Best medical insurance for parents visiting USA from India

At American Visitor Insurance, we pride ourselves on working with reputed, competitive insurance companies who offer excellent prices and service for their (and our) clients. All insurance companies are rated by an outside independent agency and get a "grade" which focuses on the company financial solvency and health. You can compare these ratings (we use AM Best ratings on our website) to compare insurance companies.

An important factor to consider is whether to purchase insurance from India or from the US. The benefit of using an US-based company, is that you can get direct billing with the provider and so, only have to pay your deductible and your portion of the bill instead of the entire amount up front. Foreign companies may make you pay all costs up front and then you will have to submit a claim upon your return to India.

We provide easy access to comparison of plans by price and benefits to aid you in finding just the right fit for you! If you are overwhelmed by all the information we present, we also have friendly licensed agents which can assist you by phone or email. Customers can compare and buy best travel health insurance for parents visiting USA.

For some visitor insurance for parents traveling to USA, and in some situations, yes, there is an age limit. For example, if you want a global medical policy, you must apply before you are over 65 years old. However, many short term travel health insurance policies are available for people of any age. What changes as you get older, particularly for people over 70, is the maximum available for you.

Most travel health insurance for parents visiting USA from India only offer $50,000 or less maximum coverage to customers 70+. If you are not seeing visitor insurance for parents traveling to USA on our website, lower the maximum coverage available and you may see more options for you to buy the best travel insurance for Indian parents visiting USA.

Many visitors insurance for parents do have a price difference between age 64 and 65. However, for persons under 70 years of age, they still get many great benefits and a wide range of maximum policy coverage limits available to them. Check out the best travel insurance for parents visiting the U.S. over 65 years to explore your options!

Absolutely! There are many policies that we offer that are available as visitor insurance for parents traveling to USA over 80 years. You may have to reduce your maximum limit (we suggest choosing range between $26,000 to $50,000 to see the most options), but you should be able to find a good visitor health insurance for parents visiting USA from India. We offer the best travel Insurance for Parents Visiting USA over 80 years from top insurance providers.

American Visitor Insurance works with reputed US travel insurance providers to give parents traveling to the USA a wide range of travel insurance options. We have nearly two decades experience in understanding the diverse requirements of parents visiting the US and in offering appropriate travel insurance options to them. Our typical customers range from older parents visiting family in the US to students, working professionals on H1B or J1 visas to US citizens traveling overseas who are looking for Covid travel insurance with quarantine coverage as mandated by certain countries.

Our licensed dedicated customer support team provide service at all times helping customers find the most appropriate senior citizen travel insurance for their needs as well as guide them when using the insurance in the event of a medical or travel emergency. We also provide answers to all international travel insurance for parents questions, reviews of different products, testimonials for customers as well as provide an user friendly travel insurance comparison tool where senior citizen travelers can compare different products based on price as well as the coverage benefits. All of these tools help parents make an informed decision while buying travel insurance.

If you have sponsored your parents visit and have completed the I-134 Form during their visa application, then you can be held responsible for any medical bills. The I-134 form is an Affidavit of Support declaring to the U.S. government that the visa applicant, in this case your parents, will be financially supported by the sponsor (you) in the United States. This is to remove the risk of the visa applicant from becoming a public charge (financial liability) to the US government. As the sponsor, you will be responsible for any living and healthcare expenses of the visa applicant while in the United States.

In the event that the visitor visa holder needs healthcare services, the healthcare provider can hold you who provided the I-134 form, ie 'Affidavit of Support' responsible for any medical bills that are not paid by the visitor to the US. Given the high US healthcare costs it is important that you as the sponsor ensures that any parents has best health insurance coverage as long as the I-134 Affidavit of support is valid. At American visitor insurance, we have excellent US travel health insurance for visitors visa applicants.

An Affidavit of Support is enforceable until the visa applicant either becomes a US citizen, or is credited with 40 quarters of work (which is typically 10 years).

Yes, you can buy visitors insurance USA for parents from India when they are visiting the USA. All you need is their travel dates, and information from the passport such as the date of birth and passport number. There are many US travel insurance providers that offer coverage for international visitors which work very well for parents or relatives visiting the USA from India. When choosing a travel insurance policy for your parents, you should consider their specific needs and look for coverage for pre-existing conditions if they has existing medical ailments.

It's important to carefully review the policy details, terms and conditions before buying any travel insurance to ensure that it meets your specific needs and provides adequate coverage as you need it. You can compare different US travel insurance plans, benefits and coverage options from various travel insurance companies on American Visitor Insurance to find the best fit for your parents.

No, the cost of the insurance is the same whether you buy two independent plans or have one visitors insurance for both parents. Having separate plans however does offer greater flexibility should one of your parents travel back to your home country early. It is prudent and important to compare options from different providers on American Visitor Insurance so that you can find the best health insurance for Indian parents visiting USA.

US parents visitor insurance is expensive for elderly parents due to their higher vulnerability to health issues, the very high cost of healthcare in the USA, and the level of coverage required for pre-existing conditions or other special medical needs.

Even for a short trip to the US, it is still advisable to have good parents visitors travel insurance. Unexpected events can happen at any time, and travel insurance provides financial protection and peace of mind. It can cover medical and travel related expenses. While not mandatory, having travel insurance for parents is a prudent choice to mitigate risks and ensure a worry-free visit to the US.

Yes, Non-Resident Indians (NRIs) can buy visitor insurance for parents or family members visiting the USA. Visitor insurance is designed to provide coverage for individuals traveling to a foreign country for a temporary period, including family members visiting from abroad. NRIs can buy visitors insurance for parents to ensure that they have adequate medical coverage and financial protection during their stay in the USA. It is recommended to compare the best health insurance for visiting parents on American Visitor Insurance and select a policy that meets the specific needs of the visiting parents.

Important factors to consider for buying elderly parents to USA health insurance depends on some specific needs. US insurance providers on American Visitor Insurance offer best travel insurance for parents and older travelers. When traveling to the US, buying the best medical insurance for parents visiting USA from India is strongly recommended given the high cost of US healthcare. It's important to ensure that the chosen insurance plan maximum complies with specific requirements of parents and provides adequate healthcare coverage for all medical expenses during their stay.

Keep in mind that U.S. immigration policies may change, so it is important to check the latest information on the official US government website when applying for a U.S. visa. If parents from India have pre-existing medical conditions, choose US travel insurance that offers coverage for pre-existing conditions, subject to specific terms and waiting periods. Not all plans automatically cover pre-existing conditions. Ensure that the travel insurance policy explicitly includes coverage for emergency medical evacuation. This coverage is essential if your parents face a severe medical condition or injury requiring evacuation to the nearest suitable medical facility.

Travel insurance for parents visiting USA from India vary widely, and while they provide coverage for many situations. It is therefore important to compare plans on American Visitor Insurance to understand what the travel insurance plan covers. Travel insurance for parents visiting USA from india typically include a set of benefits, exclusions, and limitations, and it's essential to carefully read the policy terms and conditions to understand what is covered and what is not.

Common Inclusions in travel insurance from India to USA for senior citizens:

• Medical Expenses: Coverage for medical expenses incurred due to illness or injury during the trip.
• Travel Delay: Reimbursement for additional expenses incurred due to travel delays.
• Lost or Delayed Baggage: Coverage for lost, stolen, or delayed baggage and personal belongings.
• Emergency Evacuation: Coverage for the cost of emergency evacuation to the nearest adequate medical facility.

Common Exclusions in the best medical insurance for visitors to USA from India:

• High-Risk Activities: Some policies may not cover injuries or incidents related to high-risk activities such as extreme sports or certain adventure activities.
• War and Terrorism: Acts of war or terrorism may be excluded from coverage in some policies.
• Intentional Acts: Injuries or damages resulting from intentional or reckless behavior may not be covered.
• Losses Due to Alcohol or Drug Use: Incidents related to the use of alcohol or illegal drugs may not be covered.

The best time to buy US visitor insurance for parents from India is as soon as you confirm your travel details. Buying travel insurance for USA from india depends on factors, including the type of coverage you need, the nature of your trip, and the specific terms of the insurance policy.

Buying visitors travel insurance early, shortly after booking your trip, is strongly advisable. This ensures that you have coverage for unforeseen events that might occur before your departure. Some policies have waiting periods or exclusions for pre-existing conditions, and coverage is often more comprehensive when purchased early.

Yes, each parent should have their own travel insurance plan. This ensures tailored coverage for their specific needs, allows separate claims without affecting each other’s benefits, and accommodates individual medical conditions. It also offers flexibility and ensures maximum coverage limits for both.

If your parents are already in the USA and have pre-existing conditions, look for travel insurance plans that cover acute onset of pre-existing conditions. Compare different providers, understand coverage limits and waiting periods, and ensure the plan includes emergency assistance and can be extended if needed.

Generally, you cannot add your visiting parents to your health insurance plan in the USA. Most health insurance plans, including employer-sponsored plans and individual plans, only cover the policyholder, their spouse, and dependent children. Instead, you should consider purchasing a separate medical insurance for parents visiting USA plan that covers their specific needs during their stay.