What is travel insurance and do I need for Japan?

Travel insurance provides protection against sudden illness or injury while traveling. Visitors are strongly advised to have travel insurance for Japan to avoid unexpected financial loss. It helps cover sudden medical treatment and other eligible expenses based on the chosen policy.

When should one buy travel insurance?

Travelers should ideally purchase travel insurance 14 to 15 days before booking their trip or from the date the first trip payment is made, such as flight or hotel bookings. Buying early allows access to benefits like trip cancellation or trip interruption if included. Insurance can also be purchased after the trip starts, but any illness or injury that occurred before the policy start date will not be covered.

Are visitors to Japan required to have travel insurance?

While travel insurance is not always mandatory, it is highly recommended for visitors to Japan due to the high cost of healthcare for foreigners. Travel insurance can cover medical expenses, emergency evacuation, lost or stolen baggage, and other unexpected events. Without insurance, travelers may face significant financial loss.

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Best Travel Insurance from South Korea to Japan 2026

Travel health insurance for Japan from South Korea starts at less than $1/day, and covers emergency medical care, doctor visits, and the acute onset of pre-existing conditions.

Looking for the Best Travel Insurance for Japan from South Korea? Get a free quote & compare Japan travel insurance plans in minutes.

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Which Travel Insurance Should I Buy from South Korea to Japan?

Cheapest travel insurance from South Korea to Japan? - Atlas Essential International From $20 per month*
Best travel insurance from South Korea to Japan - Atlas JapanSecure - Designed for Travel to Japan Most Popular
Best emergency medical coverage in Japan - Patriot International Lite - High medical & evacuation
Popular travel medical insurance for Japan - Safe Travels International - with Coverage for Cardiac Emergencies
Best senior travel insurance for Japan - Travel Medical Global Choice - Good limits + Pre-Existing Coverage
Best pre-existing condition travel insurance for Japan - Atlas JapanSecure - Acute onset coverage (Under ~80)

*Prices vary by age, trip duration, and coverage options.

Do South Koreans Need Travel Insurance to Apply for a Japan Visa?

Travel insurance is not mandatory for citizens of South Korea when applying for a tourist visa to Japan.

However, Japanese immigration authorities strongly recommend that travelers have adequate travel medical insurance. Japan has excellent healthcare facilities, but medical treatment can be expensive for foreign visitors without insurance coverage.

Although it is not a required document for visa approval, having travel insurance offers several important benefits. It shows that you are financially prepared for unexpected medical emergencies and can help strengthen your visa application.

Travel insurance for Japan typically covers emergency medical expenses, hospitalization, doctor visits, and emergency medical evacuation. Many plans also include coverage for accidents, sudden illness, and repatriation of remains.

For proper protection, South Korean travelers are advised to purchase a plan with at least USD 100,000 in medical coverage, while USD 300,000 is recommended for comprehensive protection. Coverage for emergency medical evacuation and repatriation is also strongly advised.

Having travel insurance ensures peace of mind and financial protection throughout your trip to Japan.

How Much Does Travel Insurance from South Korea to Japan Cost in 2026?

The cost of travel insurance from South Korea to Japan ranges from $20 to $338 per month*. The cost may varies based on the traveler’s age, length of stay, chosen medical coverage limits, and deductible amount. Plans with higher coverage limits or lower deductibles may cost more.

The international travel insurance cost per month for Japan is calculated based on a $50,000 maximum coverage and a $250 deductible for all plans, except JapanSecure, which is based on a $0 deductible option and and WorldMed, which is quoted with a $500,000 maximum coverage.

Travel Insurance Plans for Japan	Age 20	Age 40	Age 60
Atlas Essential InternationalCheapest Plan ^WorldTrips	$20	$40	$86
Safe Travels International Cost Saver ^{Trawick International}	$24	$73	$158
Patriot International Lite ^IMG	$29	$55	$121
Travel Medical Global Basic ^{Seven Corners}	$29	$56	$121
Atlas JapanSecure Best Plan ^WorldTrips	$38	$75	$165
Safe Travels International ^{Trawick International}	$36	$107	$233
Travel Medical Global Choice ^{Seven Corners}	$38	$84	$190
Atlas International Premium ^WorldTrips	$38	$76	$167
WorldMed Outbound ^{Travel Insure}	$72	$155	$297

Source: American Visitor Insurance®

Top Travel Insurance Recommendations for Japan from South Korea in 2026

Cheapest Travel Medical Insurance From South Korea To Japan

Atlas Essential International

$20/month for 20-year-old

Max Coverage: $50,000 | Deductible: $250

Low-cost travel insurance Japan
Medical maximum up to $1,000,000
Deductible options from $0 to $5,000
Pre-existing conditions: Not covered

Other affordable travel medical insurance plans from South Korea to Japan include Safe Travels International Cost Saver, Patriot International Lite .

Best Travel Medical Insurance From South Korea to Japan

Atlas JapanSecure Insurance

$38/month for 20-year-old

Max Coverage: $50,000 | Deductible: $0

Japan Secure has $0 deductible and higher coverage tailored for Japan.
Medical maximum up to $2,000,000
Acute pre-existing conditions covered (under 79)

Other top recommended South Korea to Japan travel medical insurance plans include Safe Travels International, Atlas Premium International.

What Is the Best Travel Insurance for Japan with Pre-Existing Conditions?

Atlas JapanSecure Insurance ^WorldTrips

Rating: A Excellent Underwriter: TMHCC Insurance SPC Ltd and Houston Casualty Company

JapanSecure insurance is one of the best travel insurance from South Korea to Japan with pre-existing condition coverage.

Acute Onset of a Pre-Existing Condition covered up to policy maximum for travelers up to age 79.
Emergency medical evacuation covered up to $25,000 for any condition covered under Acute Onset of a Pre-Existing Condition.
Policy maximum options from $50,000 to $2,000,000.
Coverage from 5 days to 364 days.

Here are additional best pre existing condition travel insurance plans for Japan that South Korea travelers should consider: Patriot International Lite ,Atlas Premium International and Travel Medical Global Choice

What Does Travel Health Insurance Cover from South Korea to Japan?

🏥

Health Care Expenses

Covers hospital and medical expenses for sickness or accidental injuries during travel.

👨‍⚕️

Doctor Visit

Insures doctor visits required due to sudden illness or injury while traveling.

💊

Pharmacy Drugs

Covers eligible doctor-prescribed pharmacy drug expenses.

🚑

Medical Evacuation

Includes emergency medical evacuation to the nearest appropriate medical facility.

⚰️

Repatriation of Remains

Covers repatriation of remains to the home country in the event of death.

🩺

Pre-Existing Conditions

Some plans provide coverage for the acute onset of pre-existing conditions.

South Korea Travelers to Japan

Japan is popular for its diverse history and culture. It is one amongst the oldest civilizations existing around the globe. The stunning scenery, breath-taking sights, culture exhibiting the eastern traditions and western modernity, makes it an fabulous destination with unique experiences for travelers from around the globe including South Korea. The immigration of South Koreans to Japan dates back to the end of World War II.

There is a huge Korean community in Japan who are commonly known as Zainichi Koreans. It is estimated that there are up to 1 million ethnic Koreans living in Japan currently. There are many visitors from South Korea who travel to Japan on holiday and to meet friends and family. South Koreans need a visa to travel to Japan.

South Koreans traveling to Japan is exciting, however one must include sufficient travel insurance that can provide medical coverage for any possible unforeseen medical emergencies that can arise while in a new country. Visiting a hospital without insurance is scary as the healthcare can be very expensive; this is particularly true given the current Covid 19 pandemic and Ukraine War.

American visitor insurance works with some of the finest insurance providers who offer to its customer’s range of travel insurance products to Japan. For more details call our customer service or email us and we will be glad to help.

Travel Insurance Coverage for Adventure Activities in Japan

Japan offers unforgettable adventure experiences — from skiing in Hokkaido and hiking Mount Fuji to kayaking in Okinawa, exploring forests in Yakushima, and diving in the Izu Peninsula. However, many standard travel insurance plans do not include high-risk or adventure activities. South Korean travelers visiting Japan should carefully review their adventure insurance policy to ensure these activities are covered.

Most adventure travel insurance plans for Japan offer coverage for injuries, emergency medical treatment, and evacuation related to activities such as winter sports, mountain trekking, water sports, or outdoor excursions. If your itinerary includes adventure activities, choosing the right policy helps avoid unexpected medical expenses during your Japan trip.

Confirm that your plan covers adventure and outdoor sports like skiing, hiking, diving, kayaking, and cycling.
Some policies exclude high-risk or hazardous activities — review the terms before buying.
If you plan to climb Mount Fuji or dive in Okinawa, ensure your Japan adventure insurance includes emergency medical coverage.
Choose a policy with emergency evacuation and repatriation benefits for injuries during adventure activities.

👉 Selecting the best travel insurance for adventure sports in Japan helps South Korean travelers explore mountains, islands, forests, and national parks safely. Compare top-rated plans and choose one that fits your adventure itinerary.

Factors for Cost of Travel Insurance From South Korea to Japan

👤 Age of the Traveler

The cost of travel insurance is directly proportional to the age of the traveler. Older travelers generally pay higher visitor health insurance premiums.

🧾 Type of Travel Insurance

Comprehensive travel insurance plans that offer extensive coverage are more expensive. Travelers can choose between single trip or multi trip travel insurance .

🏥 Medical Maximum Coverage

Travel insurance pricing depends on the maximum medical coverage selected and is inversely proportional to the deductible chosen.

🌍 Region of Coverage

Travel insurance costs vary by region. Coverage in certain countries is more expensive than in others.

🗓️ Duration of Travel Insurance

Longer visitor medical insurance durations result in higher insurance costs.

🎯 Add-On Benefits

Optional add-on benefits such as adventure sports coverage increase the overall cost of travel insurance.

How to Buy the Best Travel Insurance from South Korea to Japan?

1: Find the Best Travel Insurance for Japan

Fill in the travel insurance quote form with traveler information, trip dates, and coverage requirements for your journey from South Korea to Japan for complete protection.

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2: Compare Top Travel Insurance Plans for Japan

Easily review and compare Japan travel insurance plans based on medical coverage and premiums to find the best fit for your trip with complete confidence.

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3: Buy Your Preferred Travel Insurance Plan Online

Easily select your preferred international travel insurance plan and complete the online payment within minutes using a credit or debit card.

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4: Review Policy Details Before Traveling

Check your policy details carefully — including medical benefits, emergency contacts, and claim procedures — before traveling to Japan.

Why Buy Japan Travel Insurance from American Visitor Insurance?

With over 20 years of experience, American Visitor Insurance helps Chinese travelers choose the most suitable travel medical insurance for Japan, including coverage for seniors, long stays, and pre-existing conditions.

Visa support letters for Japan travel
Guidance on pre-existing condition coverage
Help correcting application or passport errors
Multilingual customer support

Cheap Travel Insurance from South Korea to Japan – FAQ’s

Travel insurance is a protection against any sudden illness or injury that may cause while travelling away on a holiday. Yes, visitors need travel insurance for a safe and peaceful trip to avoid financial loss. Travel insurance will pay for all sudden medical treatment and other charges as per the policy chosen by the traveler.

Travelers should consider buying travel insurance 14-15 days in advance of booking of the holiday or to the date when the first payment was made for the trip like flight ticket or hotel booking. This will allow the traveler to enjoy few benefits like trip cancellation or trip interruption if included in the policy. Travel insurance can be purchased even after the start of trip; however any illness or injury that has occurred prior to the inception date of the policy will not be covered

There are various reasons for visitors to get health insurance while travelling away from home .The most important factor is the cost of healthcare in Japan for foreigners. It works out expensive. If the traveler becomes ill or injured or if the baggage is lost, damaged or stolen during the transit, if there is a need for emergency medical evacuation all such situations will be covered by the travel insurance in a new country. Without travel insurance one might face a huge financial loss.

General Information About Japan

Japan is an East Asian island nation known for its rich culture, advanced technology, and scenic landscapes. From historic temples and serene gardens to bustling modern cities, Japan offers a unique blend of tradition and innovation for international travelers.

📍 Located in East Asia, Japan is famous for cities like Tokyo, Kyoto, Osaka, and its beautiful cherry blossoms. The official language is Japanese, and the local currency is the Japanese Yen (JPY).

🌤️ The best time to visit Japan is from March to May and September to November, when the weather is pleasant and perfect for sightseeing, festivals, and outdoor activities.

💡 Travelers visiting Japan are advised to purchase Japan travel health insurance to stay protected against medical expenses, travel delays, and baggage loss during their trip.

General Information Japan
- location_city Capital: Tokyo
- location_on Location: East Asia
- euro Currency: Japanese yen
- language Language: Japanese
- groups Population: Around 123 million
- event Best time to visit: March to May, Sep. to Nov.
- map Vacation spots: Tokyo, Kyoto, Osaka, Chiba, Hakone, Yokohama, Nara, Nagoya, Sapporo, Kobe, Hiroshima, Kamakura, Nikko.
What Are the Popular Tourist Destinations in Japan?

Hiroshima Peace Memorial

Peace Memorial Museum with its numerous exhibits dealing with the issue of world peace, Memorial Cenotaph and Flame of Peace, as well as the Atom Bomb Dome.

Itsukushima Shrine

Itsukushima Shrine, a Shinto temple dedicated to the Princess daughters of the wind god Susanoo.

Fukuoka's Castle

Fukuoka Castle (Fukuoka-jo) is one of the highlights of a visit to Fukuoka and also well known for its many events and festivals.

What are the Main Airports in Denmark

City	Airport Name	IATA Code
Tokyo	Narita International Airport	NRT
Tokyo	Haneda Airport (Tokyo International Airport)	HND
Osaka	Kansai International Airport	KIX
Osaka	Itami Airport (Osaka International Airport)	ITM
Nagoya	Chubu Centrair International Airport	NGO
Sapporo	New Chitose Airport	CTS
Fukuoka	Fukuoka Airport	FUK
Okinawa (Naha)	Naha Airport	OKA

Popular Tourist Destination Cities in Japan

Kyoto

Osaka

Tokyo

Chiba

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