arrow

Schengen travel insurance for Hong Kong citizens

While citizens of Hong Kong do not need a Schengen visa, other nationalities living in the Hong Kong and traveling to Schengen countries need to buy Schengen travel insurance while applying for the visa.

1) Enter Details & GET QUOTE
2) Compare plans & BUY NOW
3) Download VISA LETTER

Europe Schengen visa insurance quotes for Hong Kong

Age & Citizenship
Dependents
Residence
Start date
End date
What is the best travel insurance for Hong Kong to Europe/Schengen Countries?

The best Europe travel insurance for Schengen visa will vary from traveler to traveler depending on their unique needs. While some travelers will look for the low cost Schengen visa insurance specifically to satisfy the visa requirements, others will look for the most comprehensive travel insurance for Europe Schengen countries.

Patriot International Lite: Patriot International Lite insurance for Schengen visa is very popular among travelers visiting European countries and applying for Schengen Visa.

View more plans »
How to get Schengen health insurance for Hong Kong?
  • Hong Kong travelers to Europe applying for the Schengen visa can buy Schengen travel medical insurance on American Visitor Insurance
  • Decide between a single-trip policy or an annual policy for multiple trips based on your travel requirements.
  • Fill out the application with your passport details and travel dates.
  • Include the insurance policy when applying for your Schengen visa.

Our compare travel health insurance for Schengen visa from Hong Kong quote facility lists a range of travel insurance satisfying Schengen visa requirements. After buying travel insurance for Hong Kong citizens on our website travelers can immediately download the required visa letter to be used while applying for the Schengen visa.

How much does Schengen visa insurance cost for Hong Kong citizens?

The cost of Schengen travel health insurance for Hong Kong citizens depends mainly on the age of the traveler and the duration of coverage required. The older the traveler the higher will be the cost. The longer the duration of coverage required, the greater will be the cost of Schengen visa insurance for Hong Kong citizens. The health insurance for Schengen visa application quote facility on our website lists the travel insurance that satisfy Schengen visa requirements. You can find the cheapest health insurance for Hong Kong to Schengen countries on American Visitor Insurance.

Hong Kong traveling to Schengen Countries

Hong Kong citizens do not need Schengen Visa for visiting Europe for up to 90 days. However if they wish to live, work, study or do business in Europe for a long duration then they need to apply for resident visa or national visa of that European country. One of the necessary documents that they need while applying for long term Europe residence permit is travel health insurance with a minimum of 30,000 Euros medical coverage, evacuation and repatriation coverage which must be valid though out the entire duration of stay in Europe. After buying adequate health insurance a visa letter will be emailed to you that you can use while applying for visa. The long stay Europe insurance Visa Letter will indicate that the traveler is insured for medical expenses, emergencies and hospitalization throughout the stay in Europe.

As health care is expensive in Europe and the domestic insurance doesn’t offer coverage outside Hong Kong buying the best travel insurance for Europe is required to be financially safe while traveling.

Is travel insurance necessary for Hong Kong to Schengen countries?

Yes, Schengen travel insurance is necessary for applying for the Schengen visa. The travel insurance requirement is a minimum coverage of 30,000 Euros.

What are the benefits of having Schengen travel insurance?

The benefits of having Schengen Travel insurance

  • Satisfy Schengen visa insurance requirements
  • Hospitalization expenses dues of sickness of injuries
  • Emergency medical evacuation
  • Repatriation of remains
  • Acute onset of pre-existing conditions

Satisfy mandatory Schengen insurance requirements

Travel insurance for Schengen visa

Buying European travel insurance for Schengen visa application for European consulates

1) Enter Details & GET QUOTE
2) Compare plans & BUY NOW
3) Download VISA LETTER
  • Europe travel insurance for Schengen visa can be purchased online both quickly and with ease
  • Provide relevant information (age, travel dates, total amount of coverage desired) in the quote form. A list of cheap Schengen travel insurance with the cost and medical coverage details will be displayed.
  • Compare quotes, and select the cheapest Schengen travel insurance.
  • The applicant can buy the best Schengen visa insurance they like by completing the application and payment using a credit card.
  • On purchasing the Europe travel insurance, a traveler will be provided with the insurance details that include a toll free number, a virtual ID card, and an instant Schengen insurance letter for visa application that may be presented to the consulate as proof of coverage

Best travel insurance for Schengen Visa for Hong Kong

Europe Schengen travel insurance Cost in 2024

The cost of Schengen visa insurance depends on factors, such as the provider, the length of stay, the applicant's age, and the level of coverage required. The cost of travel insurance for Schengen visa can start from as low as One Dollar a day.

Patriot International Lite

Coverage range

$50K - $1M

Price range
$8 - $13
  • The policy maximum options available are $50k to $1M.
  • The deductible options available are $0 to $2.5k.
  • Coinsurance is available 100% up to the maximum limit.
  • IMG Patriot International Lite insurance for Schengen visa is very popular among travelers visiting European countries and applying for Schengen Visa.
  • Covers acute onset of pre-existing condition covers up to the period of coverage limit or $1M (whichever is lower)
Plan details  Brochures

Safe Travels International Cost Saver

Coverage range

$50K - $1M

Price range
$10 - $13
  • The policy provides the medical maximum options of $50K to $1M for emergency medical and hospitalization.
  • The deductible options on this plan are $0 to $5K.
  • Coverage period of the plan is from 5 days to 364 days and the plan is extendable.
  • Co-insurance percentage is 100% up to the policy maximum after the deductible is met.
  • Available for Non US Citizens and Non US Residents applying for Schengen visa.
  • Covers unexpected recurrence of a pre-existing medical condition.

Safe Travels International

Coverage range

$50K - $1M

Price range
$10 - $15
  • Available for Non US Citizens and Non US Residents applying for Schengen visa.
  • Safe Travels International offers primary comprehensive travel medical insurance coverage in Europe.
  • Covers unexpected recurrence of a pre-existing medical condition up to $20K of covered expenses up to age 65 or the first $10K for age 65 or over
  • The policy provides the medical maximum options of $50K to $1M for emergency medical and hospitalization.
  • The deductible options on this plan are $0 to $5K.

Atlas International

Coverage range

$50K - $2M

Price range
$8 - $14
  • The policy maximum options available with this plan are $50K to $2M for people up to the age of 65 For people in the age range of 65 to 79, the options are $50K and $100K and for people above 80 the only option is $10K.
  • The deductible options on this plan are $0 to $5K.
  • Plan pays Coinsurance 100% after the deductible up to the overall limit.
  • Atlas International Insurance satisfies Schengen visa requirements and offers comprehensive Europe medical insurance for travelers.
  • Covers acute onset of pre-existing condition covers up to overall maximum limit, under age 80.(excludes chronic and congenital conditions)
Plan details Brochures

Travel Medical Choice

Coverage range

$50K - $1M

Price range
$20 - $37
  • The policy maximum is available up to $1M for people up to 79 years and reduces to $10K for people above 80 years.
  • The maximum lifetime of the plan is 365 days and is renewableThere is a co insurance factor applicable to this insurance which pays 100% for outside of the US.
  • Travel Medical Choice satisfies Schengen visa insurance requirements.
  • Acute onset of pre-existing conditions are covered up to $50K up to the age of 64 years and a coverage of $10K is available for people above the age 65 to 79 years.

Europe Travel Insurance for Senior citizens

Insurance for older travelers for visiting the Schengen countries

What does Schengen visa travel insurance cover?

Satisfies Visa requirements

Schengen visa insurance satisfies consulate requirements.

Doctor visit

Schengen travel insurance covers Doctor visits in case of sudden injury or sickness.

Medical evacuation

Emergency medical evacuation expenses to nearest available facility if needed.

Health care expenses

Covers emergency medical expenses for accidental injury or illness.

Repat of remains

Offers coverage for repatriation of remains expenses to home country in case of death.

Pre-existing conditions

Travel insurance offers coverage for acute onset of pre-existing conditions.

Testimonials - From Our Customers

I am always appreciating good business conduct and when I am coming back here for the longer time span.

Karen

Thank you for your prompt response. Your prompt response will be highly appreciated.

Margaret

Thank you American Visitor Insurance! You went way beyond what I would expect from an insurance company.

Connie

Advantages of buying Schengen visa insurance on American visitor insurance

Satisfy Schengen visa requirements to apply for visa

Compare several plans to find what fits your needs best

Travel medical insurance protection for health emergency

Travel to Europe in peace with good insurance coverage

Factors for cost of best travel insurance to Europe

The cost of cheap Schengen visa insurance plan depends on the following:

Age of the traveler

The older the Schengen visa holder, the more expensive the monthly plan cost.

The maximum medical coverage selected

The options range from $50,000, up to $1,000,000, the higher the coverage amount, the higher the premium.

The selected deductible

A 'deductible' is the amount of the medical costs the customer pays before the insurance plan provides any coverage. Most plans provide several options ranging form $0 to $2500 (travelers over age 60 years may not have the $0 deductible option). The lower the deductible, the higher the premium.

The co-insurance on the plan

'Co-insurance' is the percentage on medical expenses borne by the customer AFTER the deductible is paid. The cheapest travel health insurance for schengen visa will have the highest co-insurance.

The Insurance underwriter

There are different underwriters such as AIG, Lloyds, Nationwide, etc. Premium will vary for different underwriter.

Steps to buy
Travel insurance for Schengen visa online

 1: Finding the available travel insurance for Schengen visa price

Complete the travel insurance quote request form by providing details of the traveller and insurance requirements.

 2: Compare the different travel insurance options

Compare the price and the benefits of the different travel insurance options to identify what fits your needs best.

 3: Buy the travel insurance that you like best

Purchase the plan that fits your needs and budget best by using a credit card and completing the online application.

 4: Review best travel insurance for Europe plan documents received by email

Review the 30,000 euro travel insurance cost documents received by email closely for coverage details and relevant contact numbers.

Europe travel insurance
Age
Spouse's Age
Start Date
End Date
  • Policy Maximum#1 
  • Deductible#2 
  • Schengen visa letter
    Sent immediately after purchase
  • Does not offers coverage for pregnancy
  • Acute onset of pre-existing condition coverage is available within the age of 70
  • Policy Maximum#1 
  • Deductible#2 
  • Schengen visa letter
    Available from client zone
  • Covers complications of pregnancy in the first 26 weeks of gestation
  • Acute onset of pre-existing condition coverage is available within the age of 79
  • Policy Maximum#1 
  • Deductible#2 
  • Europe visa letter
    Sent immediately after purchase
  • Covers Emergency Medical Treatment of Pregnancy
  • Covers unexpected recurrence of pre-existing conditions up to the age of 89 years
  • Policy Maximum#1 
  • Deductible#2 
  • Europe visa letter
    Sent immediately after purchase

#1  Policy Maximum is the maximum eligible medical expenses that the plan will cover.

#2  Deductible is the amount of expenses that must be paid out of pocket before an insurer will pay any expenses.

#3  Europe travel insurance for US residents Click here to read more »

Europe travel medical insurance

Types of Schengen visa for Hong Kong citizens

Hong Kong citizens can apply for various types of Schengen visas based on their travel purpose

1. Type A Visa (Airport Transit Visa)
  • This visa is required for travelers who need to transit through the international zone of an airport in the Schengen Area without entering the Schengen territory.
2. Type C Visa (Short-Stay Visa)
  • This visa permits stays of up to 90 days within a 180-day period for tourism, business, family visits, or other short-term purposes. It is issued for travel to multiple Schengen countries or a single country, depending on the applicant's itinerary.

Travel health insurance from Hong Kong to Europe, Hong Kong travel insurance - FAQ's

01. Do Hong Kong Citizens need a Visa to enter the Schengen region of Europe?

Yes, Hong Kong citizens must have a valid Schengen visa to enter any country in the Schengen Zone.

The following are some categories of people living in Saudi Arabia that are exempt from the Schengen visa requirement:

  • Citizens of countries living in Hong Kong who do not need a Schengen visa for short travel (usually up to 90 days)
  • Hong Kong citizens who have a dual citizenship in one of the Schengen nations

02. What travel documents do Hong Kong citizens need to travel to the Schengen region?

Hong Kong citizens traveling to the Schengen region will need to carry the following documents:

  • A valid passport: The passport must be valid for at least three more beyond the departure date from the Schengen Area.
  • A valid Schengen Visa: The Schengen visa must be valid for the entire length of travel to the Schengen region.
  • Proof of finances: Documents reflecting adequate financial means to visit the Schengen region.

03. What are the Schengen Visa insurance requirements for Hong Kong Citizens or Hong Kong Residents?

Travel insurance for a Schengen visa application in Hong Kong must satisfy the following conditions:

  • A minimum coverage of at least €30,000.00 (equivalent coverage of about 50,000 US Dollars).
  • Coverage should be available across all Schengen member states.
  • Coverage should to valid for the entire length of one’s stay in the Schengen region.

04. Can one enter the Schengen region on land?

Yes, one can enter the Schengen Area on a land border crossing.

05. Can I travel to other Schengen countries with one single entry visa?

Yes, one can travel to many Schengen countries with a single entry visa, as long as all the travel is done within one trip and without exiting from the Schengen region. A single entry visa allows a traveler to enter the Schengen Zone only once for the period that it is issued. Once the traveler leaves the Schengen Zone, he or she cannot enter again to the Schengen region with a single entry visa. However once the traveler has entered the Schengen region, he/she can travel to different countries within the Schengen zone.

Popular tourist destinations in Europe

Travel insurance for Venice

Venice

Venice may conjure up images of romantic gondola rides down the Grand Canal, but this European city isn't only for swooning lovebirds.

Travel insurance for Paris

Paris

Paris, France's capital, is a major European city and a global center for art, fashion, gastronomy and culture.

Travel insurance for Amsterdam

Amsterdam

There's more to Amsterdam than its notorious coffee shop culture and Red Light District. Spend the day biking along the city's canals and stylish streets.

Travel insurance for Athens

Athens

Athens was made for history buffs and architecture aficionados, but it also serves as a great European getaway for the everyday travel.

Schengen Travel insurance with 30,000 Euro coverage

Cheapest Schengen health insurance for travel FAQs

Cheap travel medical insurance for Schengen Visa FAQs.

Know more »

Best Schengen travel insurance blogs

Best insurance for schengen visa blogs and articles

Know more »

Best schengen travel insurance forum

Travel insurance for Schengen visa, Schengen insurance forum.

Know more »

Schengen Visa insurance blogs and articles

Traveling to Schengen states

Tourism and travel insurance information for visiting Schengen countries.

Click here to read more »

Long term Europe visa medical insurance

Insurance Information for Long term Europe Visa.

Click here to read more »

Best travel insurance for Schengen visa

Tools to find the best Schengen visa travel insurance.

Click here to read more »

Popular European destinations

List of travel insurance companies for Schengen visa Europe from USA

You can find reliable Schengen visa insurance providers like International Medical Group(IMG), Seven Corners, WorldTrips, Trawick International insurance.


Expertise in offering travel insurance
20+ years!

Customers from
All U.S. states!

Customers from over
180 countries!