Schengen Visa Insurance: Requirements, Coverage, and Tips
If you are planning to travel to Europe, you may need to obtain a Schengen visa, which requires you to have proper travel insurance. Schengen visa insurance is mandatory for all visitors to the Schengen area, which comprises 27 European countries. We understand that obtaining Schengen visa insurance can be confusing, but our goal is to make the process easier for you.
At American Visitor Insurance, we have a Schengen insurance comparison tool to help you compare the best Schengen insurance plans based on prices and benefit details. In the Schengen insurance blog, we provide you with helpful and informative content to guide you through the process of getting Schengen visa insurance. We will cover the coverage requirements for Schengen visa insurance and how to choose the right plan for your needs.
We hope that our blog will be a valuable resource for all your Schengen visa insurance-related questions and concerns. We will also provide tips on how to save money on premiums and what to do if you need to file a claim while traveling in Europe. Our team of experts will keep you updated on the latest news and changes in the Schengen visa insurance requirements, as well as other important travel information.
Schengen Visa Travel Insurance
What Does Schengen Visa Travel Insurance Cover?
- Satisfies Visa requirements: Schengen visa insurance satisfies consulate requirements.
- Medical evacuation Emergency medical evacuation expenses to nearest available facility if needed.
- Medical Expense: Covers emergency medical expenses for accidental injury or illness.
- Repat of remains: Offers coverage for repatriation of remains expenses to home country in case of death.
- Pre-existing conditions Travel insurance offers coverage for acute onset of pre-existing conditions.
Schengen Visa Travel Insurance Reviews
Reviews, Ratings and Experiences from our customers
Karen
"I am always appreciating good business conduct and when I am coming back here for the longer time span."
Margaret
"Thank you for your prompt response. Your prompt response will be highly appreciated."
Connie
"Thank you American Visitor Insurance! You went way beyond what I would expect from an insurance company."
What Does Schengen Visa Insurance Not Cover?
Schengen Visa travel insurance provides coverage for emergencies, but there are several exclusions. These usually include:
- Pre-existing medical conditions: Illnesses or conditions that existed before the policy started are generally excluded.
- Chronic illness treatment: Long-term or ongoing treatments for chronic conditions such as diabetes or heart disease are not covered.
- Non-emergency medical care: Routine check-ups, scheduled visits, vaccinations, and elective procedures are not included.
- Adventure or high-risk sports: Activities like skiing, scuba diving, or other extreme sports often require additional coverage.
- Mental health conditions: Psychiatric care, counseling, and mental health treatments are typically excluded.
How Can I Buy Travel Insurance for a Schengen Visa Online?
Finding Best Schengen Visa Insurance Prices
To meet Schengen visa insurance requirements, just fill out the quote form with your details and coverage needs.
Compare the Different Travel Insurance Options
Compare the price and the benefits of the different travel insurance options to identify what fits your needs best.
Buy the Travel Insurance That you like Best
Purchase the plan that fits your needs and budget by using a credit card and completing the online application.
Review Policy Documents and Coverage Details
Review the €30,000 travel insurance documents sent to your email for coverage details and contact numbers.
Resourceful Tourist Health Insurance USA Information
How to buy travel insurance?
Guide to buying the best international travel insurance for USA.
Learn More »Travel insurance for specific groups
Tourists, Cruises, Students, J1 visa, OPT status, Immigrants...
Learn More »Why Should I Buy Schengen Visa Insurance on American Visitor Insurance?
We serve as a trusted marketplace for Schengen travel insurance with over 20 years of experience, helping you easily compare top-rated plans that meet Schengen visa requirements.
- Side-by-Side Plan Comparison: With American Visitor Insurance, you can easily compare Schengen visa travel medical insurance plans, costs and benefits from top insurers - all in one place.
- Visa-Compliant & Comprehensive Protection: All plans meet Schengen visa requirements and include coverage for medical emergencies, hospitalization, accidents, repatriation, and unforeseen health issues abroad.
- Affordable & Transparent Pricing: Get the best price directly from the insurer — no hidden fees. Receive an instant quote and purchase your policy online quickly and hassle-free.
- Expert Support & Assistance: Our licensed customer support team is available 24/7 to
- Guide you through plan selection and online applications
- Help with policy renewals or extensions
- Assist with cancellations if travel plans change
- Support filing insurance claims
- Peace of Mind While Traveling: Enjoy your trip to the Schengen Area knowing you are protected with trusted insurance coverage.
