Traveling outside one’s own home country now more common given today’s global village. People travel overseas as many have their children and families living in different countries including the US whom they visit, people also travel for their education and skill development, career prospects and work, last but not the least, people travel on vacations to explore new lands.
Travel Insurance or travel health Insurance or Visitor Health Insurance is very important along with other important items one
For international travel, especially while traveling to the United States there are many popular travel insurance plans made available by private insurance companies. You need to consider some vital factors before buying visitor insurance. Some among them are 2 kinds of travel insurance plans namely Fixed and Comprehensive visitor insurance .
Let's focus on a comprehensive plan that is very popular and suitable for many visitors visiting the US. Atlas America visitor medical insurance is a comprehensive visitor health insurance plan from the company WorldTrips. This plan is an ideal plan for parents visiting US or visitors visiting US.
This plan offers policy maximum coverage for acute onset of pre-existing conditions visitor insurance for people below the age of 80. This plan is the only visitor plan that offers coverage for pregnancy complications for a pregnant woman visiting US for a short term. This pregnancy complication coverage is available only up to 26 weeks of pregnancy after which pregnancy is treated as pre-existing condition.
This plan has another major bonus that it does not charge the premium for a child who is under 10 years of age when the child is accompanied by an adult. This provision is available for only one child accompanied with one adult.
Apart from these Atlas America Visitor Insurance does not have any arrival time restriction which makes it perfect for people who are living in US for a while on their work Visa like H1B or on OPT status while they are without any insurance temporarily during changing jobs or visiting US on an official purpose occasionally. This is how Atlas America insurance plan works, it has a 100% Coinsurance applicable after the deductible while paying the expenses.
This co insurance quotient is applicable only to the first $5K of the expense. If you happen to visit a provider within their PPO network which is United HealthCare, then this co insurance is waived and 100% of the expense after the deductible is paid by the insurance company. All these features of Atlas America travel insurance plan make it very attractive.
ecg_heart Acute onset of a pre-existing condition
rss_feed Comprehensive plan
ambulance Urgent care
pregnancy Pregnancy
group United health care PPO
sports_soccer Sports Coverage
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Atlas America insurance is a travel medical insurance plan for visitors to the US. Atlas America visitors insurance is one of the few visitor insurance plans that waives co-insurance within the PPO network. It is an ideal visitor medical insurance for parents visiting USA and foreign tourists to the United States. This travel insurance is to take the risk out of international travel and includes coverage for Acts of Terrorism, complications of pregnancy and incidental trips home. Atlas America visitors insurance pre existing conditions coverage includes coverage for acute onset of pre-existing conditions up to the age of 79 years in the event of life threatening conditions. 79 years old turing 80 during the coverage period, Atlas America plan does not affect coverage as long as the plan is purchased at age 79.
Who is eligible for Atlas America travel insurance plan?Atlas America policyholders now have the access to quality medical care through Air Doctor. Whether you're traveling for business, leisure, or family visits, Air Doctor ensure you have a quality medical care within covered areas.
The Traveler can purchase an optional rider at the time of application. The optional riders provide additional coverage for a minimal charge.Atlas America Insurance also provides optional buy-up coverage for the following:
The Atlas America visitor insurance cost per month ranges between $50 to $444. This is dependent on the age of the traveler, the plan maximum and the deductible.
Understandably, the Atlas America health insurance cost is higher for older travellers as they are more likely to need healthcare while traveling. Also, the higher the plan limit, the higher will be the premium, while the higher the deductible the lower will be the premium. Travelers up to age of 64 years can choose maximum limits of $50,000, $100,000, $250,000 $500,000, $1,000,000, $2,000,000. Travelers aged 65 to 79 years can choose $50,000 or $100,000 coverage. For travelers above 80 years only $10,000 maximum coverage is available.
| Age of traveler | Medical Maximum | |||||
|---|---|---|---|---|---|---|
| $50,000 | $100,000 | $250,000 | $500,000 | $1,000,000 | $2,000,000 | |
| 18 - 29 years | $50 | $63 | $69 | $87 | $100 | $105 |
| 30 – 39 years | $60 | $81 | $94 | $101 | $111 | $117 |
| 40 – 49 years | $78 | $96 | $108 | $128 | $146 | $154 |
| 50 - 59 years | $131 | $161 | $200 | $225 | $248 | $261 |
| 60 - 64 years | $177 | $225 | $301 | $327 | $360 | $378 |
| 65 – 69 years | $206 | $258 | ||||
| 70 -79 years | $356 | $444 | ||||
* For senior travelers aged 80 to 99, the cost is $528, with a maximum coverage of $10,000 and a deductible of $250.
Note: Please review your policy documents for complete coverage details. The coverage amount shown here are based on the in-network benefits. Optional add-on benefits includes extra cost.
WorldTrips, a member of Tokio Marine HCC group of companies since 1998 has been offering several travel insurance and trip cancellation products for international travelers across the globe. Their Atlas travel insurance and Visitors Secure products are popular for product excellence, by giving affordable options for travelers to customize to meet the requirements of unique traveler needs. Individuals traveling for vacation, business men, students and group insurance works well for travelers traveling overseas.
This Indianapolis based company is the first company to enable their products and services for visitors via the internet for both US citizens and non–US citizens traveling abroad and to the US.
Atlas insurance is short term travel health insurance designed for anyone, as long as they are outside their home country. Atlas Travel Insurance provides coverage for those who are traveling, studying, volunteering, or living outside of their home country. It offers core travel insurance benefits, with coverage from as little as Five days. There are three Atlas travel insurance plans to choose from Atlas Premier, Atlas International and Atlas Essential.
The benefits offered on the Atlas visitor medical insurance plan provide a range of high quality travel insurance benefits to cover you in the event of an unexpected accident or injury when you are abroad. This includes coverage for medical expenses, evacuation, repatriation, emergency reunion and other related benefits.
Atlas insurance is short term travel health insurance designed for anyone, as long as they are outside their home country.
The cost of the Worldtrips travel insurance will vary depending on the age of the traveler, the type of coverage, the travel destination and the duration of travel. Typically, visitors travel insurance policies cost can start even as low as $1 per day, but will be much higher for older travelers.
You can purchase Atlas Travel Medical Insurance on American Visitor Insurance at buy Atlas America Travel Insurance. You can also call them at (877)-340-7910 to get more information on how to apply for Atlas travel health insurance from licensed insurance agents.
The main requirements for applying for Atlas insurance is the travelers passport details and the travel dates. You can apply for Atlas travel insurance online on American Visitor Insurance or call (877)-340-7910 to get help while applying.
WorldTrips for over 23 years is a well-recognized company in the US and across the globe for their vast network of hospitals and healthcare support system .The company offers several travel insurance plans for travelers with financial support , access to the best healthcare support and 24/7 emergency travel assistance.
WorldTrips insurance previously known as Tokio Marine HCC – Medical Insurance Services Group has received A+ rating from the from S&P Global Ratings. WorldTrips travel insurance reviews indicate that it currently offers travel medical insurance for over 180 countries and trip protection insurance products for the US residents.
Yes, Atlas America insurance is a legitimate travel medical insurance plan offered by WorldTrips. It is underwritten by TMHCC Insurance SPC Ltd and Houston Casualty Company, a globally recognized and reputable insurance provider. The plan is popular among international travelers, offering comprehensive coverage for medical expenses, Emergency medical evacuation, trip interruptions, and more.
Atlas America and Atlas America Premium are both visitor medical insurance plans offered by WorldTrips for travelers. The difference lies in the coverage and benefits.
Atlas America insurance for visitors is one of the best travel insurance plans for visitors to the United States. It offers comprehensive coverage for medical emergencies and travel interruptions. It’s affordable, accepted by many U.S. hospitals, and includes 24/7 support — making it a trusted choice for international travelers.
Atlas Travel Insurance is one of the best options for visitors to the USA with pre-existing conditions. It offers comprehensive coverage for non-U.S. citizens and non-U.S. residents traveling to the United States. This makes it a reliable choice for travelers who want peace of mind during their stay in the U.S.
