without a visa, while the European Union is an economic and political union of several European countries.

9. If my Belgium visa is denied, can I cancel my travel insurance plan?

Yes, you can cancel your travel insurance plan if your Belgium visa is denied. There should be full reimbursement if you cancel before the travel dates.

However, if you cancel after the start date, the premium may be refunded on a prorated basis with a cancellation fee, but only if no claims have been submitted.

It is important to carefully review the terms and conditions of the policy while buying it, and to contact the insurance provider if you have any questions or concerns. If you need to cancel your policy due to a visa denial, you may need to provide proof of your visa denial to the insurance provider.

10. Can I cancel my Belgium travel health insurance?

Yes, you can cancel your Belgium travel insurance, but the terms and conditions and refund policy will vary depending on the insurance provider and the specific policy you purchased. If you ask for cancellation after the insurance start date, you may only receive a partial refund depending on how long you have had the policy and if you've already made any claims.

If you need to cancel your Schengen travel insurance, you should contact your insurance provider directly to inquire about the cancellation process and refund policy.

11. Can I get Belgium visa without travel insurance?

No, you cannot get a Belgium visa without travel insurance. According to the visa requirements, travel medical insurance is mandatory for all Schengen countries, including Belgium. In fact, your insurance policy must provide travel health insurance covering a minimum of €30,000 for emergency hospitalization and repatriation expenses, valid throughout the Schengen area.

12. What does travel medical insurance Belgium cover?

Travel health insurance Belgium typically covers a range of medical and travel-related expenses to ensure that travelers are protected against unforeseen circumstances during their trip.

  • Medical Emergency Coverage: Minimum coverage of €30,000 for medical emergencies and hospitalizations. Covers doctor visits, hospital stays, and other necessary medical treatment
  • Medical Evacuation and Repatriation: Minimum coverage of €300,000 for medical evacuation and repatriation. Covers the cost of transportation to the nearest suitable medical facility or back to your home country
  • Pre-existing Conditions: A traveler can obtain a waiver for a pre-existing condition to ensure coverage for related medical expenses overseas. Without this waiver and appropriate coverage, some travel medical plans may not cover expenses related to pre-existing conditions.
  • Trip Cancellation and Interruption: Covers non-refundable trip costs if you need to cancel or interrupt your trip due to covered reasons.
  • Cancel For Any Reason (CFAR): An optional add-on benefit that can be included with a comprehensive travel insurance plan. If you cancel your trip using CFAR, you can typically regain 50-75% of your insured, prepaid and non-refundable trip costs.
  • Adventure Sports Coverage: Optional add-on coverage for injuries sustained during adventure activities like skiing, hiking, etc.

Travel insurance for BelgiumBelgium - General Information

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Capital
Brussels
language
Language
Dutch, French, German
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Currency
Euro
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Location
Central Europe
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Population
Around 11 million
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Best time to visit
May to September
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Vacation spots
Bruges, Brussels, Ghent, Antwerp, Ardennes, Mechelen, Tournai, Leuven, Dinant, Mons.

Popular tourist destinations in Belgium

Health insurance for travel to Belgium

Mons

Mons is best known for the magical and surprising ringing of the town’s glorious Belfry bells, which hail from the 80 meter (270 foot) tower.

Medical insurance for visiting Belgium

Dinant

Dinant is a picturesque town known for its stunning cliffs along the Meuse River, historic citadel, and as the birthplace of saxophone inventor Adolphe Sax.

Tourist Insurance for Belgium

Bruges

Bruges is a charming medieval city renowned for its well-preserved architecture, picturesque canals, and rich cultural heritage.

Best vacation insurance for travel to Belgium

Leuven

Leuven is a vibrant Belgian city known for its historic university, lively student atmosphere, impressive Gothic architecture, and rich brewing tradition, home to the renowned Stella Artois brewery.

Tourist information about Belgium

account_circle How do I get visa for Belgium?

  • Schengen visa is required for international travelers visiting Belgium or any Schengen country irrespective of the reason for travel.
  • You have to apply for Belgium visa at the Belgium embassy or consulate in the country of your residence.
  • The short stay visa for Belgium will be valid up to 90 days. Visa cannot be extended and a new application has to be made.
  • Once the application is submitted it will take from 48 hours to 8 weeks to issue the visa.
  • Insurance Plans available at American Visitor Insurance are applicable for
    • Schengen Visa A (Airport Transit Visa)
    • Visa B (Transit Visa)
    • Visa C (Travel Visa)
    • Visa D (Long Stay Visa).

description What are the documents required for Belgium Visa?

  • One completed application form
  • Recent Passport Size Photos
  • Any entry or enrollment certificate
  • a certificate issued by either an international organization or a national authority,
  • A medical certificate issued by the doctor and approved by the embassy
  • Proof of travel medical insurance plan
  • Belgium Travel medical insurance of EUR 30,000 maximum benefits.
  • Belgium visa insurance letter

event What is the best time to visit Belgium?

The best time to visit Belgium is from early May to September.

location_on What are the famous vacation spots in Belgium?

Brussels, Bruges, Antwerp, Liege, Oostende, Namur, Tournai, Mons, Dinant, Leper, Ghent.

restaurant What are the popular Cuisines in Belgium?

Stoemp: potato, Salade Liegeoise / Luikse salade: a salad with green beans, pieces of bacon, onions and vinegar, Vlaamse stoofkarbonaden: a Flemish beef stew, Waterzooi: a rich stew/soup of chicken (or sometimes fish), Boterhammen/Tartines: Slices of rustic bread and an uncovered spread, Tomate-crevette / tomaat-garnaal: a snack or starter.

language Which are the popular Languages spoken in Belgium?

Dutch, French, German,Luxembourgeois, Picard, Walloon.

International airports in Belgium

City Airport Name IATA Code
Brussels Brussels Airport BRU
Charleroi Brussels South Charleroi Airport CRL
Antwerp Antwerp International Airport ANR
Liège Liège Airport LGG
Ostend Ostend-Bruges International Airport OST

Schengen Travel insurance with 30,000 Euro coverage

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Vacation and travel insurance information for US citizens visiting Europe.

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Insurance Information for Long term Europe Visa.

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Tools to find the best Schengen visa travel insurance.

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What does travel health insurance Belgium visa usually not cover?

Travel health insurance for Belgium visa usually provides coverage for injury, sickness and unplanned medical expenses, emergency medical evacuation, and repatriation of remains in case of death. However, there are certain situations and items that are not covered by Belgium Schengen Visa insurance. These include:

1. Pre-existing medical conditions: Schengen Visa insurance usually excludes or provides limited coverage for any medical conditions that existed prior to the start of the policy. This means that if you have a pre-existing medical condition, any medical treatment related to that condition may not be covered.

2. Treatment for chronic illnesses: Most Schengen Visa medical insurance plans do not cover ongoing treatment for chronic illnesses, such as diabetes or heart disease. These conditions are generally excluded from coverage, so if you require ongoing treatment for a chronic illness, you may need to look for a specialized insurance policy.

3. Non-emergency medical treatment: Schengen travel insurance is designed to cover medical emergencies and unexpected illnesses. It typically does not cover preventive care such as routine medical check-ups, vaccinations, or elective treatments.

4. Extreme sports and adventure activities: Many Schengen Visa health insurance policies exclude coverage for extreme sports and adventure activities, such as bungee jumping, skydiving, or scuba diving. If you plan to participate in these activities during your trip, you may need to buy additional coverage.

5. Mental health conditions: Schengen visa insurance generally do not cover mental health conditions, such as depression or anxiety. If you require treatment for a mental health condition during your trip, you may need to seek out specialized coverage.

Travel insurance for travelers from Belgium

List of travel insurance companies for Schengen visa Europe from USA

You can find reliable Schengen visa insurance providers like International Medical Group(IMG), Seven Corners, WorldTrips, Trawick International insurance.

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