Atlas America vs Safe travels USA Comprehensive visitor insurance comparison

Compare travel insurance benefits offered by Atlas America insurance and Safe travels USA Comprehensive Insurance plans. These two US travel insurance plans are comprehensive benefit visitor insurance plans for international travel which offer coverage for acute onset of pre-existing conditions. Compare price and benefits to find the best US travel medical insurance plan for your needs.


Compare Atlas America and Safe Travels USA Comprehensive plans

Age
Spouse
Start Date
End Date
Coverage Region
Citizenship
Atlas America
Plan Maximum
Deductible
Atlas Travel Insurance covers covid19 illness
Safe Travels USA Comprehensive
Plan Maximum
Deductible
Covers covid19 illness
hccmis Trawick International
Brochure & Details links
Covid coverage
Atlas America Insurance Covers eligible costs related to COVID-19. Safe travels USA Comprehensive visitors insurance offers US Travel insurance for Covid illness.
Underwriter
Atlas America Insurance Underwriter
Certain Underwriters at Lloyd's of London
Safe Travels USA Comprehensive Insurance Underwriter
Crum and Froster SPC
Rating
Atlas America Insurance Rating
AM Best Rating: A++ (Superior)
Standard & Poor’s Rating: AA-
Safe Travels USA Comprehensive Rating Insurance Rating
AM Best Rating: “A+”
Coinsurance
Plan pays 100% of eligible expenses after the deductible up to the overall maximum limit. Plan pays 100% of eligible expenses after the deductible up to the overall maximum limit.
  • In-network:  Plan pays 100%
  • Out-of-network:  Plan pays 80% of eligible expenses up to $5,000, then 100%
100% of Covered Expenses up to the policy maximum
Length of Coverage
Minimum : 5 days
Maximum : 364 days
Minimum : 5 days
Maximum : 364 days
Political Evacuation
Up to $100,000 lifetime maximum (not subject to deductible or coinsurance). -
Renewability
Yes : Up to 364 days Yes : Up to 2 years if initial purchase is 1 month
Acute onset of Pre-existing Condition
Under age 70: Covers up to overall maximum limit.
Age 70 to 79: Covers up to overall maximum limit or $100,000, whichever is lower.
(excludes chronic and congenital conditions)
Sudden and Acute Onset of a Pre-Existing Condition
Up to the Maximum Policy Limit per Period of Coverage up to age 69
Up to $25,000 per Period of Coverage upon attaining age 70 Maximum Lifetime Limit for Emergency Medical Evacuation $25,000
US Network of hospitals and doctors
» US PPO Network » US PPO Network

Atlas America Insurance vs Safe Travels USA Insurance

International travelers visiting USA must be aware of the extremely high health care cost for visitors to USA. Hospitalization with expensive medical bills can be a terrifying without visitor insurance. Many insurance providers offer different visitor medical insurance for tourists to the US. It is prudent to compare US visitor insurance before buying travel health insurance for USA.

Atlas America Insurance is offered by TokioMarine HCC Medical Insurance Services which has been offering health insurance products to customers in 130 countries. It also has AM Best Rating: A++ (Superior) rating. Safe Travels USA is offered by Trawick International and has an AM Best Rating of “A+”.

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What are the factors to consider while comparing Atlas America insurance and Safe Travels USA insurance?

Following are some of the insurance aspects that an international tourist needs to focus on while comparing among Atlas America insurance and Safe Travels USA insurance:
  • Compare visitor medical insurance maximum coverage between Atlas America insurance and Safe Travels USA insurance:
    This is the maximum coverage that the plan would offer for the medical expenses. Atlas America insurance offers maximum coverage up to 1 million and Safe Travels USA Insurance offers coverage up to 1 million. The coverage may vary for older travelers with reduced plan maximum. Safe Travels USA Comprehensive Insurance is available up to 89 years.
  • Compare visitors health insurance deductible options between Atlas America insurance and Safe Travels USA insurance:
    This is the initial amount the traveler needs to pay before the insurance actually start paying. Remember higher deductible have less premium than a plan with lower deductible. Atlas America insurance and safe travels USA Comprehensive insurance both offer a set of deductible options for the travelers to choose from. Atlas America insurance and Safe Travels USA Comprehensive have a range of deductible option from $0 up to $5,000.
  • Compare travel medical insurance provider network for Atlas America insurance and Safe Travels USA insurance:
    It is a network of health care providers. Insurance companies form these in order to control the costs of health care. An insurance plan would pay 100% of the eligible expenses if the insured is admitted to hospital or health care center within the provider network.
  • Compare travel insurance coinsurance options for Atlas America insurance and Safe Travels USA insurance:
    This is a percentage of the bill that the travel has to pay. Atlas America plan pays 100% of eligible expenses after the deductible up to the overall maximum limit. Safe Travels USA Comprehensive have certain restrictions for coverage out of the provider network which is the plan pays 80% up to $5,000, then 100% and it pays 100% within provider network.
  • Contrast the travel health Insurance renewability options for Atlas America insurance and Safe Travels USA insurance:
    Sometime the travel plans may change and a US visitor may be required to extend their period of stay. Atlas America Insurance can be renewed for 364 days while Safe Travels USA Comprehensive can be renewed up to 1 years.
  • Compare eligibility options of US visitors travel insurance for Atlas America insurance and Safe Travels USA insurance:
    Both these US visitor insurance plans offer comprehensive medical coverage to Non US citizens visiting US for a short period. Atlas America Insurance is quite popular among h1b/ h4 visa holders and students on opt status as it has not limitation on buying insurance if they are already in the US for quite some time.
  • Compare visitors insurance Pre-existing conditions coverage for Atlas America insurance and Safe Travels USA insurance:
    Atlas America Insurance offers coverage for acute onset of pre-existing conditions up to the age of 79. Safe Travels USA Comprehensive offers coverage for people age 69 and below up to Policy Maximum for Acute Onset of Pre-Existing and up to $25,000 for coverage related to cardiac disease or conditions. For people age 70 and above up to $35,000 for Acute Onset of Pre-Existing and up to $15,000 for coverage related to cardiac disease or condition.


Atlas America vs Safe travels USA Insurance - FAQs

  • Safe Travels USA Comprehensive
  • Patriot America Plus
  • Liaison Travel Plus

Trawick International offers coverage for Covid19 illness. The Safe Travels USA Comprehensive travel insurance covers Covid19 for coronavirus and will cover eligible medical expenses resulting from COVID-19/SARS-CoV-2. The eligible medical expenses are medically necessary expenses that are not subject to another plan exclusion.

Trawick international is a US based full service travel insurance provider specializing in travel related coverage for tourists, students, scholars, businesses, groups, and all other global travelers. Trawick International travel Insurance offers short term visitor travel insurance for international travelers. Trawick international health insurance coverage includes travel medical coverage for tourists, students, scholars, businesses and groups. Trawick International insurance provides Travel Insurance, Trip cancellation and Student Travel Medical Insurance. Trawick International has designed the programs for those traveling to the USA, individuals traveling abroad, US Citizens who are traveling in the USA and non US citizens traveling from their home country but not visiting the USA.

Safe Travels USA Insurance is an affordable Covid19 travel insurance. Safe Travels USA Comprehensive by Trawick International is ideal for visitors to the USA looking for cheap travel health insurance including coverage for COVID-19/SARS-CoV-2.

The Safe Travels USA Comprehensive travel insurance plan by Trawick international is available for Non US Citizens and US residents who are traveling to the United States or anywhere outside their home country. Safe Travels USA is not available for US citizens and US permanent residents (Green card holders).

If the traveller cancels the Safe Travels USA Comprehensive plan before the start of the plan, a full refund is available. If the cancellation request is after the start of the policy, then a prorated refund is available with a $25 cancellation fee contingent on not having any claim filed on this policy.

Yes, the Safe Travels USA Comprehensive plan can be renewed if initially purchased for more than Five days. There is an $5 fee for renewing the Trawick International Safe Travels USA Comprehensive plan

IMG is an award-winning provider of global insurance benefits and assistance services. International Medical Group (IMG) has been in the international travel health insurance market for 27 years and the company has been providing excellent world class medical insurance plans during this time. IMG on average takes less than 30 days to settle its claims.
International Medical Group provides US citizens and non-US citizens with international insurance resources to ease the stress of an unfamiliar culture or medical system. Whether you need individual coverage for a vacation, or group coverage for employees in locations around the world. It has an IMG international travel insurance plan to meet your needs.

Acute onset of pre-existing conditions means sudden, unexpected emergency due to a pre-existing condition that can be dangerous to life and the traveler cannot wait to get treatment in the home country but to receive treatment immediately. It should be noted that for acute onset coverage, treatment must be sought within the defined time period for the plan and chronic and congenital conditions may not be covered.

Patriot America Plus covid insurance coverage is available for plans purchased after September 1st, 2020. Patriot America plus insurance Coronavirus coverage includes eligible medical expenses resulting from COVID-19 up to the medical maximum.

Yes, the Patriot America insurance can be bought after arrival in the United States. It must be bought within 30 days for travelers above 65 years. The Patriot America plus can be purchased by travelers below the age of 65 years up to 6 months after arriving in the US.

Yes Patriot America Plus insurance offers the best coverage for acute onset of pre-existing conditions up to the age of 70 years.

Patriot America Plus insurance works well for US visitors by offering comprehensive coverage for medical expenses only inside the US. If the US visitor or traveler seeks treatment with the provider network namely “UnitedHealthcare PPO or First Health PPO”, then after the deductible amount, Patriot America Plus insurance pays 100% of the eligible expenses. If the traveler seeks treatment with a doctor or visits a hospital outside the provider network, Patriot America Plus insurance would pay 80% of eligible expenses up to $5,000, then 100% up to the maximum limit.
For detailed working example of how it works, you can review Patriot America Plus insurance working example.

Patriot America Plus Insurance is available for US citizens residing outside USA and visiting USA for short term. Patriot America Plus insurance for US citizens require them to have resided outside US continuously for the past 6 months and must have a current health plan in force.

Travelers can review this article on how to use Patriot America Plus visitor medical insurance in case of emergency in USA.

Yes Patriot America Plus Insurance is available for 364 days and can be renewed up to a maximum of 2 years. Travelers who wish to get extended coverage can renew Patriot America Plus insurance online.

Patriot America Plus Policy can be cancelled by submitting a written request to cancel@imglobal.com. However if you have filed claims, your premium is non-refundable.
Following are the cancellation policy terms and conditions:
Cancellation before effective date:

  • Full refund of premium.
Cancellation after effective date:
  • $50 cancellation fee will be charged by the insurance company.
  • Only full month premium will be considered for refund.

This is precisely the question that our entire website is dedicated to answering. We strive to be a one-stop shopping comparison site giving you a range of USA travel insurance options for your situation by providing several resources such as a compare visitor insurance tool, answers to frequently asked questions, resourceful blogs and answers to specific customer queries. We can get you an ideal tourist medical insurance in USA. We offer Patriot America insurance by International Medical Group (IMG) which is one of the most popular visitor insurance plans for USA that can set your mind at ease and cover you in the United States.

Seven Corners has introduced coronavirus travel insurance plans with Covid 19 coverage to protect the safety of international travelers. At American Visitor Insurance we are committed to getting you the best Seven Corners coronavirus travel insurance coverage in these uncertain times.
The Seven Corners Covid 19 travel insurance plans with Coronavirus coverage include Travel Medical Assistance Services, Trip Management Assistance Services, Travel Intelligence Services, 24 Hour Customer Assist Services, Worldwide Provider Network Access, Wellabroad Access to all Insured, Myplan Access to all Major Medical and Group Members.

Yes. See the schedule of benefits and benefit highlights in this brochure for details. Please be aware this coverage is not a general health insurance plan, but an interim, limited benefit period, travel medical program intended for use while away from your home country.

Individuals and families including unmarried dependent children traveling outside of their Home Country.

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