Best travel insurance for Schengen visa from India

Yes, Indian citizens must have a valid Schengen visa to enter any country in the Schengen Zone.

The following are some categories of people living in India that are exempt from the Schengen visa requirement:

• Citizens of countries living in India who do not need a Schengen visa for short travel (usually up to 90 days)
• Indian citizens who have a dual citizenship in one of the Schengen nations

Indian citizens traveling to the Schengen region will need to carry the following documents:

• A valid passport: The passport must be valid for at least three more beyond the departure date from the Schengen Area.
• A valid Schengen Visa: The Schengen visa must be valid for the entire length of travel to the Schengen region.
• Proof of finances: Documents reflecting adequate financial means to visit the Schengen region.

Travel insurance for a Schengen visa application in India must satisfy the following conditions:

• A minimum coverage of at least €30,000.00 (equivalent coverage of about 50,000 US Dollars).
• Coverage should be available across all Schengen member states.
• Coverage should to valid for the entire length of one’s stay in the Schengen region.

Yes, one can enter the Schengen Area on a land border crossing.

Yes, one can travel to many Schengen countries with a single entry visa, as long as all the travel is done within one trip and without exiting from the Schengen region. A single entry visa allows a traveler to enter the Schengen Zone only once for the period that it is issued. Once the traveler leaves the Schengen Zone, he or she cannot enter again to the Schengen region with a single entry visa. However once the traveler has entered the Schengen region, he/she can travel to different countries within the Schengen zone.

Yes, business travelers can buy best travel insurance for Schengen visa from India for their business trips. And if you are a frequent traveler, you can buy Annual multi-trip travel insurance plans.

Schengen travel insurance while satisfying Schengen visa insurance requirements typically provides coverage for injury, sickness and unplanned medical expenses, emergency medical evacuation, and repatriation of remains in case of death. However, there are certain situations and items that are not covered by Schengen Visa travel insurance. These include:

• Pre-existing medical conditions: Usually excludes or provides limited coverage for any medical conditions that existed prior to the start of the policy. This means that if you have a pre-existing medical condition, any medical treatment related to that condition may not be covered by your Schengen insurance.
• Treatment for chronic illnesses: Most Schengen Visa insurance plans do not cover ongoing treatment for chronic illnesses, such as diabetes or heart disease. These conditions are generally excluded from coverage, so if you require ongoing treatment for a chronic illness, you may need to look for a specialized insurance policy.
• Non-emergency medical treatment: Schengen Visa travel insurance is designed to cover medical emergencies and unexpected illnesses. It typically does not cover preventive care such as routine medical check-ups, vaccinations, or elective treatments.
• Extreme sports and adventure activities: Many Schengen travel insurance policies exclude coverage for extreme sports and adventure activities, such as bungee jumping, skydiving, or scuba diving. If you plan to participate in these activities during your trip, you may need to buy additional coverage.
• Mental health conditions: Policies generally do not cover mental health conditions, such as depression or anxiety. If you require treatment for a mental health condition during your trip, you may need to seek out specialized coverage.

International travel insurance is a mandatory requirement for obtaining a Schengen visa from India. Below are the key requirements include:

• Coverage Amount: The Schengen visa requirements specify a minimum coverage amount. Travel insurance must provide coverage of at least €30,000 for medical expenses, including emergency medical treatment and repatriation.
• Financial Protection: Travel insurance provides financial protection by covering medical expenses, hospitalization costs, and emergency medical evacuation. This helps prevent travelers from incurring significant out-of-pocket expenses.
• Repatriation of Remains: In the unfortunate event of a traveler's death, international travel insurance ensures coverage for the repatriation of remains to the home country.
• Schengen Area Regulations: Schengen countries have established these insurance requirements to ensure that visitors have access to necessary medical services without burdening the local healthcare system.
• Risk Mitigation: Insurance helps mitigate financial risks associated with unexpected events, such as illness or accidents, allowing travelers to focus on their trip without worrying about potential healthcare costs.
• Compliance with Visa Requirements: Failure to provide proof of valid travel insurance meeting Schengen requirements may result in the visa application being rejected. Therefore, having appropriate insurance is crucial for visa approval.
• Entry Requirement: : It is necessary for obtaining a Schengen visa. Without valid travel insurance, the visa application may be deemed incomplete or rejected.