Procedure to get the Instant French visa letter for application as required by the European consulates
France remains one of the most popular destinations for Indian travelers whether you're visiting Paris for the Eiffel Tower, exploring the Louvre Museum, enjoying the Palace of Versailles, or discovering beautiful villages across Provence and the French Riviera. With world-famous art, food, culture, and scenic landscapes, France offers a memorable European experience.
Indian citizens traveling to France require a France tourist visa. Since France is part of the Schengen zone, you must meet the mandatory France Schengen visa travel insurance requirements. This makes choosing the best travel insurance for France from India an essential part of your trip planning.
Choosing reliable international travel insurance for France helps ensure a smooth and stress-free travel experience.
France offers excellent healthcare, but medical treatment for tourists can be expensive. As part of Schengen visa rules, Indian citizens must purchase travel medical insurance for France that meets the visa’s minimum coverage requirements.
Travel insurance is compulsory for the France tourist visa for Indian travelers.
At American Visitor Insurance, Indian travelers can easily compare and buy the best France travel insurance plans online. We work with leading U.S. and international insurers offering Schengen-compliant coverage at affordable prices.
Use our comparison tool to instantly view France travel insurance quotes and select the ideal plan for your trip. For help, call 877-340-7910 or email us. Our licensed agents can guide you in choosing the right France travel health insurance for Indian travelers.
Indian travelers applying for a France or Schengen visa must buy a policy that meets all France travel insurance requirements. The following conditions are mandatory for the best travel insurance from India to France to be accepted during visa processing:
💡 Tip: When traveling from India to France, keep both digital and printed copies of your Schengen travel insurance. Immigration officers or visa officials may ask for proof at any stage of the journey.
The Palace of Versailles is a former royal residence built by King Louis XIV located in Versailles, about 19 kilometers west of Paris, France.
During the summer months, colorful parasols line the sandy beaches of Cannes, and beach lovers soak up the sun in classic French Riviera style.
The beach scene on Antibes is legendary, and sun-worshipping tourists have many choices, from large public beaches to private beaches with seaside restaurants.
The most affordable Schengen travel insurance for Indian citizens visiting France starts at just $1 per day. The final cost depends on factors such as the traveler’s age, length of stay, and medical coverage selected. Indian travelers are encouraged to compare the best low-cost Schengen insurance plans before buying.
A popular and budget-friendly option for travelers going from India to France and the rest of Europe is Atlas International Insurance by WorldTrips. It offers Schengen-approved coverage, strong medical benefits, and an easy online purchase experience through American Visitor Insurance.
Atlas International InsuranceAtlas International is a popular travel medical insurance plan for Indian travelers visiting France and other Schengen countries. It provides flexible coverage options, easy customization, and excellent value for international trips.
This plan meets all France Schengen visa insurance requirements and includes multiple medical maximum choices, deductible options, benefits for acute onset of pre-existing conditions, and 24/7 global assistance.
The cost of France Schengen visa insurance for Indian citizens depends mainly on the traveler’s age and the duration of the trip. Older travelers generally pay higher premiums, while longer trips increase the total insurance cost. The France visa insurance quote tool on our website allows travelers to compare plans that fully meet Schengen consulate requirements. Indian travelers can easily find the cheapest Schengen insurance for France on American Visitor Insurance.
France Schengen Visa Travel Insurance Cost in 2025The average cost of France travel insurance ranges between $8 to $15 per week for a 25-year-old traveler selecting a $50,000 medical maximum with a $0 deductible.
All the insurance plans listed below meet France Schengen visa requirements.
| Insurance Plans | Provider Network | Cost | How to download Visa letter |
|---|---|---|---|
| Atlas International | No PPO | $8 | WorldTrips insurance ID cards via Client Zone |
| Patriot International Lite | IPA Network | $10 | IMG insurance ID cards from My IMG |
| Atlas Premium International | No PPO | $11 | WorldTrips insurance ID cards via Client Zone |
| Travel Medical Global Choice | Wellabroad.com | $11 | Seven Corners insurance ID cards via Client Zone |
| Safe Travels International |  |
$15 | Trawick International insurance ID cards via Client Zone. |
Source: American Visitor Insurance ®
Travelers with existing health concerns often need more than basic Schengen visa insurance.
Travelers can easily compare these best Schengen visa insurance for pre-existing conditions and choose the option that best fits their medical needs and budget.
The best Schengen visa travel insurance plans for India are Patriot International Lite by International Medical Group, Travel Medical Global Choice from Seven Corners, Safe Travels International from Trawick International.
Age: 25 years | Plan: $50,000 | Deductible: $0
Age: 25 years | Plan: $50,000 | Deductible: $0
Indian travelers applying for a France tourist visa or Schengen visa must submit a complete set of documents as part of the application. Below is the essential checklist of documents required for France visa from India to ensure smooth processing:
💡 This is the standard France visa documents checklist for Indian citizens. The typical Schengen visa processing time in India is around 15 days. Make sure to apply at least 15 days before your travel date and no earlier than six months before your trip. The earliest you can apply is 6 months prior to your intended travel.
Reviews, Ratings and Experiences from our customers
"I am always appreciating good business conduct and when I am coming back here for the longer time span."
"Thank you for your prompt response. Your prompt response will be highly appreciated."
"Thank you American Visitor Insurance! You went way beyond what I would expect from an insurance company."
Patriot International Lite travel insurance plan that offers visa letter in French.
Patriot International Lite insurance is quite popular among international travelers. The plan pays 80% of eligible expenses up to $5k, then 100% up to the maximum limit.
Rating: "A" (Excellent)
Deductible: $0 to $2.5k
Policy Maximum: $50k to $1M
Medical Evacuation coverage
Comprehensive coverage
Underwriter: SiriusPoint Specialty Insurance Corporation
It covers Acute on set of pre-existing conditions coverage up to 70 years.
| Airport Name | City | Key Features | Why It Matters for Travelers |
|---|---|---|---|
| Charles de Gaulle Airport (CDG) | Paris |
1. Largest & busiest airport in France 2. Long walking distances between terminals 3. On-site airport medical center 4. Frequent baggage delays |
1. Ideal to pre-book wheelchair assistance for elderly 2. Baggage delay insurance often useful here 3. Airport medical care is costly—insurance can reimburse |
| Orly Airport (ORY) | Paris |
1. Compact and easier to navigate 2. Limited English-speaking staff 3. Used mostly for domestic & EU flights |
1. Insurance hotline helps in translation during emergencies 2. Flight delays can happen during peak weekends |
| Nice Côte d’Azur Airport (NCE) | Nice (French Riviera) |
1. Gateway to Monaco & Cannes 2. Very busy during summer tourist season 3. Efficient baggage operations |
1. Peak season may cause baggage misrouting 2. Medical care in Nice is expensive—insurance recommended |
| Lyon–Saint Exupéry Airport (LYS) | Lyon |
1. Modern and well-organized 2. Fast train connections to major cities 3. Moderate crowd levels |
1. Easy access to clinics but charges can be high for tourists 2. Good for central France travel itineraries |
| Marseille Provence Airport (MRS) | Marseille |
1. Busy Mediterranean gateway airport 2. Fewer English-speaking airport staff 3. Limited on-site medical support |
1. Insurance covers emergency visits if clinics are full 2. Useful for travellers exploring southern France |
We serve as a trusted marketplace for Schengen travel insurance with over 20 years of experience, helping you easily compare top-rated plans that meet Schengen visa requirements.
Indian travelers applying for a France Schengen visa must submit valid Schengen visa insurance from India to France. This policy is mandatory and must offer at least €30,000 medical coverage for emergency treatment and medical repatriation. The insurance must remain valid for the entire duration of your stay and provide protection across all 29 Schengen countries.
Choosing the right travel insurance from India to France ensures your visa application is accepted and your trip is protected from unexpected medical or travel emergencies.
These requirements apply to all travelers, including tourists, students, and business visitors applying for a France Schengen visa from India.
To simplify the process, Indian travelers can compare the cheapest Schengen travel insurance plans on American Visitor Insurance. These plans meet all France Schengen visa insurance requirements, including €30,000 medical coverage and Schengen-compliant certificates.
Whether you need affordable, comprehensive, or senior-friendly coverage, you can easily review, compare, and buy Schengen visa insurance for France from India online.
The best travel insurance for seniors vacationing in France depends on age and visa requirements. At American Visitor Insurance, you can compare top-rated Schengen visa plans designed specifically for older travelers.
All of these plans include a Schengen visa letter, which you can instantly download and print after purchase.
💡 Tip: Prices above are based on a $50,000 policy maximum with $0 deductible to meet Schengen visa requirements. If you don’t need to meet those requirements, you can lower the cost by choosing a higher deductible.
Insurance for older travelers for visiting the Schengen countries
The cost of travel insurance to France from India varies based on several key factors. Understanding these helps Indian travelers choose the best travel insurance from India to France that balances affordability with strong medical protection.
📞 Phone: +33-1-4050-7070
📠 Fax: +33-1-4050-0996
📧 Email: hoc.paris@mea.gov.in
Travel health insurance for France visa usually provides coverage for injury, sickness and unplanned medical expenses, emergency medical evacuation, and repatriation of remains in case of death. However, there are certain situations and items that are not covered by French Schengen Visa insurance. These include:
Schengen Visa insurance usually excludes or provides limited coverage for any medical conditions that existed prior to the start of the policy. This means that if you have a pre-existing condition, any related treatment may not be covered.
Most Schengen Visa medical insurance plans do not cover ongoing treatment for chronic illnesses such as diabetes or heart disease. Travelers needing long-term care should look for specialized insurance coverage.
Schengen travel insurance is designed for emergencies. It typically does not cover routine check-ups, vaccinations, or elective procedures.
Many Schengen Visa health insurance plans exclude coverage for high-risk activities such as bungee jumping, skiing, or scuba diving. If you plan to join such activities, consider additional adventure sports coverage.
Most Schengen Visa insurance policies do not include coverage for mental health conditions like anxiety or depression. Specialized plans may be needed for such care while abroad.
Apply at the consulate or visa center of the Schengen country you will spend the most time in (or the first port of entry if time is equal). Complete the Schengen visa application form and submit required documents such as your travel itinerary, proof of funds, passport, photos, and a Schengen visa insurance letter (covering at least €30,000). Start early apply well before your planned travel date to avoid delays.
Tip: For short-stay visits Indian passport holders should submit the application at least 5 days before departure; for long-stay or special cases, follow the consulate guidance. Always confirm exact timelines and document checklists with the relevant consulate or VFS appointment page.
Yes if you are applying for a France Schengen visa, you must buy Schengen-compliant travel insurance that meets France visa insurance requirements. The policy must provide a minimum of €30,000 medical coverage for emergency treatment, repatriation, and emergency medical evacuation.
If you are from a visa-exempt country and visiting under 90 days, the Schengen visa insurance is not mandatory but travel medical insurance is still strongly recommended because healthcare costs in France are high.
To find the cheapest travel insurance from India to France, follow these steps:
Yes. Schengen rules require a travel insurance policy for visa applicants that includes:
You can compare and purchase the best travel insurance from India to France on American Visitor Insurance. Use the site’s quote tool to filter plans by age, trip length, medical maximum, and pre-existing condition coverage. After purchase you’ll receive a Schengen-compliant insurance certificate you can download and attach to your visa application.
To buy Schengen visa medical insurance quickly: select a Schengen-compliant plan online, enter traveler details, pay securely, and download the Schengen visa insurance letter immediately. Many plans offer instant certificate download so you can submit it with your visa application without delay.
Some Schengen-compliant plans include acute onset of pre-existing condition coverage. Examples include Atlas International, Patriot International Lite, Travel Medical Global Choice, and Safe Travels International. Coverage limits, age restrictions, and definitions of “acute onset” vary by insurer always review the policy wording and compare the best Schengen travel insurance with pre-existing condition coverage before buying.
Use the site filters to view plans that explicitly list pre-existing condition benefits and compare cost examples for your age group.
When submitting your France visa application, include the insurance certificate (Schengen format) showing:
Keep both a printed and digital copy consulates and border officers may request either.
Travel tips for international travelers – Safety, Comfort and Wellness.
Best insurance for schengen visa blogs and articles
Know more »Travel insurance for Schengen visa, Schengen insurance forum.
Know more »Schengen visa insurance
Schengen visa letter
Group Travel Insurance
Annual travel insurance
Schengen Pre-Existing Condition Coverage
Europe trip from USA
Long term Europe visa
30,000 Euro travel
Schengen visa forum
Schengen visa Blogs
Schengen visa FAQ
Schengen visa factors
