INF Standard insurance vs Safe Travels Elite insurance, Compare travel insurance by INF vs Trawick International

Compare Travel Plans INF Standard vs Safe Travels Elite	INF Standard Plan Maximum Deductible Buy Now	Safe Travels Elite Plan Maximum Deductible Buy Now
INF Standard vs Safe Travels Elite Insurance benefits
Insurance Providers
Plan maximum	Age 0 to 69: $150K Age 70 to 99: $50K, $100K	Economy: $25K Basic: $50K Silver: $75K Gold: $100K Platinum: $175K
Length of Coverage	364 days (Minimum Enrolment 30 days)	5 days to 364 days
Medical Benefits
Hospital room and board	Plan 50k: Charges up to $1,300 a day maximum Up to 30 days Plan 100k: Charges up to $1,750 a day maximum Up to 30 days Plan 150k: Charges up to $1,900 a day maximum Up to 30 days	Economy: Up to $1,400/day Basic: Up to $2K/day Silver: Up to $2K/day Gold: Up to $2K/day Platinum: Up to $3K/day Diamond & Diamond Plus: Up to $1.5K / day
Intensive care unit	Plan 50k: Charges up to $525 maximum additional a day \| Up to 8 Days Plan 100k: Charges up to $750 maximum additional a day \| Up to 8 Days Plan 150k: Charges up to $850 maximum additional a day \| Up to 8 Days	Economy: Additional $2,100/ day, 10 day maximum Basic: Additional $2.5K/ day, 8 day maximum Silver: Additional $2.5K/ day, 8 day maximum Gold: Additional $3K/ day, 8 day maximum Platinum: Additional $4.5K/ day, 8 day maximum
Surgery	Plan 50k: Up to $3K maximum Plan 100k: Up to $5K maximum Plan 150k: Up to $6K maximum	Economy: Up to $3.5K Basic: Up to $5K Silver: Up to $5K Gold: Up to $6K Platinum: Up to $7.5K
Physical Therapy	Plan 50k: Up to $35 a visit max, 1 Visit a day to 12 visits Plan 100k: Up to $45 a visit max, 1 Visit a day to 12 visits Plan 150k: Up to $50 a visit max, 1 Visit a day to 12 visits	Economy: Limited to $40 per visit, one visit per day and 12 visits per Policy Period Basic: Limited to $50 per visit, one visit per day and 12 visits per Policy Period Silver: Limited to $50 per visit, one visit per day and 12 visits per Policy Period Gold: Limited to $60 per visit, one visit per day and 12 visits per Policy Period Platinum: Limited to $60 per visit, one visit per day and 12 visits per Policy Period
Assistant Surgeon	Plan 50k: Up to $750 maximum Plan 100k: Up to $1,250 maximum Plan 150k: Up to $1.5K maximum	Economy: $850 per Incident Basic: $850 per Incident Silver: $1,200 per Incident Gold: $1,400 per Incident Platinum: $1,800 per Incident
Prescription Drugs and Medications	Plan 50k: Up to $750 maximum Plan 100k: Up to $1,250 maximum Plan 150k: Up to $1.5K maximum	Economy: $250 per Incident Basic: $350 per Incident Silver: $350 per Incident Gold: $350 per Incident Platinum: $350 per Incident
Emergency Services
Emergency local ambulance	Plan 50k: Up to $400 maximum Plan 100k: Up to $450 maximum Plan 150k: Up to $500 maximum	Economy: $500 per Incident Basic: $650 per Incident Silver: $650 per Incident Gold: $650 per Incident Platinum: $750 per Incident
Hospital emergency room	Not Covered	Economy:$350 per Incident Basic: $500 per Incident Silver: $500 per Incident Gold: $600 per Incident Platinum: $800 per Incident
Dental
Emergency dental treatment	Plan 50k: Up to $450 Plan 100k: Up to $500 Plan 150k: Up to $550 maximum	Economy: $600 per Incident Basic: $750 per Incident Silver: $750 per Incident Gold: $750 per Incident Platinum: $750 per Incident
Acute Onset of Pre-Existing Condition
Acute Onset of Pre-Existing Conditions	Not Covered	Up to policy maximum for age up to 69 years, $35K for age 70-79 years, $15K for age 80-89 per policy period subject to the sub limits as mentioned (any coverage related to cardiac disease or conditions is limited to $25K for age up to 69 years, $15K for age 70 years and above)
Life
AD&D	Up to $25K maximum	Not Covered
Common carrier AD&D	Not Covered	Economy: $25K Principal Sum Basic: $25K Principal Sum Silver: $35K Principal Sum Gold: $35K Principal Sum Platinum: $35K Principal Sum
Evacuation
Emergency medical evacuation	Plan 50k: $15K maximum Plan 100k: $20K maximum Plan 150k: $25K maximum	Economy: $100K Basic: $100K Silver: $100K Gold: Unlimited Platinum: Unlimited
Return of mortal remains or cremation/burial	Plan 50k: $10K maximum Plan 100k: $15K maximum Plan 150k: $20K maximum	Economy: $7.5K Basic: $7.5K Silver: $10K Gold: $20K Platinum: $25K
Private Duty Nurse	Plan 50k: Up to $400 maximum Plan 100k: Up to $500 maximum Plan 150k: Up to $550 maximum	Economy: Up to $450 Basic: Up to $450 Silver: Up to $550 Gold: Up to $550 Platinum: Up to $700
Unique Advantages	This is a fixed plan. This plan has a minimum purchase requirement of 30 days. Covers accident & sickness. Specialist Visits direct billing via INF-Robin Assist.	It is a fixed benefit plan. Acute onset of pre existing condition is covered up to 89 years. Good provider network. This elite plan has a $0 deductible.
Travel Insurance
Underwriter	Crum & Forster SPC	Zurich Insurance Europe AG Belgian branch
Rating	A	“A (Excellent)”
Brochure and Details	» INFStandard Plan Brochure » INFStandard Plan Details » INF Standard Plan Reviews	» Safe Travels Elite Brochure » Safe Travels Elite Details »Safe Travels Elite Reviews

INF Standard vs Safe Travels Elite Insurance Reviews

International tourists visiting USA must be aware of the rising health care cost for visitors to USA. Hospitalization with huge medical bills can be a nightmare without visitors health insurance. Many insurance providers offer different visitors insurance for tourists to the US. It is important to compare the popular visitor insurance before buying adequate travel medical insurance for USA. Here the visitor can compare US visitor insurance cost of INF Standard insurance and Safe Travels Elite insurance plans by reviewing their unique Visitors medical insurance benefits.

INF Standard plan from INF Underwritten by Crum & Forster SPC and rating AM Best Rating: A and Safe Travels Elite insurance offer excellent coverage both for small ailments as well as more serious injuries and sickness. This travel insurance plan for USA are ideal for Older travelers and parents as they have good coverage for acute onset of pre-existing conditions.

Factors to consider while comparing INF and WorldTrips insurance

Following are some of the insurance aspects that an international tourist needs to focus on while comparing among INF Standard insurance and Safe Travels Elite insurance:

1. Compare medical maximum coverage

This the maximum coverage expense that the plan would offer for the medical expenses. INF Standard insurance offers maximum coverage up to $150K, while Safe travel elite offers coverage up to 175K. The coverage may vary for older travelers with reduced plan maximum.

2. Compare deductible options

This is the initial amount the traveler needs to pay before the insurance actually start paying. Remember higher deductible have less premium than a plan with lower deductible. INF Standard insurance has deductible options $75 to $5K while Safe Travels Elite insurance has $0 deductible option up to age 69 years and $100 and $200 are available for age up to 89 years.

3. Compare provider network

It is a network of health care providers. Insurance companies form these in order to control the costs of health care. An insurance plan would pay 100% of the eligible expenses if the insured is admitted to hospital or health care center within the provider network.

4. Contrast the renewability options

Sometime the travel plans may change and a US visitor may be required to extend their period of stay. INF Standard plan is available form 30 days to 365 days while Safe Travels Elite covers from 5 days up to a maximum period of 1 year, Renewable with uninterrupted coverage for up to 24 consecutive months.

5. Compare eligibility options

INF Standard insurance is available for for Non-US Citizens & anyone visiting USA ,Canada,Mexico and traveling worldwide outside their home country while Safe Travels Elite plan is available for Non US citizens coming to the US and worldwide.

Travel health insurance coverage

Planning to travel overseas needs detailed and well balanced planning of the trip. It is very important for travelers to buy travel health insurance while travelling away from their home country. A travel insurance cover will provide protection towards all sudden accidents and illness. While traveling to the US, international travelers should include a visitors insurance cover for a safe and stress free travel. The domestic health insurance of the home country invariably provides little or no coverage in a new country. A visitors medical insurance plan will protect the insured from huge medical bills in case of hospitalization in a foreign country. An insured traveler can get cashless medical facilities up to the insured amount within the US.

What is travel health insurance plan?

A travel health insurance (also known as visitors insurance) plan provides coverage for travelers outside their home country for both long and short trips as opposed to domestic health insurance which cover offers protection for the insured within their home country. The visitors medical insurance offers protection both for medical and travel accidents and illness while on an international trip. The insured receive medical care and assistance for unexpected medical and travel events while travelling overseas. Visitor health insurance is available for all categories of the travelers like for vacationers, business men, Students, short visits and annual multi-trips depending on the duration of the stay and the visa type of the traveler.

FEATURES
Eligible Plan for USA Coverage
Parents Eligible to be insured
Eligible for Green card holders
Renewable and Cancellable
Deductible Choice
A.M. Best Rating
Covid coverage
Underwriter
Provider
Buy now

INF Standard
Yes
Yes
Yes
No
$0 to $5K
A
Yes
Crum & Forster SPC
INF
Buy Now

Safe Travels Elite
Yes
Yes
Yes
Yes
$0
“A (Excellent)”
Yes
Zurich Insurance
Trawick International
Buy Now

Key Highlights