Reimbursement for loss of pre-paid, non-refundable payments.
Transportation to or between hospitals as needed.
Reimbursement of food and lodging expenses due to delay in travel.
Pays sum for lost or delayed luggage by airline.
Covers cost of treatment for sickness or injury during your vacation.
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Travelling solo gives you more freedom and flexibility to travel wherever and whenever you want, but it also means you may not have someone to help you in an emergency situation.
Individual travel insurance is designed to protect your prepaid travel arrangements, as well as help cover unexpected costs in emergencies such as medical and hospital expenses, replacing lost or stolen belongings, or making alternative travel arrangements if your flights are cancelled or delayed.
Travel insurance costs depend on the age of the traveller, the medical coverage required, the deductible chosen and in the case of annual-multiple trip insurance, it also depends on the trip length. The trip length refers to the duration of each trip overseas. Typically the annual multi-trip plans offer the trip length as either 30 or 45 days. The 45 day trip length plan will be more expensive than the 30 day trip length plan.HealthCare cost for visitor in USA
Insurance policies are broadly classified as Fixed visitor insurance and Comprehensive visitor insurance. Compare fixed benefit and comprehensive insurance in detail.
The longer the benefit period the better the coverage. Some plans limit the time duration that the plan will pay.
Deductible is the amount that customer pays for the incurred expense before insurer pays. Co insurance is a fraction of the total amount that customer pays. Know more about deductible and coinsurance.
Covers medical treatment for a sickness or injury which occurs during your trip.
Coverage for Emergency Medical Evacuations to the nearest qualified medical facility.
Reimbursement for loss of checked in baggage
Reimbursement of additional expenses due to trip delay
Delay in arrival of checked in baggage while overseas.
Covers the loss of pre-paid, non-refundable and unused payments.
Travelers should choose the solo travelers medical insurance policy based on what their needs and his or her medical history is. The important question is whether they need coverage for pre-existing medical conditions and what type of coverage they want for these conditions. American Visitor Insurance will help guide you to find and understand the solo travel insurance that is just right for you.
Ideally, you should buy your solo traveler insurance once your travel dates are set. However, this is not always possible. Almost all policies can change dates (as long as they have not already started) or cancel them for a full refund should your plans change.
yes! When you travel, you never know what will happen. Of course, we hope you have a health and safe journey, but insurance can help you when you suddenly fall sick or injure yourself or if the airline loses your baggage. International health insurance providers for solo travelers have many years of expertise in offering worldwide coverage and they will be there to help you. Isn’t that reassurance worth the cost?