Travel insurance for USA resources
International travel insurance resources for travel to USA.
Explore »The size of the Indian diaspora worldwide, coupled with the growing middle class within India makes Indians among the fastest growing group of international travelers. The large highly educated Indian communities in the US and the UK often travel back to India.
This community also frequently have parents and other family members from India visiting them where they live. International travel has become a way of life in the 21st century, however one must not overlook the risks that accompany traveling overseas to different climatic conditions in particular for older travelers.
Pay $370 filling fees +$85 for biometric fees depending on the petition at the USCIS.
The USCIS will issue a receipt with 13-digit case number on submission of the extension application. The Indian tourist should provide this case number to check the status of the application and its processing times (customer service number helpline number is: 1-800-375-5283).
While you are in the US in an unplanned situation thanks to COVID-19, it is very important to buy best travel health insurance for Indians with Covid-19 coverage to secure yourself from unexpected illness. Indian Travelers can compare popular travel health insurance to buy good US visitor insurance with Covid-19 coverage.
The number of Indian immigrants in the United States has been increasing over the years. According to a report by the Migration Policy Institute, as of 2021, there are approximately 2.7 million immigrants of Indian origin living in the US. This is excluding the second generation of Indian-Americans born in the US.
The Indian diaspora comprises approximately 4.9 million individuals residing in the United States, who were either born in India or reported Indian ancestry or origin. Indian Americans make up approximately 1. 5% of the US population and are the largest group of Asian-alone group in the United States.
Compare quotes
We have many travelers from India especially parents traveling to the US. They are traveling either on vacation or holiday to visit their children and perhaps grandchildren and enjoy some family time together while they are in the US. This time is very special and memorable for them and to make this more memorable and enjoyable for them, it is important for them to carry travel medical insurance which will relieve them from worrying in case of unexpected sickness and injury and any kind of medical emergencies that they might have to face.
Travel Medical Insurance provides coverage for:
Other than these there are many more benefits in travel insurance which can make their vacation an enjoyable experience without having to worry about the financial stress of paying for unforeseen travel and health related expenses out of pocket. It is important to note that the US healthcare is very expensive for visitors. It is recommended to choose comprehensive travel insurance that covers hospitalization and emergency medical expenses. Taking some time to compare travel insurance at American Visitor Insurance to find the cheapest travel insurance for Indians and peace of mind for your international travel to the US.
Know more
Traveling overseas needs good planning for the international journey. It is very important for Indian travelers to buy travel health insurance while travelling outside India. Travel insurance coverage will provide protection towards unanticipated sudden illness or accidents. While traveling to the US in particular, international travelers should have good visitors insurance coverage given the very high cost of US healthcare for a safe and stress free trip. The Indian domestic health insurance invariably provides little or no coverage outside India.
A visitors medical insurance plan will protect the insured from huge medical bills in case of hospitalization in a foreign country. An insured traveler can get cashless medical facilities up to the insured amount within the US reducing stress with paperwork and getting reimbursement later.
The cost of best travel insurance for USA from India depends on the age of the traveler, medical maximum coverage and deductible for the plan, type of US health insurance for Indians (Fixed vs comprehensive travel insurance) and the cost of travel insurance for pre-existing conditions For the average traveler, there are cheap travel insurance plans at less than a dollar a day. The cost of India to USA travel insurance for visitors can start from as low as $15 per month and can go up to $200 per month. Understandably, the more expensive the travel insurance, the better and more comprehensive will be the travel insurance coverage. Compare and buy the best US visitor health insurance from India on American Visitor Insurance.
Travel insurance plans | Key Features | Medical limit ranges | Deductible | Price range | Buy Plans |
---|---|---|---|---|---|
Patriot America Plus | Key Features | $50k - $1M | $0 - $2k | $96 - $177 | Buy now |
Visitors Protect | Key Features | $50K - $250K | $250 - $5K | $490 - $736 | Buy now |
Travel insurance plans | Key Features | Medical limit ranges | Deductible | Price range | Buy Plans |
---|---|---|---|---|---|
Atlas America | Key Features | $50K - $2M | $0 - $5K | $116 - $235 | Buy now |
Travel insurance plans | Key Features | Medical limit ranges | Deductible | Price range | Buy Plans |
---|---|---|---|---|---|
Diplomat America | Key Features | $50K - $1M | $0 - $5K | $155 - $266 | Buy now |
Travel insurance plans | Key Features | Medical limit ranges | Deductible | Price range | Buy Plans |
---|---|---|---|---|---|
Safe Travels USA Comprehensive | Key Features | $50K - $1M | $0 - $5K | $96 - $176 | Buy now |
Travel insurance plans | Key Features | Medical limit ranges | Deductible | Price range | Buy Plans |
---|---|---|---|---|---|
Travel Medical Choice | Key Features | $50K - $1M | $0 - $5K | $136 - $249 | Buy now |
Travel insurance plans | Key Features | Medical limit ranges | Deductible | Price range | Buy Plans |
---|---|---|---|---|---|
INF Elite | Key Features | $150K - $1M | $100 - $5K | $645 - $740 | Buy now |
INF Elite 90 | Key Features | $150K - $1M | $100 - $5K | $752 - $865 | Buy now |
INF Safe Traveler USA 90 | Key Features | $150K - $300K | $50 - $5K | $213 - $236 | Buy now |
INF Safe Traveler USA | Key Features | $150K - $300K | $50 - $5K | $186 - $206 | Buy now |
INF Elite Plus | Key Features | $150K - $300K | $100 - $5K | $1372 - $1372 | Buy now |
Travel insurance plans | Key Features | Medical limit ranges | Deductible | Price range | Buy Plans |
---|---|---|---|---|---|
Visitors Care | Key Features | $25K - $100K | $0 - $100 | $25 - $54 | Buy now |
Travel insurance plans | Key Features | Medical limit ranges | Deductible | Price range | Buy Plans |
---|---|---|---|---|---|
Travel Medical USA | Key Features | $50K - $150K | $0 - $100 | $55 - $67 | Buy now |
Travel insurance plans | Key Features | Medical limit ranges | Deductible | Price range | Buy Plans |
---|---|---|---|---|---|
VisitorSecure | Key Features | $50K - $130K | $0 - $100 | $44 - $80 | Buy now |
Travel insurance plans | Key Features | Medical limit ranges | Deductible | Price range | Buy Plans |
---|---|---|---|---|---|
Safe Travels Elite | Key Features | $25K - $175K | $0 | $24 -$ 68 | Buy now |
Travel insurance plans | Key Features | Medical limit ranges | Deductible | Price range | Buy Plans |
---|---|---|---|---|---|
INF Standard | Key Features | $50K - $150K | $75 - $5K | $63 - $102 | Buy now |
INF Premier | Key Features | $100K - $1M | $75 - $5K | $283 - $480 | Buy now |
INF Premier Plus | Key Features | $300K | $75 - $5K | $1017 - $689 | Buy now |
The best visitors insurance from India to USA is listed here:
Yes. Indian Visitors, tourists, students, and others can all buy travel health insurance in the US. We recommend that the travel insurance be purchased from the day they leave India until they return back home, however, many US travel insurance providers allow you to purchase it even after the traveler has already started their journey.
Healthcare in the United States is very expensive, and it is important to have good travel health insurance mainly to cover any unanticipated health care costs. Visitor or travel medical insurance for Indians is for unexpected medical expenses while on their trip and since they are for use in an emergency, one can use any doctor/hospital. In a non-emergency situation, you should consult your documentation and try to stay in-network (if applicable) while in the US since this will likely reduce your out-of-pocket cost.
While most Indian travelers in US insurance plans do not cover pre-existing conditions, some US travel insurance for Indian visitors cover acute onset of pre-existing conditions. INF insurance is the one provider who offers travel insurance with coverage for pre-existing conditions.
Any pre-existing medical condition is something that the Indian traveler has before or when he/she buys the travel insurance plan. The pre-existing condition can be an illness or any injury. Some other examples of pre-existing conditions are cancer, diabetes or asthma/respiratory issues.
Most travel insurance for Indians will consider blood pressure as a pre-existing condition for travel insurance. However the INF insurance offer travel insurance that covers pre-existing conditions ranging including Blood pressure. The INF Premier & INF Elite travel insurance for preexisting conditions are two INF plans with coverage for blood pressure.
Travel insurance is not mandatory for US tourist visa holders. However, it is highly advisable to purchase travel insurance before traveling to the USA. The cost of healthcare in the USA is very high, and having travel insurance can help you avoid unexpected medical expenses.
The cost of US travel insurance from India can vary widely based on several factors, including:
It is recommended to buy the best American health insurance for visitors to USA on American Visitor Insurance as opposed to buying travel insurance in India since US hospitals work with US insurance providers and it is easier for direct billing. In fact, going beyond the travel health insurance coverage, simply having US travel insurance with US PPO networks, significantly reduce the hospital bills in the USA.
A fixed benefit travel insurance plan is the cheapest travel insurance plan option. Fixed benefit travel insurance is cheap because it has a fixed limit of coverage for different medical benefits.
Fixed benefit travel insurance plans work well in case of small ailments but can be inadequate in the event of a serious medical ailment or hospitalisation.
Comprehensive travel insurance plans provide exhaustive coverage for health expenses up to the policy medical maximum amount. In contrast to fixed benefit plans there are no limits for each benefit.
Comprehensive insurance is more expensive when compared to fixed benefit plans but provides significantly better coverage in case of a medical emergency or hospitalisation.
Here are some travel insurance tips for travelers with pre-existing conditions
The travel health insurance plans which cover pre-existing conditions have clear definitions of what is a pre-existing condition, the look back period for pre-existing condition, whether the travel insurance coverage is limited to acute onset of pre-existing conditions, and if it provides full coverage for pre-existing conditions the coverage limit within the policy for pre-existing conditons. Any travel health insurance coverage for pre-existing conditions will depend on all these.
Unfortunately, this simple question has a fairly complicated answer. The answer is: it depends. Firstly, it depends on whether you are a US resident traveling outside the US or a visitor to the US. US residents can purchase trip cancellation insurance that can cover pre-existing conditions and even plans that are travel medical only without cancellation often are more generous in their coverage of pre-existing conditions. These plans may have specific requirements in order to waive the usual exclusion of coverage for pre-existing conditions (like purchase them within a certain number of days of your initial trip deposit or that you have a primary domestic insurance plan in the US), so you should check these details carefully if this is important to you.
Non-US residents or US residents traveling into the US have much more limited options to insure their pre-existing conditions are covered. Some plans offer coverage for "acute onset" of pre-existing conditions. However, this is misleading, since a careful look at their definition excludes chronic or congenital disorders from such coverage. Chronic illnesses are those that worsen over time and congenital disorders are issues one is born with. They exclude emergencies due to chronic illness because they will say that is not "acute" it is simply a worsening of your condition. There are only two policies we know of that offer coverage for pre-existing medical conditions. They are INF Premier and INF Elite plans.
Firstly, they define pre-existing conditions in the following way: A pre-existing condition is a condition for which the insured received treatment or took medication for in the previous 12 months before the start of the policy. If the medication dosage has not changed and is taken as a maintenance medication, this would NOT count as a flare up or treatment of the condition. In that case, very stable conditions that have no flare ups in the past 12 months are not even excluded as pre-existing conditions. Conditions that have had flare ups or doctor recommended treatment or change in medication, are still covered by the plans but with a higher deductible and a lower maximum.
INF Elite (also INF Elite 90) are comprehensive plans offering fairly complete coverage. INF Premier is a fixed plan. Find details on these plans here.
The above plans must be purchased for at least 90 days and can be quite pricey for seniors, but they offer the only real coverage for chronic conditions.
The other option, of course, is to take a plans with little ($1K) or no coverage for pre-existing conditions and take a risk that that condition will not flare up during the trip.
Acute onset of a pre-existing condition can be defined as the sudden & unexpected occurrence of a pre-existing condition which requires in-patient, emergency hospitalization within 24 hours of exhibiting first symptoms. The main difference between acute onset & full pre-existing is that with Full Pre-Existing coverage, is that one is covered for all pre-existing conditions and associated medical costs and this includes follow up visits, hospitalizations and doctor’s visits, etc. The acute onset coverage will only cover the in-patient hospitalization expense.
The list of covered services under Visitors insurance full pre-existing conditions coverage can be found on the American Visitor Insurance website of the INF Premier, INF Premier Plus, INF Elite, INF Elite Plus and INF Elite 90. INF plans are open to green card holders
Majority of the Indian travelers mainly parents and older travelers look for coverage for pre-existing ailments or diseases. Most of the insurance providers have designed travel health insurance plans that offer coverage for acute onset of pre-existing conditions which means that sudden or unexpected emergency arising from an existing ailment would be covered. Compare pre-existing conditions insurance coverage offered by top rated insurance providers.
Several NRI’s from all over the world travel back to India quite often to connect back to their family and friends. It is important during this international travel to have the best travel insurance. While healthcare in Indian cities is very good, it can be expensive. Have the best travel insurance for India ensures that unplanned health expenses while visiting India are not a worry.
Joseph Robinette Biden Jr. was sworn in as the 46th president of the United States on January 20th, 2021 after the tumultuous Donald Trump presidency. President Joseph Biden with Kamala Harris as his vice-president who is of Indian origin has proposed many immigration policy changes, many of which is excellent news for Indians in the US.
President Biden has proposed immigration policy changes that will ease the Green Card process and time to citizenship by applicants. Biden has also proposed to reverse the revocation of work authorization for spouses of H1-B visa holders who are on the H4 visa. Indians are going to benefit hugely from these immigration policy changes. In 2020 the Green card backlog for employment-based immigration which consisted of 68% Indians crossed 1.2 million mark {Data from United States Citizenship and Immigration Services (USCIS)}.
The proposed US Immigration Bill will also bring other changes to the existing format. Indian professionals who have received their PhD in Science, Technology, Engineering or Mathematics (STEM) will be exempt from visa caps. Some of the changes might be delayed in implementation because they need a change in the laws.
There is a large community of Indian residents in the United States. Many Indian citizens have taken US citizenship. In 2017 alone around 60 thousand Indian citizens became naturalized US citizens. This vibrant community of US residents of Indian origin is a strong bridge between the US and the India, which retains strong ties with family members in both countries. As a consequence, there are is a lot of regular travel between the two countries. Given the very high cost of health care in the United States, it is very important for visitors to the US to have good travel health insurance while visiting the US.
Please can you let me know what insurance would cover me under Trumps proclamation that new immigrants need health insurance.
Thank you,There are no specific requirements for the insurance. Therefore, you can purchase ANY visitor plan that we offer to meet these criteria. Of course, we would suggest a plan which covers COVID and is a comprehensive plan, but this is only a recommendation.
You can search best US new immigrant insurance. Note that you will enter your foreign address as your "residence" address and most companies will NOT allow you to renew after you have your green card IN HAND. Until then, you can use any visitor plan we offer.
The European consulates that are part of the Schengen treaty (Spain, France, Italy, Germany, ....) insist on adequate travel medical insurance for Indians nationals who are visiting any of the Schengen countries. Nationalities who require Schengen visa.
We offer several travel insurance plans that satisfy Schengen visa consulate requirements:
Travel tips for international travelers – Safety, Comfort and Wellness.
International travel insurance resources for travel to USA.
Explore »Important factors while deciding on the best travel insurance to USA.
Explore »Different types of US travel insurance options coverage.
Explore »USA travel insurance claims process for medical care in a hospital.
Explore »High health care costs in US could be burdensome to a short term visitor.
Know more »Confused whether to buy trip, travel or global health insurance? Understand the differences
Click here to know more »FAQs about travel insurance for Indian travelers.
Click here to read more »Blog about travel health insurance for Indian travelers.
Click here to read more »Customer Queries for Indian travelers to USA.
Click here to read more »Fixed benefit or scheduled benefit plans are the most affordable international travel insurance plans.
Click here to read more »International travel insurance plans covering pre-existing conditions which many older travelers look for.
Click here to read more »Compare quotes online for best travel insurance online, Fixed vs comprehensive travel insurance USA.
Click here to read more »Compare and buy the best travel medical insurance plans online.
Click here to read more »There are many cheap international insurance plans also known as visitor insurance plans.
Click here to read more »Coinsurance & Deductible - How visitor travel insurance works.
Click here to read more »