Atlas America insurance reviews vs Safe travels USA comprehensive - Compare and buy

Compare travel insurance benefits offered by Atlas America vs Safe Travels USA Comprehensive Insurance plans. These two US travel insurance plans are comprehensive benefit visitor insurance plans for international travel which offer coverage for acute onset of pre-existing conditions. Compare price and benefits to find the best US travel medical insurance plan for your needs.

Atlas America vs Safe Travels USA Comprehensive cost calculator reviews

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Atlas America vs Safe Travels USA
Atlas America
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Safe Travels USA Comprehensive
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 Atlas America vs Safe Travel USA Comprehensive insurance reviews
Insurance Providers help
Medical Maximum Options help Age 80+: $10,000
Age 65 to 79: $50,000, $100,000
All others: $50,000, $100,000, $250,000, $500,000, $1,000,000, $2,000,000.
Age 65 – 69: Up to $100,000;
Age 70 – 79: Up to $50,000;
Age 80+: Up to $20,000.
All others: $50,000 $100,000 $250,000 $500,000 $1M
Deductible Options help $0, $100, $250, $500, $1000, $2500, $5000. $0, $50, $100, $250, $500, $1,000, $2,500, $5,000
Coinsurance help The plan pays 100% The plan pays 100% up to the overall maximum limit
Length of Coverage help 5 days to 364 days 5 days to 364 days
Renewability help Up to 364 days 5 days to maximum of 1 year
Unique Benefits
  • Covers complications of pregnancy in the first 26 weeks of gestation.
  • Emergency medical evacuation coverage up to $1,000,000.
  • It is ideal for people on OPT and H1 Visa holders.
  • This plan is ideal for Green card holders.
  • Optional rider cover for Sports activity coverage, AD&D.
  • Offers Acute onset of pre-existing coverage up to the age of 70 years.
 Medical Benefits
Hospital room and board help Average semi-private room rate up to the maximum limit. Includes nursing service The average semi private room rate
Urgent Care Clinic help Claims incurred in the U.S.- Up to $15 co-payment. (co-payment is waived for members with a $0 deductible)
Claims incurred outside the U.S.- No co-payment.
$30 per Incident, if the $0 out of Network Deductible is chosen, there is no Co-Pay
Intensive care unit help Up to the overall maximum limit Up to the overall maximum limit
Radiology / X-ray help Up to the maximum limit Up to the maximum limit
Physical Therapy help Up to $50 maximum per day. Must be ordered in advance by a physician (not subject to deductible or coinsurance). Limited to $50 per visit, one visit per day and 10 visits per Policy Period.
 Emergency Services
Emergency local ambulance help URC when covered illness or injury results in hospitalization as inpatient. Covered
Emergency Medical Treatment of Pregnancy Not Covered $1,000 per Policy Period
Hospital emergency room help Outside the U.S: Up to the maximum limit
Inside the U.S: Up to $200 co-payment for each use of emergency room for an illness unless you are admitted to the hospital. (no co-payment for emergency room treatment of an injury)
Not covered
 Dental
Emergency dental treatment help Up to $300 (not subject to deductible or coinsurance). $250 per Policy Period
 Evacuation
Emergency medical evacuation help $1M lifetime maximum, except as provided under acute onset of pre-existing condition. 100% up to $2M
Emergency reunion help Up to $100,000, maximum of 15 days (not subject to deductible or coinsurance) $15,000
Return of mortal remains or cremation/burial help Equal to the elected overall maximum limit - not subject to deductible or coinsurance or subject to the overall maximum limit. 100% up to $50,000
Return of minor children help Up to $50,000 (not subject to deductible or coinsurance). $5,000
Political evacuation and repatriation help Up to $100,000 lifetime maximum (not subject to deductible or coinsurance). $25,000
Natural disaster evacuation help Up to $250 a day for 5 days (not subject to deductible or coinsurance). $25,000
Trip interruption help Up to $10,000 (not subject to deductible or coinsurance). $5,000 maximum limit. Not subject to deductible
 Pre-Existing Condition
Acute Onset of Pre-Existing Conditions help
Covers up to overall maximum limit until under age 80.
Up to $25,000 lifetime maximum for Emergency Medical Evacuation.
Covers up to the medical maximum purchased per period of coverage until under age 69 years and for any coverage related to cardiac disease, coverage is limited to $25,000.
Up to $25,000 Maximum Lifetime Limit for Emergency Medical Evacuation.
 Life
AD&D help Under age 18: Up to $5,000 lifetime max.
Under age 18-69: Up to $25,000 lifetime max.
Under age 70-74: Up to $12,500 lifetime max.
Under age 75 and older: Up to $6,250 lifetime max.
$250,000 max benefit for any family or group.
AD&D buy up: $25,000
$25,000 principal sum.
 Travel Insurance
Underwriter Lloyd's Zurich Insurance Europe AG Belgian branch
Rating help A++ (Superior) Standard & Poor’s Rating: AA- “A+”
Brochure and Details

Atlas America reviews vs Safe Travels USA Comprehensive reviews

International travelers visiting USA must be aware of the extremely high health care cost for visitors to USA. Hospitalization with expensive medical bills can be a terrifying without visitor insurance. Many insurance providers offer different visitor medical insurance for tourists to the US. It is prudent to compare US visitor insurance before buying travel health insurance for USA. On AmericanVisitorInsurance you can compare Atlas America travel insurance reviews and Safe travels USA comprehensive reviews, cost and their unique visitors medical insurance benefits and buy the best plan that suits your needs.

Atlas America vs Safe Travels USA Comprehensive insurance

Atlas America Insurance is offered by WorldTrips which has been offering health insurance products to customers in 130 countries. It also has AM Best Rating: A++ (Superior). Atlas America visitors insurance is one of the few visitor insurance plans that waives co-insurance within the PPO network. It is an ideal visitor medical insurance for parents visiting USA and foreign tourists to the United States.

Safe Travels USA Comprehensive is offered by Trawick International and has an AM Best Rating of “A+”. Safe Travels USA Comprehensive is a travel medical insurance plan for non-U.S. citizens visiting USA. It is available for travelers up to 89 years. Plan offers extensive medical coverage, including up to $1,000,000 for medical coverage for accidents and illnesses and limited coverage for acute onset of pre-existing conditions.

  • FEATURES
  • Cost*
  • Coverage in USA?
  • Are Parents/Seniors eligible?
  • Covers Acute onset of Pre-existing?
  • Eligible for Green card holders?
  • Renewable and Cancellable
  • Deductible Choice
  • A.M. Best Rating
  • Covid coverage
  • Underwriter
  • Provider
  • Buy now
  • Atlas America
  • $78
  • Yes
  • Yes
  • Yes, covers up to 79 years
  • No
  • Yes
  • $0 to $5000
  • A++ Standard & Poor’s : AA-
  • Yes
  • Lloyds, London
  • WorldTrips
  • Buy Now
  • Safe Travels USA
  • $90
  • Yes
  • Yes
  • Yes, covers up to 69 years
  • Yes
  • Yes
  • $0 to $5000
  • "A" Excellent
  • Yes
  • Zurich Insurance
  • Trawick International
  • Buy Now
*Cost for 45 years traveler; $50,000 maximum coverage; $250 deductible.

Atlas America reviews vs Safe Travels USA Comprehensive Insurance: A Quick Comparison

Atlas America travel insurance reviews

  • Offers maximum coverage up to 2 million.
  • Deductible options ranges from $0 to $5,000.
  • Covers pre-existing condition up to 79 years.
  • Renewable for up to 364 days.
  • $25 cancellation fee after the effective date.
  • Complications of pregnancy in the first 26 weeks of gestation.
  • Eligible for Non-US Citizens traveling outside their home country.
  • Covers injuries and illnesses from popular vacation sports at no extra cost.
assignmentPLAN DETAILS picture_as_pdfBROCHURE descriptionPAPER APPLICATION
  • local_hospital

    Provider Network
    United Healthcare Provider Network

  • dentistry

    Dental Treatment
    Up to $300

  • ambulance

    Emergency Medical Evacuation
    Up to $1,000,000 lifetime maximum

  • medical_services

    Urgent Care Clinic
    $15 copay

  • airplanemode_inactive

    Trip Interruption
    Up to $10,000

  • shopping_cartBuy Now

Safe Travels USA Comprehensive reviews

  • Offers maximum coverage up to 1 million.
  • Deductible options ranges from $0 to $5000.
  • Acute Onset of a Pre-Existing Condition covered upto $20,000 (up to and including age 64), $10,000 (ages 65 - 69), N/A for ages 70+
  • Plan can be extended up to 364 days.
  • $25 cancellation fee after the effective date.
  • The plan is available for Non US residents traveling to the US.
assignmentPLAN DETAILS picture_as_pdfBROCHURE descriptionDESCRIPTION
  • local_hospital

    Provider Network
    First Heath Provider Network

  • dentistry

    Dental Treatment
    Up to $250

  • ambulance

    Emergency Medical Evacuation
    100% up to $1,000,000

  • medical_services

    Urgent Care Clinic
    $30 copay per Incident

  • shopping_cartBuy Now

How much does Atlas America and Safe Travels USA Comprehensive cost per month?

Both Safe travels USA Comprehensive vs Atlas America provide excellent coverage for travelers visiting the US on a short-term basis. However, it's important to compare the two plans closely to determine which one best meets your specific needs.

You can compare cost for both Atlas America and Safe Travels Comprehensive plans below.

Atlas America

Travelers Age Maximum $50K Maximum $100K
18 - 29 $50 $63
30 - 39 $60 $81
40 - 49 $78 $96
50 - 59 $131 $161
60 - 64 $177 $226
65 - 69 $206 $258
70 - 79 $356 $444

Safe Travels USA Comprehensive

Travelers Age Maximum $50K Maximum $100K
18 - 29 $50 $64
30 - 39 $68 $94
40 - 49 $90 $113
50 - 59 $148 $187
60 - 64 $172 $226
65 - 69 $197 $253
70 - 79 $294 $470

Atlas America reviews vs Safe travels USA comprehensive - FAQs

  • Atlas America visitor insurance - FAQ's

    How much is Atlas America travel insurance coverage?
    The policy maximum amount of coverage is the cumulative total amount of Dollar amount benefit that is available by Atlas America travel insurance. Once reached, no other benefits will be available. Atlas America travel insurance has policy maximum options for Age 80+: $10,000, for Age 65 to 79: $50,000, $100,000 and for all others: $50,000, $100,000, $250,000, $500,000, $1,000,000, $2,000,000.

    Why should I buy Atlas America travel medical insurance?
    • Covers Acute onset of pre-existing condition up to policy maximum under age 80, Up to $25,000 lifetime maximum for Emergency Medical Evacuation
    • Offers sports coverage for eligible injuries and illnesses that could occur while participating in vacation sports
    • Emergency dental covered Up to $300
    • Emergency medical evacuation covered up to $1,000,000 lifetime maximum
    • Coverage for complications of pregnancy in the first 26 weeks of gestation.
    • Urgent Care Clinic: $15 copay, waived for members with $0 deductible

    How much does Atlas america travel insurance cost?
    The Worldtrips Atlas America insurance for visitors cost will vary depending on the age of the traveler, the type of coverage, the travel destination and the duration of travel. Typically, visitors travel insurance policies cost can start even as low as $1 per day, but will be much higher for older travelers.

    Is Atlas America a good travel insurance? is Atlas America legit?
    Yes, Atlas America is a good travel insurance plan for visitors to the US. It offers comprehensive coverage for travel insurance needs, including medical emergencies, trip cancellations, and baggage loss.

    Does Atlas America insurance offer coverage for sports?
    Atlas America covers eligible injuries and illness incurred while taking part in many popular vacation sports - skiing, snowboarding, snorkelling, water skiing, and others - at no additional cost. Certain extreme sports are excluded from coverage.

    Does Atlas America offer coverage for maternity?
    Well, Atlas America offers coverage for complications of pregnancy during the first 26 weeks of gestation.

    What is the pre-existing condition lookback period for Atlas America insurance?
    Yes, there is a 2-year look-back period for pre-existing conditions.

    Who owns Atlas America Insurance?
    Atlas America Insurance is offered by WorldTrips, a US-based insurance company and a subsidiary of Tokio Marine HCC, a global insurance group headquartered in Japan. Tokio Marine HCC specializes in travel and international medical insurance, providing comprehensive coverage for travelers.

    How to file claim for Atlas America visitor insurance?
    To file a claim, complete the cliams form and submit it with the necessary proof of claim, such as itemized bills and payment receipts. You can either submit the form and supporting documents online or download the form and mail it along with the proof of claim to the address provided on the form.
    Download Atlas America claims form »

    What are the benefits of purchasing Atlas America insurance from American Visitor Insurance?

    Atlas America insurance is short term travel health insurance designed for anyone, as long as they are outside their home country. Atlas Travel Insurance provides coverage for those who are traveling, studying, volunteering, or living outside of their home country. It offers core travel insurance benefits, with coverage from as little as Five days.

    The benefits offered on the Atlas America Travel Medical Insurance plan provide a range of high quality travel insurance benefits to cover you in the event of an unexpected accident or injury when you are abroad. This includes coverage for medical expenses, pre-existing conditions, evacuation,trip interruption repatriation, emergency reunion and other related benefits.


    Can I extend my medical coverage from Atlas America insurance if I want to extend my duration of stay in USA?
    Yes, US Visitors who had initially bought for less than 364 days can renew Atlas America insurance online up to 364 days.

    Does Atlas America insurance cover pre-existing conditions?
    Atlas America is a best travel insurance pre existing conditions Insurance that offers coverage for acute onset of pre-existing are covered up to the age of 80 years. It excludes coverage for chronic and congenital conditions. For visitors aged up to 70 years, it offers coverage up to overall maximum limit. Visitors aged between 70 to 79 years can get coverage up to the overall maximum limit or $100K, whichever is lower.

    How to use Atlas America visitor medical insurance in case of emergency in the United states?
    Visitors can review this article on how to use Atlas America visitor medical insurance in case of emergency in the United States.

    Does the Atlas America plan cover 100% outside PPO. Does it cover outside the United States and pay 100% inside and outside PPO?
    The Atlas America plan covers 100% of the expenses outside PPO. Yes, it provides worldwide coverage including and excluding USA.

    What are the US state and country restrictions to buy Atlas America Visitors Insurance plan?
    The Atlas Series is not available to individuals who are physically located in the states of New York, Maryland, or Washington; or in the countries of Canada or Australia at time of purchase.

    How does Atlas America insurance offer coverage for medical expenses?
    Atlas America insurance offers comprehensive coverage for visitors to USA. After the deductible amount. If the US visitor or traveler seeks treatment with the provider network namely “First Health care network or United health care.”. When Traveling Outside the United States, you need to visit Equian International Provider Network to find healthcare provider or doctor nearest you outside the US. In the US, after the deductible amount, Atlas America insurance pays 100% up to maximum limit. For detailed working example of how it works, you can review Atlas America insurance working example.

    Does Atlas America insurance satisfy US visa requirements?
    As a visitor to the United States, you will need to have a visa issued in your passport to be allowed in to country. You can find out whether or not you need a US visa by reviewing the visa waiver program list of countries by the US government. The type of visa that you need will be based on the reason of your travel to the US. Atlas America insurance offered by WorldTrips works ideally for visitors to the US applying for any of these visas.
    Some of the common US visas are:
    1. Visitor visa or Tourist Visa
    2. Student visa (F1 visa)
    3. J visa (exchange scholar visa)
    4. H1B work visa
    5. Fiancee visa
  • Safe Travels USA visitor insurance - FAQ's

    What is Safe Travels USA Comprehensive?
    Safe Travels USA Comprehensive is a visitors insurance plan for Non-us citizens visiting USA. It is available for travelers up to 89 years and can be purchased for durations ranging from 5 days to 364 days, with options for renewal. Plan offers extensive medical coverage, including up to $1 million for accidents and illnesses, emergency medical evacuation, repatriation of remains, and coverage for acute onset of pre-existing conditions. Safe Travels USA Comprehensive operates within the First Health PPO network, allowing for reduced out-of-pocket expenses when using in-network providers.

    How much is Safe Travels USA Comprehensive travel insurance coverage?
    The policy maximum amount of coverage is the cumulative total amount of Dollar amount benefit that is available by Safe Travels USA Comprehensive insurance. Once reached, no other benefits will be available. Safe Travels USA Comprehensive insurance has policy maximum options of $50,000, $100,000, $250,000, $500,000, $1,000,000.

    What is a deductible in Safe Travels USA Comprehensive insurance?
    The deductible is the Dollar amount that insured travelers need to pay for coverage before the Safe Travels USA Comprehensive travel insurance actually starts to pay. Safe Travels USA Comprehensive insurance has deductible options of $0, $100, $250, $500, $1,000, $2,500, $5,000.

    Who is eligible for Safe Travel USA Comprehensive insurance plan?
    • For non U.S. residents and non U.S. citizens, traveling to the USA or USA and then other countries.
    • For ages 1 to 89 years.
    • This plan is not available to any individual who has been residing within the United States for more than 365 days.

    What is the advantage of buying Safe Travels USA Comprehensive plan?
    • Safe Travels USA Comprehensive is a visitor insurance plan for non-U.S. citizens visiting the USA
    • Plan provides coverage up to $1,000,000 in medical expenses for accidents and illnesses
    • Travelers can purchase coverage for a minimum of 5 days up to a maximum of 364 days, with options for extensions
    • Includes limited coverage for the acute onset of pre-existing conditions
    • Plan treats COVID-19 as any other illness, providing coverage for related medical expenses.

    Is Trawick international a good insurance company?
    Trawick international is a US based full service travel insurance provider specializing in travel related coverage for tourists, students, scholars, businesses, groups, and all other global travelers. Trawick International travel Insurance offers short term visitor travel insurance for international travelers. Trawick international health insurance coverage includes travel medical coverage for tourists, students, scholars, businesses and groups.
    Trawick International insurance provides Travel Insurance, Trip cancellation and Student Travel Medical Insurance. Trawick International has designed the programs for those traveling to the USA, individuals traveling abroad, US Citizens who are traveling in the USA and non US citizens traveling from their home country but not visiting the USA.

    Who is eligible to enrol in the Safe Travels USA Comprehensive travel insurance plan by Trawick international ?
    The Safe Travels USA Comprehensive travel insurance plan by Trawick international is available for Non US Citizens and US residents who are traveling to the United States or anywhere outside their home country. Safe Travels USA is not available for US citizens and US permanent residents (Green card holders).

    Can a traveler extend or renew the Trawick international Safe Travels USA Comprehensive plan?
    Yes, the Safe Travels USA Comprehensive plan can be renewed if initially purchased for more than Five days. There is an $5 fee for renewing the Trawick International Safe Travels USA Comprehensive plan

    What is the coverage area of Trawick international travel insurance?
    Trawick international insurance is short term travel medical insurance designed for anyone, as long as they are outside their home country.

    What are the requirements for purchasing Trawick international insurance?
    The main requirements for applying for Trawick international insurance is the travelers passport details and the travel dates. You can apply for Trawick international insurance online on American Visitor Insurance or call (877)-340-7910 to get help while applying.

    How much does Safe Travels USA Comprehensive cost per month in USA?

    The age of the traveler, the length of insurance coverage, the plan limit and the deductible. The higher the plan limit, the higher will be the premium, while the higher the deductible the lower will be the premium. Travelers can choose maximum limits of $50k, $100k,$250K, $500k, $1M depending on the age of traveler.


    Can Green Card Holders buy Safe Travels Insurance?

    Yes, This plan offers coverage for green card holders visiting USA.


    Does Safe Travels USA Comprehensive insurance covers sports?

    Yes. Safe Travels USA Comprehensive covers sports activity up to $50K which is an optional rider. It provides coverage while performing, practicing, or participating in Class 1 or Class 2 Sports only. Extreme Sports are excluded. Hockey League play is excluded.

    • Class 1: Archery, tennis, swimming, cross country, track, volleyball, and golf.
    • Class 2: Ballet, baseball, basketball, cheerleading, equestrian, fencing, field hockey, football except division 1, gymnastics, hockey no league play, karate, lacrosse, polo, rowing, rugby, soccer, & softball.
    • Extreme Sports: Sports means any high-risk non-team sport or recreation activity that is dangerous and if performed optimally, even by the highly skilled, risks loss of life or limb.

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Review travel medical insurance - Blogs and articles

Atlas America Insurance

Atlas America insurance is a travel medical insurance plan for visitors to the US. It is an ideal visitor medical insurance for parents visiting USA and foreign tourists to the United States..

Read more »

Safe Travels USA Comprehensive

Safe Travels USA Comprehensive offers excellent medical coverage. This includes coverage for acute onset of pre-existing conditions, emergency medical evacuation, repatriation and security evacuation benefits.

Read more »

Which are the best travel insurance companies in USA?

You can find reliable US insurance providers like International Medical Group(IMG), Seven Corners, WorldTrips, Global Underwriters, Travel Insure, GeoBlue, HTH Worldwide and INF insurance.

Which are the best visitors insurance companies in USA?

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All U.S. states!
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Customers from over
180 countries!