1. Home
  2. Australians
  3. Expat health insurance

Australian Expatriate Insurance

Expatriate insurance is long term comprehensive global medical insurance for expats living outside their home country.

Fill the form to get free Expat medical insurance quotes

Age of the applicant
Gender
Applicant ’s spouse
Gender
Dependent under 18
 
 
 
 
 
 
Country of citizenship
Countries where coverage is required
Where is the mailing address
 
Where does the applicant currently reside?
 
 
Do you live/work on a boat?
YES NO
GET QUOTE Advanced quotes

International travel health insurance

Highlights of international travel insurance coverage benefits

Expatriates worldwide – An overview

An expatriate is broadly defined as a person who lives outside his or her native country. In 2015, it is estimated that there are over 230 million expatriates worldwide. This number has grown from barely 70 million in the last 50 years.

Today Expatriates make up about 3% of the global population, and if there were an independant country, they would be the fifth most populous nation.

International Private Medical Insurance (IPMI)

We offer several International Private Medical Insurance (IPMI) plans offered by different reputed US based providers. These international medical insurance plans are popularly known as Global medical insurance or Expatriate insurance and they provide long term cover to people working or living outside their home country, usually for one year or more. The expat health insurance are ideal for expatriates and their families, individuals with dual residences and multinational employers. Since these International medical insurance plans are designed to provide long-term, worldwide medical health insurance cover, it allows expats to receive and continue treatment anywhere in the world that they choose.

What is Expat health insurance?

Expatriates living outside their country of citizenship may not qualify for medical insurance from their adopted country or they may want to have health insurance plans for Expats & Global citizens that can work for them wherever they are so they have the option of traveling and living anywhere in the globe without buying additional medical insurance. In this case, expatriate health insurance plans are the right option! Expats can buy expatriate health insurance USA to begin from the day you leave your home country or after you have already arrived in your adopted country.

The expatriate health insurance plans must go through the company's underwriting process, so you may have to submit medical information (the process may be easier if you have some access to these medical records). A great advantage to these expat health insurance plans is that once you are accepted on the plan, you are guaranteed the policy year after year. The price will increase with age, not based on any medical conditions you may develop along the way and you cannot be removed from the policy. There are great health insurance plans for Expats & Global Citizens available whatever your adopted country may be! Feel free to see the expatriate health insurance reviews as we are dedicated to getting you the best option for the best price!

Rising health care costs worldwide

The cost of health care is rising globally for many different reasons such as greater demand for quality health care, better informed customers, unhealthy sedentary lifestyles, higher incidence of chronic ailments, aging populations....

International travellers and Expatriates who live and work outside their home country are vulnerable to paying high out of pocket medical expenses if they have an accident of fall ill unless they have adequate international medical insurance.

Australians Expatriate insurance - FAQs

01. Is it necessary to purchase Australian expat health insurance?

It is important to be aware that the domestic health insurance of your home country usually does not provide coverage while outside your countries borders. As a foreign citizen, an expatriate will not be eligible for local subsidized medical care. Another very important factor is the varying price of healthcare in different parts of the world. It should be noted that the quality and price of healthcare can vary significantly even within a country. It is therefore important to have good worldwide health insurance so that you can access quality healthcare wherever you are currently residing.

02. What coverage does one get with expatriate medical insurance?

You have a broad range of expatriate medical insurance options. There are basic fixed benefit plans which provide a fixed coverage for different medical treatments which suffice for basic health care, there are also comprehensive global health insurance options which provide extensive healthcare cover up to the policy medical maximum up to 8 million US Dollars. Along with medical coverage, there are also options for preventive care, vision, dental benefits as well as medical evacuation.

03. What are the benefits of buying best expat insurance Australia?

Following are some benefits that are covered by the Australia expatriate medical insurance:

  • Coverage for Wellness, Preventive Care and Vaccination
  • Coverage for transplant procedures
  • Pre-existing conditions coverage
  • Dental and Vision Coverage
  • Global term life insurance coverage
  • Sports Coverage
  • New born care, Maternity and Pregnancy coverage
  • Long term comprehensive medical insurance coverage with choice of different plan maximums

04. How much does Expat insurance Australia cost?

International health insurance for Australian expats cost varies depending on the insurance company and the plan chosen. The main factors on which the cost of expatriate insurance depends on are the age of insured, the medical maximum chosen, the deductible for the plan, the geographic region where you want coverage, the payment frequency option (monthly, quarterly or annually) as well as any add-on coverage, The fixed benefit expat insurance options (which have fixed limits for different coverage) are significantly cheaper than the comprehensive expatriate health insurance plans (which have no limits for different treatments up to the medical maximum).

Annual Multi Trip Medical Insurance, yearly travel insurance
Click here to read more »

Covid expat Medical insurance for Australian expatriates

Australian Expats living and working outside Australia are understandably feeling particularly isolated and insecure in their current circumstance. International assignments are stressful even in normal conditions, but now, in the wake of covid an immense uncertainty, being far away from their families and friends is likely to make them impatient to return home. Buying adequate expat health insurance will protect Australian expats from unexpected emergencies while they are stranded outside the home country.
The following companies are offering Expat medical insurance which includes coverage for covid.

GeoBlue:

 GeoBlue offers Xplorer Premier insurance with Covid coverage for Australian Expats and global citizens.

International Medical Group:

 International Medical Group offers Global medical insurance with Covid coverage for Australian expatriates and global citizens.
Please know we are here to help you make the best, informed decision to get coverage even for COVID-19! Let us know how we can assist you. Feel free to contact us by email or phone at any time.

More international travel insurance categories

 
elderly

Senior Citizen travel insurance
cardiology

Pre-existing visitors insurance
school

International student Insurance
globe

International Medical Insurance
directions_boat

Cruises Travel Insurance
 
handshake
Expertise in offering travel insurance
20+ years!
globe
Customers from over
180 countries!