Atlas Essential Travel Insurance for USA
Atlas Essential is for budget-conscious travelers, an Atlas Essential travel medical insurance policy provides coverage for the basic necessities as you travel outside of your home country.Atlas Essential insurance has two plans:
- Atlas Essential America insurance is ideal for visiting the US.
- Atlas Essential International Insurance is ideal for traveling outside the US.
- Fewer benefits and lower coverage limits in exchange for a lower premium.
Key benefits of Atlas Essential plan Insurance
Hospital room and expenses
Emergency medical evacuation
Physical therapy
Emergency room
Urgent care
United health care ppo
Atlas Essential Insurance Reviews
Atlas Essential Visitor Insurance Links
Atlas Essential Health Insurance - Key Highlights
- Claims incurred in the US, there will be $200 emergency room co-payment for each use of the emergency room for illness unless you are admitted to the hospital. For claims outside the US, there is no co-payment. No co-payment for treatment of injury in emergency room.
- Claims incurred in the US, there will be $15 Urgent Care center co-payment for each visit and the co-payment is waived for members with $0 deductible. For claims outside the US, there is no co-payment.
- Emergency Medical Evacuation is covered for $500k lifetime maximum(Not subject to deductible, co-insurance or overall maximum limit).
- 79 years old turing 80 during the coverage period, Atlas Essential plan does not affect coverage as long plan is purchased at age 79.
WorldTrips Atlas Essential Travel Insurance summary
What is the eligibility to buy Atlas Essential Insurance
- Available for Non-US Citizens visiting USA
- Available for both Non US citizens and US citizens traveling outside their home country,excluding USA
Atlas Essential insurance Coinsurance
- Within the PPO: We will pay 75% of eligible expenses after the deductible to the overall maximum limit.
- Outside the PPO: Usual, reasonable, and customary. You may be responsible for any charges exceeding the payable amount.
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Atlas Essential America Insurance cost for seniors per month in USA
The cost of WorldTrips Atlas Essential insurance for seniors is dependent on the following factors - The age of the traveler, the plan medical maximum coverage, the co-insurance and the deductible.
The higher the plan limit, the higher will be the premium, while the higher the deductible the lower will be the premium. Travelers can choose maximum limits of $50k, $100k,$250K, $500k, $1M,$2M depending on the age of traveller up to age of 64. $50k and $100k coverage is available for people age 65 to 79 years. For above 80 years $10,000 is available.
For Example here we are showing cost of senior travel insurance for one month with deductible of $100.
Atlas Essential travel medical insurance - FAQ's
If you are at least 14 days old and traveling internationally, you are eligible for coverage. You must purchase coverage for at least 5 days, though you do not have to travel all 5 days.If you are under age 65, you may select an overall maximum limit between $50,000 and $2,000,000. Applicants age 65 to 79 may choose an overall maximum limit of $50,000 or $100,000. Atlas Essential travel insurance offers a $10,000 policy maximum to applicants over age 80.
No. Atlas Essential insurance does not cover pre-existing conditions.
The cost of Atlas Essential America visitor medical insurance is dependent on the following factors: The age of the traveler, the length of insurance coverage, The Plan Limit, the co-insurance and the deductible.
The higher the plan limit, the higher will be the premium, while the higher the deductible the lower will be the premium. Travelers can choose maximum limits of $50k, $100k, $500k, $1M depending on the age of traveler. To get a quote Click here
The Atlas Essential America Insurance is available for Non-US Citizens visiting USA.
The Atlas Essential International Insurance is ideal for both Non US citizens and US citizens traveling outside their home country,excluding USA.
Atlas Essential Claims Information
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Steps to buy travel insurance
Complete the quote form by entering your travel information
Review the best insurance plans of reliable US providers
Compare travel insurance plans based on price and benefits
Select the best travel insurance for your needs and buy it online
Quotes for Atlas Essential Insurance for Visitors to USA!
Review and compare the best Atlas Essential Travel insurance quotes.
Compare Atlas Essential medical insurance quotes »Plan benefits of Atlas Essential insurance
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Hospital room and board Average semi-private room rate, including nursing services Intensive care unit Up to the overall maximum limit. Emergency Quarantine Indemnity - COVID 19 $50 a day for up to 10 days. Proof of quarantine mandate by a physician or government authority required.Quarantine must be due to you testing positive for COVID or being symptomatic and waiting on diagnostic test results.(only available outside your home country). -
Outpatient physical therapy and chiropractic care Up to $50 maximum per day. Must be ordered in advance by a physician (not subject to deductible or coinsurance). Urgent care center co-payment Claims incurred in the U.S.- Up to $15 co-payment. (co-payment is waived for members with a $0 deductible)
Claims incurred outside the U.S.- No co-payment. -
Emergency local ambulance Usual, reasonable and customary charges when covered illness or injury results in hospitalization as inpatient. Emergency room co-payment) Claims incurred in the U.S.- Up to $200 co-payment for each use of emergency room for an illness unless you are admitted to the hospital. (no co-payment for emergency room treatment of an injury)
Claims incurred outside the U.S.- No co-payment. -
Emergency medical evacuation $1M lifetime maximum, except as provided under acute onset of pre-existing condition. Repatriation of remains Up to $25k lifetime maximum (not subject to deductible, or coinsurance, or overall maximum limit). Local Burial or Cremation Up to $5k lifetime maximum, not subject to deductible or coinsurance.
Atlas Essential Travel Insurance Exclusions
Certain types of medical expenses are excluded from coverage under Atlas Travel insurance. Some exclusions are listed here. Please refer to the Description of Coverage for the complete list of exclusions.
- Charges resulting directly or indirectly from any pre-existing condition, except as covered under the Acute Onset of Pre-Existing Condition benefit
- Routine medical examinations
- Routine pre-natal care, pregnancy, childbirth, and post-natal care
- Mental health disorders
- Medical expenses for injury or illness resulting from participation in specifically-excluded extreme sports see Description of Coverage for full list of excluded sports).
- for which medical advice, diagnosis, care, or treatment was recommended or received within 2 years prior to your effective date of coverage
- which would cause a reasonably prudent person to seek medical advice, diagnosis, care, or treatment within 2 years prior to your effective date of coverage
- that existed (with reasonable medical certainty) with 2 years prior to your effective date of coverage, whether or not it was known to you
Atlas Travel insurance restrictions
The Atlas Series is not available to individuals who are physically located in the states of New York, Maryland, or Washington; or in the countries of Canada or Australia at time of purchase.
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Atlas Essential Plan - PPO network
Outside US: There is no preferred provider organization (PPO) outside the US. To find doctors and hospitals outside the US, then click here
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Atlas travel insurance FAQ
Frequently asked questions and answer about travel insurance plans.
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