StudentSecure Elite Insurance

If you want to cancel Student insurance, you must submit your cancellation request to orders@hccmis.com in order to receive a refund or premium. Only members who have no claims are eligible for premium refund.
Following are the cancellation policy terms and conditions:
Cancellation before effective date:

• Full refund of premium.

• $25 cancellation fee will be charged by the insurance company.
• Only unused portion of the plan cost will be refunded.
• After 60 days, no refunds are granted.

Student Secure Elite insurance offers Maternity care for covered pregnancy up to $25,000.It also offers Nursery care of new born up to $750.

Student Secure Elite insurance offers up to $5,000 maximum for medical expenses for treatment of injuries while taking part in Intercollegiate, interscholastic, intramural, or club sports.

Yes, Student Secure Insurance is available for full time students and will end its coverage once you graduate. You can buy the Atlas travel insurance plan for more coverage.

Student Secure Elite insurance offers comprehensive coverage for international students. After the deductible amount. If the student seeks treatment with the provider network namely “First Health care network or United health care.”. When studying outside the United States, you need to visit Equian International Provider Network to find healthcare provider or doctor nearest you outside the US. In the US, after the deductible amount, Student Secure Elite insurance pays 100% of the eligible expenses up to maximum limit, while seeking treatment in a provider network. Outside the provider network, it is Usual, reasonable, and customary charges and the student may be responsible for any charges exceeding the payable amount. Student Secure Elite Insurance offers 100% of eligible expenses to the certificate period maximum after the deductible for claims outside the US. For detailed working example of how it works, you can review Student Secure Elite insurance working example.