Patriot America Plus Reviews vs Safe Travels USA Comprehensive Reviews

Compare benefits offered by Patriot America Plus Insurance and Safe travels USA Comprehensive travel Insurance plans. These two plans are comprehensive benefit visitor insurance plans for international travel which offer coverage for acute onset of pre-existing conditions. Compare price and benefits to find the best plan for your needs.

Patriot America Plus vs Safe Travels USA Comprehensive cost calculator

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Patriot Travel vs Safe Travels USA
Patriot America Plus
Plan Maximum
Deductible
Pre-existing Coverage
  Buy Now   
Safe Travels USA Comprehensive
Plan Maximum
Deductible
 Patriot America Plus vs Safe travels USA Comprehensive insurance benefits
Insurance Providers help
Coinsurance help
In Network - The plan pays 100%
Out of Network - The plan pays 80% of eligible expenses up to $5K, then 100% up to the Maximum Limit.
The plan pays 100% up to the overall maximum limit
Length of Coverage help 5 days to 365 days Minimum : 5 days
Maximum : 364 days
Renewability help Yes : Up to 364 days Yes : 5 days to 364 days
 Medical Benefits
Hospital room and board help Average semi-private room rate, including nursing services.
The average semi private room rate.
Intensive care unit help
Up to the overall maximum limit.
Up to the overall maximum limit
Hospital indemnity help $250 per overnight inpatient confinement, maximum limit of 10 overnights. Not subject to deductible Not Available
Urgent Care Clinic help $25 copay. Copay is not applicable when the $0 deductible is selected. Not subject to deductible
$30 - If the $0 Deductible is chosen, there is no Co-Pay
 Emergency Services
Emergency local ambulance help Up to the maximum limit.
Covered
Hospital emergency room help
Outside the U.S : Up to the maximum limit
Inside the U.S : Subject to a $250 deductible for each emergency room visit for treatment that does not result in direct inpatient hospital admission. Up to the maximum limit
Usual customary charge to the selected policy maximum
 Dental
Emergency dental treatment help $300 maximum limit due to accident or unexpected pain to sound natural teeth
$250 per Policy Period
 Acute Onset of Pre-Existing Condition
Acute Onset of Pre-Existing Conditions help Up to the maximum limit.(Insured person must be under 70 years of age)
For ages up to and including 69 the limit is up to the Medical Policy Maximum purchased per Period of Coverage except for any coverage related to cardiac disease or cardiac conditions, which will be limited to $25K up to and including age 69, with a $25K Maximum Lifetime Limit for Emergency Medical Evacuation.
 Life
AD&D help $50K principal sum. Not subject to deductible
$5K Principal Sum
Common carrier AD&D help $25K per insured child, $100K per insured adult, $250K maximum limit per family. Not subject to deductible Not Covered
 Evacuation
Emergency medical evacuation help Up to the maximum limit. Not subject to deductible
100% Up to $2M
Emergency reunion help Up to $100K maximum limit (not subject to deductible or coinsurance) Up to $15K
Return of mortal remains or cremation/burial help Up to the maximum limit for return of mortal remains or ashes to country of residence, or $5K maximum limit for cremation or local burial at the place of death. Not subject to deductible Up to $5K per Policy Period
Return of minor children help $100K maximum limit. Not subject to deductible Up to $5K
Political evacuation and repatriation help Up to $100K lifetime maximum (not subject to deductible or coinsurance). Up to $25K
Natural disaster evacuation help $25K maximum limit. Not subject to deductible (Must be approved in advance by the company) Up to $10K
Trip interruption help Covered $5K (Per Policy Period does not cover lost trip cost)
Terrorism help $50K maximum limit. Not subject to deductible Not Available
Unique Advantages
  • US expats looking to visit the US can buy Patriot America Plus. They must have resided outside US continuously for the past 6 months and must have a current health plan in force.
  • Green Card Holders in the US are eligible as long as their primary residence is outside the US. There is no set amount of time on arrival in the US before which this plan has to be purchased.
  • Visitors insurance is available from a minimum of 5 days up to a maximum of 1 year and is renewable.
  • Coverage for acute onset of pre-existing conditions is included and a coverage of $25K is available for any covered condition.
 Travel Insurance
Rating help “A” (Excellent) by A.M. Best and “A-” by Standard & Poor’s A++ (Superior) Standard & Poor's Rating: AA-
Underwriter Sirius International Insurance Corporation Zurich Insurance Europe AG Belgian branch
Brochure and Details

Review of Patriot America Plus vs Safe Travels USA Comprehensive

International tourists visiting USA must be aware of the rising health care cost for visitors to USA. Hospitalization with huge medical bills can be a nightmare without visitors health insurance. Many insurance providers offer different visitors insurance for tourists to the US. It is important to compare the popular visitor insurance before buying adequate travel medical insurance for USA. Here the visitor can compare US visitor insurance cost of Patriot America Plus insurance and Safe Travels USA Comprehensive insurance plans by reviewing their unique Visitors medical insurance benefits.

patriot america plus vs Safe Travels US Comprehensive insurance

Patriot America Plus Insurance review is offered by International Medical Group (IMG) which has been offering international health insurance since 27 years. It also has AM Best Rating: A++ (Superior) rating. Safe Travels US Comprehensive is offered by Trawick International and has an AM Best Rating of “A+”.

  • FEATURES
  • Cost*
  • Coverage in USA?
  • Parents/Seniors are eligible?
  • Covers Acute onset of Pre-existing?
  • Eligible for Green card holders?
  • Renewable and Cancellable?
  • A.M. Best Rating
  • Underwriter
  • Insurance company
  • Buy now
  • Patriot America Plus
  • 79
  • Yes
  • Yes
  • Yes, covers up to 70 years
  • Yes
  • Yes
  • "A" Excellent
  • Sirius
  • IMG
  • Buy Now
  • Safe Travels USA
  • 90
  • Yes
  • Yes
  • Yes, covers up to 69 years
  • Yes
  • Yes
  • "A" Excellent
  • Zurich Insurance
  • Trawick International
  • Buy Now

*Cost for 45 years traveler; $50,000 maximum coverage; $250 deductible.

Patriot America Plus vs Safe Travels USA Comprehensive: A Quick Comparison

Patriot America Plus

  • Offers maximum coverage up to 1 million.
  • Deductible options ranges from $0 up to $2500.
  • Covers pre-existing condition up to 79 years.
  • Renewable for upto to 24 months.
  • $50 cancellation fee after the effective date.
  • Available for Non US residents traveling to USA.
  • Offers optional coverage for adventure sports
assignmentPLAN DETAILS picture_as_pdfBROCHURE descriptionPAPER APPLICATION
  • local_hospital

    Provider Network
    United Healthcare Provider Network

  • dentistry

    Dental Treatment
    $300 maximum limit

  • ambulance

    Emergency Medical Evacuation
    Up to $1,000,000

  • medical_services

    Urgent Care Clinic
    $25 copay

  • id_card

    Identity theft
    $500 maximum limit

  • shopping_cartBuy Now

Safe Travel USA Comprehensive Insurance

  • Offers maximum coverage up to 1 million.
  • Deductible options ranges from $0 up to $5K.
  • Acute on set of pre-existing conditions covered up to 70 years.
  • Renewable for 5 to 364 days.
  • A cancellation fee of US $25 will be charged.
  • Emergency medical treatment of pregnancy covered up to $1,000
  • Offers optional coverage for sports activity rider
assignmentPLAN DETAILS picture_as_pdfBROCHURE descriptionPAPER APPLICATION
  • local_hospital

    Provider Network
    United Healthcare Provider Network

  • medical_services

    Urgent Care Clinic
    $30 per Incident

  • ambulance

    Emergency Medical Evacuation
    100% up to $1,000,000

  • flight

    Trip Interruption
    $5,000

  • shopping_cartBuy Now

Patriot America Plus vs Safe Travels USA Comprehensive Insurance - FAQs

  • Patriot America Plus Insurance - FAQ's

    What are the benefits of Patriot International Lite insurance?

    Patriot International Lite Health Insurance provides coverage for travelers outside their residence country whose destination excludes the US and its territories.

    Patriot International Lite insurance provides coverage for Acute on set of pre-existing conditions ,medical expenses, emergency medical evacuation, repatriation of remains, accidental death and dismemberment and more. The plan can be renewable up to 2 years.


    What is the coverage area of Patriot International Lite insurance?

    Patriot International Lite provides people outside their home country whose destination excludes the United States or its territories.


    What is Patriot America Plus insurance?

    Patriot America Plus is an A- rated comprehensive Travel Medical insurance plan that provides medical coverage and other covered travel and emergency services for visitors to the U.S during their travel and temporary stay outside of their home country. The coverage duration is available from 5 days to 365 days.


    Can I buy Patriot America Plus insurance after my arrival in the US?

    Yes, the Patriot America insurance can be bought after arrival in the United States. It must be bought within 30 days for travelers above 65 years. The Patriot America plus can be purchased by travelers below the age of 65 years up to 6 months after arriving in the US.


    Does Patriot America Plus Insurance cover pre-existing conditions?

    Yes Patriot America Plus insurance offers the best coverage for acute onset of pre-existing conditions up to the age of 70 years.


    How can one use Patriot America Plus visitor medical insurance in case of emergency in USA?

    Travelers can review this article on how to use Patriot America Plus visitor medical insurance in case of emergency in USA.


    I have changed my travel plans and wish to extend my trip. Is it possible to renew Patriot America Plus insurance?

    Yes Patriot America Plus Insurance is available for 364 days and can be renewed up to a maximum of 2 years. Travelers who wish to get extended coverage can renew Patriot America Plus insurance online.


    How does Patriot America Lite insurance provider offer coverage for medical expenses?

    Patriot America Lite insurance works for US visitors by offering comprehensive coverage for medical expenses only inside the US. If the US visitor or traveler seeks treatment with the provider network namely “UnitedHealthcare PPO or First Health PPO”, after the deductible amount, Patriot America Lite insurance pays 100% of the eligible expenses. If the traveler seeks treatment with a doctor or visits a hospital outside the provider network, Patriot America Lite insurance would pay 80% of eligible expenses up to $5k, then 100% up to the maximum limit.
    For detailed working example of how it works, you can review Patriot America Lite insurance working example


    Can US citizens buy Patriot America Lite insurance?

    Patriot America Lite Insurance is available for US citizens residing outside USA and visiting USA for short term. Patriot America Lite insurance for US citizens require them to have resided outside US continuously for the past 6 months and must have a current health plan in force.


    How can one use Patriot America Lite visitor medical insurance in case of emergency in USA?

    Travelers can review this article on how to use Patriot America Lite visitor medical insurance in case of emergency in USA.


    What are the benefits of Patriot America Plus insurance?

    Patriot America Plus is a travel medical insurance plan offered by International Medical Group (IMG) that addresses the insurance needs of non-U.S. residents who need temporary medical insurance while traveling for business or pleasure to the United States.

    Patriot America insurance provides coverage for medical expenses, emergency medical evacuation, repatriation of remains, accidental death and dismemberment and more. The plan offers a complete package of international benefits available 24 hours a day to individuals, families, and groups of five or more travelers.


    What is the coverage area of Patriot America Lite insurance?

    Patriot America Lite insurance provides coverage worldwide except in your country of citizenship.


    What are the requirements for purchasing Patriot America Lite insurance?

    To buy the Patriot America insurance, you will need the travel dates and passport details of the traveler. This will include the name of the traveler, the date of birth, the passport number and the travel dates.

  • Safe Travels USA Comprehensive Insurance - FAQ's

    Is Trawick international a good insurance company?
    Trawick international is a US based full service travel insurance provider specializing in travel related coverage for tourists, students, scholars, businesses, groups, and all other global travelers. Trawick International travel Insurance offers short term visitor travel insurance for international travelers. Trawick international health insurance coverage includes travel medical coverage for tourists, students, scholars, businesses and groups. Trawick International insurance provides Travel Insurance, Trip cancellation and Student Travel Medical Insurance. Trawick International has designed the programs for those traveling to the USA, individuals traveling abroad, US Citizens who are traveling in the USA and non US citizens traveling from their home country but not visiting the USA.

    Who is eligible to enrol in the Safe Travels USA Comprehensive travel insurance plan by Trawick international ?
    The Safe Travels USA Comprehensive travel insurance plan by Trawick international is available for Non US Citizens and US residents who are traveling to the United States or anywhere outside their home country. Safe Travels USA is not available for US citizens and US permanent residents (Green card holders).

    Can a traveler extend or renew the Trawick international Safe Travels USA Comprehensive plan?
    Yes, the Safe Travels USA Comprehensive plan can be renewed if initially purchased for more than Five days. There is an $5 fee for renewing the Trawick International Safe Travels USA Comprehensive plan

How much does Patriot America Plus vs Safe Travels USA Comprehensive insurance cost per month?

Both Patriot America Plus vs Safe Travels USA Comprehensive provide excellent coverage for travelers visiting the US on a short-term basis. However, it's important to compare the two plans closely to determine which one best meets your specific needs.

You can compare cost for both Patriot America Plus vs Safe Travels USA Comprehensive plans.

Patriot America Plus

Travelers Age Maximum $50K Maximum $100K
40 - 49 $79 $99
50 - 59 $130 $163
60 - 64 $151 $198
65 - 69 $173 $222
70 - 79 $256

Safe Travels USA Comprehensive

Travelers Age Maximum $50K Maximum $100K
40 - 49 $90 $113
50 - 59 $148 $187
60 - 64 $172 $226
65 - 69 $197 $253
70 - 79 $294$470

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Review travel medical insurance - Blogs and articles

Patriot insurance plans

Travel with one of the (IMG) Patriot America Plus plans so that you can spend more time enjoying your international experience and less time worrying about your medical coverage.

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Safe Travels USA Comprehensive

Safe Travels USA Comprehensive offers excellent medical coverage. This includes coverage for acute onset of pre-existing conditions, emergency medical evacuation, repatriation and security evacuation benefits.

Read more »

Which are the best travel insurance companies in USA?

You can find reliable US insurance providers like International Medical Group(IMG), Seven Corners, WorldTrips, Global Underwriters, Travel Insure, GeoBlue, HTH Worldwide and INF insurance.

Which are the best visitors insurance companies in USA?

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