Fixed or Scheduled benefits versus Comprehensive Plans: Which is best for me?

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Covid-19 travel insurance for international travelers

While travelling in the midst of a coronavirus pandemic, one must ensure that they have the right travel health insurance with proper Covid-19 coverage. At America visitor insurance travelers can get visitors insurance for Covid -19 illness. We offer a range of options for visitors where they can compare using our Visitors insurance for Covid19 comparison tool based on the factors like the travelers age, duration of travel, the maximum coverage required, deductible and the need for pre-existing conditions or for covid coverage. Travelers can narrow down their search further by applying the “filter” option for Covid19 available in the tool. Please know we are here to help you make the best, informed decision to get coverage even for COVID-19! Let us know how we can assist you. Feel free to contact us by email or phone at any time.
Fixed vs Comprehensive benefit
Visitor health insurance plans for international travelers are available online and are offered by many US based short term travel health insurance providers. These visitor health insurance plans are broadly classified into two groups namely Fixed benefits and Comprehensive visitor insurance plans.

Fixed benefits visitor insurance plans:
Fixed benefits visitor insurance plans are also known as Scheduled Benefit plans and are cheaper and affordable travel health insurance plans. They are economically priced which makes them attractive to some travelers. But, before deciding to buy a fixed benefit plan, it is advisable to know the risks involved in purchasing Fixed benefit visitor insurance.

People usually think of buying health insurance as just a that assures them medical insurance cover. Individuals buying health insurance for travel often forget the expensive health care costs in the US. This eventually can become a nightmare in case there is an incident that incurs hospitalisation. If people keep this in mind while purchasing insurance then they would have a second thought before buying fixed benefit visitor insurance plans.

Travel tips for international travelers
Travel tips for international travelers – safety, comfort and wellness.
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