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Best Travel Insurance from India to Italy

Procedure to get the Instant Italy visa letter for application as required by the European consulates

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Italy Travel Insurance

Travel Insurance for Italy from India

Planning a trip to Italy from India is a dream for many travelers. Italy is a must-see destination for Indian tourists, whether you’re drawn to its timeless art, delicious cuisine, iconic architecture, or its deep cultural and religious heritage. The country welcomes nearly 50 million visitors every year, which shows how popular it is among global and Indian travelers alike. From ancient wonders like the Colosseum, Pantheon, Roman Forum, and Palatine Hill to the sacred attractions of Vatican City, Italy continues to have a remarkable influence on Western civilization.

Beyond Rome, Italy offers countless unforgettable experiences. Venice captivates visitors with its gondolas and romantic canals, Florence shines as the heart of the Italian Renaissance, Pisa is home to the world-famous Leaning Tower, Milan leads in fashion and design, and Verona remains beloved thanks to the story of Romeo and Juliet. Nature lovers admire Lake Como, charming Tuscan villages, and the breathtaking scenic landscapes throughout the country. With so much to explore, ensuring you have reliable travel insurance for Italy from India becomes essential. It protects you from unexpected medical expenses, emergencies, and Schengen visa requirements during your journey. Getting the right Italy trip insurance for Indian travelers or Italy visa travel insurance for Schengen will help you travel with confidence and complete peace of mind.

What are the Italy Travel Insurance Requirements?

Travelers who need an Italian visa should buy travel insurance satisfying Italian visa requirements:

  • Travel insurance coverage of 30,000 Euros (~USD $35,000 as of November 2025)
  • The policy must be valid in all 29 Schengen countries.
  • Coverage for medical repatriation and emergency medical care.
  • The policy must be valid for the entire duration of your stay in the Schengen Area.
  • The policy should offer 100% coverage with no excess/deductible.
library_books Procedure to get the Schengen visa application letter!

Which Is the Cheapest Italy Schengen Visa Travel Insurance?

The cheapest travel insurance for Italy is Atlas International Insurance plan, starting at just $1 for a day. Italian visa travel insurance cost depends on factors, such as the provider, the length of stay, the applicant's age, and the level of coverage required. It is advisable to compare the benefits of cheapest Schengen travel insurance before buying a plan that meets Schengen consulate requirements.

Italy Flag

General Information About Italy

  • Official Name: Italy — A globally celebrated destination known for its stunning art, rich history, warm Mediterranean lifestyle, and diverse landscapes.
  • 🏛️ Capital City: Rome — Home to iconic landmarks such as the Colosseum, Vatican City, and ancient ruins.
  • 🗣️ Language: Italian (with English commonly spoken in major tourist areas).
  • 📍 Location: Southern Europe, bordered by France, Switzerland, Austria, and Slovenia.
  • 💶 Currency: Euro (EUR).
  • 👥 Population: Around 58.7 million residents.
  • ☀️ Best Time to Visit: May, June, September, and October — ideal for pleasant weather and fewer crowds.
  • 🍕 Cuisine: Famous for pasta, pizza, regional wines, gelato, espresso, and fresh coastal seafood.
  • 🛡️ Travel Insurance Tip: Travelers from Canada should compare and buy the best travel insurance for Italy to stay protected from medical emergencies or trip interruptions. Compare plans at American Visitor Insurance.
  • location_city Capital: Rome
  • translate Language: Italian
  • globe Location: Southern Europe
  • euro Currency: Euro (EUR)
  • groups Population: Around 58.7 million
  • map Popular vacation spots in Italy:
    Rome, Venice, Florence, Milan, Pisa, Naples, Amalfi Coast, Siena, Capri.

What Are the Popular Tourist Destinations in Italy?

Travel insurance for Pitti Palace and Boboli Gardens

Pitti Palace & Boboli Gardens

An iconic complex with royal apartments, art galleries, historic craftsmanship, and one of Italy’s most beautiful Renaissance gardens.

Travel insurance for Gardens of Augustus

Gardens of Augustus

Botanical terraces with scenic pathways overlooking Capri’s famous Faraglioni sea stacks and stunning Mediterranean views.

Travel insurance for Naples Harbor

Naples Harbor

A bustling waterfront filled with ferries, seafood restaurants, scenic seaside paths, and gateway access to Capri and Pompeii.

Travel insurance for Leaning Tower of Pisa

Leaning Tower of Pisa

The world-famous leaning bell tower, located next to Pisa Cathedral — a must-see landmark for every traveler to Italy.

Which are the Popular Destination Cities in Italy?

Popular Ocean Cruise in Italy - Mediterranean Cruise

Know more »

Which Is the Most Affordable Travel Insurance for Italy from India?

WorldTrips Logo Atlas International Insurance

Atlas International is a popular travel medical insurance plan for Indian travelers visiting Italy and other Schengen countries. It provides flexible coverage options, easy customization, and excellent value for international trips.

This plan meets all Italy Schengen visa insurance requirements and includes multiple medical maximum choices, deductible options, benefits for acute onset of pre-existing conditions, and 24/7 global assistance.

  • Ideal for Indian travelers visiting Italy, Europe, or multiple Schengen countries.
  • Covers acute onset of pre-existing conditions (up to policy maximum for travelers under age 80).
  • Direct billing available through the UnitedHealthcare network.
  • Renewable for up to 12 months.
  • Medical maximum options from $50,000 to $2,000,000.
  • Deductible choices from $0 to $5,000.
  • Coverage available from 5 days to 364 days.
  • The cost of Atlas International ranges from $27 to $233 per month, depending on age and coverage selected.

How Much Does Travel Insurance for Italy Cost for Indian Citizens?

The cost of Italy Schengen visa insurance for Indian citizens depends mainly on the traveler’s age and the duration of the trip. Older travelers generally pay higher premiums, while longer trips increase the total insurance cost. The Italy visa insurance quote tool on our website allows travelers to compare plans that fully meet Schengen consulate requirements. Indian travelers can easily find the cheapest Schengen insurance for Italy on American Visitor Insurance.

Italy Schengen Visa Travel Insurance Cost in 2025

The average cost of Italy travel insurance ranges between $8 to $15 per week for a 25-year-old traveler selecting a $50,000 medical maximum with a $0 deductible.
All the insurance plans listed below meet Italy Schengen visa requirements.

  • Meet Schengen visa requirements
  • Are accepted by Schengen embassies/consulates worldwide
  • Include a downloadable visa letter immediately after purchase
Insurance Plans Provider Network Cost How to download Visa letter
Atlas International No PPO $8 WorldTrips insurance ID cards via Client Zone
Patriot International Lite IPA Network $10 IMG insurance ID cards from My IMG
Atlas Premium International No PPO $11 WorldTrips insurance ID cards via Client Zone
Travel Medical Global Choice Wellabroad.com $11 Seven Corners insurance ID cards via Client Zone
Safe Travels International United Healthcare Provider Network $15 Trawick International insurance ID cards via Client Zone.

Source: American Visitor Insurance ®

Which Is the Best Schengen Travel Insurance With Pre-Existing Conditions Coverage?

Travelers with existing health concerns often need more than basic Schengen visa insurance.

Travelers can easily compare these best Schengen visa insurance for pre-existing conditions and choose the option that best fits their medical needs and budget.

Atlas International: Affordable Schengen travel insurance with pre-existing conditions providing essential medical coverage, emergency benefits and acute onset pre-existing condition protection for travelers under age 70.
  • Acute Onset of Pre-Existing Condition Coverage: Covers up to the overall maximum limit for travelers under age 80.
  • Emergency Medical Evacuation: Up to $25,000 lifetime maximum.
  • Cost Example: A 25-year-old travelerpays about $8 for a 7-day trip, with $50,000 medical maximum and $0 deductible.
Patriot International Lite: Affordable Schengen travel insurance with pre-existing conditions providing essential medical coverage, emergency benefits and acute onset pre-existing condition protection for travelers under age 70.
  • Acute Onset of Pre-Existing Condition Coverage:
    • Age 64 and under without primary health plan: Maximum limit $20,000
    • Age 64 and under with primary health plan: Up to the period-of-coverage limit
    • Age 65 through 69: Maximum limit $2,500
  • Cost Example: A 25-year-old traveler pays about $10 for a 7-day trip, with $50,000 medical maximum and $0 deductible.
Travel Medical Global Choice Insurance: Best Schengen visa medical insurance for seniors with robust medical protection and acute onset pre-existing condition coverage, including cardiac issues, for travelers up to age 79
  • Acute Onset of Pre-Existing Condition Coverage:
    • 14 days to 64 years old: Up to $50,000
    • 65 to 79 years old: Up to $10,000
    • 80 years and older: Not Available
  • Cost Example: A 25-year-old traveler pays about $11 for a 7-day trip, with $50,000 medical maximum and $0 deductible.
Safe Travels International: Premium-quality Schengen visa health insurance with pre-existing coverage designed for international travelers offering strong medical protection.
  • Includes coverage for unexpected recurrence of a pre-existing condition
    • Up to $2,500 for travelers up to age 69.
    • Not available for ages 70+.
  • Enhanced emergency coverage for cardiac or stroke-related events for senior travelers age 70 and above.
  • Cost Example: A 25-year-old traveler pays about $15 for a 7-day trip, with $50,000 medical maximum and $0 deductible.

What is the best Schengen visa travel insurance for travelers from India?

The best Schengen visa travel insurance plans for India are Patriot International Lite by International Medical Group, Travel Medical Global Choice from Seven Corners, Safe Travels International from Trawick International.

Patriot International Lite
IMG

$10 FOR 7 DAYS

Age: 25 years | Plan: $50,000 | Deductible: $0

  • Available for both Non US citizens and US citizens traveling outside USA.
  • Emergency medical evacuation covers up to $1,000,000
  • Acute onset of pre-existing conditions is covered up to the policy maximum for visitors under 70 years of age.
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Travel Medical Global Choice
Seven Corners

$11 FOR 7 DAYS

Age: 25 years | Plan: $50,000 | Deductible: $0

  • Covers travel delay, evacuation, repatriation, and emergency services...
  • Policy maximum covers up to 1,000,000
  • Unexpected recurrence of a pre-existing condition is covered up to $20k for ages up to 65
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Safe Travels International
Trawick International

$15 FOR 7 DAYS

Age: 25 years | Plan: $50,000 | Deductible: $0

  • This plan offers coverage for international travelers visiting countries outside their home country.
  • Emergency medical evacuation covers up to $1,000,000
  • Covers acute onset of pre-existing conditions for non-U.S. residents under age 70
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Get Instant Schengen Visa Letter Required by European Consulates

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  • Schengen travel insurance can be purchased online quickly and securely for travelers needing a visa to Europe.
  • Provide your travel details such as age, trip duration, and coverage amount to compare cheap Schengen travel insurance quotes and choose the best plan for your trip.
  • Compare Schengen health insurance and Europe travel insurance for visa requirements to find the most affordable and reliable coverage options.
  • Buy Schengen visa insurance online easily with instant confirmation and secure payment options.
  • Once you purchase the policy, you will receive an instant Schengen visa letter accepted by all European consulates, along with a virtual ID card and 24/7 toll-free assistance.
  • Get comprehensive Schengen travel medical insurance coverage for emergencies, hospitalization, and medical evacuation during your trip.
  • Find the best Schengen visa insurance for your travel to Europe — compare, buy, and download your visa letter instantly.

Italy to Implement Schengen Entry/Exit System (EES) for Travelers in 2025

  • Italy plans to adopt the EES in October 2025, transforming how travelers are processed.
  • Non-EU visitors, including British citizens, must submit biometric data during entry and exit.
  • The system replaces traditional passport stamps with automated digital checks.
  • Travelers can expect quicker processing, improved security, and greater efficiency at Italian borders.

What Does Schengen Visa Travel Insurance Cover?

  • Satisfies Visa requirements: Schengen visa insurance satisfies consulate requirements.
  • Medical evacuation: Emergency medical evacuation expenses to nearest available facility if needed.
  • Health care expenses: Covers emergency medical expenses for accidental injury or illness.
  • Repat of remains: Offers coverage for repatriation of remains expenses to home country in case of death.
  • Pre-existing conditions: Travel insurance offers coverage for acute onset of pre-existing conditions.

Schengen Visa Travel Insurance Reviews

Reviews, Ratings and Experiences from our customers

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"Thank you for your prompt response. Your prompt response will be highly appreciated."

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"Thank you American Visitor Insurance! You went way beyond what I would expect from an insurance company."

Popular Travel Insurance for Italy

Patriot International Lite travel insurance plan that offers visa letter in Italian.

Patriot International Lite insurance is quite popular among international travelers. The plan pays 80% of eligible expenses up to $5k, then 100% up to the maximum limit.

location_city

Insurance Provider: IMG

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Rating: "A" (Excellent)

payments

Deductible: $0 to $2.5k

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Policy Maximum: $50k to $1M

ambulance

Medical Evacuation coverage

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Comprehensive coverage

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Plan Life: 5 days to 12 months
Patriot International Lite maximum up to 24 months.

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Underwriter: SiriusPoint Specialty Insurance Corporation

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It covers Acute on set of pre-existing conditions coverage up to 70 years.

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Why Should I Buy Schengen Visa Insurance on American Visitor Insurance?

We serve as a trusted marketplace for Schengen travel insurance with over 20 years of experience, helping you easily compare top-rated plans that meet Schengen visa requirements.

  • Side-by-Side Plan Comparison: With American Visitor Insurance, you can easily compare Schengen visa travel medical insurance plans, costs and benefits from top insurers - all in one place.
  • Visa-Compliant & Comprehensive Protection: All plans meet Schengen visa requirements and include coverage for medical emergencies, hospitalization, accidents, repatriation, and unforeseen health issues abroad.
  • Affordable & Transparent Pricing: Get the best price directly from the insurer no hidden fees. Receive an instant quote and purchase your policy online quickly and hassle-free.
  • Expert Support & Assistance: Our licensed customer support team is available 24/7 to
    • Guide you through plan selection and online applications
    • Help with policy renewals or extensions
    • Assist with cancellations if travel plans change
    • Support filing insurance claims
  • Peace of Mind While Traveling: Enjoy your trip to the Schengen Area knowing you are protected with trusted insurance coverage.

Schengen Visa Insurance from India to Italy

Indian travelers applying for an Italy Schengen visa must provide valid Schengen visa insurance from India to Italy. This insurance is compulsory and must include a minimum of €30,000 medical coverage for emergency treatment, hospitalization, and medical repatriation. The plan must remain active for the entire duration of your stay and offer protection across all 29 Schengen countries.

Selecting the right travel insurance from India to Italy ensures your visa application is accepted without delays and protects you from unexpected medical emergencies or travel disruptions during your trip.

What Should Indians Look for in Schengen Visa Insurance for Italy?

  • Mandatory €30,000 medical coverage: Your policy must include at least €30,000 for medical emergencies, hospitalization, and repatriation.
  • Validity for the entire stay: Insurance should cover you from the day you enter Italy/Schengen Area until your return to India.
  • Coverage across all Schengen nations: Ensure your plan is valid not only in Italy but in every Schengen country.
  • Correct Schengen-format documents: You must submit the original policy certificate in a Schengen-compliant format with your visa application.
  • Clear refund policy: Helpful in case your Italy visa appointment is delayed or your visa application is denied.
  • Reliable insurance provider: Choose an insurer that offers quick policy downloads, visa letters, and customer support.

These requirements apply to all Indian travelers—tourists, students, business visitors, and family members—applying for an Italy Schengen visa from India.

To make the process easier, Indian travelers can compare the cheapest Schengen travel insurance plans available on American Visitor Insurance. Every plan listed meets the full Italy Schengen visa insurance requirements, including €30,000 medical coverage and Schengen-compliant visa certificates.

Whether you want budget-friendly coverage, comprehensive protection, or senior-optimized plans, you can easily review, compare, and purchase Schengen visa insurance for Italy from India online.

What Is the Best Travel Insurance for Seniors Vacationing in Italy?

The best travel insurance for seniors vacationing in Italy depends on age and visa requirements. At American Visitor Insurance, you can compare top-rated Schengen visa plans designed specifically for older travelers.

Seniors under 70

Seniors under 80

Seniors over 80

  • Safe Travels Outbound Insurance – Best choice if you need at least $50,000 coverage (required for a Long-Term Europe visa).
  • Costs about $670 per month.

All of these plans include a Schengen visa letter, which you can instantly download and print after purchase.

Europe Travel Insurance for Senior Citizens

Insurance for older travelers for visiting the Schengen countries

Know more »

What Factors Influence the Cost of the Best Travel Insurance from India to Italy?

The cost of travel insurance to Italy from India depends on several important factors. Understanding these will help Indian travelers choose the best travel insurance from India to Italy that offers strong medical coverage while staying within budget.

  • Age of the traveler: Older travelers generally pay higher premiums for Italy travel health insurance due to increased medical risks.
  • Maximum medical coverage selected: Coverage typically ranges from $50,000 to $1,000,000. Higher limits cost more but provide better protection during emergencies anywhere in Italy or the Schengen region.
  • Deductible chosen: The deductible (or ‘excess’) is the amount you pay before the insurance company covers medical bills. Plans offer options from $0 to $2,500.
    Lower deductible = higher premium
    Higher deductible = lower premium
  • Co-insurance percentage: This is the share of medical expenses you pay after the deductible. The cheapest travel insurance for Italy visa usually includes higher co-insurance.
  • Insurance provider and underwriter: Premiums vary based on the insurer (AIG, Nationwide, Lloyds, etc.), type of plan, and additional policy benefits included.
Tip: While low-cost plans may look appealing, the best travel insurance from India to Italy should offer strong protection for hospitalization, medical emergencies, and repatriation.

How Can I Buy the Best Travel Insurance for Italy?

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Find the Best Plans
Fill out the Italy Schengen visa insurance quote form with traveler details and your insurance requirements.
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Compare prices and benefits of various Italy visa insurance plans to choose the one that best suits your needs.
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Buy Your Plan
Purchase your preferred Italy travel insurance plan online using a credit card in a few easy steps.
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Review Your Policy
Review all policy documents carefully and download your Italy Schengen visa letter if required for submission.

Embassy of India in Italy

Indian Embassy in Rome

📍 Address:
Via XX Settembre, 5, 00187, Rome, Italy

📞 Phone: +39-06-488-4642

📠 Fax: +39-06-481-9539

📧 Email: amb.rome@mea.gov.in

Indian Consulate in Milan

📍 Address:
Via Larga 16, 20122, Milan, Italy

📞 Phone: +39-02-805-7691

📠 Fax: >+39-02-7200-2226

📧 Email: cgi.milan@consolatoindia.com

What Does Travel Insurance for Italy Visa Usually Not Cover?

Travel health insurance for Italy visa usually provides coverage for injury, sickness and unplanned medical expenses, emergency medical evacuation, and repatriation of remains in case of death. However, there are certain situations and items that are not covered by Italy Schengen Visa insurance. These include:

⚕️ Pre-existing medical conditions

Schengen Visa insurance usually excludes or provides limited coverage for any medical conditions that existed prior to the start of the policy. This means that if you have a pre-existing condition, any related treatment may not be covered.

💊 Treatment for chronic illnesses

Most Schengen Visa medical insurance plans do not cover ongoing treatment for chronic illnesses such as diabetes or heart disease. Travelers needing long-term care should look for specialized insurance coverage.

🏥 Non-emergency medical treatment

Schengen travel insurance is designed for emergencies. It typically does not cover routine check-ups, vaccinations, or elective procedures.

🏄‍♂️ Adventure and extreme sports

Many Schengen Visa health insurance plans exclude coverage for high-risk activities such as bungee jumping, skiing, or scuba diving. If you plan to join such activities, consider additional adventure sports coverage.

🧠 Mental health conditions

Most Schengen Visa insurance policies do not include coverage for mental health conditions like anxiety or depression. Specialized plans may be needed for such care while abroad.

Cheap Travel Insurance from India to Italy – FAQ’s

1. Which is the best travel insurance India to Italy?

Excellent question and we try hard to find the best answer to this question! Given the unique needs of different travelers there is not one US travel insurance plan that is always the best for everyone. If you are a traveler with concerns about an existing medical conditions, then you will be looking at different plans as opposed to a different traveler without any life-threatening pre-existing condition. We endeavor to give our visitors as much information as possible so they can find the best travel insurance Italy.

Our travel insurance quote comparison tool helps travelers compare different cheapest travel insurance from India to Italy medicare insurance plans based on price and coverage's in an objective manner. If you want some more guidance, please contact us (877)-340-7910 or email and our licensed agents are here to help you with your choice!

2. Do I need travel insurance for Italy from India?

While there is no mandatory travel insurance requirement for Italy from India, it is very important to have the best travel insurance India while visiting Italy.

3. How can I get cheapest travel insurance for Italy from India?

To find cheapest travel insurance from India to Italy, consider the following:

  • Compare Multiple Plans: You can compare travel insurance for Italy from India plans online comparison tool on American Visitor Insurance to understand the coverage, benefits, and costs of different policies.
  • Opt for Basic Coverage: Assess your travel needs and choose a plan that provides essential coverage. Exclude unnecessary add-ons or coverage that you may not require.
  • Choose a Zero Deductible: Opting for a zero deductible (the amount you pay out of pocket before the insurance kicks in).
  • Check Group Plans: If you are traveling with a group, check for group travel insurance plans. These plans usually offer 10% discount compared to individual policies.
  • Review Exclusions: Carefully read the policy exclusions. Some policies may exclude certain activities or pre-existing conditions. Understanding these exclusions can help you choose a plan that suits your needs.
  • Consider Annual Plans: If you plan to travel frequently within a year, consider an annual travel insurance for Italy. It can be more cost-effective than purchasing separate policies for each trip.

4. How can I buy best travel insurance from India to Italy?

You can compare and buy the cheapest travel insurance from India to Italy on American Visitor Insurance after comparing available travel insurance plans for Italy depending up on the requirements and budget that works best for their needs.

Travel Tips for International Travelers

Travel tips for international travelers – Safety, Comfort and Wellness.

Schengen Travel Insurance With 30,000 Euro Coverage

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Travel Insurance for Travelers from Italy

What Is Europe Medical Insurance for Schengen Visa?

Best US Travel Insurance companies for Schengen Visa insurance

You can find reliable Schengen visa insurance providers like International Medical Group(IMG), Seven Corners, WorldTrips, Trawick International insurance.

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