Atlas Essential travel Insurance for USA
Atlas Essential is for budget-conscious travelers, an Atlas Essential travel medical insurance policy provides coverage for the basic necessities as you travel outside of your home country.Atlas Essential insurance has two plans:
- Atlas Essential America insurance is ideal for visiting the US.
- Atlas Essential International Insurance is ideal for traveling outside the US.
- Fewer benefits and lower coverage limits in exchange for a lower premium
- Coverage for unexpected medical expenses, including COVID-19-related expenses
- Emergency Medical Evacuation benefit
- 79 years old turing 80 during the coverage period, Atlas Essential plan does not affect coverage as long plan is purchased at age 79.
Key benefits of Atlas Essential plan Insurance
Hospital room and expenses
Emergency medical evacuation
Comprehensive plan
Emergency room
Urgent care
United health care ppo
Atlas Essential travel insurance reviews
Atlas Essential Links
Atlas Essential Insurance - Key Highlights
- Claims incurred in the US, there will be $200 emergency room co-payment for each use of the emergency room for illness unless you are admitted to the hospital. For claims outside the US, there is no co-payment. No co-payment for treatment of injury in emergency room.
- Claims incurred in the US, there will be $15 Urgent Care center co-payment for each visit and the co-payment is waived for members with $0 deductible. For claims outside the US, there is no co-payment.
- Emergency Medical Evacuation is covered for $500k lifetime maximum(Not subject to deductible, co-insurance or overall maximum limit).
- 79 years old turing 80 during the coverage period, Atlas Essential plan does not affect coverage as long plan is purchased at age 79.
WorldTrips Atlas Essential Travel Insurance summary
Atlas Essential insurance Coinsurance
- Within the PPO: We will pay 75% of eligible expenses after the deductible to the overall maximum limit.
- Outside the PPO: Usual, reasonable, and customary. You may be responsible for any charges exceeding the payable amount.
NEED HELP?
Contact our customer service team, we are here to help you!
Atlas Essential insurance - FAQ's
WorldTrips, a member of Tokio Marine HCC group of companies since 1998 has been offering several travel insurance and trip cancellation products for international travelers across the globe. Their Atlas travel insurance and Visitors Secure products are popular for product excellence, by giving affordable options for travelers to customize to meet the requirements of unique traveler needs. Individuals traveling for vacation, business men, students and group insurance works well for travelers traveling overseas.
This Indianapolis based company is the first company to enable their products and services for visitors via the internet for both US citizens and non–US citizens traveling abroad and to the US.
Atlas insurance is short term travel health insurance designed for anyone, as long as they are outside their home country. Atlas Travel Insurance provides coverage for those who are traveling, studying, volunteering, or living outside of their home country. It offers core travel insurance benefits, with coverage from as little as Five days. There are three Atlas travel insurance plans to choose from Atlas Premier, Atlas International and Atlas Essential.
The benefits offered on the Atlas Travel Medical Insurance plan provide a range of high quality travel insurance benefits to cover you in the event of an unexpected accident or injury when you are abroad. This includes coverage for medical expenses, evacuation, repatriation, emergency reunion and other related benefits.
Atlas insurance is short term travel health insurance designed for anyone, as long as they are outside their home country.
The cost of the Worldtrips travel insurance will vary depending on the age of the traveler, the type of coverage, the travel destination and the duration of travel. Typically, visitors travel insurance policies cost can start even as low as $1 per day, but will be much higher for older travelers.
You can purchase Atlas Travel Medical Insurance on American Visitor Insurance at buy Atlas America Travel Insurance. You can also call them at (877)-340-7910 to get more information on how to apply for Atlas travel health insurance from licensed insurance agents.
The main requirements for applying for Atlas insurance is the travelers passport details and the travel dates. You can apply for Atlas travel insurance online on American Visitor Insurance or call (877)-340-7910 to get help while applying.
WorldTrips for over 23 years is a well-recognized company in the US and across the globe for their vast network of hospitals and healthcare support system. The company offers several travel insurance plans for travelers with financial support, access to the best healthcare support and 24/7 emergency travel assistance.
WorldTrips insurance previously known as Tokio Marine HCC – Medical Insurance Services Group has received A+ rating from the from S&P Global Ratings. WorldTrips travel insurance reviews indicate that it currently offers travel medical insurance for over 180 countries and trip protection insurance products for the US residents.
WorldTrips offers coverage around the world with the fully comprehensive travel medical insurance and trip protection products. WorldTrips was acquired by Tokio Marine in 2015 and functions as a member since the acquisition. WorldTrips insurance offer some of the unique travel medical and trip protection plans for international travelers worldwide.
Atlas Essential Claims Information
Compare Worldtrips Atlas Travel Insurance Plans
Steps to buy travel insurance
Complete the quote form by entering your travel information
Review the best insurance plans of reliable US providers
Compare travel insurance plans based on price and benefits
Select the best travel insurance for your needs and buy it online
Get quotes for Atlas Essential Travel Insurance!
Review and compare the best Atlas Essential Travel insurance quotes.
Compare Atlas Essential insurance quotes »Plan benefits of Atlas Essential insurance
-
Hospital room and board Average semi-private room rate, including nursing services Intensive care unit Up to the overall maximum limit. Emergency Quarantine Indemnity - COVID 19 $50 a day for up to 10 days. Proof of quarantine mandate by a physician or government authority required.Quarantine must be due to you testing positive for COVID or being symptomatic and waiting on diagnostic test results.(only available outside your home country). -
Outpatient physical therapy and chiropractic care Up to $50 maximum per day. Must be ordered in advance by a physician (not subject to deductible or coinsurance). Urgent care center co-payment Claims incurred in the U.S.- Up to $15 co-payment. (co-payment is waived for members with a $0 deductible)
Claims incurred outside the U.S.- No co-payment. -
Emergency local ambulance Usual, reasonable and customary charges when covered illness or injury results in hospitalization as inpatient. Emergency room co-payment) Claims incurred in the U.S.- Up to $200 co-payment for each use of emergency room for an illness unless you are admitted to the hospital. (no co-payment for emergency room treatment of an injury)
Claims incurred outside the U.S.- No co-payment. -
Emergency medical evacuation $1M lifetime maximum, except as provided under acute onset of pre-existing condition. Repatriation of remains Up to $25k lifetime maximum (not subject to deductible, or coinsurance, or overall maximum limit). Local Burial or Cremation Up to $5k lifetime maximum, not subject to deductible or coinsurance.
Atlas Essential Travel Insurance Exclusions
Certain types of medical expenses are excluded from coverage under Atlas Travel insurance. Some exclusions are listed here. Please refer to the Description of Coverage for the complete list of exclusions.
- Charges resulting directly or indirectly from any pre-existing condition, except as covered under the Acute Onset of Pre-Existing Condition benefit
- Routine medical examinations
- Routine pre-natal care, pregnancy, childbirth, and post-natal care
- Mental health disorders
- Medical expenses for injury or illness resulting from participation in specifically-excluded extreme sports see Description of Coverage for full list of excluded sports).
- for which medical advice, diagnosis, care, or treatment was recommended or received within 2 years prior to your effective date of coverage
- which would cause a reasonably prudent person to seek medical advice, diagnosis, care, or treatment within 2 years prior to your effective date of coverage
- that existed (with reasonable medical certainty) with 2 years prior to your effective date of coverage, whether or not it was known to you
Atlas Travel insurance restrictions
The Atlas Series is not available to individuals who are physically located in the states of New York, Maryland, or Washington; or in the countries of Canada or Australia at time of purchase.
WorldTrips travel insurance related links
Know more »
Know more »
Know more »
Know more »
Know more »
Atlas Essential Plan - PPO network
Outside US: There is no preferred provider organization (PPO) outside the US. To find doctors and hospitals outside the US, then click here
Find Provider Network
Resourceful links of Atlas travel insurance
Atlas travel insurance FAQ
Frequently asked questions and answer about travel insurance plans.
Read more »