Travel Insurance for Surgery Charges Coverage

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What are the best visitor insurance plans with surgery coverage?

The following are some of the best visitor insurance plans that provide coverage for surgery charges. This benefit can be crucial in covering medical expenses related to necessary surgeries during travel. Select a surgery coverage insurance plan that suits your needs and purchase it online.

IMG Insurance plans offering surgery charges coverage

1. Patriot America Lite Insurance

  • Patriot America Lite insurance covers surgery charges Up to the maximum limit.
  • Patriot America Lite surgery charges insurance cost for a 50-year-old traveler starts from $82 and goes up to $272 per month. The surgery charges insurance cost depends on the age of the insured, the selected coverage maximum with options ranging between $50,000 and $1,000,000 and deductibles ranging from $0 to $5,000.

2. Patriot International Lite Insurance

  • Patriot International Lite insurance covers surgery charges Up to the maximum limit.
  • Patriot International Lite surgery charges insurance cost for a 50-year-old traveler starts from $66 and can goes up to $147 per a month. The surgery charges insurance cost depends on the age of the insured, the selected coverage maximum with options ranging between $50,000 and $1,000,000 and deductibles ranging from $0 to $5,000.

3. Patriot America Platinum Insurance

  • Patriot America Platinum insurance covers surgery charges Up to the maximum limit.
  • Patriot America Platinum surgery charges insurance cost for a 50-year-old traveler starts from $129 and can goes up to $638 per a month. The surgery charges insurance cost depends on the age of the insured, the selected coverage maximum with options ranging between $50,000 and $1,000,000 and deductibles ranging from $0 to $5,000.

4. Patriot America Plus Insurance

  • Patriot America Plus insurance covers surgery charges Up to the maximum limit.
  • Patriot America Plus surgery charges insurance cost for a 50-year-old traveler starts from $91 and can goes up to $305 per a month. The cost varies depending on the selected coverage maximum with options ranging between $50,000 and $1,000,000 and deductibles ranging from $0 to $5,000.

5. Visitors Preferred Insurance

  • Visitors Preferred Insurance covers surgery charges at 100% up to the policy maximum for U.S. in-network and international providers, while U.S. out-of-network coverage is 80% up to the policy maximum.
  • Visitors Preferred surgery charges insurance cost for a 50-year-old traveler starts from $89 and can goes up to $298 per a month. The cost varies depending on the selected coverage maximum with options ranging between $50,000 and $1,000,000 and deductibles ranging from $0 to $5,000.

WorldTrips insurance for surgery charges coverage

1. VisitorSecure Insurance

  • VisitorSecure insurance covers surgery charges Up to $7,800 per session.
  • VisitorSecure surgery charges insurance cost for a 50-year-old traveler starts from $47 and can goes up to $107 per a month. The cost varies depending on the selected coverage maximum with options ranging between $50,000 and $130,000 and deductibles ranging from $0 to $100.

Global Underwriters insurance for surgery charges coverage

1. Diplomat America Insurance

  • Diplomat America insurance covered surgery charges.
  • Diplomat America surgery charges insurance cost for a 50-year-old traveler starts from $109 and can goes up to $407 per a month. The cost varies depending on the selected coverage maximum with options ranging between $50,000 and $1,000,000 and deductibles ranging from $0 to $5,000.

2. Diplomat Longterm Insurance

  • Diplomat Longterm insurance covered surgery charges.
  • Diplomat Longterm surgery charges insurance cost for a 50-year-old traveler starts from $532 and can goes up to $1302 per 3 months. The cost varies depending on the selected coverage maximum with options ranging between $500,000 and $1,000,000 and deductibles ranging from $0 to $5,000.

3. Diplomat International Insurance

  • Diplomat International insurance covered surgery charges.
  • Diplomat International surgery charges insurance cost for a 50-year-old traveler starts from $109 and can goes up to $407 per a month. The cost varies depending on the selected coverage maximum with options ranging between $50,000 and $500,000 and deductibles ranging from $0 to $5,000.

Trawick International insurance for surgery charges coverage

1. Safe Travels USA Insurance

  • Safe Travels USA insurance covered surgery charges.
  • Safe Travels USA surgery charges insurance cost for a 50-year-old traveler starts from $71 and can goes up to $293 per a month. The cost varies depending on the selected coverage maximum with options ranging between $50,000 and $1,000,000 and deductibles ranging from $0 to $5,000.

2. Safe Travels USA Cost Saver Insurance

  • Safe Travels USA Cost Saver insurance covered surgery.
  • Safe Travels USA Cost Saver surgery charges insurance cost for a 50-year-old traveler starts from $72 and can goes up to $265 per a month. The cost varies depending on the selected coverage maximum with options ranging between $50,000 and $1,000,000 and deductibles ranging from $0 to $5,000.

3. Safe Travels USA Comprehensive Insurance

  • Safe Travels USA Comprehensive insurance covered surgery charges.
  • Safe Travels USA Comprehensive surgery charges insurance cost for a 50-year-old traveler starts from $93 and can goes up to $348 per a month. The cost varies depending on the selected coverage maximum with options ranging between $50,000 and $1,000,000 and deductibles ranging from $0 to $5,000.

4. Safe Travels Advantage Insurance

  • Safe Travels Advantage insurance covered surgery charges.
  • Safe Travels Advantage surgery charges insurance cost for a 50-year-old traveler starts from $29 and can goes up to $85 per a month. The cost varies depending on the selected coverage maximum with options ranging between $25,000 and $150,000 and $0 deductible.

5. Safe Travels Elite Insurance

  • Safe Travels Elite insurance covered surgery charges.
  • Safe Travels Elite surgery charges insurance cost for a 50-year-old traveler starts from $37 and can goes up to $114 per a month. The cost varies depending on the selected coverage maximum with options ranging between $25,000 and $175,000 and $0 deductible.

6. Safe Travels International Insurance

  • Safe Travels International insurance covered surgery charges.
  • Safe Travels International surgery charges insurance cost for a 50-year-old traveler starts from $112 and can goes up to $145 per a month. The cost varies depending on the selected coverage maximum with options ranging between $50,000 and $1,000,000 and deductibles ranging from $0 to $5,000.

7. Safe Travels International Cost Saver Insurance

  • Safe Travels International Cost Saver insurance covered surgery charges.
  • Safe Travels International Cost Saver surgery charges insurance cost for a 50-year-old traveler starts from $76 and can goes up to $213 per a month. The cost varies depending on the selected coverage maximum with options ranging between $50,000 and $1,000,000 and deductibles ranging from $0 to $5,000.

INF insurance for surgery charges coverage

1. INF Elite X Travel Insurance

  • INF Elite X insurance covered surgery charges.
  • INF Elite X surgery charges insurance cost for a 50-year-old traveler starts from $675 and goes up to $1,002 per month. The surgery charges insurance cost depends on the age of the insured, the selected coverage maximum with options ranging between $150,000 and $300,000 and deductibles ranging from $500 to $5,000. Minimum purchase is 3 months for this plan.

2. INF Safe Traveler USA X Insurance

  • INF Safe Traveler USA X insurance covered surgery charges.
  • INF Safe Traveler USA X surgery charges insurance cost for a 50-year-old traveler starts from $189 and goes up to $274 per month. The surgery charges insurance cost depends on the age of the insured, the selected coverage maximum with options ranging between $150,000 and $300,000 and deductibles ranging from $500 to $5,000. Minimum purchase is 1 month for this plan.

3. INF Premier X Insurance

  • INF Premier X insurance covered surgery charges.
  • INF Premier X surgery charges insurance cost for a 50-year-old traveler starts from $293 and goes up to $671 per month. The surgery charges insurance cost depends on the age of the insured, the selected coverage maximum with options ranging between $100,000 and $1,000,000 and deductibles ranging from $75 to $5,000. Minimum purchase is 3 months for this plan

4. INF Standard X Insurance

  • INF Standard X insurance covered surgery charges.
  • INF Standard X surgery charges insurance cost for a 50-year-old traveler starts from $53 and goes up to $121 per month. The surgery charges insurance cost depends on the age of the insured, the selected coverage maximum with options ranging between $50,000 and $150,000 and deductibles ranging from $75 to $5,000. Minimum purchase is 1 month for this plan.

How much does travel insurance with surgery charges coverage cost in USA?

Visitors coverage within the USA

Travel insurance with surgery charges coverage benefit cost starts from $20 and goes up to to $214 per month depending on the maximum coverage of the plan. The cost is dependent on the factors namely age of the traveler, the plan maximum and the deductible. For example, here is the surgery charges cost per month for coverage within the USA.

The costs shown below is for a 40 year old traveler for one month for the different maximum coverage options.

Plan name Max coverage range Deductible Surgery charges Cost range
Safe Travels Advantage $25,000 - $150,000 $0 Up to $25,000 per policy period $20 - $58
Safe Travels Elite $25,000 - $175,000 $0 Up to $25,000 per policy period $26 - $76
Safe Travels USA Cost Saver $50,000 - $1,000,000 $250 100% up to $50,000 maximum limit $71 - $117
Visitors Preferred $50,000 - $1,000,000 $250 Up to the maximum limit $77 - $144
Patriot America Plus $50,000 - $1,000,000 $250 Up to the maximum limit $78 - $147
Diplomat America $50,000 - $1,000,000 $250 Up to $50,000 maximum limit $125 -$214
INF Safe Traveler USA $150,000 - $300,000 $500 Up to $20,000 maximum limit $169 - $214

Source: AMERICAN VISITOR INSURANCE®

Visitors coverage outside the USA

Travel insurance with surgery charges coverage benefit cost starts from $50 and goes up to $110 per month depending on the maximum coverage. The cost is dependent on the age of the traveler, the plan maximum and the deductible. For example, here is the surgery charges cost per month for coverage outside the USA.

The costs shown above is for a 40 year old traveler for one month for the different maximum coverage options.

Plan name Max coverage range Deductible surgery charges Cost range
Patriot International Lite $50,000 - $1,000,000 $250 Up to the maximum limit $50 - $67
Safe Travels International Cost Saver $50,000 - $1,000,000 $250 100% up to $50,000 maximum limit $66 - $110

Source: AMERICAN VISITOR INSURANCE®

Does travel insurance cover surgery charges?

Yes, travel insurance can cover surgery charges, but it depends on the policy and the nature of the surgery. Most travel medical insurance plans cover emergency surgeries required due to accidents or sudden illnesses during the trip. Elective surgery travel insurance for pre-planned surgeries are not covered.
It's important to check surgery insurance policy details, For more details please contact us at (877)-340-7910 or email and one of our licensed agents to get help finding the best travel health insurance surgery coverage benefit.

What is surgery charges coverage in travel insurance?

Surgery Charges best health insurance for surgery, this Coverage in travel insurance provides financial protection for emergency surgical procedures needed due to sudden illness or injury while traveling. Health insurance that covers surgery helps cover medical expenses related to urgent surgeries that cannot wait until you return home.
Surgical insurance coverage includes hospitalization costs, surgeon and anesthesia fees, and post-surgical care such as follow-up treatments or medications. Some plans may also cover emergency medical evacuation if the necessary treatment is unavailable locally.
Most travel insurance policies do not cover elective or pre-planned surgeries and may have exclusions for pre-existing medical conditions. Reviewing the policy details is essential to understand the exact coverage provided. For more details please contact us at (877)-340-7910 or email and one of our licensed agents to get help finding health insurance surgery coverage with the surgical insurance benefit.

Why should you buy surgery charges insurance?

Surgery Charges insurance is essential for travelers as it helps cover the costs of surgical procedures needed due to unexpected medical emergencies while abroad. Without this coverage, surgery expenses including hospital fees, surgeon charges, anesthesia, and post-operative care can be financially overwhelming, especially in countries with high healthcare costs.
Health insurance surgery coverage ensures that travelers receive necessary medical treatment without worrying about out-of-pocket expenses, allowing them to focus on recovery. It is particularly beneficial for seniors, individuals with pre-existing conditions, and those engaging in adventurous activities where the risk of injury is higher.
By securing Surgery Charges insurance, travelers can enjoy peace of mind knowing they are protected against unforeseen medical costs during their journey.

Does insurance cover elective surgery?

Travel insurance does not cover elective surgery, as it is a planned procedure rather than a medical emergency. Coverage is usually limited to emergency surgeries needed due to unexpected illness or injury during the trip.

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Which are the best travel insurance companies in USA?

You can find reliable US insurance providers like International Medical Group(IMG), Seven Corners, WorldTrips, Global Underwriters, Travel Insure, GeoBlue, HTH Worldwide and INF insurance.

Which are the best visitors insurance companies in USA?

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