Atlas America vs Safe travels USA Comprehensive visitor insurance comparison

These are two popular visitor insurance plans for international travel. Compare price and benefits to find the best plan for your needs.


Compare Atlas America and Safe Travels USA Comprehensive plans

Age
Spouse
Start Date
End Date
Coverage Region
Citizenship
Atlas America
Maximum
Deductible
Safe Travels USA Comprehensive
Maximum
Deductible
hccmis seven corners
brochure  Brochure & Details links
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planmaximum  Plan maximum
Age 80+: $10,000
Age 70 to 79: $50,000, $100,000 or $250,000
All others: $50,000, $100,000, $250,000, $500,000, $1,000,000 or $2,000,000
Age 80 to 89: $50,000
Age 65 to 79: $50,000, $100,000
All others: $50,000, $100,000, $250,000, $500,000, or $1,000,000
Age 80 to 89: $50,000
Age 70 to 79: $50,000, $100,000
All others: $50,000, $100,000, $250,000, $500,000, or $1,000,000
coinsurance  Coinsurance
Plan pay 100% of eligible expenses after the deductible up to the overall maximum limit.
  • In-network:  Plan pays 100%
  • Out-of-network:  Plan pays 80% of eligible expenses up to $5,000, then 100%
100% of Covered Expenses up to the policy maximum
emergency  Emergency Medical Evacuation
$1,000,000 lifetime maximum, except as provided under acute onset of pre-existing condition. 100% up to $2,000,000
Pre-existing  Pre-existing Conditions Coverage
Under age 70: Covers up to overall maximum limit.
Age 70 to 79: Covers up to overall maximum limit or $100,000, whichever is lower.
(excludes chronic and congenital conditions)
For people age 69 and below up to Policy Maximum for Acute Onset of Pre-Existing and up to $25,000 for coverage related to cardiac disease or conditions. For people age 70 and above up to $35,000 for Acute Onset of Pre-Existing and up to $15,000 for coverage related to cardiac disease or conditions. For age below 65 years: Up to $20,000
Age 65 and above: $10,000
Subject to the choosen Deductible and Coinsurance for Covered Expenses
repatriation  Repatriation of remains
Overall maximum limit (not subject to deductible or coinsurance). 100% up to $1,000,000
pregnancy  Maternity
Covers for complications of pregnancy during the first 26 weeks of gestation. Up to $1,000 for emergency medical treatment of pregnancy Up to $2,500 per policy period
Pre-existing  Definition of Acute onset of Pre-existing Condition
Sudden and unexpected outbreak or recurrence of a pre-existing condition which occurs spontaneously and without advance warning either in the form of physician recommendations or symptoms. Regardless of the cause of the condition, for which medical advice, diagnosis, care or treatment was recommended or received within the 24 month period before the Covered Person's coverage became effective under the Policy. A sudden and unexpected outbreak or recurrence of a PreExisting Condition which occurs spontaneously and without advance warning either in the form of Physician recommendations or symptoms, is of short duration, is rapidly progressive, and requires urgent and immediate medical care.
unique  Unique Advantages
  • Child 9 years and below is FREE with a paying adult
  • Best for travelers on H1B/H4 visa holders or students on OPT status.
  • Adventure sports coverage is included.
  • Covers treatment of complications of pregnancy during the first 26 weeks of pregnancy.
  • 80% of the first $5,000 of eligible expenses then 100% up to the policy maximum
  • Covers doctor visits, x-rays, prescriptions, hospital, surgery, ambulance
  • Emergency medical treatment of pregnancy up to $1,000
  • Mental or nervous disorders up to $2,500
  • Physiotherapy/Chiropractic $50 per visit per day up to 10 visits
  • Dental treatment - for injury or emergency alleviation of pain $250
  • Satisfies Schengen Visa Insurance Requirements when purchased with a $0 Deductible.
  • Optional coverage for hazardous sports.
  • Covers basic lost baggage up to $1,000
hostpital  US Network of hospitals and doctors
US PPO Network US PPO Network
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