TokioMarine HCC Travel Insurance - FAQ's

Here are the most frequently asked insurance questions for TokioMarine HCC Travel Insurance.
1. Which travel health insurance would satisfy the Italian (Schengen) visa insurance requirements as follows:
"Medical Insurance Coverage Abroad for the entire period of travel in the Schengen area with a minimum coverage of Euro 30,000 for hospitalization, emergencies, evacuation and repatriation. These 4 benefits are itemized on the policy issued by the current US Health Insurance company, or by a US Travel Insurance company. If the US insurance provider cannot issue a letter specifying the above"
Atlas International Insurance satisfies the requirements. The visa letter can be obtained by logging into the ClientZone. This resource may be accessed by choosing FOR LIMITED ACCESS, LOGIN WITH INSUREDS DATE OF BIRTH. Contact us for more queries.

2. How do I get the Schengen visa letter?
The visa letter can be obtained by logging into the ClientZone.

3. What is the difference between Student Secure Smart, Select, Budget and Elite?

4. Which is the plan for travellers already in USA for quite some time?
Atlas America is a good option for people visiting the US who have been here for some time and do not have a current insurance coverage. It is also an excellent plan for travelers who are on OPT and H4 status.

5. Which is a good insurance plan for children?
Atlas Travel plan has a provision that a child under 9 is covered free with one parent. If both mother and father are buying the plan together then 2 kids under age 9 are covered free.

6. What are the US state and country restrictions to buy Atlas plans?
The Atlas Series is not available to individuals who are physically located in the states of New York, Maryland, or Washington; or in the countries of Canada or Australia at time of purchase.

7. Are sports covered by Atlas Plans?
Atlas Travel covers eligible injuries and illness incurred while taking part in many popular vacation sports - skiing, snowboarding, snorkeling, water skiing, and others - at no additional cost. Certain extreme sports are excluded from coverage.

8. Does Atlas Travel plan cover maternity
Yes It offers coverage for complications of pregnancy during the first 26 weeks of gestation.

9. Does the Atlas America plan cover 100% outside PPO. Does it cover me in Panama an pay 100% inside and outside PPO?
The Atlas America plan covers 100% of the expenses outside PPO. Yes, it provides worldwide coverage including and excluding USA.

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