Inbound USA Insurance, Seven Corners Inbound USA cheap visitor Insurance with pre-existing condition coverage

Age

Age 2

Start Date

End Date

Coverage

Citizenship

Inbound USA Plan A Plan Maximum $50,000 Deductible BUY NOW	Inbound USA Plan B Plan Maximum $75,000 Deductible BUY NOW	Inbound USA Plan C Plan Maximum $100,000 Deductible BUY NOW	Inbound USA Plan D Plan Maximum $130,000 Deductible BUY NOW	Inbound USA Plan J Plan Maximum $50,000 Deductible BUY NOW	Inbound USA Plan K Plan Maximum $70,000 Deductible BUY NOW
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Inpatient
Hospital Room & Board
Up to $1,400/day, 30 day max	Up to $1,725/day, 30 day max	Up to $2,000/day, 30 day max	Up to $2,585/day, 30 day max	Up to $1,050/day, 30 day max	Up to $1,470/day, 30 day max
Hospital Intensive Care Unit
Additional $660/day, 8 day max	Additional $755/day, 8 day max	Additional $850/day, 8 day max	Additional $1,105/day, 8 day max	Additional $460/day, 8 day max	Additional $640/day, 8 day max
Anesthetist
Up to $825	Up to $1,100	Up to $1,375	Up to $1,775	Up to $685	Up to $960
Assistant Surgeon
Up to $825	Up to $1,100	Up to $1,375	Up to $1,775	Up to $685	Up to $960
Surgical Treatment
Up to $3,300	Up to $4,400	Up to $5,500	Up to $7,150	Up to $2,750	Up to $3,850
Physician’s Non-Surgical Visits
Up to $60/visit, 1/day, 30 visits max	Up to $75/visit,1/day, 30 visits max	Up to $85/visit, 1/day, 30 visits max	Up to $115/visit, 1/day, 30 visits max	Up to $55/visit, 1/day, 30 visits max	Up to $75/visit, 1/day, 30 visits max
A Consulting Physician, when requested by attending Physician
Up to $450	Up to $475	Up to $500	Up to $650	Up to $400	Up to $560
Pre-Admission Tests w/in 7 days before Hospital admission
Up to $1,100	Up to $1,100	Up to $1,100	Up to $1,450	Up to $775	Up to $1,085
Outpatient
Surgical
Up to $3,300	Up to $4,400	Up to $5,500	Up to $7,150	Up to $2,750	Up to $3,850
Physician’s Non-Surgical /Urgent Care Visits
Up to $60/visit, 1/day, 10 visits max	Up to $75/visit, 1/day, 10 visits max	Up to $85/visit, 1/day, 10 visits max	Up to $115/visit, 1/day, 10 visits max	Up to $55/visit, 1/day, 10 visits max	Up to $75/visit, 1/day, 10 visits max
Diagnostic X-rays & Lab Services
Up to $450 - Additional $250 - One CAT scan, PET scan or MRI	Up to $475 – additional $375 - One CAT scan, PET scan or MRI	Up to $500 - Additional $500 - One CAT scan, PET scan or MRI	Up to $650 - Additional $600 - One CAT scan, PET scan or MRI	Up to $400 - Additional $250 - One CAT scan, PET scan or MRI	Up to $560 – additional $300 - One CAT scan, PET scan or MRI
Hospital Emergency Room(all expenses incurred therein)
Up to $330	Up to $465	Up to $550	Up to $750	Up to $250	Up to $350
Prescription Drugs
Up to $250 Per Coverage Period	Up to $250 Per Coverage Period	Up to $250 Per Coverage Period	Up to $250 Per Coverage Period	Up to $200 Per Coverage Period	Up to $250 Per Coverage Period
Outpatient Surgical Facility
Up to $1,000	Up to $1,050	Up to $1,100	Up to $1,400	Up to $850	Up to $1,190
Other
Acute Onset of a Pre-existing Condition
$50,000 for Medical Expense Benefits (subject to the sublimits for each benefit shown above) & $25,000 for Emergency Medical Evacuation.	$75,000 for Medical Expense Benefits (subject to the sublimits for each benefit shown above) & $25,000 for Emergency Medical Evacuation.	$100,000 for Medical Expense Benefits (subject to the sublimits for each benefit shown above) & $25,000 for Emergency Medical Evacuation.	$130,000 for Medical Expense Benefits (subject to the sublimits for each benefit shown above) & $25,000 for Emergency Medical Evacuation.	Not Available	Not Available
Ambulance Services
Up to $450	Up to $475	Up to $475	Up to $475	Up to $450	Up to $450
Dental treatment for injury to sound, natural teeth
Up to $550	Up to $550	Up to $550	Up to $550	Up to $550	Up to $550
Initial Orthopedic Prosthesis/ brace
Up to $1,100	Up to $1,200	Up to $1,300	Up to $1,700	Up to $850	Up to $1,190
Durable Medical Equipment
Up to $1,100	Up to $1,200	Up to $1,300	Up to $1,700	Up to 1,000	Up to 1,000
Chemotherapy and/or Radiation Therapy
Up to $1,100	Up to $1,225	Up to $1,350	Up to $1,750	Up to $850	Up to $1,190
Physiotherapy
Up to $40/visit, 1/day, 12 visits max	Up to $40/visit, 1/day, 12 visits max	Up to $40/visit, 1/day, 12 visits max	Up to $40/visit, 1/day, 12 visits max	Up to $40/visit, 1/day, 12 visits max	Up to $40/visit, 1/day, 12 visits max
Emergency Evacuation
$50,000	$50,000	$50,000	$50,000	$50,000	$50,000
Return of Mortal Remains
$25,000, for local cremation or burial $5,000	$25,000, for local cremation or burial $5,000	$25,000, for local cremation or burial $5,000	$25,000, for local cremation or burial $5,000	$25,000, for local cremation or burial $5,000	$25,000, for local cremation or burial $5,000
International Travel Coverage
30 days	30 days	30 days	30 days	30 days	30 days
Common Carrier Accidental death and dismemberment
Up to $25,000	Up to $25,000	Up to $25,000	Up to $25,000	Up to $25,000	Up to $25,000

Advantages
Disadvantages
Restrictions
Exclusions
Claims

Advantages

Very affordable plan for short term travel cover.
Acute onset of pre-existing conditions are covered up to 70 years at no additional cost.
$50,000 & $70,000 coverage offered for travelers more than 70 years.
Benefits per Injury or Sickness and not the entire policy period.
Cancellation and refund of full premium provided before the policy start date.
Plan is available for purchase within 12 months of arrival in the US ( no age restrictions).
Covers expenses incurred from mental & nervous disorder and substance abuse like any other illness.

Disadvantages

Deductible is per injury/per sickness ( instead of per policy period), making it costly for customer.
Fixed or Scheduled Benefits Plan and hence has limits for different cover.
Maximum coverage for certain situations can be inadequate.
Coverage available only in the US, does not offer coverage outside the US.
No PPO network, but with provision to visit any doctor or hospital.
The maximum duration of the policy including renewals cannot exceed 12 months.
High deductible of $200 per Injury / Sickness for 70+ travelers.
Coverage for "acute onset of pre-existing" condition is not available for people over 70.

Restrictions

State Restrictions: The plan will not accept a mailing address in Maryland, Washington, New York, South Dakota, and Colorado.
Country Restrictions: The plan will not accept an address in Australia, Canada, Islamic Republic of Iran, Switzerland, Syrian Arab Republic, the U.S. Virgin Islands, Gambia, Ghana, Nigeria, Sierra Leone.

Exclusions

Pre-existing Conditions. If you are a non-U.S. citizen under age 70, this exclusion is waived for an Acute Onset of a Pre-existing Condition (defined above) as shown in the schedule of benefits for your plan (A, B, C, or D). Benefits will be provided for expenses incurred in the U.S., minus your deductible and subject to the scheduled limits. All other exclusions apply;
Travel solely for medical treatment; travel against a Physician’s advice;
Expenses which are not medically necessary;
Expenses incurred in your home country or country of regular domicile;
Routine physicals, inoculations, well-baby care & nursery, new-born baby care; related Physician charges;
Eye exams & treatment of visual defects; glasses; contact lenses;
Hearing exams, hearing aids; treatment for hearing defects;
Dental treatment, unless due to injury to sound, natural teeth;
Services or supplies provided by a family member or anyone living with you;
Weak, strained or flat feet, corns, calluses, or toenails;
Cosmetic surgery, treatment for congenital anomalies (except as specifically provided), except reconstructive surgery due to a covered injury or sickness;
Elective surgery & elective treatment;
Treatment to promote conception or prevent conception & childbirth;
Injury while participating in professional, sponsored &/or organized amateur or interscholastic athletics;
Organ transplants;
Any consequence, whether directly or indirectly, proximately or remotely occasioned by, contributed to by, or traceable to, or arising in connection with war, invasion, act of foreign enemy hostilities, warlike operations (whether war be declared or not), or civil war; terrorist activity; nuclear, chemical or biological weapons; (details in program summary);
Participation in a riot or civil disorder, commission of or attempt to commit a felony;
Suicide or attempted suicide (including drug overdose) while sane or insane; intentionally self-inflicted Injury;
Expenses of an institution, health service, or infirmary which does not require payment in the absence of insurance;
Treatment of nervous or mental disorders, except as stated in the schedule of benefits; treatment of alcoholism or drug abuse, except as provided for treatment of mental/nervous disorders, according to the schedule of benefits;
Loss from riding in any aircraft, other than as a passenger in an aircraft licensed for the transportation of passengers;
Treatment, services, or supplies in a hospital owned/operated by: a) The Veteran’s Administration; or b) A national government or its agencies. (This exclusion does not apply to treatment you are required by law to pay);
Duplicate services of a certified nurse-midwife and Physician;
A hospital emergency room visit not of an emergency nature;
Outpatient treatment for the detection or correction by manual or mechanical means of structural imbalance, distortion or sublimation in the human body for purposes of removing nerve interference & the effects thereof, where such interference is the result of or related to distortion, misalignment or subluxation of or in the vertebral column;
Injury while taking part in mountaineering where ropes or guides are normally used, hang gliding, parachuting, bungee jumping, racing by horse or motor vehicle or motorcycle, motorcycle/motor scooter riding, scuba diving involving underwater breathing apparatus (unless PADI or NAUI certified), water skiing, snow skiing, snow boarding and snowmobiling.
Treatment paid for or furnished under any other individual, government, or group policy; previous policy; Worker’s Compensation or Occupational Disease Law or Act; charges provided at no cost to you;
Expense incurred after your expiration date except as may be specifically provided;
Treatment for alcohol & drug addiction; use of drugs or narcotic agents; injury/ sickness due to the effects of intoxicating liquor or drugs, unless prescribed by a physician;
Sexually transmitted diseases;
Pregnancy expenses or sickness resulting from pregnancy, childbirth, or miscarriage; or for miscarriage resulting from injury; or voluntary or elective abortion;
Custodial care, educational or rehabilitative care & nursing services in a long term facility, spa, hydroclinic, weight loss clinic, sanatorium, nursing home or similar facilities;
Speech therapy, occupational therapy, vocational rehabilitation;
Treatment if you are HIV Positive at the time of application for this insurance, whether or not you were asymptomatic or symptomatic or had knowledge of your HIV status on your effective date or any associated diagnostic tests or charges for HIV infection, seropositivity to the AIDS virus, AIDS related Illnesses, ARC Syndrome, AIDS, & all diseases caused by &/or related to HIV;
Treatment for HIV, the AIDS virus, AIDS related illnesses, ARC Syndrome, AIDS, & all diseases & illnesses caused by &/or related to HIV or complications from these conditions, including the cost of testing for these conditions &/or charges for treatment.

Claims
Please visit: : Seven Corners Claims Forms
Toll Free Number: 1.800.335.0477
Claims Department:
Email: claims@sevencorners.com
Fax: (+1) 317-575-2256
Seven Corners, Inc
. Attn: Claims
303 Congressional Boulevard
Carmel, IN 46032 USA

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