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Maternity Insurance Coverage, Maternity Insurance Plans

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Maternity insurance frequently asked questions, Questions to ask insurance when pregnant

What if I become pregnant or acquire a sexually transmitted disease while traveling?

Most visitor insurance plans do not cover pregnancy-related medical services or costs for treatment of sexually transmitted diseases.

Is there a good comprehensive plan that covers maternity for visitors visiting US if the visitor is not pregnant already?

Yes. Global Medical Platinum is one of the best global options that can be considered for maternity coverage.

Is there any maternity waiting period associated with the Global Medical plan from IMG for covering maternity?

  • The Platinum plan offers coverage for maternity as any illness with additional $1,000 deductible, $50,000 lifetime maximum, $200 child wellness benefit for first 12 months, coverage for new born care and congenital disorders up to a maximum of $250,000 for first 31 days.
  • Maternity rider is an optional rider for Silver, Gold and Gold plus options. For these plans maternity waiting period for insurance is 10 months. The rider includes a lifetime maximum of $50,000, maximum of $5,000 for normal delivery, $7,500 for c-section, $200 child wellness benefit for first 12 months, coverage for new born care and congenital disorders up to a maximum of $250,000 for first 31 days.

Does the Global Medical Platinum plan cover pregnancy and maternity which has resulted from fertility treatment such as IVF treatment?

No. Pregnancy and maternity resulting from the fertility treatment is NOT covered by Global Medical Platinum.

I am having a visitor who is pregnant and is going to visit me here in US. Is there a maternity insurance plan available for her?

There is no insurance plan that will cover an existing pregnancy. Although we have a plan called "Atlas America" which covers only pregnancy complications up to 26 weeks of pregnancy for the visitor visiting US.

Does visitor insurance cover pregnancy for my visitor, what are the other options?

Our insurance plans do not provide coverage for existing pregnancy and maternity, but you can still get coverage for any new sickness or injury that might occur during the stay of your visitor here in US. For pregnancy coverage you can consider domestic options if you have a choice.

I am pregnant and I am a visitor. I need insurance for my pregnancy. The baby and daddy are Green Card holders. I need insurance for myself and baby daddy insurance. Can you suggest any available options?

There are no insurance policies that will cover an existing pregnancy or any insurance for baby and daddy. Since your husband is a Green Card holder you could be eligible to domestic insurance plans if he is already having one. You could still buy our plans for any unexpected sickness and injury but they will not cover pregnancy and maternity.

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Maternity insurance for foreigners in USA

  • Already pregnant

    Travel Plans to USA:

    Atlas America

    This plan covers complications of pregnancy only in the first 26 weeks of gestation.
    Plan details Brochures Buy online

    Atlas Premium

    This plan covers complications of pregnancy only in the first 26 weeks of gestation.

    Safe Travels USA

    It is a comprehensive plan and pays up to $1,000 for emergency medical treatment of pregnancy.

    Safe Travels USA Comprehensive

    It is a comprehensive plan and pays up to $1,000 for emergency medical treatment of pregnancy.

    Safe Travels USA Cost Saver

    It is a comprehensive plan and pays up to $1,000 for emergency medical treatment of pregnancy.

    Travel Plans to Excluding USA:

    Atlas International

    This plan covers complications of pregnancy only in the first 26 weeks of gestation.

    Safe travels International

    It is a comprehensive plan and pays up to $1,000 for emergency medical treatment of pregnancy.

    Safe travels International Cost Saver

    It is a comprehensive plan and pays up to $1,000 for emergency medical treatment of pregnancy.

    INF Elite insurance

    • Covers emergency medical treatment of pregnancy
    • Covers therapeutic termination of pregnancy
    Plan details Brochures Buy online

    INF Safe Traveler USA

    • Covers emergency medical treatment of pregnancy
    • Covers therapeutic termination of pregnancy
    Plan details  Brochures Buy online

    INF Premier

    • Covers emergency medical treatment of pregnancy
    • Covers therapeutic termination of pregnancy
    Plan details Brochures Buy online

    INF Standard

    • Covers emergency medical treatment of pregnancy
    • Covers therapeutic termination of pregnancy
    Plan details Brochures Buy online

    Global Medical Platinum

    • Delivery, preventative care, newborn care & congenital disorders, Family Matters Maternity Program (available after 10 months of coverage).
    • Covers $2,500 additional deductible per pregnancy.
    • $50,000 lifetime maximum.
    • $50,000 lifetime maximum.$200 newborn preventative care benefit for the first 31 days -12 months after birth.
    • $250,000 maximum for newborn care & congenital disorders for the first 31 days after birth.
    Plan details Brochures Buy online
  • Navigator for student

    • Covers optional maternity coverage.
    • Provides unlimited annual and lifetime medical maximum.

    Student Health Advantage Platinum

    • Covers Maternity and Newborn Care up to $5,000 maximum limit.
    • Benefit includes newborn routine care during the first 31 days of life.
    • Covered pre-Existing condition after a waiting period of 6 months

    Student Secure Elite

    • Covers Maternity care for a covered pregnancy up to $15,000.
    • Conception must occur after plan effective date.
    • Covers pre-natal, delivery, and post-natal care as well as expenses for miscarriage and complications of pregnancy.
    • Covers routine nursery care of new borns up to $750, not subject to coinsurance.
    • Covers therapeutic termination of pregnancy up to $500 maximum, not subject to coinsurance.
    • The plan can be renewed up to 4 years.

    Student Secure Select

    • Covers Maternity care for a covered pregnancy up to $10,000.
    • Conception must occur after plan effective date.
    • Covers pre-natal, delivery, and post-natal care as well as expenses for miscarriage and complications of pregnancy.
    • Covers routine nursery care of new borns up to $750, not subject to coinsurance.
    • Covers therapeutic termination of pregnancy up to $500 maximum, not subject to coinsurance.
    • The plan can be renewed up to 4 years.

    Student Secure Budget

    • Covers Maternity care for a covered pregnancy up to $5,000.
    • Conception must occur after plan effective date.
    • Covers pre-natal, delivery, and post-natal care as well as expenses for miscarriage and complications of pregnancy.
    • Covers routine nursery care of new borns up to $250, not subject to coinsurance.
    • Covers therapeutic termination of pregnancy up to $500 maximum, not subject to coinsurance.
    • The plan can be renewed up to 4 years.

    Study USA

    Study USA Standard

    • Within the PPO: 80% of eligible expenses, after the deductible, up to $5,000.
    • Outside the PPO: URC up to $5,000. You may be responsible for any charges exceeding the payable amount.
    • Outside the U.S.: 100% coinsurance, after the deductible, up to $5,000.

    Study USA Preffered

    • Within the PPO: 80% of eligible expenses, after the deductible, up to $10,000.
    • Outside the PPO: URC up to $10,000. You may be responsible for any charges exceeding the payable amount.
    • Outside the U.S.: 100% coinsurance, after the deductible, up to $10,000.

    Study USA Platinum

    • Within the PPO: 80% of eligible expenses, after the deductible, up to $20,000.
    • Outside the PPO: URC up to $20,000. You may be responsible for any charges exceeding the payable amount.
    • Outside the U.S.: 100% coinsurance, after the deductible, up to $20,000.

    Nursery Care of Newborn

    • Up to $250 for Standard plan; Up to $750 for Preffered and Platinum plans.
    • Covers pre-natal care, delivery, and post-natal care related to a covered pregnancy which began after the effective date of coverage.
    • Covers therapeutic termination of pregnancy up to $500 maximum, not subject to coinsurance.

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AmericanVisitorInsurance and/or its associates have tried to answer these frequently asked questions to the best of our knowledge. However we make no guarantee regarding the accuracy of our answers. The exact answers for some of the questions can change periodically as insurance companies change their plans/policies. AmericanVisitorInsurance is not liable for any problem resulting from the content on this FAQ. If you do not agree with the terms of this disclaimer, please do not use any information in this FAQ.

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