Student secure insurance cost, International student secure insurance for students, student secure insurance reviews

Compare StudentSecure international student health insurance cost

Age

Start Date

End Date

Destination

Citizenship

Student Secure Smart Plan Maximum Deductible Buy Now Paper Application	StudentSecure Budget Plan Maximum Deductible Buy Now Paper Application	Student Secure Select Plan Maximum Deductible Buy Now Paper Application	Student Secure Elite Plan Maximum Deductible Buy Now Paper Application
Payment Options
StudentSecure plans can buy either Annual or Monthly Payment basics .
Coinsurance inside the U.S.
In ppo network:Plan pays 80% of the next $100K of eligible expenses after the deductible, then 100% to the overall maximum limit. Out of ppo network: Usual, reasonable, and customary charges for eligible expenses, up to the overall maximum limit. You may be responsible for any charges exceeding the payable amount.	In ppo network: Plan pays 80% of the next $45K of eligible expenses after the deductible, then 100% to the overall maximum limit. Out of ppo network: Usual, reasonable, and customary charges for eligible expenses, up to the overall maximum limit. You may be responsible for any charges exceeding the payable amount.	In ppo network: Plan pays 80% of the next $25K of eligible expenses after the deductible, then 100% to the overall maximum limit. Out of ppo network: Usual, reasonable, and customary charges for eligible expenses, up to the overall maximum limit. You may be responsible for any charges exceeding the payable amount.	In ppo network: The plan pays 80% of eligible expenses up to $10k, then 100% up to the Maximum Limit. Out of ppo network: Usual, reasonable, and customary charges for eligible expenses, up to the overall maximum limit. You may be responsible for any charges exceeding the payable amount.
Coinsurance outside the U.S.
After the deductible, plan pays 100% of eligible expenses to the certificate period maximum.	After the deductible, plan pays 100% of eligible expenses to the certificate period maximum.	After the deductible, plan pays 100% of eligible expenses to the certificate period maximum.	After the deductible, plan pays 100% of eligible expenses to the certificate period maximum.
Maternity Care
Maternity Care for a Covered Pregnancy
Not Covered	Up to $5K	Up to $10K	Up to $15K
Nursery Care of Newborn
Not Covered	Up to $250 maximum	Up to $750 maximum	Up to $750 maximum
Therapeutic Termination of Pregnancy
Up to $500 maximum per certificate period	Up to $500 maximum per certificate period	Up to $500 maximum per certificate period	Up to $500 maximum per certificate period
Emergency Services
Emergency local ambulance
Up to $300 per injury / illness if hospitalized as inpatient	Up to $500 per injury / illness if hospitalized as inpatient	Up to $750 per injury / illness if hospitalized as inpatient	Up to $750 per injury / illness if hospitalized as inpatient
Dental
Emergency dental
Up to $500 for acute onset pain	Up to $500 for acute onset pain	Up to $500 for acute onset pain	Up to $500 for acute onset pain
Pre-Existing Condition
Acute onset of pre-existing condition
$25K lifetime maximum for eligible expenses	$25K lifetime maximum for eligible expenses	$25K lifetime maximum for eligible expenses	$25K lifetime maximum for eligible expenses
Pre-existing condition
Not Covered	Covered after 12 months waiting period	Covered after 6 months waiting period	Covered after 6 months waiting period
Evacuation
Emergency medical evacuation
Up to $50K lifetime maximum	Up to $250K lifetime maximum	Up to $300K lifetime maximum	Up to $300K lifetime maximum
Emergency reunion
Up to $1K, maximum of 15 days	Up to $1K, maximum of 15 days	Up to $5K, maximum of 15 days	Up to $5K, maximum of 15 days
Return of mortal remains or cremation/burial
Up to $25K lifetime maximum	Up to $25K lifetime maximum	Up to $50K lifetime maximum	Up to $50K lifetime maximum
Terrorism
Not Covered	Up to $50K maximum lifetime limit	Up to $50K maximum lifetime limit	Up to $50K maximum lifetime limit
Outpatient treatment
Up to overall maximum limit	Up to overall maximum limit	Up to overall maximum limit	Up to overall maximum limit
Outpatient prescription drugs
50% of actual charge	50% of actual charge	50% of actual charge	100% coinsurance for generic; 50% coinsurance for brand name
Mental health disorders (Treatment must not be obtained at a Student health center.)
Physician Office Visit: $500 maximum Inpatient: Up to $5,000 (excludes drug abuse and alcohol abuse)	Outpatient: Maximum of 30 visits; Inpatient: Maximum 30 days	Outpatient: Maximum of 30 visits; Inpatient: Maximum 30 days	Outpatient: Maximum of 40 visits; Inpatient: Maximum 40 days
Prescription Drugs
For outpatient prescription 50% of actual charges	For outpatient prescription 50% of actual charges	For outpatient prescription 50% of actual charges	100% for generic drugs 50% deductible for brand name
Physical therapy & chiropractic care
Up to $25 per visit per day	Up to $50 per visit per day	Up to $50 per visit per day	Up to $75 per visit per day
Personal Liability
Not Covered	Not Covered	Not Covered	Up to $250K lifetime maximum
Sports
Sports & Activities - Leisure, Recreational, Entertainment, or Fitness
Up to the overall maximum limit	Up to the overall maximum limit	Up to the overall maximum limit	Up to the overall maximum limit
Intercollegiate, interscholastic, intramural or club sports
Not Covered	Not Covered	Up to $5K maximum per injury or illness, medical expenses only	Up to $5K maximum per injury or illness, medical expenses only
Optional coverage
-	-	Offers optional Crisis Response rider for ransom, personal belongings, and Crisis Response fees and expenses	Offers optional Crisis Response rider for ransom, personal belongings, and Crisis Response fees and expenses
Life
Common Carrier Accidental Death
Not Covered	Not Covered	Up to $25K lifetime maximum	Up to $25K lifetime maximum
StudentSecure insurance Underwriter
Certain Underwriters at Lloyd’s Syndicate 4141
StudentSecure insurance Rating
AA- for Standard & Poor’s and Fitch Ratings and A++ (Superior) by A.M. Best Company
Brochure and Details
Brochure Details Reviews	Brochure Details Reviews	Brochure Details Reviews	Brochure Details Reviews

Student Age	Smart	Budget	Select	Elite
Under 18 years	$31.62	$53.01	$106.02	$181.35
18 – 24 years	$31.62	$53.01	$106.02	$181.35
25 – 30 years	$67.27	$99.82	$240.56	$374.17
31 – 40 years	$167.09	$236.53	$538.16	$805.07

StudentSecure Elite Insurance - Key Highlights

This is an international student health plan which is suited for international students studying abroad outside their home country.
Plan provides $100 for treatment in an emergency room for claims within the US only.
Co-insurance with this plan for the claims incurred within the US: Within the PPO, 80% of eligible expenses is covered up to the next $10k after deductible and then 100% of the expense is covered up to the overall maximum limit of the plan. For claims outside the PPO, usual, reasonable and customary charges are covered and the insured is responsible for any charges exceeding the payable amount.
Co-insurance for claims incurred outside the US : After the deductible, 100% of the eligible expenses are covered up to the Certificate period maximum.
Mental health disorders(Treatment not received at student health center) is covered as : Outpatient- maximum 40 visits, Inpatient - maximum 40 days.
Acute onset of pre-existing condition is covered for $25k lifetime maximum for eligible expenses.
Pre-existing conditions are covered after a 6 month waiting period.
Maternity care for covered pregnancy is covered for up to $25k.
Intensive Care Unit charges are covered up to the overall maximum limit.
Outpatient prescription drugs are covered as Generic drugs:100% co-insurance, Brand name drugs: 50% co-insurance, Specialty drugs: No coverage.
Emergency Dental treatment covers up to $500 maximum per Certificate period (Not subjected to co-insurance).
Sports activities, leisure, recreational,entertainment or fitness is covered upto overall maximum limit.
Optional Intercollegiate, interscholastic, intramural or club sports rider is covered up to $5000 maximum per injury or illness, medical expenses only.
Emergency Medical Evacuation is covered for up to $500k lifetime maximum (Not subject to deductible or co-insurance).
Repatriation of remains is covered for up to $50k lifetime maximum (Not subject to deductible, co-insurance or overall maximum limit).

StudentSecure Select Insurance - Key Highlights

The Select plan provides a policy maximum of $500,000 and Certificate period maximum of $1,000,000 with deductible $0.
Plan provides $200 for treatment in an emergency room for claims within the US only.
Co-insurance with this plan for the claims incurred within the US: Within the PPO, 80% of eligible expenses is covered up to the next $25k after deductible and then 100% of the expense is covered up to the overall maximum limit of the plan. For claims outside the PPO, usual, reasonable and customary charges are covered and the insured is responsible for any charges exceeding the payable amount.
Co-insurance for claims incurred outside the US : After the deductible, 100% of the eligible expenses are covered up to the Certificate period maximum.
Mental health disorders(Treatment not received at student health center) is covered as : Outpatient- maximum 30 visits, Inpatient - maximum 30 days.
Acute onset of pre-existing condition is covered for $25k lifetime maximum for eligible expenses.
Intensive Care Unit charges are covered up to the overall maximum limit.
Outpatient prescription drugs are covered for 50% of actual charges (Not subjected to deductible or co-insurance).
Emergency Dental treatment covers up to $500 maximum per Certificate period (Not subjected to co-insurance).
Sports activities, leisure, recreational,entertainment or fitness is covered upto overall maximum limit.
Optional Intercollegiate, interscholastic, intramural or club sports rider is covered up to $5k maximum per injury or illness, medical expenses only.
Emergency Medical Evacuation is covered for up to $300k lifetime maximum (Not subject to deductible or co-insurance).
Repatriation of remains is covered for up to $50,000 lifetime maximum (Not subject to deductible, co-insurance or overall maximum limit).

StudentSecure Budget Insurance - Key Highlights

This is an international student health plan which is suited for international students studying abroad outside their home country.
The Budget plan provides a policy maximum of $250k and Certificate period maximum of $500k with deductible of $0.
Plan provides $350 for treatment in an emergency room for claims within the US only.
Co-insurance with this plan for the claims incurred within the US: Within the PPO, 80% of eligible expenses is covered up to the next $45k after deductible and then 100% of the expense is covered up to the overall maximum limit of the plan. For claims outside the PPO, usual, reasonable and customary charges are covered and the insured is responsible for any charges exceeding the payable amount.
Co-insurance for claims incurred outside the US : After the deductible, 100% of the eligible expenses are covered up to the Certificate period maximum.
Mental health disorders(Treatment not received at student health center) is covered as : Outpatient- maximum 30 visits, Inpatient - maximum 30 days.
Acute onset of pre-existing condition is covered for $25k lifetime maximum for eligible expenses.
Pre -existing condition is covered after a 12 month waiting period.
Maternity care for covered pregnancy is covered for up to $5k.
Intensive Care Unit charges are covered up to the overall maximum limit.
Outpatient prescription drugs are covered for 50% of actual charges (Not subjected to deductible or co-insurance).
Emergency Dental treatment covers up to $500 maximum per Certificate period (Not subjected to co-insurance).
Sports activities, leisure, recreational,entertainment or fitness is covered upto overall maximum limit.
Emergency Medical Evacuation is covered for up to $250k lifetime maximum (Not subject to deductible or co-insurance).
Repatriation of remains is covered for up to $25k lifetime maximum (Not subject to deductible, co-insurance or overall maximum limit).

StudentSecure Smart Insurance - Key Highlights

This is an international student health plan which is suited for international students studying abroad outside their home country.
This plan comes in four levels of coverage Elite, Select, Budget or Smart to suit the needs and budget of the student.
The Smart plan provides a policy maximum of $100k and Certificate period maximum of $200k with deductible of $0.
Plan provides $350 for treatment in an emergency room for claims within the US only.
Co-insurance with this plan for the claims incurred within the US: Within the PPO, 80% of eligible expenses is covered up to the next $100k after deductible and then 100% of the expense is covered up to the overall maximum limit of the plan. For claims outside the PPO, usual, reasonable and customary charges are covered and the insured is responsible for any charges exceeding the payable amount.
Co-insurance for claims incurred outside the US : After the deductible, 100% of the eligible expenses are covered up to the Certificate period maximum.
Mental health disorders(Treatment not received at student health center) is covered as : physician office visit: $500 maximum inpatient - up to $5k maximum.
Acute onset of pre-existing condition is covered for $25k lifetime maximum for eligible expenses.
Intensive Care Unit charges are covered up to the overall maximum limit.
Outpatient prescription drugs are covered for 50% of actual charges (Not subjected to deductible or co-insurance).
Emergency Dental treatment covers up to $500 maximum per Certificate period (Not subjected to co-insurance).
Sports activities, leisure, recreational,entertainment or fitness is covered upto overall maximum limit.
Emergency Medical Evacuation is covered for up to $50k lifetime maximum (Not subject to deductible or co-insurance).
Repatriation of remains is covered for up to $25k lifetime maximum (Not subject to deductible, co-insurance or overall maximum limit).

Best StudentSecure insurance for students - FAQ's

WorldTrips, a member of Tokio Marine HCC group of companies since 1998 has been offering several travel insurance and trip cancellation products for international travelers across the globe. Their Student Secure plans are popular for product excellence, by giving affordable options for students to customize to meet the requirements of unique student needs.

Student Secure provides excellent insurance cover to international students and scholars outside their home country. This plan meets J-1 visa requirements, covers pre-existing conditions and some intercollegiate, interscholastic, intramural, or club sports coverage. As Student Secure insurance comes in four variants, Smart, Select, Budget and Elite. It is recommended to compare among them and buy the best student insurance as per your requirements. These affordable international student secure insurance plans satisfy most of the university requirements and also US J visa requirements.

StudentSecure Insurance is an international student health plan which is suited for international students studying abroad outside their home country.

The StudentSecure insurance for students cost will vary depending on the age of the traveler, the type of coverage, the travel destination and the duration of travel. Typically, visitors travel insurance policies cost can start even as low as $1 per day, but will be much higher for older travelers.

You can purchase Student Secure plans on American Visitor Insurance at Student Secure Insurance. You can also call them at (877)-340-7910 to get more information on how to apply for Atlas travel health insurance from licensed insurance agents

The main requirements for applying for Student Secure is the travelers passport details and the travel dates. You can apply for Atlas travel insurance online on American Visitor Insurance or call (877)-340-7910 to get help while applying.

WorldTrips Covid19 travel insurance by StudentSecure Insurance for Covid coverage will cover eligible medical expenses resulting from COVID-19/SARS-CoV-2. Eligible medical expenses are medically necessary expenses that are not subject to another plan exclusion.

WorldTrips for over 23 years is a well-recognized company in the US and across the globe for their vast network of hospitals and healthcare support system. The company offers several student travel insurance plans for students with access to the best healthcare support and 24/7 emergency travel assistance.

WorldTrips insurance previously known as Tokio Marine HCC – Medical Insurance Services Group has received A+ rating from the from S&P Global Ratings. WorldTrips currently offers Student Secure medical insurance for international students in the USA.

WorldTrips covid insurance includes coverage for covid19 illness just like any other illness in their Atlas travel insurance plans. The coverage for quarantine must be purchased for a minimum of 30 days along with the quarantine order by a physician or a government authority.

Atlas insurance offers $50 per day for each day that travelers are quarantined abroad for a maximum of 10 days. The quarantine order should be based on the positive Covid-19 test report. The quarantine coverage is not available in the home country or it is not subject to deductible.

WorldTrips offers coverage for international student from around the world in the US with the fully comprehensive student medical insurance. WorldTrips was acquired by Tokio Marine in 2015 and functions as a member since the acquisition. WorldTrips insurance offer some of the unique student medical insurance for foreign students worldwide.

Yes, International students can renew StudentSecure Insurance online up to 12 months.

StudentSecure insurance offers Maternity care for covered pregnancy up to $10K. It also offers Nursery care of new born up to $750.

To be eligible for WorldTrips StudentSecure medical insurance, you must:

Be a full-time student or scholar, the spouse of the full-time student or scholar, or a dependent traveling with the full-time student or scholar
Reside outside your country of residence for the purpose of pursuing international educational activities for a temporary period of time
Be physically and legally residing in host country with the intent to reside there for at least 30 days on the effective date and at renewal
Meet student visa requirements, such as F visa, J visa, or other types of visas

You can renew or extend your StudentSecure plan online before the expiration date of your current policy. You can access the online renewal system through the WorlTrips Student Zone or through the email that you will receive before your policy expires. You can renew your plan for a minimum of 30 days and a maximum of 4 years, as long as you meet the Student Secure plan eligibility requirements.

The main differences between the four levels of StudentSecure medical insurance plans are the policy maximums, deductibles, and benefits. The Elite option provides the highest policy maximum of $5M per policy period and the lowest deductible of $25 per injury or illness. It also provides the most comprehensive benefits, such as vaccination coverage, maternity coverage, and intercollegiate sports coverage. The Select option provides a policy maximum of $600K per policy period and a deductible of $35 per injury or illness. It also provides some additional benefits, such as mental health coverage and personal liability coverage. The Budget option provides a policy maximum of $500K per policy period and a deductible of $45 per injury or illness. It also provides some basic benefits, such as emergency medical evacuation and repatriation of remains. The Smart option provides the lowest policy maximum of $200K per policy period and the highest deductible of $50 per injury or illness. It also provides the least benefits, such as accidental death and dismemberment and terrorism coverage.

StudentSecure travel insurance provides benefits for eligible expenses related to emergency situations that occur during your policy period. The travel benefits include emergency medical evacuation, repatriation of remains, accidental death and dismemberment, terrorism coverage, trip interruption, lost checked luggage, and more. The amount of travel benefits depends on the plan option you choose.

The student secure plan covers injuries and illnesses resulting from participation in leisure sports and activities that are not organized or sponsored by your school. Some examples of covered sports and activities are basketball, soccer, tennis, hiking, skiing, surfing, and yoga. However, some sports and activities are excluded from coverage, such as professional or semi-professional sports, contact sports, extreme sports, and motor sports.

The WorldTrips student secure plan meets the J-1 visa requirements by providing medical benefits for sicknesses and injuries, emergency medical evacuation, repatriation of remains, accidental death and dismemberment, and medical assistance services. The plan also meets or exceeds the minimum coverage amounts required by the U.S. Department of State for J-1 visa holders.

The optional sports rider is an additional benefit that covers up to $5K per injury resulting from intercollegiate, interscholastic, intramural, or club sports. You can add this rider to your plan by paying an extra premium of $1.25 per person per month. You can add this rider at the time of application or during renewal.

The student secure plan covers vaccinations up to $150 per year for Select and Elite plans only. The plan also covers mental health disorders up to a certain amount per year depending on the level of coverage. For example, the Elite plan covers up to $2,500 per year for inpatient treatment and up to $50 per day for outpatient treatment.

The student secure health insurance plan covers pre-existing conditions after a waiting period that varies depending on the level of coverage. The Elite and Select plans have a 6-month waiting period, the Budget plan has a 12-month waiting period, and the Smart plan does not cover pre-existing conditions at all.

The student secure medical insurance covers eligible medical expenses resulting from COVID-19/SARS-CoV-2 as any other illness, subject to the terms and conditions of the policy. However, if you had COVID-19 before your plan’s effective date and it is considered a pre-existing condition, then it will be subject to the waiting period and benefit limits of your chosen level of coverage.

There are several reasons to consider an international student insurance plan like StudentSecure for your overseas studies:

To Meet Visa Requirements:
Most countries require international students to possess a valid student visa. Some visas require proof of insurance that meets specific requirements. StudentSecure meets the insurance requirements of most visas, including the J-1 visa.
As a StudentSecure policyholder, you will have access to a visa letter you can use as proof of coverage. You can download your visa letter through the Member Portal, where you can conveniently manage your policy online.

To Meet Your Study Abroad Program or School Requirements:
Your program or university may require you to have valid student health insurance that meets requirements. Many programs and schools provide their own insurance plans, but oftentimes allow students to purchase alternate coverage that meets requirements.
Upon purchase of a StudentSecure policy, we will help you provide proof of coverage that meets requirements to your program or school. Simply submit a request for a waiver form and/or visa letter to sales@worldtrips.com. We will send completed copies of the form(s) to you and your school.

To Cover Unexpected Medical Expenses:
Your regular health insurance may not provide adequate coverage while you are outside of your home country. International student health insurance like StudentSecure can provide travel assistance and help mitigate unexpected medical costs.

On American Visitors Insurance students can buy US student insurance using a paper application form either on monthly basics or yearly. Students should complete and the Student Secure proposal form and make the payment. On receiving the completed Student Secure insurance application form and the payment, the Student Secure insurance policy will be emailed to the customer.

Compare Student Secure health insurance

Compare StudentSecure international student health insurance cost

StudentSecure is designed for international students seeking

Compare Student secure insurance for international students

StudentSecure insurance cost for International students in USA Buy Online »