Norway Travel Insurance for Schengen Visa 2026Planning a trip to Norway? Get Schengen-compliant travel insurance approved for Norway visa applications.
Buy instant travel insurance online starting at just $1 for a day.
Yes. Travel insurance for Norway is mandatory if you are applying for a Norway visa. Your policy must meet Norway visa travel insurance requirements, including:
If you do not need a visa, travel insurance is optional but still highly recommended due to potential high medical costs for foreigners.
Before traveling to Norway, it is necessary to buy Schengen visa travel insurance to meet the Norway visa requirements.
If you are not a citizen of the European Union (EU), European Economic Area (EEA), or Switzerland.
If you plan to stay in Norway for up to 90 days within a 180-day period for tourism, business, or visiting family.
Exceptions: Some non-EU countries have visa waiver agreements with the Schengen Zone, meaning their citizens can enter Norway without a visa for short stays (usually up to 90 days).
On American Visitor Insurance, you can easily buy the travel insurance online to get the visa letter to submit to the Norway consulate for your visa application.
Once your Norway travel insurance is purchased, you will receive the
Insurance details with the toll-free number
Virtual ID card - a digital insurance card you can access instantly on your phone—no physical card required.
Instant Norway visa insurance letter for your visa application, which serves as proof of coverage
Travelers who need a Norway visa should buy travel insurance satisfying Norway visa requirements:
💡 Tip: Always carry a digital and printed copy of your policy, as you may be asked for proof at border checks or during visa processing.
Schengen visa insurance satisfies consulate requirements.
Emergency medical evacuation expenses to nearest available facility if needed.
Covers emergency medical expenses for accidental injury or illness.
Offers coverage for repatriation of remains expenses to home country in case of death.
Travel insurance offers coverage for acute onset of pre-existing conditions.
Avoid these common errors that lead to Schengen visa rejections:
Schengen rules require minimum €30,000 medical coverage (approx. $50,000) (this includes emergency medical treatment & repatriation). Travel insurance for Europe policies with lower coverage than this €30,000 are automatically rejected.
The travel insurance must be valid in all 29 Schengen states. Some travelers buy country-specific insurance (e.g., only for Germany), which is not accepted in the Schengen states consulates.
The Europe travel insurance policy must match the correct entry and exit dates. If your travel insurance for Europe ends even 1 day earlier than your return ticket, your Schengen visa application can be refused.
Some cheap travel for Europe plans exclude repatriation (return of remains in case of death) or exclude pre-existing emergency treatment. Schengen visa officers check for these exclusions carefully.
Consulates prefer international insurance companies that are well recognized in the Schengen region. Unfamiliar or unapproved providers may cause rejection.
Some travelers submit “dummy” insurance and cancel it after printing. Consulates cross-check this data, and if invalid, the visa is denied and can even lead to a travel ban.
Even a 1–2 day mismatch between flight booking and travel insurance validity can lead to rejection. It is recommended to add a buffer day before arrival and after departure.
Sometimes applicants forget to attach the Schengen visa compliant Travel insurance certificate with the application. Only payment receipt is not enough—you need the official Schengen visa travel insurance confirmation letter.
Schengen-compliant medical coverage
Balanced coverage for Europe travel
Starting at $10/week*
Learn More »Starting at $18/week*
Learn More »* Prices shown are indicative for a 7-day trip, $50,000 coverage, $0 deductible, 30-year-old traveler.
Schengen insurance cost ranges between $8 to $15 per week for a 25-year-old traveler with a $50,000 medical maximum and $0 deductible.
All the insurance plans listed below
| Insurance Plans | Provider Network | Cost | How to download Schengen Visa letter |
|---|---|---|---|
| Atlas International | No PPO | $8 | WorldTrips insurance ID cards via Client Zone |
| Patriot International Lite | IPA Network | $10 | IMG insurance ID cards from My IMG |
| Atlas Premium International | No PPO | $11 | WorldTrips insurance ID cards via Client Zone |
| Travel Medical Global Choice | Wellabroad.com | $11 | Seven Corners insurance ID cards via Client Zone |
| Safe Travels International |  |
$15 | Trawick International insurance ID cards via Client Zone. |
Source: American Visitor Insurance ®
Review Schengen Visa insurance plan benefits.
Travelers with existing health concerns often need more than basic Schengen visa insurance.
Travelers can easily compare these best Schengen visa insurance for pre-existing conditions and choose the option that best fits their medical needs and budget.
To get a certificate showing you have travel insurance when applying for a Schengen Visa, follow these steps:
#1 Policy Maximum is the maximum eligible medical expenses that the plan will cover.
#2 Deductible is the amount of expenses that must be paid out of pocket before an insurer will pay any expenses.
#3 Europe travel insurance for US residents Click here to read more »Severe food poisoning while exploring street food markets. Insurance covers hospital treatment and medical expenses without financial stress.
A broken leg during a winter ski trip. Coverage includes surgery, hospitalization, and medical evacuation if needed.
Delayed luggage during transit. Insurance reimburses essential clothing and toiletries.
Flight canceled due to heavy snow. Trip cancellation coverage reimburses hotel stays and rebooking fees.
Sudden toothache requiring urgent treatment. Emergency dental costs are covered.
Mandatory hotel quarantine after a positive test. Insurance helps cover medical consultations and quarantine expenses.
If you need a visa for traveling to Norway (Schengen visa), then - Yes, Norway travel insurance is necessary for applying for the Schengen visa. The Norway visa travel insurance requirement is a minimum coverage of 30,000 Euros.
If you a citizen of a country which does not need a visa for traveling to Norway, then buying travel insurance for Norway is not mandatory for visits of less than 90 days. However given the cost of healthcare in Norway, and that domestic health insurance offers little health insurance outside your home country, it is strongly recommended to buy travel insurance for Norway.
Yes, you can cancel your Schengen travel insurance, but the terms and conditions and refund policy will vary depending on the insurance provider and the specific policy you purchased. If you ask for cancellation after the insurance start date, you may only receive a partial refund depending on how long you have had the policy and if you've already made any claims. If you need to cancel your Schengen travel insurance, you should contact your insurance provider directly to inquire about the cancellation process and refund policy.
Travelers to Norway who need the Schengen visa can buy Norway visa travel insurance on our website. Our Schengen visa travel insurance quote facility displays the travel insurance that satisfy Norway visa consulate requirements. Once you complete buying the Norway visa travel insurance online, you can download the required Norway visa letter which you can submit while applying for the Schengen visa.
The cost for the Norway visa travel insurance varies depending on the age of the traveler and the duration of coverage required. The older the traveler the higher is the cost. The longer the duration of Norway travel insurance required, the greater will be the cost. Our Norway visa insurance application quote facility lists the travel insurance that satisfy Norway visa consulate requirements.
The following European countries are not part of the Schengen zone : Albania, Andorra, Armenia, Azerbaijan, Belarus, Bosnia & Herzegovina, Bulgaria, Cyprus, Georgia, Ireland, Kosovo, North Macedonia, Moldova, Monaco, Montenegro, Romania, Russia, San Marino, Serbia, Turkey, Ukraine, The United Kingdom and the Vatican.
A traveler from any of the Schengen visa required countries visiting Norway for less than 90 days is required to buy short term travel medical insurance to apply for Norway visa. It may be individuals, business travelers, family members. For travelers from Schengen visa exempted countries, planning to stay in Norway for more than 90 days need to buy long term travel medical insurance for Long stay Europe visa.
We work with many popular and top rated US insurance providers. These insurance companies offer best travel medical insurance coverage for Schengen visa. These Schengen visa insurance plans satisfy requirements as mandated by the consulate and offer comprehensive travel medical insurance coverage. The top insurance providers that offer popular Schengen visa insurance for Norway are International Medical Group, Seven Corners, WorldTrips and Trawick International.
This is surely dependent of the travelers’ requirements. The travel will have to do a research online based on his or her requirements. It is advisable to compare Norway visa insurance products before buying the cheap travel medical insurance for Norway visa.
Yes. If you receive a Schengen visa through Norway, you can travel freely within all 29 Schengen member countries, including Sweden, Denmark, Germany, France, Italy, and Spain, as long as:
Earliest You Can Apply
Latest You Should Apply
Ideal Timing
To be accepted for a Norway Schengen visa, your travel insurance must meet official Schengen requirements. Below is a simple comparison to help you avoid common mistakes:
| Visa-Approved Norway Insurance | Risky Insurance Choices |
|---|---|
| Coverage starts on your exact departure date | Coverage starts after arrival in Norway |
| Official PDF certificate with policy number & travel dates | Screenshot or incomplete email confirmation |
| Clearly states “Schengen Area” (including Norway) + emergency repatriation | Missing repatriation or unclear territorial coverage |
| Minimum €30,000 (approx. $50,000) medical coverage | Coverage below €30,000 or amount not clearly shown |
| Certificate available in English | Certificate only in a non-English language without translation |
Before submitting your Norway visa application, ensure your insurance certificate clearly shows:
Your insurance must be valid for your entire stay in Norway and all Schengen countries you plan to visit.
See what travelers are saying about their insurance experience for Norway. Real reviews from real visitors.
"I am always appreciating good business conduct and when I am coming back here for the longer time span."
"Thank you for your prompt response. Your prompt response will be highly appreciated."
"Thank you American Visitor Insurance! You went way beyond what I would expect from an insurance company."
To apply for a Schengen Visa to Norway, follow these steps:
The best travel insurance for seniors vacationing in Norway depends on age and visa requirements. At American Visitor Insurance, you can compare top-rated Schengen visa plans designed specifically for older travelers.
All of these plans include a Schengen visa letter, which you can instantly download and print after purchase.
💡 Tip: Prices above are based on a $50,000 policy maximum with $0 deductible to meet Schengen visa requirements. If you don’t need to meet those requirements, you can lower the cost by choosing a higher deductible.
Insurance for older travelers for visiting the Schengen countries
We serve as a trusted marketplace for Schengen travel insurance with over 20 years of experience, helping you easily compare top-rated plans that meet Schengen visa requirements.
The cost of Norway health insurance for travelers depends on the following:
Get a discount on the Best Group Travel Insurance for Norway
| Visa Type | Description | Duration / Notes | Subtypes (if any) |
|---|---|---|---|
| Schengen Visa (Type C) | Short-term visa for travel and stay in Norway and the Schengen area. | Up to 90 days within a 180-day period | Single-entry, Double-entry, Multiple-entry |
| National Visa (Type D) | Long-stay visa for stays in Norway exceeding 90 days. Issued under national legislation. | Long-term; Examples: student visas, work visas, residence permits | None |
| Airport Transit Visa (Type A) | Allows transit through the international transit area of Norway airport without entering the country. | Required for certain citizens connecting through Norway to a non-Schengen destination | None |
| Transit Visa (Type B) | Allows transit through Norway to reach a final destination outside the Schengen area. | Valid for a maximum of 5 days | None |
US citizens traveling to Norway should apply for ETIAS (European Travel Information and Authorization System).
US citizens are advised to buy travel insurance Norway visa even if it is not mandatory for short travel, it is mandatory only for travel of more than 90 days to Norway and need a travel visa.
Travel insurance with trip cancellation coverage will protect the traveler in the event of trip delay, cancellation of flights, loss of baggage as well as any medical emergency or accident that the US citizen can face while in Norway.
Some US citizens travel insurance plans also have the option of 'Cancel for Any reason' (CFAR) by providing a refund of up to 75% of the trip cost if one cancels the trip for any reason. Having reliable travel insurance will ensure that the travelers can recoup the trip expenses which can be significant in the case of cruises, airline ticketing and hotel reservations should they face adverse circumstances during travel.
Travel Insurance for Norway from USA »US citizens who want to stay in any of the 29 Schengen countries for more than 90 days in a 180 day period need a Long Stay Visa. One of the requirements for this visa is proof of medical insurance with medical expenses coverage up to €30,000 (~USD $35,000 as of February 2026) which is valid during the whole stay in the Schengen countries.
The insurance company should provide a visa letter stating coverage amounts for medical expenses, emergency medical evacuation and repatriation while in Europe (or 'unlimited' if there is no limit of coverage).
American Visitors Insurance offer the best Europe long stay travel insurance for US citizens designed by top US insurance providers. International travel insurance plans vary based on the different coverage benefits offered. Travelers can compare coverage benefits and buy the plan that best fits their coverage needs.
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Yes, US Green Card holders may need a visa to travel to Norway, if the country of their passport requires a visa for travel to the Schengen countries. Green Card Holders travel insurance for Norway is required while applying for a Norway visa. US Green Card Holders can buy travel insurance to satisfy Norway visa requirements for their visa application on American Visitor Insurance.
The GlobeHopper Senior plan is available either as
Coverage: 5 days to 365 days
description Plan details | picture_as_pdf Brochure | shopping_cart Buy onlineCoverage: 12 months total, up to 30 days per trip.
description Plan details | picture_as_pdf Brochure | shopping_cart Buy online
At American Visitor Insurance, we offer travel insurance plans that meet all Norwegian visa requirements. Use our comparison tools to:
Our tools help you find the best travel insurance Norwegian visa quickly and confidently.
Whether visiting Oslo, Bergen, Tromsø, or the fjords, travel with peace of mind by choosing the best travel insurance for Norway visa.
General Information About Norway
Norway’s famous fjords are found throughout the country. However, the most dramatic and famous fjords are largely found in West Norway.
Norway’s second largest city, Bergen has been the nation’s leading western port since the Middle Ages.
Lofoten is a group of islands in the northern part of the country. With its postcard looking small fishing villages nestled in fjords
| City | Airport Name | IATA Code |
|---|---|---|
| Vienna | Vienna International Airport | VIE |
| Salzburg | Salzburg Airport Wolfgang Amadeus Mozart | SZG |
| Innsbruck | Innsbruck Airport | INN |
| Graz | Graz Airport Thalerhof | GRZ |
Travel health insurance for Norway visa usually provides coverage for injury, sickness and unplanned medical expenses, emergency medical evacuation, and repatriation of remains in case of death. However, there are certain situations and items that are not covered by Norway Schengen Visa insurance. These include:
Schengen Visa insurance usually excludes or provides limited coverage for any medical conditions that existed prior to the start of the policy. This means that if you have a pre-existing condition, any related treatment may not be covered.
Most Schengen Visa medical insurance plans do not cover ongoing treatment for chronic illnesses such as diabetes or heart disease. Travelers needing long-term care should look for specialized insurance coverage.
Schengen travel insurance is designed for emergencies. It typically does not cover routine check-ups, vaccinations, or elective procedures.
Many Schengen Visa health insurance plans exclude coverage for high-risk activities such as bungee jumping, skiing, or scuba diving. If you plan to join such activities, consider additional adventure sports coverage.
Most Schengen Visa insurance policies do not include coverage for mental health conditions like anxiety or depression. Specialized plans may be needed for such care while abroad.
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