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Tokio Marine HCC(HCCMIS)
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Tokio Marine HCC - International Student Insurance

Compare and buy Tokio marine HCC(HCCMIS) Student insurance plans

BROCHURE DETAILS

Key Features

Deductible per injury sickness : $25 per injury or illness within the PPO, outside the U.S. or at a student health center; otherwise $50 per injury or illness.
Coinsurance for within US : 100% of eligible expenses within PPO, 80% outside the network.
Mental Health - Out patient and Inpatient - 80% within network and 60% out of network.
Maternity - 80% up to maximum within PPO; 60% up to maximum outside PPO.
Pre existing Condition - 6 month waiting period.
Intercollegiate, interscholastic, intramural, or club sports - $5,000 max per injury sickness.

Plan Options

Select Traveler's Age
Maximum Coverage
Deductible Amount

$37.54 PER MONTH BUY

BROCHURE DETAILS

Key Features

Deductible per injury sickness : $25 per injury or illness within the PPO, outside the U.S. or at a student health center; otherwise $50 per injury or illness.
Coinsurance for within US : 80% of eligible expenses for next $5,000, then 100% until the certificate period maximum.
Mental Health - Out patient and Inpatient - 80% within network and 60% out of network.
Maternity - 80% up to maximum within PPO; 60% up to maximum outside PPO.
Pre existing Condition - 6 month waiting period.
Intercollegiate, interscholastic, intramural, or club sports - $5,000 max per injury sickness.

Plan Options

Select Traveler's Age
Maximum Coverage
Deductible Amount

$37.54 PER MONTH BUY

BROCHURE DETAILS

Key Features

Deductible per injury sickness : $45 per injury or illness within the PPO, outside the U.S. or student health center; otherwise $90 per injury or illness.
Coinsurance for within US : 80% of eligible expenses for next 25,000, then 100% until the certificate period maximum.
Mental Health - Out patient - $50 max per day and $500 for lifetime max and Inpatient - Usual Reasonable and Customary up to $10,000.
Maternity - 80% up to $5,000 within PPO; 60% up to $5,000 outside PPO.
Pre existing Condition - 12 month waiting period.
Intercollegiate, interscholastic, intramural, or club sports - $3000 max per injury sickness.

Plan Options

Select Traveler's Age
Maximum Coverage
Deductible Amount

$37.54 PER MONTH BUY

BROCHURE DETAILS

Key Features

Deductible per injury sickness : $50 per injury or illness within the PPO, outside the U.S. or student health center; otherwise $100 per injury or illness.
Coinsurance for within US : 80% of eligible expenses after the deductible.
Mental Health - Out patient - $50 max per day and $500 for lifetime max and Inpatient - Usual Reasonable and Customary up to $5,000.
Pre existing condition: $25,000 lifetime maximum for the acute onset of pre-existing conditions.

Plan Options

Select Traveler's Age
Maximum Coverage
Deductible Amount

$37.54 PER MONTH BUY

Necessity of international student insurance

Obtaining a student medical insurance is essential while you are studying abroad. Especially in the present situation of Covid 19 pandemic. International education often initiates financial risk with unforeseen medical emergencies outside the home country. The medical insurance of your home country may not be able to provide coverage overseas. Therefore, its significant to have a StudentSecure health plan which will be able to minimize the financial expenses in the event of an unexpected illness or injury that may occur while your studying abroad.

Reasons for choosing a StudentSecure plan?

StudentSecure plan
Affordable Friendly choice	Four plan levels Monthly payment option Advance payment of full premium gives you-savings
Convenience	Purchase online Instant policy documents Manage your policy via Student Zone on your own
Restart	Easy renewable option for multiple years untill you need
International Provider Search Engine	Search for qualified hospitals and medical providers worldwide
Excellence in customer service	Availablity of Travel assistance services-365 days a year with multiple language

Assistance to choose the best plan

StudentSecure Elite

Lowest deductible
Maximum benefits offered
J-1 visa requirements are meet
*Post 6 months of the commencing of the policy Pre-existing condition are covered
With optional by up you can buy Accidental Death & Dismemberment (AD&D) coverage
Personal Liability coverage included
Various riders like optional Intercollegiate, Interscholastic, Intramural, or Club Sports are offered
Crisis Response rider for ransom, personal belongings, and Crisis Response fees and expenses are Offered as optional

StudentSecure Select

J-1 visa requirements are fulfilled
*Post 6 months of the commencing of the policy Pre-existing condition are covered
With optional by up you can buy Accidental Death & Dismemberment (AD&D) coverage
Various riders like optional Intercollegiate, Interscholastic, Intramural, or Club Sports are offered
Crisis Response rider for ransom, personal belongings, and Crisis Response fees and expenses are Offered as optional

StudentSecure Budget

Mid-level benefits
Mid-level deductible
J-1 visa requirements are fulfilled
*Post 12 months of the commencing of the policy Pre-existing condition are covered
Various riders like optional Intercollegiate, Interscholastic, Intramural, or Club Sports are offered
Response rider for ransom, personal belongings, and Crisis Response fees and expenses are Offered as optional

StudentSecure Smart

Lowest price for the plan and lowest maximum benefits
Highest deductible
J-1 visa requirements are fulfilled
*Only acute onset of a Pre-existing condition covered.
There is NO Intercollegiate, Interscholastic, Intramural, or Club Sports rider offered

Will Student Secure fulfill the requirements of visa and school?

Yes, Student Secure plans does meet all the requirements set by most schools at a reasonable-affordable price. The plans available fulfill or surpass the requirements set by the government and visa authorities . It also includes J-1 visa requirements.

Note: - (F-1 visas do not have a health insurance requirement).