Best travel insurance from India to UK

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UK Travel Insurance

Best travel insurance for UK from India

The United Kingdom (UK) is a sovereign country located off the northwestern coast of mainland Europe. Comprising four constituent countries: England, Scotland, Wales, and Northern Ireland, the UK has a rich history, diverse culture, and significant global influence. London, the capital and largest city, is a global financial and cultural hub.

The UK has made significant contributions to literature, music, science, and technology. It is home to renowned institutions such as Oxford and Cambridge universities. The National Health Service (NHS) provides healthcare, and the transportation system includes an extensive network of trains and buses. Travelers should be aware of visa requirements, and consider factors such as weather and cultural etiquette when visiting the UK.

For Indian travelers heading to the UK, it's crucial to be aware of several key aspects. Ensure you meet the visa requirements and obtain the necessary documentation for your visit. American visitor insurance offers customers some of the best travel Insurance UK plans at guaranteed best prices. For more details please contact us at 877-340-7910 or email and one of our licensed agents to get help finding international health insurance for UK.

Best travel insurance for UK visitors from India

The number of Indian visitors to the UK has been increasing making India one of the top sources of visitors to the UK. A large portion of these visitor visas are for family visits. Many Indian nationals travel to the UK to visit family members, including parents or senior citizens visiting their children. The UK and India have signed agreements to enhance migration and mobility, which facilitates the travel of Indian nationals, including parents visiting family in the UK.

For Indian travelers in the UK, healthcare costs is expensive as the NHS is not available for international travelers. Costs vary widely depending on the treatment needed. In the event of a medical emergency, the initial visit to the A&E (Accident and Emergency) center in a hospital might be free, but the cost of any treatment or medical tests will have to be borne by the visitor. The General Practitioner (GP) services are not free for international visitors and costs can range typically between £50 and £150 per visit. If admitted to a hospital, international travelers without any NHS entitlement are generally required to pay 150% of the cost of the treatment received. This is very expensive, as hospital stays and treatments can run into thousands of pounds.

Costs for private hospital treatment vary significantly depending on the treatment and the hospital. An initial consultation with a specialist can range between £150 and £250. Surgical procedures can range from a few hundred to several thousand pounds. It is highly recommended for India travelers especially parents and senior citizens to have the Travel insurance from India to UK for senior citizens that covers all emergency health care expenses. Cheap travel insurance for UK visitors from India can cover emergency medical treatment, hospital stays, and even medical evacuation back to India. Choosing the best travel insurance for Indian parents visiting the UK involves considering several factors such as coverage for medical emergencies, lost baggage, and personal liability.

Advantages of buying International travel insurance for UK visitors from India

Buying travel insurance for the UK from India is a necessity given the high cost of healthcare without NHS coverage. UK travel insurance for Indians offers peace of mind and financial protection against various unexpected events. Travel medical insurance for UK visitors from India usually covers emergency medical treatment and hospital stays, which are very costly in the UK for international travelers. If you require specialized treatment not available locally, travel insurance can cover the cost of medical evacuation to another facility or even repatriation to India.

UK FlagUK - General Information

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Capital
London
language
Language
English
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Location
Europe
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Currency
Pound sterling
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Population
Around 68 million
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Best time to visit
Spring and Fall
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Vacation spots
London, Wales, Manchester, Scotland, Northern Ireland, England, island, Edinburgh.

How much does travel insurance to UK cost?

There is no single travel insurance cost for travelers from India to UK. The cost of best travel insurance for Indian visitors to UK varies based on several factors such as the age of the travelers, duration of coverage, medical maximum coverage, deductible for the plan, type of health insurance and the cost of travel insurance for pre-existing conditions. For an average traveler, there are cheap travel insurance plans at less than a dollar a day. Understandably, the more expensive the travel insurance, the better and more comprehensive will be the travel insurance coverage.

Insurance Plans Plan Maximum Deductible Provider Network Cost *
Atlas International WorldTrips $50,000 $250 First health care Provider Network $54
Patriot International Lite IMG $50,000 $250 United Healthcare Provider Network $55
Safe Travels International Cost Saver Trawick International $50,000 $250 First health care Provider Network $73
WorldMed Outbound Travel Insure $50,000 $250 United Healthcare Provider Network $78
Safe Travels International Trawick International $50,000 $250 First health care Provider Network $107
Patriot International Platinum IMG $50,000 $250 United Healthcare Provider Network $116

* The average cost of travel insurance based on quotes for a 40-year-old for one month.

What does international travel health insurance cover?

Highlights of international travel insurance coverage benefits

Popular travel insurance for UK

Patriot International Lite insurance is quite popular among international travelers. The plan pays 80% of eligible expenses up to $5k, then 100% up to the maximum limit.

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Insurance Provider: IMG

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Rating: "A" (Excellent)

payments

Deductible: $0 to $2.5k

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Policy Maximum: $50k to $1M

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Medical Evacuation coverage

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Comprehensive coverage

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Plan Life: 5 days to 12 months
Patriot International Lite maximum up to 24 months.

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Underwriter: White Mountains Insurance Group company, Sirius International Insurance Corporation

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It covers Acute on set of pre-existing conditions coverage up to 70 years.

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Factors for cost of travel insurance from India to UK

Age of the traveler

The cost of travel insurance is directly proportional to the age of the traveler. The older the traveler and greater will be the cost of the visitors health insurance.

Type of travel insurance

Comprehensive travel insurance which provide exhaustive coverage are more expensive. Traveler can select between single trip or multi trip travel insurance.

Medical maximum coverage

The price of travel insurance is directly dependent on the maximum medical coverage and inversely proportional to the deductible of the plan chosen.

Region of coverage

Travel insurance depends on the coverage region. The cost for travel health insurance in some countries is more expensive than others.

Duration of travel insurance

The longer the duration of visitor medical insurance required, the higher will be the cost.

Any add on benefits

Additional add-on benefits like adventure sports coverage … will increase the cost of coverage.

Steps to buy
Travel insurance for UK from India

 1: Find International travel insurance UK from India

Complete the travel insurance quote request form by providing details of the traveller and insurance requirements.

 2: Compare the different travel insurance options

Compare the price and the benefits of the different travel insurance options to identify what fits your needs best.

 3: Buy the travel insurance that you like best

Purchase the plan that fits your needs and budget best by using a credit card and completing the online application.

 4: Review insurance plan documents received by email

Review the travel insurance documents received by email closely for coverage details and relevant contact numbers

Travel insurance for UK

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Meenakshi

Embassy of India in UK

Indian Embassy in London

home_pin 46 India House Aldwych, Covent Garden, WC2B 4NA, London, United Kingdom

mail Email
inf.london@mea.gov.in

fax Fax
020 7836 4331

Indian Consulate in Cardiff

home_pin 63-67 Wellfield Road, CF24 3PA, Cardiff, United Kingdom

mail Email
enquiries@hciwales.in

fax Fax
+44-303-040-2778

phone_in_talk Phone
+44-303-040-2777

Cheap travel insurance from India to UK – FAQ’s

01. Is travel insurance required for UK visitor visa from India?

Travel insurance is not a mandatory requirement for obtaining a UK visitor visa from India. However, it is highly recommended for different reasons. The UK has high medical costs for non-residents. Travel insurance can cover unexpected medical expenses, including hospital stays and treatments. Travel insurance for UK visitors from India can protect against financial losses due to trip interruptions caused by unforeseen circumstances. It offers coverage which compensation for lost or stolen luggage, passports, and other valuables. Lastly having the best travel insurance for UK visitors from India provides peace of mind knowing that you are protected against various travel-related risks.

02. What does International travel insurance to UK from India cover?

International travel insurance for UK typically covers the following:

  • Medical expenses: This includes emergency medical expenses, hospitalization, and medical evacuation.
  • Trip cancellation and interruption: This covers the cost of your trip if you need to cancel or interrupt it due to unforeseen circumstances such as illness, injury, or death.
  • Baggage loss and delay: This covers the cost of lost, stolen, or damaged baggage, as well as the cost of replacing essential items if your baggage is delayed.
  • Personal liability: This covers you if you are held legally responsible for causing injury or damage to someone else or their property.
  • Emergency assistance: This provides 24/7 emergency assistance services, including medical referrals, emergency cash transfers, and translation services.

The coverage and cost of travel insurance for UK varies depending on the type of coverage you choose and the duration of your stay. It's recommended to compare quotes for cheap travel insurance to UK from India on American Visitor Insurance online to find a policy that suits your needs and budget.

03. Why buy travel insurance before traveling to UK?

Public hospitals in the UK often experience extended wait times, prompting many foreign visitors to consider private healthcare. However, private healthcare in the UK is quite expensive, it may be unaffordable for you without insurance coverage. To ensure access to high-quality treatment at a reasonable cost, it is recommended to buy UK health insurance .

04. What is the average cost of travel insurance UK?

The best medical insurance for UK visitors from India covering a short trip (about a week), can be between $30 to $100 USD. The cost of India to UK travel insurance depends of the duration of the trip, the level of coverage, the traveler's age, and any pre-existing medical conditions coverage. Older face higher premiums due to increased health risks and policies that cover pre-existing conditions are more expensive. Comprehensive travel insurance with higher coverage limits and additional benefits (e.g., adventure sports coverage, higher medical expense limits) also cost more. It is a good idea to compare medical insurance for UK visitors from India price on American Visitor Insurance to find one that best fits your requirements and budget.

Travel tips for international travelers

Travel tips for international travelers – Safety, Comfort and Wellness.

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International health insurance for UK

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Annual travel insurance

Provides coverage for multiple trips within a specified period.

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Senior citizens travel insurance

Travel insurance designed for older individuals.

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Pre-existing travel insurance

Provides coverage for individuals with pre-existing medical conditions.

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Expatriate Health Insurance

Provides healthcare coverage for Indian citizens working abroad.

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Popular outbound destination among Indian travelers

List of best visitors insurance companies in USA

You can find reliable US insurance providers like International Medical Group(IMG), Seven Corners, WorldTrips, Global Underwriters, Travel Insure, GeoBlue, HTH Worldwide and INF insurance.

List of best visitors insurance companies in USA

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