StudentSecure Smart Coronavirus Insurance for Covid19

StudentSecure Smart Insurance Cost

StudentSecure Insurance
StudentSecure Smart Underwriter
StudentSecure Smart Rating
  • AM Best Rating: A++ (Superior)
  • Standard & Poor’s Rating: AA-
Certificate period maximum
Maximum benefit per injury or illness
Deductible Options?
$50 per injury or illness within the PPO network, outside the U.S. or student health center; otherwise $100 per injury or illness
Insurance Provider
StudentSecure Smart Network
PPO Network for StudentSmart Plan.

StudentSecure Smart Links

  • Brochures
  • Application
  • Example
  • Benefits
  • Comprehensive
  • ID Card
  • Detailed description

StudentSecure Smart International student health insurance

StudentSecure Smart Insurance is the most affordable plan and offers limited health insurance coverage for international students pursuing their education outside their home country. It is lowest cost plan with lowest maximum benefits and highest deductible. This plan meets J-1 visa requirements, covers pre-existing condition coverage only for the acute onset of a pre-existing condition. It as a monthly payment option.

StudentSecure Smart student medical insurance coverage for Covid19

WorldTrips Covid19 Student health insurance by Student Secure Insurance with coronavirus coverage covers Covid19 illness for international students outside their home country.

WorldTrips StudentSecure Smart Plan Summary, Best international student insurance

EligibiltyWhat is the eligibility to buy Student Secure Smart Insurance?
  • Individuals up to the age of 65 years.
  • Individuals must be a full time student at a college or university, excluding online colleges and universities, or within 31 days of being a Full-time Student at a college or university; or must be a Full-time Scholar affiliated with an educational institution and performing work or research for at least 30 hours per week. The Full-time Student/Scholar status requirement is waived for Participants within the US holding a valid F-1 visa including those students on OPT or a J-1 visa. Full-time status requirements remain in force for individuals holding M-1, or other category visas
  • Must be residing outside his or her Home Country for the purpose of pursuing international educational activities
  • Must not have obtained residency status in the Host Country.
  • Participants in the U.S. must hold a valid education related Visa. A copy of the I-20 or DS2019 may be requested.
Expenses incured by customer after deductibleStudent Secure Smart insurance Coinsurance?
  • Inside the United States
    • In ppo network: Plan pays 80% of eligible expenses after the deductible up to the overall maximum limit.
    • Out of ppo network: Usual, reasonable, and customary. You may be responsible for any charges exceeding the payable amount.
  • Outside the United States
    • After the deductible, plan pays 100% of eligible expenses to the certificate period maximum.
What are the US state and country restrictions to buy Student Secure Smart Insurance plan?
  • StudentSecure is not available to individuals who are physically located in the states of New York, Maryland, or Washington or in the country of Canada or Australia at time of purchase.
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Plan benefits of StudentSecure Smart insurance

In-Patient Medical Benefits
Hospital room and board Average semi-private room rate, including nursing services.
Intensive care unit Up to the overall maximum limit.
Covid Coverage Student Secure Insurance with coronavirus coverage covers Covid19 illness for international students outside their home country.
Outpatient treatment Up to the overall maximum limit
Outpatient prescription drugs 50% of actual charge (not subject to deductible or coinsurance)
Local Ambulance Up to $300 per injury / illness if hospitalized as inpatient
Emergency room co-payment) $350 for treatment received in an emergency room
Emergency dental (acute onset of pain) Up to $100 (not subject to deductible or coinsurance).
Dental treatment due to accident Up to $250 maximum per tooth; $500 maximum per certificate period. Not subject to coinsurance
Emergency Medical Evacuation Up to $50,000 lifetime maximum
Repatriation of remains Up to $25,000 lifetime maximum
Mental health disorders (Treatment must not be provided at a student health center) Outpatient: $50 maximum per day, $500 maximum. Inpatient: Up to $5,000
Emergency Reunion Up to $1,000, subject to a maximum of 15 days
Acute onset of pre-existing condition $25,000 lifetime maximum for eligible expenses(excludes chronic and congenital conditions)
Sports & activities - Leisure, recreational, entertainment, or fitness Up to the overall maximum limit

Compare StudentSecure insurance plans by Worldtrips

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Student Secure Smart Insurance - Provider network and how to find hospital or doctor?

WorldTrips maintains a wide network of health care providers.
Inside US:
  • If you have purchased the policy after July 2019 then click here
  • If you have purchased the policy before July 2019 then click here
First Health Care Provider NetworkUnited Healthcare Provider Network
Outside US: There is no preferred provider organization (PPO) outside the US. To find doctors and hospitals outside the US, then click here
Find Provider Network

StudentSecure Smart insurance - Common Questions

Is Worldtrips travel insurance a reliable insurance company? Is Worldtrips insurance a good insurance company ?

WorldTrips, a member of Tokio Marine HCC group of companies since 1998 has been offering several travel insurance and trip cancellation products for international travelers across the globe. Their Atlas travel insurance and Visitors Secure products are popular for product excellence, by giving affordable options for travelers to customize to meet the requirements of unique traveler needs. Individuals traveling for vacation, business men, students and group insurance works well for travelers traveling overseas.

This Indianapolis based company is the first company to enable their products and services for visitors via the internet for both US citizens and non–US citizens traveling abroad and to the US.

Does StudentSecure Smart Insurance cover covid illness?

WorldTrips Covid19 travel insurance by StudentSecure Smart Insurance for coronavirus coverage will cover eligible medical expenses resulting from COVID-19/SARS-CoV-2. Eligible medical expenses are medically necessary expenses that are not subject to another plan exclusion.

Is Worldtrips insurance a legit company?

Worldtrips for over 23 years is a well-recognized company in the US and across the globe for their vast network of hospitals and healthcare support system .The company offers several travel insurance plans for travelers with financial support , access to the best healthcare support and 24/7 emergency travel assistance .

Can I buy travel insurance from Worldtrips?

Worldtrips insurance previously known as Tokio Marine HCC – Medical Insurance Services Group has received A+ rating from the from S&P Global Ratings. Worldtrips travel insurance reviews indicate that it currently offers travel medical insurance for over 180 countries and trip protection insurance products for the US residents.

What cover does Worldtrip offer in their WorldTrips Covid travel insurance? Does it have Quarantine coverage for US travelers?

Worldtrips covid insurance includes coverage for covid19 illness just like any other illness in their Atlas travel insurance plans. The coverage for quarantine must be purchased for a minimum of 30 days along with the quarantine order by a physician or a government authority. Atlas insurance offers $50 per day for each day that travelers are quarantined abroad for a maximum of 10 days. The quarantine order should be based on the positive Covid-19 test report. The quarantine coverage is not available in the home country or it is not subject to deductible.

Why should I buy travel insurance from Worldtrips insurance?

World trips offers coverage around the world with the fully comprehensive travel medical insurance and trip protection products .Worldtrips was acquired by Tokio Marine in 2015 and functions as a member since the acquisition. Worldtrips insurance offer some of the unique travel medical and trip protection plans for international travelers worldwide.

Is it possible to renew Student Secure Smart Insurance?

Yes, International students can renew Student Secure Smart Insurance online up to 12 months.

Does Student Secure Smart offer coverage for Maternity and new born care coverage

Student Secure Smart insurance does not offer coverage for Maternity and new born care coverage. Other Student Secure insurance plans (Student Secure Budget, Student Secure Select and Student Secure Elite) offer coverage for maternity and new born care coverage.

Does Student Secure Smart insurance offer coverage for Team sports.

Student Secure Smart insurance does not offer coverage for Intercollegiate, interscholastic, intramural, or club sports. Other Student Secure insurance plans (Student Secure Budget, Student Secure Select and Student Secure Elite) offer coverage for Team Sports.

Will I lose Student Secure Smart coverage when I graduate or if I leave school?

Yes, Student Secure Insurance is available for full time students and will end its coverage once you graduate. You can buy the Atlas travel insurance plan for more coverage.

How does Student Secure Smart insurance offer coverage for medical expenses?

Student Secure Smart insurance offers comprehensive coverage for international students. After the deductible amount. If the student seeks treatment with the provider network namely “First Health care network or United health care.”. When studying outside the United States, you need to visit Equian International Provider Network to find healthcare provider or doctor nearest you outside the US. In the US, after the deductible amount, Student Secure Smart insurance pays 80% of the next $5,000 of eligible expenses, then 100% to the overall maximum limit. while seeking treatment in a provider network.

Outside the provider network, it is Usual, reasonable, and customary charges and the student may be responsible for any charges exceeding the payable amount. Student Secure Smart Insurance offers 100% of eligible expenses to the certificate period maximum after the deductible for claims outside the US. For detailed working example of how it works, you can review Student Secure Smart insurance working example.

StudentSecure Smart Travel Insurance Advantages

StudentSecure Smart Insurance Covid19 travel insurance by WorldTrips for coronavirus will cover eligible medical expenses resulting from COVID-19/SARS-CoV-2.

WorldTrips resourceful travel insurance links

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