Travel Medical USA insurance with pre-existing coverage

Travel Medical USA Visitor travel insurance by Seven Corners is the most affordable, cheapest visitor medical insurance option for international travelers visiting the USA. The Travel Medical USA Visitor visitor insurance plan provides fixed or scheduled benefit insurance. Travel Medical USA Visitor visitor health insurance also covers acute onset of pre-existing condition up to 79 years. Compare the different Travel Medical USA insurance plans and select the best plan suitable for you.

How much does visitor health insurance USA cost?

Compare Travel Medical USA Visitor Basic vs Travel Medical USA Visitor Choice

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Start Date
End Date
Coverage
Citizenship
Compare Travel Medical USA Plans
   Visitor Basic 
versus
 Visitor Choice
Travel Medical USA Visitor Basic
Plan Maximum
Deductible
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Travel Medical USA Visitor Choice
Plan Maximum
Deductible
  Buy Now  
Length of Coverage 5 days to 365 days 5 days to 365 days
Renewability Yes : Up to 364 days Yes : Up to 3 years
 Medical Benefits
Hospital room and board Up to $1,100/day,30 day maximum Up to $2,000/day Up to $2,000/day,30 day maximum Up to $2,000/day
Surgery Up to $3,000 Up to $5,000
Intensive care unit Additional $500/day, 8 day maximum Additional $750/day, 8 day maximum
Physician visits $75 per visit, 1 per day 30 visits maximum $100 per visit, 1 per day 30 visits maximum
Assistant Surgeon Up to $500 Up to $1,000
Prescription Drugs and Medications Up to $200 Per Period of Coverage Up to $350 Per Period of Coverage
Outpatient Surgical Facility Up to $750 Up to $1,000
 Emergency Services
Emergency local ambulance Up to $300 Up to $500
Hospital emergency room $350 $600
 Dental
Emergency dental treatment Up to $500 Up to $750
 Evacuation
Emergency medical evacuation Up to $100,000 Up to $100,000
Return of mortal remains or cremation/burial Up to $20,000 maximum limit for cremation or local burial at the place of death. Not subject to deductible Up to $25,000 maximum limit for cremation or local burial at the place of death. Not subject to deductible
Terrorism Up to $25,000 Up to $50,000
 Acute Onset of Pre-Existing Condition
Acute Onset of Pre-Existing Conditions Age 14 days to 69 years: Up to $50,000
Age 70 to 79 years: Up to $25,000
Age 14 days to 69 years: Up to $75,000
Age 70 to 79 years: Up to $25,000
 Life
Common carrier AD&D Up to $25,000 per Insured Person(aggregate limit of $125,000 per any one Accident) Up to $25,000 per Insured Person(aggregate limit of $125,000 per any one Accident)
 Travel Insurance
Underwriter Lloyd's of London Lloyd's of London
Rating "A" (Excellent) "A" (Excellent)
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Comparision of Travel Medical USA Plans

It is important for tourists and travellers visiting USA to buy visitor health insurance. This will save them from expensive medical expenses and hospitalization bills arising from emergency sickness and accidental injuries. Many travelers have a tendency to think that nothing would happen to them and why should they spend money on insurance. But a slight emergency medical care in US can attract a huge bill thereby making it very difficult for tourists.

Here the visitor can compare US visitor insurance cost of Visitors Care insurance and VisitorSecure insurance plans by reviewing their unique Visitors medical insurance benefits. These fixed benefit cheapest visitor insurance plans offer coverage for acute onset of pre-existing conditions. Travel Medical USA Visitor Basic: Up to $50k for travelers under 69 years and $25k for age 70 to 79 years and Travel Medical USA Visitor Choice Up to $75k for travelers under 69 years and $25k for age 70 to 79 years.

Factors for comparing Travel Medical USA Plans

Following are some of the insurance aspects that an international tourist needs to focus on while comparing among Travel Medical USA Visitor Choice, Travel Medical USA Visitor Basic:

Compare medical maximum coverage:

All the three plans offers maximum coverage $50,000; $100,000; $150,000 upto 69 years and Travel Medical USA Visitor Basic and Travel Medical USA Visitor choice offers coverage upto 99 years.

Compare deductible options:

All the three plans offers Deductible options $0; $50; $100 upto 69 years, Travel Medical USA Visitor Basic and Travel Medical USA Visitor choice had range of deductible options $100; $200 upto 99 years.

Compare provider network:

It is a network of health care providers. Insurance companies form these in order to control the costs of health care. An insurance plan would pay 100% of the eligible expenses if the insured is admitted to hospital or health care center within the provider network.

Contrast the renewability options:

Travel Medical USA Visitor Basic can be purchased from 5 days to 364 days while and Travel Medical USA Visitor Choice can be purchased from 5 days to 364 days (extend up to 1,092 days).

Compare eligibility options:

It provides coverage for Non US citizen traveling to the U.S.This plan also provides coverage for their Spouse, Traveling Companions, and Child(ren).

Acute onset of Pre-existing conditions coverage:

Travel Medical USA Visitor Basic
  • Age 14 days to 69 years: Up to $50K
  • Age 70 to 79 years: Up to $25K
Travel Medical USA Visitor Choice
  • Age 14 days to 69 years: Up to $75K
  • Age 70 to 79 years: Up to $25K
  • FEATURES
  • Eligible Plan for USA Coverage
  • Parents Eligible to be insured
  • Acute on set of Pre-existing Cover
  • Renewable and Cancellable
  • Deductible Choice
  • A.M. Best Rating
  • Covid coverage
  • Underwriter
  • Provider
  • Buy now
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Travel Medical USA Visitor Basic vs Travel Medical USA Visitor Choice- FAQs

  • What if the traveller pays for a healthcare service and needs reimbursement?
    Refer the ID cards provided by Seven Corners Insurance at the time of Travel Medical USA Visitor enrolment which will have all the necessary information for reimbursement.

    How to use Travel Medical USA Visitor Basic while receiving treatment?
    When you visit a medical provider, explain to them that you have Travel Medical USA Visitor Basic insurance. Show them your ID card and ask them to call Seven Corners Assist if they wish to verify benefits and eligibility. Some providers may agree to bill Seven Corners directly, but they are not required to do so.

    What is the meaning of acute onset of pre-existing conditions?
    According to Seven Corners policy brochures, The sudden and unexpected outbreak or recurrence of a Pre-Existing Condition(s) that occurs spontaneously and without advanced warning either in the form of Physician recommendations or symptoms and requires urgent care. The Acute Onset of a Pre-Existing Condition(s) must occur after the Effective Date of Coverage and prior to the age shown in the Schedule of Benefits. Treatment must be obtained within twenty-four (24) hours of the sudden and unexpected outbreak or recurrence. A Pre-Existing Condition that is Congenital or that gradually becomes worse over time is not an Acute Onset of a Pre-Existing Condition. A Pre-Existing Condition will not be considered an Acute Onset of a Pre-Existing Condition(s) if, during the thirty (30) days prior to the acute event, You had a change in prescription or Treatment for a diagnosis related to the acute event. This benefit does not include coverage for known, scheduled, required, or expected medical care, drugs, or Treatments existent or necessary prior to arrival in the United States and prior to the Effective Date of Coverage.

    Does Travel Medical USA Visitor Basic insurance cover acute onset of pre-existing conditions?
    Travel Medical USA Visitor Basic offers coverage for acute onset of pre-existing conditions. Visitors to USA aged less than 70 years can avail coverage up to $50,000 and visitors aged between 70 and 79 years are covered for $25,000. No coverage for visitors above 80 years for pre-existing conditions.

    What is the meaning of “Travel Medical USA Visitor Basic insurance is a fixed benefit plan”?
    Travel Medical USA Visitor Basic insurance is an affordable US visitor insurance having specific benefit limits for different covered medical expenses. These benefit limits are not the same as the plan medical maximum. You can visit any hospital or doctor, since there will be no discounted rates, the plan will only pay up to the clearly defined limits for different expenses.

    Which is the best visitor insurance in USA?
    The best US visitor insurance will vary from traveler to traveler depending on their unique needs. While some international visitors will look for the cheapest travel insurance plan (sometimes for Visa purposes), others will look for the most comprehensive visitor travel insurance coverage. The cost will be higher if you need health insurance for international travelers with pre-existing conditions. We provide resources such as a compare visitor insurance tool, answers to frequently asked questions, resourceful blogs and answers to specific customer queries. We can get you a tourist medical insurance in USA ideal for you. We offer Travel Medical USA Visitor Basic insurance by Seven Corners which is one of the most popular fixed benefit visitor insurance plans for USA that can cover you in the United States.

    I wish to extend my stay in the US, is it possible to renew Travel Medical USA Visitor Basic Insurance?
    Yes Travel Medical USA Visitor Basic insurance is available up to a maximum of 364 days. Visitors to USA can renew Travel Medical USA Visitor Basic insurance online to extend their coverage

    How can one use Travel Medical USA Visitor Basic visitor medical insurance in case of emergency in the United states?
    Travelers can review this article on how to use Travel Medical USA Visitor Basic visitor medical insurance in case of emergency in the United States.
  • What if the traveller pays for a healthcare service and needs reimbursement?
    Refer the Travel Medical USA Visitor ID card provided by Seven Corners insurance at the time of enrolment. This has all the necessary information for reimbursement.

    How to use Travel Medical USA Visitor Choice while receiving treatment?
    When you visit a medical provider, explain to them that you have Travel Medical USA Visitor Choice insurance. Show them your Travel Medical USA Visitor Choice ID card and ask them to call Seven Corners Assist if they wish to verify benefits and eligibility. Some providers may agree to bill Seven Corners directly, but they are not required to do so.

    What is the meaning of acute onset of pre-existing conditions?

    Sudden and unexpected outbreak or recurrence of a Pre-Existing Condition(s) that occurs spontaneously and without advanced warning either in the form of Physician recommendations or symptoms and requires urgent care. The Acute Onset of a Pre-Existing Condition(s) must occur after the Effective Date of Coverage and prior to the age shown in the Schedule of Benefits. Treatment must be obtained within twenty-four (24) hours of the sudden and unexpected outbreak or recurrence. A Pre-Existing Condition that is Congenital or that gradually becomes worse over time is not an Acute Onset of a Pre-Existing Condition.

    A Pre-Existing Condition will not be considered an Acute Onset of a Pre-Existing Condition(s) if, during the thirty (30) days prior to the acute event, You had a change in prescription or Treatment for a diagnosis related to the acute event. This benefit does not include coverage for known, scheduled, required, or expected medical care, drugs, or Treatments existent or necessary prior to arrival in the United States and prior to the Effective Date of Coverage.


    Does Travel Medical USA Visitor Choice insurance cover acute onset of pre-existing conditions?
    Travel Medical USA Visitor Choice offers coverage for acute onset of pre-existing conditions. Visitors to USA aged less than 70 years can avail coverage up to $75,000 and visitors aged between 70 and 79 years are covered for $25,000. No coverage for visitors above 80 years for pre-existing conditions.

    What is the meaning of “Travel Medical USA Visitor Choice insurance is a fixed benefit plan”?
    Travel Medical USA Visitor Choice insurance is an affordable US visitor insurance having specific benefit limits for different covered medical expenses. These benefit limits are not the same as the plan medical maximum. You can visit any hospital or doctor, since there will be no discounted rates, the plan will only pay up to the clearly defined limits for different expenses.

    Which is the best visitor insurance in USA?

    The best visitor insurance will depend on the visitors’ requirements. Some visitors to US look for affordable travel insurance plan (sometimes for Visa purposes), others will look for the most comprehensive coverage that would exclusively cover medical expense.

    We have some resources such as a compare visitor insurance tool, answers to commonly asked questions, resourceful blogs and answers to specific customer queries. We can get you the best visitor medical insurance in USA. We offer Travel Medical USA Visitor Choice insurance by Seven Corners which is one of the most popular fixed benefit visitor insurance plans for USA that can cover you in the United States.


    How can one use Travel Medical USA Visitor Choice visitor medical insurance in case of emergency in the United states?
    Travelers can review this article on how to use Travel Medical USA Visitor Choice visitor medical insurance in case of emergency in the United States.

    How does Travel Medical USA Visitor Choice insurance offer coverage for medical expenses?
    Travel Medical USA Visitor Choice insurance offers fixed benefit coverage. After the deductible amount, Travel Medical USA Visitor Choice pays fixed amounts based on the schedule of benefits and you have to pay the remaining balance. For detailed working example of how it works, you can review Travel Medical USA Visitor Choice insurance working example

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Which are the best travel insurance companies in USA?

You can find reliable US insurance providers like International Medical Group(IMG), Seven Corners, WorldTrips, Global Underwriters, Travel Insure, GeoBlue, HTH Worldwide and INF insurance.

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