Indonesia is one of the most fascinating destinations for Indian travelers — a stunning archipelago of over 17,000 islands known for its beaches, ancient temples, volcanoes, markets, and diverse cultural heritage. From the serene spirituality of Bali to the natural wonders of Komodo Island, Indonesia attracts millions of Indian visitors every year.
Indian tourists choose Indonesia for its affordability, visa convenience, delicious food, friendly locals, and wide range of activities. Whether you’re exploring Bali’s temples, traveling to Jakarta for work, or island-hopping, having reliable medical coverage is essential for a safe and stress-free trip.
For a safe and comfortable trip, having the right international travel insurance for Indonesia from India is highly recommended.
Healthcare costs in Indonesia—particularly in tourist areas like Bali—can be expensive for foreign tourists. Sudden illnesses, road accidents, food poisoning, infections, or emergency medical care can result in high medical bills. This makes the best travel medical insurance for Indonesia from India essential.
Although Indonesia does not require mandatory travel insurance for all Indian visitors, having medical coverage is strongly advised to handle unexpected health emergencies.
At American Visitor Insurance, Indian travelers can easily compare and buy affordable travel medical insurance for Indonesia online. We work with top-rated U.S. and international providers offering flexible and reliable plans.
You can instantly compare travel insurance quotes for Indonesia and select the best medical coverage for your needs. For assistance, call 877-340-7910 or email us—our licensed agents are ready to help you find the right Indonesia travel health insurance for Indian travelers.
Bali, the enchanting island province of Indonesia, sits gracefully in the Lesser Sunda Islands—just 1 mile east of Java and separated from it by the narrow Bali Strait. Known worldwide as the "Island of the Gods", Bali stands as the spiritual heart of Indonesia and remains a stronghold of Hinduism in the archipelago. Balinese culture beautifully blends Hinduism, Buddhism, Malay ancestral traditions, and ancient animistic beliefs. Temples fill the island, spirituality shapes daily life, and the belief in reincarnation remains deeply rooted.
For Indians traveling to Bali, the journey promises a truly mesmerizing experience. With its lush green landscapes, serene rice terraces, world-famous beaches, and vibrant festivals, Bali offers a captivating mix of natural beauty and cultural charm. Indian visitors can enjoy the island’s warm hospitality, explore centuries-old temples, witness traditional Balinese dance performances, and shop in colorful local markets.
Whether relaxing along the sandy coastline of Kuta, discovering the artistic soul of Ubud, savoring exotic Balinese and Indonesian cuisine, or experiencing a sacred Balinese ceremony, every moment in Bali feels magical. The island presents a perfect blend of relaxation, adventure, spirituality, and cultural discovery—making it one of the most sought-after international destinations for Indian travelers.
With its unique fusion of spirituality and modern tourism, Bali continues to attract Indians seeking nature, culture, and unforgettable travel experiences. From spiritual exploration to beachside leisure, the Island of the Gods welcomes Indian tourists with unforgettable memories at every turn.
🌏 Indonesia is a vibrant archipelago and a top choice for Indian travelers seeking diverse culture, tropical beaches, lush rice terraces, and rich heritage. From bustling Jakarta to tranquil islands like Bali and Lombok, Indonesia blends natural beauty with warm hospitality—making it ideal for leisure, adventure, and family holidays.
With a growing number of travellers from India, many visitors choose Indonesia for its affordability, cultural experiences, and world-class attractions. Whether you’re planning a beach escape in Bali or an urban visit to Jakarta, it’s wise to arrange travel insurance India to Indonesia before you fly.
💡 For peace of mind, Indian visitors should consider the best travel insurance for Indonesia from India—plans that include medical coverage, emergency evacuation, and trip protection. Affordable options such as cheap travel insurance Indonesia from India are available without compromising essential benefits.
Borobudur was built in the 8th century and constructed in the shape of a traditional Buddhist mandala.
The picturesque islands offer beaches that rival those of Bali in their beauty, as well as opportunities for diving and even snorkeling at a turtle sanctuary.
The most remarkable inhabitant of Komodo National Park is the Komodo Lizard, Varanus komodoensis.
It offer a chance to spot sharks, sea turtles, whales, the endemic Ambon scorpionfish, lobsters, and a plethora of other creatures.
The Cheapest travel health insurance for Indonesia from India is Atlas Essential International, starting at $39 per month.
Other Affordable Indonesia Travel Insurance for Indians include Atlas International.
* The cost shown for above plans is for a 40-year-old traveler who has chosen a $50,000 policy maximum and a $250 deductible.
The Best travel medical insurance for Indonesia from India is Patriot International Lite, starting at $54 per month.
Other recommended Best Indonesia Travel Insurance for an Indian include Travel Medical Global Choice and Safe Travels International.
* The cost shown for above plans is for a 40-year-old traveler who has chosen a $50,000 policy maximum and a $250 deductible.
The average cost of travel insurance from India to Indonesia ranges between $40 to $294. Pricing depends on important factors such as the traveler’s age, trip duration, medical coverage limits, deductible amount, the type of travel health insurance selected, and whether pre-existing conditions are covered. Most Indian travelers can find affordable travel insurance plans that still offer strong protection for unexpected medical emergencies during their trip to Indonesia.
Comprehensive plans usually cost more but provide higher coverage limits, better medical benefits, and added features such as emergency medical evacuation and repatriation. These plans are ideal for Indian visitors to Indonesia who want complete peace of mind and reliable protection throughout their journey.
The international travel insurance cost per month with a deductible of $250.
| Insurance Plans | Plan Max Range | Provider Network | Age 40 | Age 60 |
|---|---|---|---|---|
| Atlas Essential International | $50,000 - $1,000,000 | No Provider Network | $40 - $58 | $86 - $112 |
| Atlas International | $50,000 - $2,000,000 | No Provider Network | $54 - $82 | $117 - $156 |
| Patriot International Lite | $50,000 - $1,000,000 | IPA Network | $55 - $74 | $121 - $144 |
| Travel Medical Global Basic | $50,000 - $1,000,000 | Visit Wellabroad.com | $56 - $77 | $121 - $159 |
| Safe Travels International Cost Saver | $50,000 - $1,000,000 | No Provider Network | $73 - $122 | $159 - $235 |
| WorldMed Outbound | $500,000 - $2,000,000 | No Provider Network | $78 - $85 | $155 - $164 |
| Travel Medical Global Choice | $50,000 - $1,000,000 | Visit Wellabroad.com | $84 - $113 | $190 - $253 |
| Safe Travels International | $50,000 - $1,000,000 |  |
$107 - $151 | $233 - $346 |
| Patriot International Platinum | $2,000,000 - $8,000,000 | IPA Network | $116 - $158 | $247 - $294 |
Source: American Visitor Insurance®
Indian citizens were eligible for visa-free entry for short stays (up to 30 days). This allows entry without obtaining a visa. Visitors can simply visit the immigration desk and get a 'Visa Exemption Stamp' a non-extendable visa type. However, for those intending to stay longer (between 30 to 60 days) in Indonesia, a different visa process applies. In this case, individuals have the option to apply for a 30-day visa upon arrival, with the possibility of extension up to 60 days.
Entry requirements for Indonesia can vary based on nationality and the purpose of the visit.
Indonesia is one of Asia’s top adventure destinations — offering activities like snorkeling in Bali, scuba diving in Raja Ampat, trekking Mount Batur, surfing in Lombok, and exploring rainforests across the archipelago. However, many standard travel insurance plans do not automatically cover high-risk or adventure sports. Indian travelers visiting Indonesia should carefully review their adventure insurance policy to ensure these activities are included.
Most adventure travel insurance plans for Indonesia cover injuries, emergency medical treatment, and evacuation related to water sports, trekking, surfing, diving, and other outdoor activities. Choosing the right plan helps avoid unexpected medical costs during your Indonesia trip.
👉 Selecting the best travel insurance for adventure sports in Indonesia helps Indian travelers enjoy beaches, forests, reefs, and mountains safely.
Indonesia has good medical facilities in major cities and tourist hubs like Bali and Jakarta, but treatment at private hospitals can be expensive for international visitors. Without a proper insurance plan, Indian travelers may face high out-of-pocket medical costs. This makes comprehensive travel medical insurance for Indonesia essential.
Most travel medical plans for Indonesia cover hospitalization, sudden illness, injuries, emergency evacuation, and prescription medication. Some insurers also provide cashless treatment at select network hospitals, allowing travelers to access urgent care without upfront payment.
Indonesia is a diverse destination with beaches, temples, markets, rainforests, and active volcanoes. While it is generally safe for tourists, travelers may still experience unexpected medical emergencies or natural-related incidents. Having reliable travel medical insurance ensures you receive timely help when needed.
Comprehensive travel medical insurance for Indonesia provides essential support during accidents, sudden illnesses, and emergencies.
With reliable international travel medical insurance for Indonesia, Indian travelers can explore confidently, knowing they are protected against medical risks.
With over 20 years of experience, American Visitor Insurance understands the diverse needs of Indian travelers visiting Indonesia and recommends the most suitable India to Indonesia travel medical insurance plans. Our licensed team specializes in short-term travel insurance, coverage for seniors, long-term or new residents, and travelers with pre-existing conditions.
We offer 24/7 support to help Indians choose the right coverage for their Indonesia trip with confidence. Whether you need Indonesia visitor insurance, Indonesia travel health insurance, or medical insurance for Indian tourists in Indonesia, our team is here to guide you.
| Medical Service | Estimated Cost (IDR) | Notes / Source |
|---|---|---|
| ER (Emergency Room) Visit | IDR 300,000 – 1,000,000 | Typical private hospital ER charges in major Indonesian cities. |
| Hospital Room (Per Day) | IDR 1,000,000 – 3,000,000 | Private hospital daily room rate. |
| Major Surgery | IDR ~20,000,000 – 80,000,000+ | Example: common surgeries range based on hospital and complexity. |
| Bypass / Very Major Surgery | IDR ~120,000,000 – 300,000,000+ | Approximate cost at private hospitals. |
| Ambulance (Private) | IDR 300,000 – 2,000,000+ | Charges vary depending on distance and provider. |
| Medical Emergency / Surgery Without Insurance | Example: Appendectomy ~ USD 3,000–6,000 → ~IDR 45,000,000–90,000,000+ | Estimated costs for uninsured foreign tourists. |
Most Indonesian private hospitals:
Travel insurance for Indonesia from India helps cover:
Indonesia does not make travel insurance mandatory for Indian tourists.
However, Indian travelers are strongly advised to carry travel medical insurance to avoid high medical costs and ensure smooth travel.
While not required, having insurance can strengthen your visa application and show preparedness.
Indian travelers should select a plan that includes:
Filing a claim is straightforward if travelers follow the correct steps. For Indians visiting Indonesia, most Indonesia travel insurance plans purchased through American Visitor Insurance offer fast online claim submission and 24/7 assistance.
Steps to file a medical claim:
Most travel medical insurance plans do not cover pre-existing conditions, but many offer a limited benefit called Acute Onset of a Pre-Existing Condition. This applies only when a known condition suddenly flares up in an unexpected medical emergency after your policy starts and requires treatment within 24 hours.
Some popular plans that offer acute onset coverage include
Atlas International Insurance: Cheapest Indonesia Travel insurance with with pre-existing condition coverage offering strong medical coverage and acute onset pre-existing condition.
Patriot International Lite Insurance: Affordable travel insurance with pre-existing conditions providing essential medical coverage, emergency benefits and acute onset pre-existing condition protection for travelers under age 70.
Travel Medical Global Choice Insurance: Best travel medical insurance for seniors with robust medical protection and acute onset pre-existing condition coverage, including cardiac issues, for travelers up to age 79.
Acute Onset of Pre-Existing Condition Coverage:
Cost Example: A 40-year-old traveler pays about $81, with $50,000 medical maximum and $250 deductible.
Safe Travels International Insurance: Premium-quality travel health insurance with pre-existing coverage designed for international travelers offering strong medical protection.
Routine care, regular medication management, and gradual worsening of chronic illnesses are not covered.
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Finding the best travel insurance India to Indonesia depends on your personal travel needs. Every traveler is different, and there is no single plan that fits everyone. If you have existing medical conditions, you may need coverage different from someone without pre-existing issues. Our goal is to offer clear information so you can confidently choose the best travel insurance Indonesia for your trip.
Use our easy travel insurance quote comparison tool to compare the cheapest travel insurance from India to Indonesia, including Medicare-type international plans based on coverage and price. If you need personalized help, call us at (877)-340-7910 or email us. Our licensed agents are happy to guide you!
There is no mandatory rule requiring travel insurance for Indonesia from India. However, having the best travel insurance India is strongly recommended because medical care abroad can be expensive and emergencies unpredictable.
To get the cheapest travel insurance from India to Indonesia, follow these smart tips:
You can easily compare and buy the best and cheapest travel insurance from India to Indonesia directly on American Visitor Insurance. Simply review the available plans and choose the option that matches your budget and travel requirements.
To enter Bali, Indian citizens must have a passport valid for at least 6 months from the entry date. If you hold travel documents, they must be valid for a minimum of 12 months. Visitors must also present:
The coverage limit for travel insurance Bali from India varies by plan and traveler age. Basic plans may cost around $100, while premium plans can go up to $500. Some insurance policies offer coverage up to $100,000 USD. Always compare coverage limits to ensure the plan meets both your travel needs and Bali trip requirements.
Indian citizens can get a Visa on Arrival (VoA) in Bali for 30 days, extendable once for another 30 days. Requirements include:
To ensure a smooth trip, it is best to buy your travel insurance plan for Bali before departure.
To file a claim for your travel insurance for Bali, follow these steps:
Travel tips for international travelers – Safety, Comfort and Wellness.
You can find reliable US insurance providers like International Medical Group(IMG), Seven Corners, WorldTrips, Global Underwriters, Travel Insure, GeoBlue, Travelex, INF insurance, HTH Worldwide and Venbrook International.
