Safe Travels Elite reviews vs Standard travel insurance review
International tourists visiting USA must be aware of the rising health care cost for visitors to USA. Hospitalization with huge medical bills can be a nightmare without visitors health insurance. Many insurance providers offer different visitors insurance for tourists to the US. It is important to compare the popular visitor insurance before buying adequate travel medical insurance for USA. Here the visitor can compare US visitor insurance cost of INF Standard insurance and Safe Travels Elite insurance plans by reviewing their unique Visitors medical insurance benefits.
INF Standard plan from INF Underwritten by Crum & Forster SPC and rating AM Best Rating: A and Safe Travels Elite insurance offer excellent coverage both for small ailments as well as more serious injuries and sickness. This travel insurance plan for USA are ideal for Older travelers and parents as they have good coverage for acute onset of pre-existing conditions.
Safe Travel Elite vs INF Standard X visitor insurance coverage
Safe Travels Elite Insurance is a fixed benefit affordable US visitors insurance which is available to cover the foreign visitors citizens coming to the US. This cheap US visitor medical insurance plan covers individuals aged 14 days up to the age of 89, with coverage options of up to $175,000.
The INF Standard X Insurance plan is designed for all age groups, including individuals above 80 years old traveling through the United States or Canada. This plan will cover any new sickness or accident. INF Standard X plan is the only insurance for visitors which covers Urinary Tract Infection. The INF Standard plan was developed out of a need from the community to cover these types of high-risk illnesses. INF medical visitor insurance is not available to US residents and is only available to non-US residents, with maximum coverage options of up to $150,000.
- FEATURES
- Cost
- Max Coverage (Under 70)
- Max Coverage (70+)
- Covers Acute onset of Pre-existing?
- Green Card Holder Eligibility
- Emergency Evacuation
- A.M. Best Rating
- Policy Duration
- Underwriter
- Buy now
Safe Travels Insurance review vs INF Standard review: A Quick Comparison
INF Standard Insurance
- Offers maximum coverage up to 150,000.
- Deductible options ranges from $0 to $5,000.
- Pre-Existing Conditions not Covered.
- Renewable for up to 364 days.
- $25 cancellation fee before the effective date, no cancellation after start date
- This plan is not available to US residents and is only available to non-US residents.
- Pregnancy and childbirth coverage is available if the conception occurs after the policy effective date.
- local_hospital
Provider Network
- dentistry
Dental Treatment
Up to $550 depends on policy maximum - ambulance
Emergency Medical Evacuation
up to $25,000 - medical_services
Urgent Care Clinic
$25 per Incident copay - airplanemode_inactive
Trip Interruption
Up to $1,000 - shopping_cartBuy Now
Safe Travels Elite
- Offers maximum coverage up to 175,000.
- Safe Travels Elite insurance has $0 deductible.
- Acute onset of pre-existing condition is covered up to policy maximum up to the age of 69.
- The Safe Travels Elite plan can be renewable up to 364 days.
- Cheapest travel insurance for non us residents traveling to USA.
- For non U.S. residents and non U.S. citizens, traveling to the USA or USA and then other countries.
- This plan is available for green card holders
- local_hospital
Provider Network
- local_hospital
Political Evacuation
$500 per Policy Period - dentistry
Dental Treatment
Up to $600 - $750 per Incident - ambulance
Emergency Medical Evacuation
Up to $100,000 for Eco, Basic & Silver
Unlimited for Gold & Platinum - stethoscope_check
Consulting Physician
Up to $450 - $700 per Incident - shopping_cartBuy Now
How do the costs of Safe Travels Elite and INF Standard compare for different age groups?
Both Safe Travels Elite and INF medical visitors insurance provide excellent coverage for travelers visiting the US on a short-term basis. However, it's important to compare the two plans closely to determine which one best meets your specific needs.
You can compare cost for both INF Standard and Safe Travels Elite.
INF Standard cost per month with a deductible of $250.
Safe Travels Elite travel insurance cost per one month with deductible of $0.
Source: American Visitor Insurance®
What are the deductible options and how do they affect premiums?
Here is the detailed comparison of deductible options and how they affect premiums for Safe Travels Elite and INF Standard travel insurance plans:
- For travelers under 70 years, the deductible is fixed at $0.
- For travelers aged 70 to 89 years, you can choose a deductible of $100 or $200 per incident.
Higher deductibles like $100 or $200 for seniors reduce premiums compared to $0 deductible, but the plan is designed to keep deductibles low to minimize out-of-pocket costs.
INF Standard X deductible options- Wide range of deductible options from $100 up to $5,000 per covered accident or sickness.
- Deductible options include $100, $250, $500, $1,000, $2,500, and $5,000.
Higher deductibles significantly reduce premiums but increase out-of-pocket expenses when filing claims. The cost of the premium increases with age and coverage limits but can be lowered by choosing a higher deductible.
What is the maximum coverage limit for each plan, and how does it vary by age?
- Ages 14 days to 69 years: You can choose from policy maximums of $25,000, $50,000, $75,000, $100,000, and $175,000 per policy period. The deductible for this age group is fixed at $0.
- Ages 70 to 89 years: The maximum coverage is limited to $50,000 or $100,000 per policy period. Deductible options for this age group are $100 or $200.
Additionally, coverage for acute onset of pre-existing conditions and cardiac conditions is reduced with age:
- Ages 70-79: Acute onset benefits capped at $35,000
- Ages 80 and above: Acute onset benefits capped at $15,000
- Cardiac condition coverage is limited to $15,000 for ages 70 and above.
Safe Travel Elite Travel Insurance vs INF insurance reviews - FAQs
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Does INF StandardX insurance cover pre-existing conditions?
No, the INF Standard X insurance plan does not cover pre-existing conditions. It provides coverage for new sicknesses and accidents but does not include benefits for pre-existing medical conditions.
Can Green Card Holders can buy inf standard x insurance?Yes, Green Card holders can purchase the INF Standard X insurance plan.
Who is eligible for INF standard X Insurance plan?- Non-US residents traveling outside their home country.
- Ages 0 to 99 years old.
- Must purchase the plan before the trip start date.
- Coverage duration must be at least 30 days and not more than 364 days.
- Dependents (spouse & unmarried children) can be covered if traveling with the insured and coverage is elected.
What is the minimum requirement to buy INF Elite and Premier plans?There is a minimum purchase of 90 days required to buy these INF Elite plans.
Why Choose INF Standard X visitor insurance?- Emergency Medical Evacuation: In the event of a medical emergency, the plan covers the cost of evacuating the insured to the nearest hospital or back to their home country.
- Telehealth access via DoctorPlease, access for virtual medical consultations and its useful for non-emergency issues without needing to visit a clinic.
- Discount programs for dental, vision, prescription, and hearing services in the U.S
- Coverage for Pre-Existing Conditions: This plan does not provide pre-existing conditions coverage.
- Access to a Strong PPO Network : Utilizes the United Healthcare PPO Network, giving you access to a wide range of hospitals and physicians across the U.S.
- Extended Coverage Options: The plan allows for the extension of coverage, providing flexibility for longer trips.
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Can Green Card Holders can buy Safe Travels Elite visitor insurance?
The plan is available to green card holders visiting the USA only if they have a residence outside the United States and have not been residing in the U.S. for more than 365 days prior to the policy effective date.
Is Safe Travels Elite a good insurance?Yes, Safe Travels Elite visitor insurance is a good choice for non US citizens visiting the US, particularly those who are looking for affordable travel medical insurance. This is a fixed benefit plan which offers coverage for accident and sickness medical coverage for persons up to 89 years of age. It includes:
- Coverage for eligible medical expenses including hospitalization, surgery, physician visits, and prescriptions.
- Offers acute onset of pre-existing conditions, including related to cardiac disease
- Wellness visit covered up to $125 (Within the first 21 days of the start date, if you purchase a minimum of 30 days of coverage.)
- The plan is available from 5 to 364 days and extendable up to 24 months
- You can find doctors, hospitals, and urgent care in the First Health PPO Network.
- Covid-19 covered as any other illness
How much does Trawick international travel insurance cost?Safe Travels Elite cost per month ranges between $23 to $134. This is dependent on the age of the traveler, the plan maximum and the deductible.
Understandably, the cost of Safe Travels Elite insurance is higher for older travellers as they are more likely to need healthcare while traveling. The maximum limit options are $25,000, $50,000, $75,000, $100,000 and $175,000 up to age of 69 years with $0.
Can the Safe Travels Elite insurance be extended or renewed?The Safe Travels Elite plan can be renewable up to 364 days.
What will you receive once the application is submitted?Once you have applied for the Safe Travels Elite insurance policy, you will receive an email sent to the address provided during the application process. The email will have links to download the key documents like your insurance ID Card, Visa Letter and Certificate of insurance. These documents are essential for your trip and should be kept accessible during your trip. You can log in to the client zone using your certificate number and date of birth to view and download your documents. If you need help with this process or have further questions about your policy, feel free to contact us at (877)-340-7910.
What are the requirements for purchasing Safe Travel elite travel insurance?The main requirements for applying for Safe Travel elite travel insurance is the travelers passport details and the travel dates. You can apply online on American Visitor Insurance or call (877)-340-7910 to get help while applying.
How do I cancel Safe Travels Elite visitor insurance from Trawick International?You can cancel your Safe Travels Elite visitor insurance from Trawick International by following these steps:
- Before the policy's effective date: You are eligible for a full refund.
- After the policy's effective date (if no claims have been submitted): You may receive a partial refund, but only for full months remaining on the policy, minus a $25 cancellation fee.
- If a claim has been submitted: The policy cannot be canceled.
- To request cancellation, send an email with your policy details. You may also need to fill out a cancellation form
Does Safe Travels Elite travel medical Insurance cover pre-existing conditions?Safe Travels Elite travel medical insurance offers best coverage for acute onset of pre-existing conditions up to policy maximum per period for persons under age 70 (cardiac $25,000). For ages 70 to 79, the benefit reduces to $25,000 (cardiac $15,000) and reduces to $15,000 at age 80.
Are adventure sports covered in Safe Travel Elite health insurance Plan?No, the Safe Travels Elite health insurance plan does not cover adventure sports. Additionally, there is no option to add an adventure sports rider to this plan.
Is there a Cancel for any reason insurance cover with Trawick International travel insurance?Cancel for any reason can be included at an additional cost with the Safe Travels First Class Trip Protection and Safe Travels Voyager travel insurance plans by Trawick International.
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Safe Travels Elite reviews vs INF standard insurance review - Blogs and articles
INF Standard Plan
The INF Standard Plan is our flagship fixed-benefit insurance plan for new sicknesses & accidents. This includes individuals who are above 80 years old traveling through the United States or Canada. This plan is the only insurance for Visitors which covers Urinary Tract Infection.
Read more »Safe Travel Elite Plan
Safe Travels Elite offers Scheduled Benefits accident and sickness medical coverage, is a fixed benefit , cheap US visitor medical insurance plan. The plan is available to foreign travelers coming to the US.
Read more »