The United Arab Emirates (UAE) is one of the most popular destinations for Indian travelers, known for its modern cities, luxury hospitality, and world-class infrastructure. Millions of Indians visit Dubai, Abu Dhabi, Sharjah, and other Emirates each year for tourism, business, and family visits.
Indian citizens traveling to the UAE require a valid visa, depending on the purpose of travel. While the UAE offers excellent private healthcare, medical treatment can be extremely expensive for visitors. This makes having international travel insurance from India to UAE essential for covering medical emergencies, accidents, hospitalization, and urgent care.
Whether you're vacationing, attending meetings, or visiting family, the right travel medical insurance ensures peace of mind throughout your UAE trip.
The UAE has excellent private hospitals, but costs can be very high for uninsured foreign visitors. This makes having the best travel insurance for UAE from India important for all travelers.
While the UAE does not mandate insurance for all visa types, certain categories do require valid medical coverage. Even when not mandatory, travel medical insurance is strongly recommended due to high treatment costs.
At American Visitor Insurance, Indian travelers can easily compare and buy affordable travel medical insurance for the UAE online. We work with top-rated U.S. and international providers offering flexible and budget-friendly plans for visitors.
You can instantly compare UAE travel insurance quotes and choose a plan based on your medical coverage needs. For assistance, call (877)-340-7910 or email us. Our licensed agents are available to help you find the best UAE travel medical insurance for Indians.
The United Arab Emirates (UAE) is a federation of seven emirates, including Abu Dhabi and Dubai. Known for its modern infrastructure, luxury tourism, and strong economy, the UAE is a popular destination for international and Indian travelers.
📍 Located in the Middle East, the UAE is famous for its skyscrapers, deserts, cultural attractions, and luxury shopping. Arabic is the official language, while English is widely used. The currency is the UAE Dirham (AED).
🌤️ The best time to visit the UAE is between October and April, when the weather is pleasant for desert tours, sightseeing, and outdoor activities.
💡 Travelers from India are advised to purchase UAE travel health insurance to stay protected against medical emergencies, travel disruptions, and baggage issues.
The Cheapest travel health insurance for UAE from India is Atlas Essential International, starting at $39 per month.
Other Affordable UAE Travel Insurance for Indians include Atlas International.
* The cost shown for above plans is for a 40-year-old traveler who has chosen a $50,000 policy maximum and a $250 deductible.
The Best travel medical insurance for UAE from India is Patriot International Lite, starting at $54 per month.
Other recommended Best UAE Travel Insurance for an Indian include Travel Medical Global Choice and Safe Travels International.
* The cost shown for above plans is for a 40-year-old traveler who has chosen a $50,000 policy maximum and a $250 deductible.
The average cost of travel insurance from India to UAE ranges between $40 to $294. Pricing depends on important factors such as the traveler’s age, medical coverage limits, deductible amount, the type of travel health insurance selected, and whether pre-existing conditions are covered. Most Indian travelers can find affordable travel insurance plans that still offer strong protection for unexpected medical emergencies during their trip to UAE.
Comprehensive plans usually cost more but provide higher coverage limits, better medical benefits, and added features such as emergency medical evacuation and repatriation. These plans are ideal for Indian visitors to UAE who want complete peace of mind and reliable protection throughout their journey.
The international travel insurance cost per month with a deductible of $250.
| Insurance Plans | Plan Max Range | Provider Network | Age 40 | Age 60 |
|---|---|---|---|---|
| Atlas Essential International | $50,000 - $1,000,000 | No Provider Network | $40 - $58 | $86 - $112 |
| Atlas International | $50,000 - $2,000,000 | No Provider Network | $54 - $82 | $117 - $156 |
| Patriot International Lite | $50,000 - $1,000,000 | IPA Network | $55 - $74 | $121 - $144 |
| Travel Medical Global Basic | $50,000 - $1,000,000 | Visit Wellabroad.com | $56 - $77 | $121 - $159 |
| Safe Travels International Cost Saver | $50,000 - $1,000,000 | No Provider Network | $73 - $122 | $159 - $235 |
| WorldMed Outbound | $500,000 - $2,000,000 | No Provider Network | $78 - $85 | $155 - $164 |
| Travel Medical Global Choice | $50,000 - $1,000,000 | Visit Wellabroad.com | $84 - $113 | $190 - $253 |
| Safe Travels International | $50,000 - $1,000,000 |  |
$107 - $151 | $233 - $346 |
| Patriot International Platinum | $2,000,000 - $8,000,000 | IPA Network | $116 - $158 | $247 - $294 |
Source: American Visitor Insurance®
Patriot International Lite insurance is quite popular among international travelers. The plan pays 80% of eligible expenses up to $5k, then 100% up to the maximum limit.
Rating: "A" (Excellent)
Deductible: $0 to $2.5k
Policy Maximum: $50k to $1M
Medical Evacuation coverage
Comprehensive coverage
Underwriter: SiriusPoint Specialty Insurance Corporation
It covers Acute on set of pre-existing conditions coverage up to 70 years.
The UAE provides several visa options for Indian travelers visiting Dubai, Abu Dhabi, Sharjah, and other Emirates. Your visa type should match your travel purpose and trip duration.
Short-term tourist visas allow stays up to 30 days, while long-term options allow up to 60 days or more. When choosing UAE travel insurance from India, ensure the coverage matches your travel duration and the age of the travelers. Indian nationals often prefer applying for an e-visa before traveling.
The UAE is a paradise for thrill seekers — from skydiving over the Palm Jumeirah and dune bashing in Dubai’s deserts to scuba diving in Fujairah and hiking in Ras Al Khaimah. However, many standard travel insurance plans do not include coverage for high-risk or adventure sports. Indian travelers visiting the UAE should always review their international travel insurance policy to ensure that desert activities or watersports are included.
Most adventure travel insurance plans for UAE provide protection for injuries, emergency medical treatment, and evacuation caused during activities such as desert safaris, quad biking, sandboarding, skydiving, or water sports. If your UAE itinerary includes these activities, it’s important to choose a plan that covers adventure sports to avoid sudden medical expenses during your UAE trip.
👉 Choosing the best travel insurance for adventure sports in UAE helps Indian travelers enjoy Dubai, Abu Dhabi, Sharjah, and the UAE’s deserts safely. Compare top-rated policies and select the one that matches your adventure plans.
The UAE is known for its world-class hospitals, advanced healthcare technology, and internationally trained doctors. However, medical treatment for tourists can be extremely expensive. Indian travelers must pay all medical costs unless they have coverage, which makes comprehensive travel health insurance for UAE essential before traveling.
Most UAE travel health insurance plans include hospitalization, sudden illness, accidental injury, ambulance services, and medical evacuation. Some insurers also offer cashless treatment at network hospitals in Dubai or Abu Dhabi, so visitors can receive emergency care without upfront payment.
The UAE is one of the safest and most tourist-friendly countries in the world, known for its modern cities, desert landscapes, and world-famous attractions. However, travelers may still face issues like lost baggage, flight delays, extreme weather, or unexpected emergencies. Buying the best travel insurance for UAE helps protect against such risks.
Comprehensive travel insurance from India to UAE offers wide protection — including trip cancellation, missed connections, baggage loss, and personal accident benefits throughout your stay in the UAE.
With a strong international travel insurance for UAE, Indian travelers can explore Dubai, Abu Dhabi, Sharjah, and the UAE’s desert adventures confidently, knowing they're fully protected.
With over 20 years of experience, American Visitor Insurance understands the diverse needs of Indian travelers visiting UAE and recommends the most suitable India to UAE travel medical insurance plans. Our licensed team specializes in short-term travel insurance, coverage for seniors, long-term or new residents, and travelers with pre-existing conditions.
We offer 24/7 support to help Indians choose the right coverage for their UAE trip with confidence. Whether you need UAE visitor insurance, UAE travel health insurance, or medical insurance for Indian tourists in UAE, our team is here to guide you.
| Medical Service | Estimated Cost (AED) | Notes |
|---|---|---|
| ER (Emergency Room) Visit | AED 600 – 1,500 | Typical private ER consultation charges. |
| Hospital Room (Per Day) | AED 3,000 – 6,000 | Private hospitals in major UAE cities. |
| Major Surgery | AED 20,000 – 70,000+ | Example: common surgical procedures can be very expensive without insurance. |
| Critical Surgery | AED 80,000 – 150,000+ | Complex procedures such as cardiac or orthopedic surgeries. |
| Ambulance (Private) | AED 600 – 1,500 | Rates vary based on distance and provider. |
| Medical Emergency Without Insurance | AED 20,000 – 100,000+ depending on treatment | Uninsured foreign patients pay full private hospital rates. |
Most UAE hospitals:
Travel medical insurance for the UAE helps cover:
The UAE does not make travel medical insurance mandatory for all tourist visas.
However, UAE authorities and Indian missions strongly recommend having valid medical insurance because healthcare in the UAE is expensive for uninsured foreigners.
Indian travelers should choose a plan that includes:
Most UAE travel medical insurance plans purchased on American Visitor Insurance offer 24/7 assistance and easy online claim submission.
Steps to file a medical claim:
Most travel medical insurance plans do not cover pre-existing conditions, but many offer a limited benefit called Acute Onset of a Pre-Existing Condition. This applies only when a known condition suddenly flares up in an unexpected medical emergency after your policy starts and requires treatment within 24 hours.
Some popular plans that offer acute onset coverage include
Atlas International Insurance: Cheapest UAE Travel insurance with with pre-existing condition coverage offering strong medical coverage and acute onset pre-existing condition.
Patriot International Lite Insurance: Affordable travel insurance with pre-existing conditions providing essential medical coverage, emergency benefits and acute onset pre-existing condition protection for travelers under age 70.
Travel Medical Global Choice Insurance: Best travel medical insurance for seniors with robust medical protection and acute onset pre-existing condition coverage, including cardiac issues, for travelers up to age 79.
Acute Onset of Pre-Existing Condition Coverage:
Cost Example: A 40-year-old traveler pays about $81, with $50,000 medical maximum and $250 deductible.
Safe Travels International Insurance: Premium-quality travel health insurance with pre-existing coverage designed for international travelers offering strong medical protection.
Routine care, regular medication management, and gradual worsening of chronic illnesses are not covered.
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📞 Phone: +971-4-3971222
📠 Fax: +971-4-3970453
📧 Email: cgidubai@eim.ae
📞 Phone: +971-2-4492700
📠 Fax: +971-2-4444685
📧 Email: cons.abudhabi@mea.gov.in
Here are the most common exclusions under travel insurance to UAE and UAE travel medical insurance for Indian travelers. These apply across most basic and comprehensive visitor plans:
Review your policy document carefully while buying cheap travel insurance for UAE from India to understand all exclusions clearly.
Yes, travel insurance for UAE is strongly recommended and often required for visa processing. UAE travel medical insurance helps cover costs related to illness, injury, accidents, emergency evacuation, and repatriation.
Buying UAE travel insurance from American Visitor Insurance ensures compliance with UAE entry rules while protecting you from unexpected medical expenses during your trip to Dubai’s skyscrapers, Abu Dhabi’s cultural landmarks, or Sharjah’s heritage areas.
It also helps Indian families and solo travelers choose the best cheap travel insurance from India to UAE that fits their needs.
Most experts recommend at least $50,000 in medical coverage, while $100,000 is preferred for stronger financial protection. When choosing UAE travel insurance for Indian visitors, make sure your policy includes:
Comprehensive coverage ensures peace of mind throughout your UAE trip.
Why It Matters
Proper travel insurance for UAE from India helps ensure you meet visa conditions while staying protected from medical emergencies, travel delays, or unexpected expenses during your visit.
You can easily compare and buy the best travel insurance UAE from India on American Visitor Insurance. Review multiple UAE visitor insurance plans, compare benefits, coverage limits, and prices, and choose the plan that fits your travel purpose and budget.
This helps Indian tourists, families, students, and business travelers find the most affordable and reliable UAE travel medical insurance for a safe trip.
Travel tips for international travelers – Safety, Comfort and Wellness.
You can find reliable US insurance providers like International Medical Group(IMG), Seven Corners, WorldTrips, Global Underwriters, Travel Insure, GeoBlue, Travelex, INF insurance, HTH Worldwide and Venbrook International.
