Australia overseas visitor visa 600 travel health insurance

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Do you want Trip cancellation insurance or Travel medical insurance?

     

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Traveler's residence
Travelers (Age)
Trip cost($)/person

Destination
Trip start date
Trip end date

Travel insurance for U.S. citizens with trip cancellation coverage - Highlights

airplanemode_inactive

Trip cancellation

Reimbursement for loss of pre-paid, non-refundable payments.

ambulance

Medical evacuation

Transportation to or between hospitals as needed.

work_history

Trip delay

Reimbursement of food and lodging expenses due to delay in travel.

luggage

Lost baggage

Pays sum for lost or delayed luggage by airline.

home_health

Medical expenses

Covers cost of treatment for sickness or injury during your vacation.

Age & Citizenship
Child
Residence
Destination
Start date
End date

Travel medical insurance with no trip cancellation coverage - Highlights

medical_services

Health care expenses

Covers medical costs for sickness or accidents during travel.

person

Doctor visit

Covers cost of clinic or doctor visit.

medication

Pharmacy drugs

Expenses from doctor prescribed eligible medications.

ambulance

Medical evacuation

Transportation to or between hospitals as needed.

procedure

Repat of remains

Return of moral remains to home country or local burial.

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What is Medicare in Australia?

Australia’s Medicare is a public healthcare system offering subsidized or free medical services to its qualified residents. It is funded by the Australian government and offers access to public hospitals, doctors, and essential medical services. Australia’s public healthcare system (Medicare) does not offer coverage for visitors. To avoid large out-of-pocket expenses for medical care, travelers on Visitor Visa (Subclass 600) need to buy overseas visitor health insurance to cover medical expenses.

Is it necessary to buy visitor visa health insurance?

While health insurance is not compulsory for a Visitor Visa (Subclass 600) in Australia, overseas visitor health insurance is highly recommended due to the high cost of medical care for non-residents. Overseas visitor insurance offers coverage for doctor (General Physician) visits, emergency hospital treatment, ambulance services, limited prescription medications, some diagnostic tests (X-rays, blood tests, etc.)

What level of health cover is required to meet the 8501 condition?

Yes, Visa Condition 8501 is mandatory for many Australian visas, particularly for work-related and visitor visas. This condition requires visa holders to maintain adequate health insurance for the entire duration of their stay in Australia.

Since most overseas visitors are not eligible for Medicare, the Australian government mandates private health insurance to cover medical expenses. You must purchase and provide proof of health insurance when applying for your visa

How much does OVHC cost?

What is visa condition 8501?

Visa Condition 8501 applies primarily to individuals traveling to Australia for work. This condition mandates that visa holders maintain adequate health insurance throughout their stay.

Under Condition 8501, health insurance ensures coverage for medical expenses in case you or your family require hospitalization, emergency treatments, or doctor consultations.

Key requirements for visa condition 8501

  • Health insurance must be purchased before traveling to Australia.
  • Proof of health insurance is required for submission to the Department of Home Affairs (DHA).
  • Travel insurance does NOT meet the 8501 requirement.

Compliant health insurance plans

At American Visitor Insurance, we provide Overseas Visitor Health Cover (OVHC) that meets the Australian visa Condition 8501, ensuring full compliance with DHA regulations.

  • Affordable Health Insurance for Australian Visa Holders.
  • Plans Covering Hospital Treatment, Ambulance & Medications.
  • Quick & Easy Online Purchase.

What happens if I do not meet the 8501 visa condition for subclass 600?

If you fail to meet Visa Condition 8501 for Subclass 600 (Visitor Visa), you may face serious consequences:

  • Visa application denial – The Department of Home Affairs may reject your application due to non-compliance.
  • Visa cancellation – If you are already in Australia and do not maintain health insurance, your visa may be revoked, requiring you to leave the country.

To avoid delays or complications, ensure that you purchase compliant health insurance before applying for your visa and keep proof of coverage throughout your stay.

American Visitor Insurance provides OVHC plans that fully meet Visa Condition 8501 requirements, ensuring seamless travel and compliance.

Australia visitor visa health insurance - FAQ's

1. What is Overseas visitor health insurance?

Overseas Visitor Health Cover (OVHC) is a health insurance for international visa holders in Australia, particularly for temporary residents, workers, and some visitors.

2. Do I need OVHC for an Australia visitor visa 600?

If the Visitor Visa 600 includes Visa Condition 8501, travelers must have OVHC for the entire duration of your stay. Even if not mandatory, having health insurance is recommended due to high medical costs in Australia.

3. What does OVHC cover?

Coverage varies by provider, but standard OVHC plans typically include:

  • Doctor visits (General Practitioners)
  • Hospitalization and emergency treatment
  • Prescription medications
  • Ambulance services
  • Limited specialist consultations

4. What is not covered by OVHC?

  • Elective or cosmetic surgeries
  • Dental, optical, and physiotherapy (unless included in extras cover)
  • Pre-existing conditions (covered after a waiting period)
  • Pregnancy-related expenses (unless included in policy)

5. Which OVHC providers offer coverage for Visitor Visa 600?

6. Can I use OVHC to meet my visa requirements?

Yes, most OVHC plans meet Visa Condition 8501, ensuring compliance with Australian visa regulations.

7. How do I purchase OVHC?

You can buy OVHC on American Visitor Insurance website. After purchase, you’ll receive a certificate of insurance, which can be submitted as proof for your visa application.

8. Can I cancel my OVHC policy if my visa is rejected?

Most insurers allow policy cancellations with a refund if your visa is denied, but refund policies vary. Always check the provider’s terms before purchasing.

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