What are the main coverages of Visitor Secure Insurance?
ecg_heart Acute onset of a pre-existing condition
signal_cellular_alt_2_bar Fixed Benefit plan
health_and_safety Dental Treatment
local_pharmacy Prescription Drugs
medical_services PPO network
local_hospital Emergency medical evacuation Coverage
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What are some of the main Visitor Secure insurance benefits?
What are some of the main Visitor Secure insurance benefits?
- VisitorSecure is available for people traveling to the US and abroad.
- VisitorSecure plan has four types of plans namely Plan A, Plan B, Plan C and Plan D.
- The plan has the following deductible options and overall policy maximum options for people of different age groups:
| Deductible options | Plan A | Plan B | Plan C | Plan D |
|---|---|---|---|---|
| Age 14 days to 59 years | $0, $50, $100 | $0, $50, $100 | $0, $50, $100 | $0, $50, $100 |
| Age 60 to 69 years | $0, $50, $100 | $0, $50, $100 | $0, $50, $100 | NA |
| Age 70 to 79 years | $100 or $200 | $100 or $200 | NA | NA |
| Age 80 and above | $100 or $200 | NA | NA | NA |
| Overall policy maximum options | Plan A | Plan B | Plan C | Plan D |
|---|---|---|---|---|
| Age 14 days to 59 years | $50,000 | $75,000 | $100,000 | $130,000 |
| Age 60 to 69 years | $50,000 | $75,000 | $100,000 | NA |
| Age 70 to 79 years | $50,000 | $75,000 | NA | NA |
| Age 80 and above | $10,000 | NA | NA | NA |
- Visitor Secure plan provides coverage for hospital room and board including miscellaneous. The price varies depending on the type of plan.
- The plan covers Inpatient Intensive Care Unit, Private Duty Nurse, Physician visits, Consultant physician, Surgery and price varies between the types of plans.
- Outpatient treatment facilities such as surgical facility, pre admission testing, diagnostic x-ray and labs,prescription drugs, Urgent Care are covered with this plan.
- This Plan provides coverage for acute onset of pre-existing conditions up to the age of 70.
- Emergency medical evacuation available for up to $50,000 lifetime maximum for age below 70.
- Repatriation of remains is covered upt o $25,000 per member.
- Emergency Quarantine Indemnity for Covid-19 is available with this plan with $50 a day for up to 10 days.
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VisitorSecure insurance pre-existing conditions
VisitorSecure visitor medical insurance plan covers acute on set of pre-existing conditions up to choosen policy maximum for age up to 79 years.
Acute Onset of Pre-existing Condition: The term “Acute Onset of a Pre-Existing Condition(s)” shall mean a sudden and unexpected outbreak or recurrence of a Pre-existing Condition(s) which occurs spontaneously and without advance warning either in the form of Physician recommendations or symptoms, is of short duration, is rapidly progressive, and requires urgent care. The Acute Onset of a Pre-existing Condition(s) must occur after the effective date of the policy. Treatment must be obtained within 24 hours of the sudden and unexpected outbreak or recurrence.
A Pre-existing Condition that is a chronic or congenital condition or that gradually becomes worse over time will not be considered Acute Onset. This benefit does not include coverage for known, scheduled, required, or expected medical care, drugs or Treatments existent or necessary prior to the Effective Date of coverage.
VisitorSecure insurance for USA visitors - Common Questions
VisitorSecure U.S. Visitor Health Insurance is budget friendly visitor insurance plan for visitors traveling outside their home country. It provides coverage for medical expenses and other unforeseen health or accident related events during the visit. This plan also covers acute on set of pre-Existing Conditions up to 70 years.
International travelers visiting a foreign country for a short duration, such as tourists, business travellers or family visitors, are eligible for VisitorSecure Insurance.
VisitorSecure insurance coverage includes emergency medical expenses, hospitalization, prescription drugs, emergency medical evacuation, trip interruption and other benefits depending on the specific policy.
The Worldtrips VisitorSecure fixed benefit insurance cost will vary depending on the age of the traveler, the length of insurance coverage, The Plan Limit and the deductible. The higher the plan limit, the higher will be the premium, while the higher the deductible the lower will be the premium. Travelers can choose maximum limits of $50k, $75k, $100k, $130K depending on the age of traveler.
Yes.VisitorSecure insurance offers coverage for acute onset of pre-existing conditions up to 70 years and $25,000 lifetime maximum for emergency medical evacuation
VisitorSecure is a fixed benefit plan and this plan have specific benefit limits for different covered medical expenses. The individual fixed limits are clearly mentioned in the policy brochure. This plan is a scheduled Benefit or limited coverage Insurance Plan. Typically this plan is a cheaper but have limited benefits when compared to other Insurance Plans.
Yes, you can buy the VisitorSecure insurance for visiting family members. Check with American Visitor Insurance agents at (877)-340-7910 or read the brochure to understand the eligibility and coverage for family members.
VisitorSecure Insurance plans may offer coverage for a short period, such as a few days to several months. The duration of coverage can vary, you can get this information on American Visitor Insurance.
In case of a medical emergency, policyholders usually need to contact the insurance provider, WorldTrips as soon as possible. The contact information is provided in the policy documents, and they will provide instructions on seeking medical care and filing a claim.
Yes. VisitorSecure is available for 364 days,travelers who wish to get extended coverage can renew Visitor Secure insurance online.
You will need to contact the WorldTrips claims department and provide necessary documentation, such as medical records and receipts, to file your claim.
WorldTrips, a member of Tokio Marine HCC group of companies since 1998 has been offering several travel insurance and trip cancellation products for international travelers across the globe. Their Atlas travel insurance and Visitors Secure products are popular for product excellence, by giving affordable options for travelers to customize to meet the requirements of unique traveler needs. Individuals traveling for vacation, business men, students and group insurance works well for travelers traveling overseas.
This Indianapolis based company is the first company to enable their products and services for visitors via the internet for both US citizens and non–US citizens traveling abroad and to the US.
Worldtrips for over 23 years is a well-recognized company in the US and across the globe for their vast network of hospitals and healthcare support system. The company offers several travel insurance plans for travelers with financial support, access to the best healthcare support and 24/7 emergency travel assistance.
Worldtrips insurance previously known as Tokio Marine HCC – Medical Insurance Services Group has received A+ rating from the from S&P Global Ratings. Worldtrips travel insurance reviews indicate that it currently offers travel medical insurance for over 180 countries and trip protection insurance products for the US residents.
World trips offers coverage around the world with the fully comprehensive travel medical insurance and trip protection products. Worldtrips was acquired by Tokio Marine in 2015 and functions as a member since the acquisition. Worldtrips insurance offer some of the unique travel medical and trip protection plans for international travelers worldwide.
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Compare VisitorSecure Medical Insurance quotes »How much does VisitorSecure insurance cost per month?
The Visitor Secure insurance cost per month ranges between $38 to $139 . This is dependent on the age of the traveler, the plan maximum and the deductible.
Understandably, the cost of Visitor Secure insurance is higher for older travellers as they are more likely to need healthcare while traveling. Also, the higher the plan limit, the higher will be the premium, while the higher the deductible the lower will be the premium. Travelers up to age of 59 years can choose maximum limits of $50,000, $75,000, $100,000, $130,000. Travelers aged 60 to 69 years can choose $50,000, $75,000, $100,000 coverage. Travelers aged 70 to 79 years can choose $50,000 or $75,000. For travelers above 80 years only $10,000 maximum coverage is available.
Here we are showing Visitor Secure travel insurance cost per month with a deductible of $0.
| Age of Traveler | Medical Maximum $50,000 | Medical Maximum $100,000 |
|---|---|---|
| 18 - 29 years | $38 | $47 |
| 30 – 39 years | $43 | $50 |
| 40 – 49 years | $44 | $54 |
| 50 - 59 years | $61 | $72 |
| 60 – 69 years | $72 | $82 |
| 70 -79 years | $96 | $139 |
*For senior travelers aged 80 to 99, the cost is $221, with a maximum coverage of $10,000 and a deductible of $100.
What is the VisitorSecure Insurance PPO network?
WorldTrips maintains a wide network of health care providers.
Inside US:
- If you have purchased the policy after July 2019 then click here »
- If you have purchased the policy before July 2019 then click here »
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Frequently asked questions and answer about travel insurance.
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