Travel Insurance for Texas from India
Texas is one of the most popular destinations in the United States for Indian travelers. With major cities like Houston, Dallas, Austin, and San Antonio, Texas attracts thousands of visitors from India every year for tourism, family visits, higher education, business travel, and long-term stays.
While planning a trip, Indians should remember that healthcare in the United States is extremely expensive and Indian health insurance is not valid in the USA. Even a short hospital visit, emergency room treatment, or accident in Texas can result in very high medical bills. This is why Indians travelling to Texas need the best US travel insurance to stay financially protected from unexpected medical emergencies.
Purchasing the right travel insurance for Texas from India ensures coverage for hospitalization, doctor visits, emergency medical evacuation, and repatriation. Indian travelers can easily compare travel medical insurance plans from the best US insurance providers offering US travel health insurance for Texas through American Visitor Insurance.
🩺 Why US Travel Health Insurance Is Important for Indians Visiting Texas
Medical treatment in Texas can be extremely costly, especially in large cities with advanced hospitals. With the right US travel health insurance for Texas, Indian visitors can receive quality healthcare without worrying about unaffordable expenses. Most plans include emergency treatment, urgent care visits, hospital stays, ambulance services, and 24/7 medical assistance.
Senior travelers and parents visiting Texas should carefully choose plans that offer pre-existing conditions coverage or acute onset of pre-existing condition benefits, as this provides critical protection during medical emergencies.
🌎 Compare and Buy Travel Medical Insurance for Texas from India
Indian travelers should always review policy details before buying travel medical insurance for Texas. Important factors include coverage limits, sub-limits, deductibles, PPO network access, and exclusions — especially those related to pre-existing medical conditions.
Make sure the travel insurance from India to Texas covers the entire duration of your stay, including any possible extensions. Some policies exclude pre-existing conditions, while others offer limited or conditional coverage. It is also important to confirm that the US insurance for travel to Texas from India meets U.S. visa requirements and entry guidelines.
Understanding the claims process is equally important. Know how to file a claim, what documentation is required, and how reimbursement works in case you need medical treatment during your stay in Texas.
☀️ Travel Tips for Indians Visiting Texas
Always carry both digital and printed copies of your US travel insurance for Texas. Whether you are exploring Houston’s cultural attractions, attending conferences in Dallas, enjoying Austin’s live music scene, or visiting family across Texas, having reliable travel insurance for Indians travelling to Texas gives peace of mind throughout your journey.
Choosing the right US travel medical insurance allows Indian travelers to focus on their trip, knowing they are protected against unexpected healthcare expenses in Texas.
Do Indians Need Insurance to Travel to Texas?
Travel medical insurance is not mandatory for Indian visitors traveling to Texas or any other U.S. state.
However, it is highly recommended due to the very high cost of healthcare services across Texas.
Having travel insurance helps demonstrate preparedness and offers crucial financial protection in case of medical emergencies or unexpected accidents.
What Insurance Coverage Is Recommended for Texas?
Indian travelers visiting Texas should select a travel insurance plan that includes:
- At least USD 300,000 in medical coverage (minimum USD 100,000)
- Emergency medical evacuation and repatriation coverage
- Coverage for hospitalization, surgery, and accidents
- Coverage for pre-existing medical conditions (important for parents)
How Much Travel Health Insurance Should Indians Buy for Texas?
- Medical Coverage: Minimum USD 100,000; ideal USD 300,000
- Emergency Medical Evacuation: At least USD 100,000
- Repatriation of Remains: USD 25,000–50,000
- AD&D: USD 10,000–50,000
Texas Visitors to the U.S.: Statistics and Insights
- Growing Indian market: India remains one of the fastest-growing Visitor sources to the U.S., with Texas emerging as a major destination due to business, tourism, and family visits.
- Pre-COVID Travel: Over 1.4 million Indians visited the U.S. in 2019, with a significant number Traveling to Texas cities like Houston, Dallas, Austin, and San Antonio.
- Travel recovery: By 2024, Travel from India rebounded strongly, supported by IT conferences, corporate Travel, and university admissions in Texas.
- High-value Travelers: Indian tourists typically spend USD 4,000–5,500 per trip, especially in Texas’s major metropolitan areas and attractions.
Why Insurance Matters?
The long Travel distance and extremely high U.S. healthcare costs make Texas Travel Insurance essential for all Indian Visitors.
What Is Visitor Medical Insurance for the USA?
Visitor medical Insurance is short-term health Insurance for international Travelers visiting the United States. It covers medical treatment for illness or injury during the trip and is highly recommended for tourism, studies, business, or family visits to Texas.
❓ Why You Need Visitor Insurance?
- Protection against unexpected medical emergencies
- Coverage for expensive ER and hospital treatment
- Stress-free Travel experience throughout Texas
✅ Benefits of Visitor Insurance
- Covers illness and injury treatments
- Includes hospitalization, urgent care, and emergency services
- Some plans cover the acute onset of pre-existing conditions
Compare and buy the best Visitor medical Insurance on American Visitor Insurance based on your budget and medical needs.
Why Is Travel Insurance Important for Texas Visitors?
- Texas offers advanced but expensive medical facilities, especially in cities like Houston and Dallas.
- A single day of hospitalization can exceed $2,800.
- Even routine doctor visits are costly for Travelers.
- Unplanned emergencies may lead to extremely high medical bills.
Travel Insurance protects Indian tourists from large and unexpected medical expenses.
How Travel Insurance Helps Reduce Costs?
- Covers emergency medical treatment
- Access to PPO network for discounted medical rates
- Cashless treatment at network hospitals
- Lower out-of-pocket medical expenses
👨👩👧 Protection for Individuals & Families
- Plans available for both single Travelers and families
- Covers illness, injury, and emergencies during the trip
🛡️ Support While Navigating a New Healthcare System
- Helps manage the complex U.S. healthcare system
- Provides access to PPO hospitals
- Assists in finding nearby medical centers in Texas
🏥 Easy Access to Texas Medical Facilities
- Direct billing in PPO hospitals
- No upfront costs for major treatments
- Quick access to emergency and urgent care services
With Travel Insurance, Indian Visitors can explore Texas—from its lively cities to scenic landscapes—without worrying about medical bills.
Health & Insurance Requirements for Indians Traveling to Texas
When applying for a U.S. visa to visit Texas, Indian Travelers must show they can manage medical expenses during their stay. The visa process considers the applicant’s health and financial ability to avoid becoming a “public charge.”
Common health conditions like diabetes, hypertension, asthma, heart problems, obesity, or ongoing medical treatment may affect the visa review process.
To minimize visa delays or concerns, Indians are strongly advised to buy comprehensive U.S. Travel medical Insurance before their visa appointment. Insurance for Texas demonstrates that the Traveler can pay for medical expenses without financial burden.
American Visitor Insurance offers several affordable plans covering new illnesses, accidental injuries, emergencies, and the acute onset of pre-existing conditions, ideal for Indian Travelers visiting Texas.
Which Is the Cheapest Travel Insurance for Texas from India?
Coverage for unexpected illnesses and injuries during short-term stays.
Policy Maximum?
$25,000 - $150,000
Acute Onset?
Up to the policy maximum for ages ≤ 89
Provides essential coverage for emergency needs during short-term stays.
Policy Maximum?
$25,000 - $150,000
Acute Onset?
Up to 79 years
Suitable for short-term travelers, including parents visiting the U.S.
Policy Maximum?
$25,000 - $100,000
Coverage?
5 days - 2 years
Acute Onset?
Up to policy maximum
* The price shown is for a 30-day trip with a $25,000 maximum coverage and a $0 deductible for a 40-year-old traveler.
What Factors Affect the Cost of Travel Insurance from India to Texas?
👩🦳 Age of the Traveler
Premiums for India to Texas Travel Insurance increase significantly with age. Seniors pay higher premiums due to greater medical risks.
🧳 Type of Travel Insurance Plan
Comprehensive plans cost more but offer broader coverage than fixed-benefit plans.
💰 Medical Coverage Limit
Higher coverage provides stronger protection but increases the premium.
🌍 Duration of Stay in Texas
Longer stays result in higher premium costs. Ensure your Texas Travel Insurance covers your full trip.
How Much Does Travel Insurance for Texas From India Cost?
How much is medical Insurance for Travelers visiting Texas? What is the cost of U.S. Visitor health Insurance?
The cost of the best Travel Insurance for Texas from India typically starts at $25 per month and can go up to $300+ per month depending on the Traveler’s age and selected plan.
The cost of Texas Visitor health Insurance for Indians depends on:
It is best to compare quotes and find the most affordable travel Insurance for Indians visiting Texas based on your coverage needs and budget.
How Much Does the Most Affordable Visitors Insurance for USA Cost?
The most affordable visitor health insurance USA starts from $20 per month with options up to $191 per month. The average cost of fixed benefit visitor travel insurance for the USA is calculated based on one-month quotes.
| Plan Name |
Plan max range |
Deductible |
Age 40 |
Age 60 |
Age 70 |
| Safe Travels Advantage |
$25,000 - $150,000 |
$0 |
$20 - $58 |
$39 - $102 |
$60 - $166 |
| Visitors Care |
$25,000 - $100,000 |
$100 |
$25 - $47 |
$40 - $75 |
$66 - $152 |
| Safe Travels Elite |
$25,000 - $175,000 |
$0 |
$26 - $76 |
$50 - $134 |
$109 - $155 |
| Venbrook Essential |
$25,000 - $150,000 |
$0 |
$26 - $81 |
$49 - $124 |
$68 - $147
|
| Visit USA Budget |
$50,000 - $150,000 |
$250 |
$32 - $56 |
$49 - $86 |
$84 |
| VisitorSecure |
$50,000 - $130,000 |
$100 |
$34 - $62 |
$55 - $76 |
$96 - $139 |
| Travel Medical USA Visitor Basic |
$50,000 - $150,000 |
$100 |
$42 - $52 |
$79 - $94 |
$173 - $191 |
How Much Does the Comprehensive and Best Visitors Insurance Cost Per Month?
The best travel insurance cost for USA ranges from $58 to $353 per month. The average cost of comprehensive travel insurance for the USA is based on one-month quotes with a $250 deductible.
| Plan name |
Plan maximum |
Age 40 |
Age 60 |
Age 70 |
| Atlas Essential |
$50,000 - $1,000,000 |
$58 - $109 |
$131 - $266 |
$263 - $328 |
| Safe Travels USA Cost Saver |
$50,000 - $1,000,000 |
$71 - $117 |
$139 - $250 |
$237 - $299 |
| Venbrook Premier |
$50,000 - $1,000,000 |
$77 - $135 |
$176 - $346 |
$352 - $437
|
| Patriot America Lite |
$50,000 - $1,000,000 |
$72 - $130 |
$153 - $289 |
$252 - $337 |
| Atlas America |
$50,000 - $2,000,000 |
$78 - $154 |
$177 - $378 |
$355 - $444 |
| Patriot America Plus |
$50,000 - $1,000,000 |
$77 - $139 |
$164 - $311 |
$287 - $434 |
| Travel Medical Basic |
$50,000 - $1,000,000 |
$80 - $138 |
$167 - $314 |
$252 - $337 |
| Safe Travels USA Comprehensive |
$50,000 - $1,000,000 |
$90 - $168 |
$172 - $351 |
$294 - $470 |
| SafeVista Protect |
$100,000 - $1,000,000 |
$93 - $127 |
$215 - $248 |
$320 |
| Diplomat America |
$50,000 - $1,000,000 |
$125 -$214 |
$229 - $301 |
$353 |
Source:
American Visitor Insurance ®
How Much Does 6-Month Medical Insurance for Visitors to USA Cost?
For a 60-year-old traveler, the cost of USA visitor insurance for 6 months typically ranges around $122 to $1,050, based different coverage options, medical needs, and traveler’s budget on American Visitor Insurance.
The best 6 month USA travel insurance is the one which is affordable, reliable and allows the traveler stress free.
From ER visits to urgent care, stay covered for 6 months in the U.S starting from just $1.50/day!
What Is the Best Travel Health Insurance for Foreigners in USA?
-
The top recommended comprehensive travel insurance plans for visitors to USA are:
Patriot America Plus IMG
- Patriot America Plus is a comprehensive short-term travel insurance for individuals and families visiting the USA, a great option, especially for those under 70.
- Direct Billing: First healthcare
or United HealthCare 
- Urgent Care : $30 per incident; no copayment if deductible is $0
- Acute onset of pre-existing condition: Up to policy maximum for ages up to 70 years
- Emergency medical evacuation: Up to $1,000,000
- Patriot America Plus cost for 40 year old traveler ranges from $52 to $169 for a month.
reviews/inf-elite-x-insurance-reviews.asp
Policy maximum?
$50,000, $100,000, $250,000, $500,000, $1,000,000
Deductible options?
$0 to $2,500
Period of coverage?
5 days to 12 months
Atlas America Insurance WorldTrips
- Top-rated comprehensive travel insurance plan, best for individuals up to age 79 who are non-U.S. citizens visiting the USA.
- Direct Billing: Unitedhealthcare
- Urgent Care: 15 per incident; no copayment if deductible is $0.
- Maternity: Covers complications of pregnancy in the first 26 weeks
- Acute onset of pre-existing conditions: Up to maximum limit, for ages up to 80 years
- Emergency medical evacuation: Up to $1,000,000
- Atlas America Insurance cost for 40 year old traveler ranges from $46 to $216 for a month.
Policy maximum?
$50,000, $100,000, $250,000, $500,000, $1,000,000, $2,000,000
Deductible options?
$0 to $5,000
Period of coverage?
Up to 364 days
Safe Travels USA Comprehensive Trawick International
- Safe Travel USA Comprehensive is an affordable travel insurance for seniors with pre-existing conditions who are non US residents/citizens visiting USA.
- Direct Billing: First HealthCare
- Urgent Care: $30 per incident; no copayment if deductible is $0
- Maternity: Emergency medical treatment for pregnancy, up to $1,000
- Acute onset of pre-existing conditions: Up to 89 years
- Safe Travels USA Comprehensive cost for 40 year old traveler ranges from $55 to $204 for a month.
Policy maximum?
$50,000, $100,000, $250,000, $500,000, $1,000,000
Deductible options?
$0 to $5,000
Period of coverage?
5 days to 364 days
Visitors Protect IMG
- Visitors Protect is a top comprehensive travel insurance plan with pre-existing conditions for travelers to the U.S., Canada, and Mexico.
- Direct Billing: First healthcare or Unitedhealthcare
- Urgent Care: 15 per incident; no copayment if deductible is $0
- Pre-existing conditions: Up to 99 years
- Minimum purchase is 90 days
- Visitors Protect Insurance cost for 40 year old traveler ranges from $300 to $750 for 3 months.
Policy maximum?
$50,000, $100,000 and $250,000
Deductible options?
$250 to $5,000
Period of coverage?
Minimum purchase 90 days
Venbrook Premier Venbrook International
- Venbrook Premier is ideal for non-U.S. residents visiting the United States who are seeking comprehensive travel medical insurance with higher coverage limits.
- Urgent Care : $30 copay if the $0 deductible is chosen
- Acute onset of pre-existing conditions: Up to maximum limit, for ages up to 70 years
- Emergency medical evacuation: Up to $1,000,000
- Venbrook Premier Insurance cost for 40 year old traveler ranges from $40 to $140 for a month.
Policy maximum?
$50,000, $100,000, $250,000, $500,000, $1,000,000
Deductible options?
$0 to $5,000
Period of coverage?
5 days to 12 months
Diplomat America Global Underwriters
- Diplomat America is a comprehensive travel medical insurance plan for non-U.S. residents traveling to the USA.
- Direct Billing No PPO, visit any doctor or hospital
- Acute onset of pre-existing conditions: Covers up to maximum limit, for ages up to 70 years.
- Emergency medical evacuation: Up to $250,000
- Diplomat America insurance cost for 40 year old traveler ranges from $73 to $270 for a month
Policy maximum?
$50,000, $100,000, $250,000, $500,000, $1,000,000
Deductible options?
$0, $100, $250, $500, $1,000 $2,500
Period of coverage?
15 days to 12 months
Visit USA Standard Travel Insurance Services
- Visit USA-HealthCare Standard is a comprehensive short-term visitor medical insurance for USA visitors
- Direct Billing: Unitedhealthcare or First HealthCare
- Acute onset of pre-existing condition: Covers up to $25,000, with a limit of $2,500 for those aged 65 and above
- Emergency medical evacuation: Covers up to $250,000.
- Visit USA Standard Insurance cost for 40 year old travelers ranges from $69 to $153 for a month.
Policy maximum?
$75,000, $200,000
Deductible options?
$0
Period of coverage?
5 days to 364 days
-
Most of the visitor insurance plans do not offer coverage for pre-existing medical conditions. However, some top rated insurance plans offer travel insurance covering acute onset of pre-existing conditions, which refers to sudden and unexpected flare-ups. If you are a traveler with a pre existing condition, you can compare visitor insurance with pre-existing coverage offering wide range of deductibles and policy maximum and buy the best medical insurance for pre existing conditions in USA.
Patriot America Plus IMG
- Acute onset of pre-existing condition: Covered up to the selected policy maximum for individuals aged 70 and under.
- Emergency medical evacuation: Covers $25,000 maximum limit
- Direct Billing: First healthcare network or United HealthCare
- Patriot America Plus cost for 65 year old traveler ranges from $121 to $463 for a month.
Policy maximum?
$50,000 to $1,000,000
Deductible options?
$0 to $2,500
Period of coverage?
5 days to 12 months
Safe Travels USA Comprehensive Trawick International
- Acute onset of pre-existing conditions: Up to 89 years
- For those under 70, medical treatment is covered up to the policy maximum. For individuals aged 70 to 79, the acute onset benefit is limited to a maximum of $35,000. For those aged 80 and above, the benefit is reduced to a maximum of $20,000.
- Direct Billing: First HealthCare
- Safe Travels USA Comprehensive cost for 65 year old traveler ranges from $125 to $316 for a month.
Policy maximum?
$50,000 and $100,000
Deductible options?
$0 to $5,000
Period of coverage?
5 days to 364 days
Atlas America Insurance WorldTrips
- Acute onset of pre-existing conditions: The plan covers up to the selected policy maximum for the acute onset of pre-existing conditions for ages under 80 years.
- Emergency medical evacuation: $25,000 maximum limit
- Direct Billing: Unitedhealthcare
- Atlas America Insurance cost for 65 year old traveler ranges from $124 to $372 for a month.
Policy maximum?
$50,000 and $100,000
Deductible options?
$0 to $5,000
Period of coverage?
Up to 364 days
Venbrook Premier Venbrook International
- Acute onset of pre-existing conditions: For ages up to and including 69, coverage is available up to the medical policy maximum purchased per policy period
- Emergency medical evacuation: $25,000 maximum limit
- Venbrook Premier may cover sudden diabetic events as acute onset under certain conditions. If no pre-existing conditions exist, it's treated as a cardiovascular event.
- Venbrook Premier Insurance cost for 65 year old traveler ranges from $136 to $419 for a month.
Policy maximum?
$50,000 and $100,000
Deductible options?
$0 to $5,000
Period of coverage?
5 days to 12 months
SafeVista Protect INF
- Acute on set of pre-existing conditions: Covered up to maximum benefit except Cardiac Coverage for Angina, Heart Attacks, and Stroke. Maximum $25,000 for individuals under the age of 69, and $15,000 for individuals aged 70 and above (inclusive of PPO fees) with deductible $500
- Coverage from 10 days to 364 days.
- Direct Billing: Unitedhealthcare
- Safe Vista Protect Insurance cost for 65 year old traveler ranges from $150 to $262 for one month.
View SafeVista Protect insurance brochures for different age groups
Policy maximum?
$100,000 and $1,000,000
Deductible options?
$0 to $5,000.
Period of coverage?
10 days to 364 days
Visitors Protect IMG
- Offers comprehensive coverage for pre-existing conditions up to age 99, though premiums may be higher for older travelers.
- Provides coverage for pre-existing conditions with a maximum benefit of up to $25,000 for individuals aged 0 to 69. For those aged 70 to 99, the maximum benefit is $15,000 and is subject to a $1,500 deductible.
- Direct Billing: First healthcare network or Unitedhealthcare
- Visitors Protect Insurance cost for 65 year old traveler ranges from $637 to $1,593 for 3 months.
Policy maximum?
$50,000 and $250,000
Deductible options?
$250 to $5,000
Period of coverage?
Minimum purchase 90 days
INF Elite X INF
- Full Pre-existing condition coverage:
- Ages 0–69 years: Choose a pre-existing condition coverage limit of $25,000, $30,000, $40,000, or $50,000 with a deductible of $1,500, $2,000, $2,500, $5,000, or $10,000.
- Ages 70–99 years: Choose a pre-existing condition coverage limit of $20,000 with a deductible of $1,500, $2,000, $2,500, $5,000, or $10,000.
- Direct Billing: Unitedhealthcare
- INF Elite Insurance cost for 65 year old traveler ranges from $947 to $1,415 for 3 months.
View INF Elite X insurance brochures in different age groups
Policy maximum?
$150,000 and $300,000
Deductible options?
$500 to $5,000.
Period of coverage?
Minimum purchase 90 days
-
Older travelers or parents aged above 60 years visiting foreign nations have a tough time in finding good medical insurance to satisfy all their requirements. Here is a quick comparison of popular visitor medical insurance plans that provide coverage for 60+ travelers.
Visitors Care IMG
- Cheap visitor health insurance for parents visiting USA.
- Acute onset of pre-existing conditions: Covers up to maximum limit, for ages up to 70 years.
- Pre-Existing condition medical evacuation,: Covers up to $25,000 max per period of coverage.
- Direct Billing: First healthcare or United HealthCare
- Visitors Care insurance cost for 60 year old traveler ranges from $38 to $89 for a month.
Policy maximum?
$25,000, $50,000, $100,000
Deductible options?
$0, $50, $100
Period of coverage?
5 days to 2 years
Venbrook Essential Venbrook
- Acute onset of pre-existing conditions: Covers up to maximum limit, for ages up to 70 years.
- Cardiovascular event sub limit: Covers up to $25,000.
- Emergency medical evacuation: Covers up to $100,000.
- Venbrook Essential insurance cost for 60 year old traveler starts from $47 to $120 for a month.
Policy maximum?
$25,000, $50,000, $100,000, $150,000
Deductible options?
$0
Period of coverage?
5 days to 12 months
Venbrook Premier Venbrook
- Acute onset of pre-existing conditions: Covers up to maximum limit, for ages up to 70 years.
- Cardiovascular event sub limit: Covers up to $25,000.
- Emergency medical evacuation: Covers up to $100,000.
- Venbrook Premier insurance cost for 60 year old traveler starts from $85 to $330 for a month.
Policy maximum?
$25,000, $50,000, $100,000, $250,000
Deductible options?
$0, $100, $250, $500, $1,000, $2,500 and $5,000
Period of coverage?
5 days to 12 months
Visitors Preferred IMG
- Acute onset of pre-existing conditions: Covers up to maximum limit, for ages up to 70 years.
- Pre-Existing condition medical evacuation: Covers up to $25,000 max per period of coverage.
- Direct Billing: First healthcare or United HealthCare
- Emergency medical evacuation: Covers up to $1000,000.
- Visitors Preferred insurance cost for 60 year old traveler ranges from $100 to $363 for a month.
Policy maximum?
$50,000, $100,000
Deductible options?
$0, $100, $250, $500, $1,000 $2,500
Period of coverage?
5 days to 12 months
Diplomat America Global Underwriters
- Acute onset of pre-existing conditions: Covers up to maximum limit, for ages up to 70 years.
- Pre-Existing condition medical evacuation: Covers up to $25,000 max per period of coverage.
- Freedom to choose hospitals or doctors
- Emergency medical evacuation: Covers up to $250,000.
- Diplomat America insurance cost for 60 year old traveler ranges from $133 to $379 for a month
Policy maximum?
$50,000, $100,000
Deductible options?
$0, $100, $250, $500, $1,000 $2,500
Period of coverage?
15 days to 12 months
Safe Travels USA Trawick International
- Unexpected recurrence of pre-existing conditions: Covers up $1,000 for ages up to 70 years.
- Cardiac conditions or stroke: Covers up to $25,000 up to age 69 years.
- Direct Billing: First HealthCare
- Emergency medical evacuation: Covers 100% up to $1,000,000.
- Safe Travels USA Insurance cost for 60 year old travelers ranges from $80 to $357 for a month
Policy maximum?
$50,000, $100,000
Deductible options?
$0, $100, $250, $500, $1,000, $2,500, $5,000
Period of coverage?
5 days to 364 days
-
Senior travelers find it difficult to get good travel insurance. These plans range from being affordable to providing the most coverage, the price vary correspondingly depending on the coverage offered.
Safe Travels Advantage Trawick International
- Acute onset of pre-existing conditions: Covers up to the policy maximum (up to age 79).
- Cardiac conditions or stroke: Covers up to $15,000.
- Direct Billing through First HealthCare
- Emergency medical evacuation: Covered up to unlimited.
- Repatriation of remains: Covers up to $25000 per policy period.
- Safe Travels Advantage cost for 70 years old traveler ranges from $61 to $166 for a month
Policy maximum?
$25,000, $50,000, $100,000, $150,000
Deductible options?
$0
Period of coverage?
5 days to 364 days
Safe Travels Elite Diamond Trawick International
- Acute onset of pre-existing conditions: Covers up to $35,000 (up to age 79).
- Cardiac conditions or stroke: Covers up to $15,000.
- Direct Billing through First HealthCare
- Emergency medical evacuation: Covers up to $50,000.
- Repatriation of remains: Covers up to $7,500 per policy period.
- Safe Travels Elite cost for 70 years old traveler ranges from $100 to $150 for a month.
Policy maximum?
$50,000, $100,000
Deductible options?
$100, $200
Period of coverage?
5 days to 364 days
Atlas America WorldTrips
- Ideal plan for parents with pre-existing conditions coverage up to 79 years.
- Acute on set of pre-existing conditions: Covers up to policy maximum.
- Pre-Existing condition medical evacuation: Covers up to $25,000 max per period of coverage.
- Direct Billing: Unitedhealthcare
- Emergency medical evacuation: Covers up to $1,000,000.
- Border entry protection: Covers up to $500 if traveling on a valid B-2 visa and denied entrance at the U.S. border.
- Atlas America Insurance cost for 70 year old travelers ranges from $201 to $619 for a month.
Policy maximum?
$50,000, $100,000, $150,000
Deductible options?
$0, $100, $250, $500
Period of coverage?
364 days
Travel Medical Choice Seven Corners
- Acute on set of pre-existing conditions: Covers up to policy maximum, cardiac conditions are included under pre-existing conditions.
- Pre-Existing condition medical evacuation: Covers up to $25,000 max per period of coverage.
- Direct Billing: Unitedhealthcare
- Emergency medical evacuation: Covers up to $1,000,000.
- Repatriation of remains: Covers up to $50,000.
- Travel Medical Choice Insurance cost for 70 year old travelers ranges from $286 to $808 for a month.
Policy maximum?
$50,000, $100,000
Deductible options?
$0, $100, $250, $500, $1,000
Period of coverage?
5 days to 364 days
Safe Travels USA Comprehensive Trawick International
- Most popular plan with Acute on set of pre-existing conditions coverage up to $35,000 (up to age 79).
- Direct Billing: First healthcare
- Cardiac conditions or stroke: Covers up to $15,000.
- Emergency medical evacuation: Covers 100% up to $1,000,000.
- Repatriation of remains: Covers up to $50,000.
- Safe Travels USA Comprehensive Insurance cost for 70 year old travelers ranges from $179 to $645 for a month.
Policy maximum?
$50,000, $100,000, $250,000, $500,000, $1,000,000
Deductible options?
$0, $100, $250, $500, $1,000, $2,500, $5,000
Period of coverage?
5 days to 364 days
Visit USA Standard Travel Insurance Services
- Budget friendly travel insurance with Acute on set of pre-existing conditions coverage up to $2,500.
- Direct Billing: Unitedhealthcare or First HealthCare
- Emergency medical evacuation: Covers up to $250,000.
- Repatriation of remains: Covers up to $50,000.
- Visit USA Standard Insurance cost for 70 year old travelers ranges from $165 for a month.
-
Visitor insurance for 80 years old USA are available for senior travelers above 80 years of age with suitable benefits. Compare some of these health insurance over 80 years old traveling in US offered by reputed US insurance companies. Travelers can get quotes and buy travel insurance for seniors over 80 years.
Safe Travels Advantage Trawick International
- Acute onset of pre-existing conditions: Covers up to $15,000 (up to age 89).
- Cardiac conditions or stroke: Covers up to $15,000.
- Direct Billing through First HealthCare
- Emergency medical evacuation: Covers up to unlimited.
- Repatriation of remains: Covers up to $25,000 per policy period.
- Safe Travels Advantage cost for 80 years old traveler ranges from $159 to $574 for a month.
Policy maximum?
$25,000, $50,000, $100,000, $150,000
Deductible options?
$0
Period of coverage?
5 days to 364 days
Visit USA Superior Travel Insurance Services
- Affordable travel insurance for seniors with Acute on set of pre-existing conditions coverage up to $2,500.
- Direct Billing: Unitedhealthcare or First HealthCare
- Emergency medical evacuation: Covers up to $500,000.
- Repatriation of remains: Covers equal to the elected overall maximum limit.
- Visit USA Superior Insurance cost for 80 year old travelers ranges from $556 for a month.
Policy maximum?
$20,000
Deductible options?
$0, $250, $500, $1,000
Period of coverage?
5 days to 364 days
Safe Travels USA Comprehensive Trawick International
- Acute on set of pre-existing conditions: Coverage up to $20,000 (up to age 89).
- Direct Billing: First HealthCare
- Cardiac conditions or stroke: Covered up to $15,000.
- Emergency medical evacuation: Covers 100% up to $1,000,000.
- Repatriation of remains: Covers up to $50,000.
- Safe Travels USA Comprehensive Insurance cost for 80 year old travelers ranges from $566 for a month.
Policy maximum?
$20,000
Deductible options?
$0, $100, $250, $500, $1,000, $2,500, $5,000
Period of coverage?
5 days to 364 days
SafeVista Comprehensive INF
- Best plan for seniors with acute on set of pre-existing conditions up to 99 years.
- Acute on set of pre-existing conditions: Covers up to maximum limit
- Direct Billing: Unitedhealthcare
- Emergency medical evacuation: Covers up to $25,000 maximum.
- SafeVista Comprehensive insurance cost for 90 years old traveler $789 for one month.
Policy maximum?
$100,000
Deductible options?
$100, $250, $500, $1,000, $2,500, $5000
Period of coverage?
10 days to 364 days
Visitors Protect IMG
- Ideal plan for seniors with pre-existing conditions.
- Pre-existing conditions: Covers up to $20,000 is subject to $1,500 deductible.
- Direct Billing: First healthcare or Unitedhealthcare
- Emergency medical evacuatio: Covers up to $25,000 maximum.
- Minimum purchase is 90 days.
- Visitors Protect insurance cost for 80 years old traveler $1987 for 3 months.
Policy maximum?
$50,000
Deductible options?
$250, $500, $1,000, $2,500 or $5,000
Period of coverage?
90 days up to 12 months
INF Elite Plus X INF
- Perfect plan for seniors with Preventive and maintenance care benefit.
- Pre-existing conditions: Covers up to $20,000 is subject to $1,500 deductible.
- Direct Billing: Unitedhealthcare
- Emergency medical evacuation: Covers up to $25,000 maximum.
- Minimum purchase is 90 days.
- INF Elite Plus insurance cost for 80 years old traveler $3499 for 3 months.
Policy maximum?
$75,000
Deductible options?
$250, $500, $1,000, $2,500, $5000
Period of coverage?
90 days to 364 days
-
Visitor insurance for 90 years old USA are available for senior travelers above 90 years of age with suitable benefits. Compare some of these health insurance over 90 years old traveling in US offered by reputed US insurance companies. Travelers can get quotes and buy travel insurance for seniors over 90 years.
SafeVista Comprehensive INF
- Best plan for seniors with acute on set of pre-existing conditions up to 99 years.
- Acute on set of pre-existing conditions: Covers up to maximum limit
- Direct Billing: Unitedhealthcare
- Emergency medical evacuation: Covers up to $25,000 maximum.
- SafeVista Comprehensive insurance cost for 90 years old traveler $789 for one month.
Policy maximum?
$100,000
Deductible options?
$100, $250, $500, $1,000, $2,500, $5000
Period of coverage?
10 days to 364 days
INF Premier X INF
- Affordable plan for seniors with full pre-existing conditions up to 99 years.
- Pre-existing conditions: Covers up to $15,000/$20,000 maximum with $1,000/$5,000 deductible.
- Direct Billing: Unitedhealthcare
- Emergency medical evacuation: Covers up to $20,000 maximum.
- Minimum purchase is 90 days.
- INF Premier X insurance cost for 90 years old traveler $1091 for 3 months.
Policy maximum?
$100,000
Deductible options?
$250, $500, $1,000, $2,500, $5000
Period of coverage?
90 days to 364 days
INF Elite X INF
- Ideal plans for seniors with pre-existing conditions coverage up to 99 years.
- Pre-existing conditions: Covers up to $20,000 is subject to $1,500 deductible.
- Direct Billing: Unitedhealthcare
- Emergency medical evacuation: Covers up to $25,000 maximum.
- Minimum purchase is 90 days.
- INF Elite X insurance cost for 90 years old traveler $2,887 for 3 months.
Policy maximum?
$75,000
Deductible options?
$250, $500, $1,000, $2,500, $5000
Period of coverage?
90 days to 364 days
Visitors Protect IMG
- Ideal plan for seniors with pre-existing conditions up to 99 years.
- Pre-existing conditions: Covers up to $20,000 is subject to $1,500 deductible.
- Direct Billing: First HealthCare or Unitedhealthcare
- Emergency medical evacuation: Covers up to $25,000 maximum.
- Minimum purchase is 90 days.
- Visitors Protect insurance cost for 90 years old traveler $1987 for 3 months.
Policy maximum?
$50,000
Deductible options?
$250, $500, $1,000, $2,500 $5,000
Period of coverage?
90 days to 364 days
Visit USA Superior Travel Insurance Services
- Budget friendly travel insurance for seniors with Acute on set of pre-existing conditions coverage up to $2,500.
- Direct Billing: Unitedhealthcare or First HealthCare
- Emergency medical evacuation: Covers up to $500,000.
- Repatriation of remains: Covers equal to the elected overall maximum limit.
- Visit USA Superior Insurance cost for 90 year old travelers ranges from $556 for a month.
Policy maximum?
$20,000
Deductible options?
$0, $50, $1,000, $2,500, $5000
Period of coverage?
5 days to 364 days
Traveling to the USA? Stay Protected Against Any Border Entry Issues!
Border entry issues at the US border can be unpredictable. Our Border entry protection visitor insurance covers unexpected delays, denial of entry, and related travel disruptions. Protect your US travel investment with specialized border entry insurance available on American Visitor Insurance.
General Information About Texas
🌞 Texas, located in the South Central region of the United States, is the second-largest state in the country. Known for its diverse landscapes, rich history, and vibrant cities, Texas offers a wide range of travel experiences.
🏛️ From the cultural charm of Austin and the energy hubs of Houston and Dallas, to the historic landmarks of San Antonio, Texas blends tradition, innovation, and modern attractions.
🤠 With famous destinations like Big Bend National Park, South Padre Island, the Alamo, and River Walk, Texas welcomes visitors with warm hospitality, outdoor adventures, and world-class entertainment.
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Capital: Austin
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language
Language: English
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attach_money
Currency: US Dollar (USD)
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groups
Population: Around 30.5 million
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Location: South Central region of the US
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event
Best time to visit: March to May & September to November
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map
Vacation Spots:
Austin,
Houston,
Dallas,
El Paso,
San Antonio,
Big Bend National Park, South Padre Island
The Art Museum of South Texas
One of the newer cultural attractions in Corpus Christi, the Art Museum of South Texas is housed in a splendid modern facility on the city's waterfront.
Texas State Aquarium
The Texas State Aquarium in Corpus Christi provides information and fun displays relating to the rich aquatic life of the Gulf of Mexico.
Fort Worth Zoo
It is one of the world's most successful flamingo breeding colonies and is one of only five zoos worldwide to have two of the five rhino species.
What Are the Popular Tourist Destination Cities in Texas?
What Should Indians Know Before Traveling to Texas?
Planning a trip from India to Texas? Here are the essential
travel to Texas from India requirements every Indian visitor should know.
These guidelines cover visa rules, documentation, flights, and what to expect when exploring
the diverse culture, cities, and climate of Texas.
-
Do Indians Need a Visa to Visit Texas?
Yes. Indians need a valid U.S. visa to enter the United States, including Texas.
The visa type depends on the purpose of travel:
1. B-2 visa for tourism or family visits,
2. F1 visa for education,
3. H1B visa for employment.
Apply well in advance, as U.S. visa appointment wait times may vary across Indian cities.
-
What Documentation Do Indian Travelers Need?
Before traveling, ensure you carry:
1. A valid Indian passport
2. The appropriate U.S. visa
3. Travel itinerary, return flight ticket, and accommodation details
Always check the latest guidelines from the U.S. Embassy or Consulate in India before departure.
-
Are There Direct Flights From India to Texas?
Texas is well connected to India through major international hubs. While nonstop flights may be limited, many airlines offer convenient one-stop connections.
Popular airports for Indian travelers include:
1. Dallas–Fort Worth International Airport (DFW)
2. Houston George Bush Intercontinental Airport (IAH)
These airports serve as major gateways for international travelers.
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What Should Indians Expect About Texas Weather and Culture?
Texas has a warm climate and diverse cultural landscape. Summers can be hot, while winters are generally mild.
From the live music scene in Austin to the energy of Houston, historic charm of San Antonio, and modern attractions in Dallas, Texas offers a unique blend of tradition, innovation, and hospitality.
U.S. Travel Insurance Cost and Coverage Guide for Indian Visitors
Choosing the right travel insurance for the USA can feel overwhelming. To simplify things, here’s an example showing how an Indian traveler might select suitable U.S. visitor insurance for Texas.
Example: Indian Couple Traveling to Texas
Couple aged 55 traveling to Texas for a 3-week visit, including sightseeing, shopping, and outdoor activities.
- Recommended Coverage: $150,000 with $0 deductible and emergency medical evacuation
- Estimated Cost: Starting around $20 per month (₹ approx. 25,000), subject to exchange rates
- Longer Trips (5 – 364 days): Choose plans with extended duration and pre-existing condition coverage
💡 Tip: Insurance costs vary based on age, trip length, and coverage limits. Comparing plans helps find the best value.
Compare U.S. Visitor Insurance Plans →
What Does Travel Insurance for Visitors to USA Coverage Include?
Some of the important travel health insurance for USA benefits are listed below:
- 🩺 Doctors Visit: This allows travelers to visit Doctors for sudden unanticipated medical ailments.
- Does not cover:
Continuing treatment for pre-existing ailments and preventive care
- Co-pay and deductible will vary depending on the chosen US travel insurance plan.
- Travelers have the option of No Co-pay and $0 Deductible.
- 💊 Pharmacy Drugs: Doctor prescribed eligible pharmacy drugs are also covered.
- 💓 Visitors Medical Insurance for Pre-Existing Conditions: It is difficult to find health insurance for tourists in USA that covers pre-existing conditions. Only some tourist health insurance cover pre-existing conditions - INF is one such provider.
- Some INF visitor insurance for pre-existing conditions plans insure in-patient, out-patient, urgent care, specialist and doctor visits related to pre-existing conditions.
- A pre-existing condition is a medical ailment that existed before the start of the US holiday insurance for visitors coverage. Conditions considered as pre-existing diseases include Asthma, heart related issues, high blood pressure, kidney disease, cancer, diabetes etc.
- ⚕️ Surgery: Emergency surgery treatment will be covered. The maximum available amount for surgery is typically $50,000, but this varies from plan to plan.
- 🚑 Medical Evacuation: Provides coverage for medical evacuation up to $1,000,000 if the traveler has to be evacuated to get access to proper medical treatment in the event of a medical emergency.
- ⚰️ Repatriation of Remains: The repatriation of remains benefit covers expenses to return the traveler’s remains to their home country in the event of death.
- Coverage depends on the chosen tourist health insurance plan.
- Repatriation coverage can be up to $50,000.
Point to Note While Buying US Visitor Medical Insurance
In US hospitals, patients with travel insurance to USA within the PPO network incur significantly lower costs for treatments compared to uninsured patients.
Simply having health insurance for visitors in USA can greatly reduce medical expenses.
The best health insurance for tourists in USA varies based on the best USA travel insurance for visitors plan chosen, however travelers can get coverage up to $8,000,000.
To get better access to in-network hospitals, consider visitors health insurance in USA plans with strong PPO networks:
Choosing USA travel insurance for visitors with a robust PPO network from American Visitor Insurance ensures smoother claims and more affordable treatment during your stay in the USA.
Travel Insurance for Major Sporting Events in the USA
The 2026 FIFA World Cup is going to be held in the United States, which is expected to draw in a huge number of international tourists. Every time major sports events happen in America, the international visitors are at the risk of facing delays in their flights, the venues being overcrowded, and the medical emergencies being unpredictable and thus needing medical attention. In the USA, healthcare costs are among the highest in the world, hence, visitor insurance becomes even more critical as it protects against expensive hospital visits, emergency room treatments, and medical evacuation costs.
If your travel plans include attending World Cup matches in the USA or combining games across the USA — learn how specialized coverage options available through American Visitor Insurance can help protect your trip by visiting our 2026 FiFa world cup travel insurance guide.
Medical Insurance for U.S. Citizens Living in India Visiting the US
U.S. citizens and expats residing in India frequently return to the United States for family visits, business, or personal reasons. American Visitor Insurance offers reliable travel insurance options for U.S. expats visiting states like Texas.
Popular short-term travel health insurance plans for U.S. citizens returning to the USA include:
Another trusted option is Diplomat America Insurance by Global Underwriters.
The cost of travel insurance for U.S. expats returning from India depends on:
- Traveler’s age
- Length of stay in the USA
- Coverage maximum selected
- Deductible chosen
Cost of health insurance for US expats visiting the USA in 2026
Approximate monthly cost of expat health insurance for visiting USA for a 40-year-old traveler with a $100 deductible.
Source: American Visitor Insurance®
Best Travel Insurance for US Citizens Visiting the USA
US health Insurance Plans for Every Type of Visitor in Texas
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Visitor Insurance Texas
Best health insurance plans for international students in Texas.
Learn More »
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Student Health Insurance Texas
Best health insurance plans for international students in Texas.
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Green Card Health Insurance Texas
Health insurance options for Texas Green Card holders.
Learn More »
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Senior Parents Insurance Texas
Health insurance coverage for senior parents visiting Texas.
Learn More »
Health Insurance for Tourist Visa in USA
Best Health Insurance for Parents Visiting the USA With Pre-Existing Conditions
Finding the best health insurance for parents visiting the USA from India with pre-existing conditions is crucial, especially when traveling to states like Texas, California, or New York where medical costs are high.
Top plans trusted by Indian families visiting Texas include
Visitors Protect,
Premier X,
Elite X, and
SafeVista Protect.
These plans cover emergencies, hospital stays, and acute onset of pre-existing conditions.
Visitors Protect follows a 25/75 coinsurance model, while
Elite X offers 20/80 or 90/10 coverage options.
Premier X is a fixed benefit plan offering full pre-existing coverage up to age 99.
SafeVista Protect is ideal for short trips to Texas, with just a 10-day minimum purchase.
Need help choosing? Call us at
(877)-340-7910.
Best Visitor Insurance from India or USA
Compare the Best Visitor Insurance from India or USA to get affordable USA travel medical insurance for your trip.
US Travel Insurance Types
Compare fixed benefit vs comprehensive plans to find the best visitors insurance for your trip.
Compare Plan Types »
What Are the Advantages of US Visitors Insurance Over Indian Travel Insurance?
Many Indian travelers searching for travel insurance for Texas from India often wonder whether they should buy a policy in India or choose a US visitors insurance plan. While both offer basic protection, US-based visitor insurance plans provide significant advantages—especially for medical care, claims support, and coverage for Indian parents visiting the USA with pre-existing conditions.
- Lower medical costs due to PPO network partnerships with US hospitals in Texas.
- Local customer support within the US for claims and during hospitalization.
- Direct billing is faster and more widely accepted by healthcare facilities across Texas.
- More comprehensive visitors insurance options for all age groups, including senior travelers.
- Strong pre-existing condition coverage options for Indian parents visiting the USA.
Buying US visitor insurance ensures your plan aligns with the American healthcare system. This is especially important in Texas, where medical expenses—such as ER visits, diagnostic testing, and hospitalization—can be high. US plans are billed directly in dollars, eliminating exchange rate issues and reimbursement delays.
US travel insurance companies maintain extensive networks of hospitals and healthcare providers. This ensures lower negotiated rates, easier claim approvals, and smoother cashless direct billing—a major advantage, as Indian travel insurance may not always be accepted at US hospitals.
US insurers also understand local state healthcare rules and billing practices, making the claims process faster and more efficient. Most plans include 24/7 global assistance, emergency medical evacuation, travel support, and coverage for acute onset of pre-existing conditions—something Indian insurance rarely provides in the USA.
For these reasons, experts strongly recommend purchasing a US visitor insurance plan when traveling from India to Texas. It provides better protection, wider hospital networks, and reliable support—especially for senior parents visiting the USA.
What Are the Types of Travel Health Insurance for Visiting Texas from India?
Indian travelers visiting Texas can choose between two main types of US travel medical insurance plans: fixed benefit and comprehensive coverage. You can compare both options in detail here: Comprehensive vs Fixed Benefit Visitors Insurance.
| Feature |
Fixed Benefit Travel Insurance USA |
Comprehensive Travel Insurance USA |
| 💲 Cost |
More affordable with lower premiums |
Higher premiums due to extensive medical coverage |
| 🛡️ Coverage |
Fixed dollar limits for each covered medical service |
Covers eligible medical expenses up to the plan maximum |
| 📉 Deductibles |
Higher deductibles help keep premiums lower |
Lower deductibles with broader protection |
| 🌐 PPO network |
No PPO discounts or preferred rates |
Includes PPO network access across Texas with discounted rates |
| 💳 Payment method |
Often requires paying upfront and filing for reimbursement |
Supports cashless treatment through direct billing |
| ❤️ Pre-existing conditions coverage |
Limited options; often only acute onset is covered |
Certain plans offer better pre-existing coverage options |
| 👥 Recommended for |
Budget-conscious travelers seeking essential protection |
Travelers who prefer strong, comprehensive US medical coverage |
Health Insurance for Indian Students in the USA
Indian students in the United States should ensure that they are properly covered with international student health insurance.
While most U.S. universities offer student health plans, these are often quite expensive. At American Visitor Insurance, we provide affordable student health insurance for Indian students that offers coverage comparable to university plans, but at much lower premiums.
Indian students can also buy OPT health insurance by comparing different OPT insurance options online. Our plans are designed to meet the needs of students on an F-1 visa as well as those on Optional Practical Training (OPT).
Indian students studying in the U.S. can get coverage starting at just $30 and goes up to $115 per month, making it a budget-friendly and reliable alternative to university health plans.
Student Medical Insurance for Texas
Texas is home to many universities and research centers which attracts a large number of international students. Given the high cost of health care in the United States, all international students should have proper student health insurance. Most Texas University student health insurance plans are prohibitively expensive, and to make it affordable to students, we offer similar student insurance plans which satisfy university requirements.
These International student insurance plans are comparable but cheaper when compared to university student plans. Click here to view popular plans »
Texas College Student Insurance Requirements
Visitor Insurance With Pre-Existing Conditions Coverage for Texas
Many senior travelers and family members visiting Texas often have pre-existing medical conditions, making it essential to choose the right visitor health insurance USA plan. Travelers frequently search for the best visitor insurance for pre-existing conditions and pre-existing condition travel insurance USA to stay financially protected while in Texas.
While some domestic policies may cover emergency treatment, they often do not include pre-existing conditions. This is why many visitors rely on plans available through American Visitor Insurance, which offer coverage for acute onset of pre-existing conditions. Please note that chronic, congenital, or long-term conditions are typically excluded.
Travelers can compare plans using the
visitors travel insurance for pre-existing conditions
tool to find the most suitable Texas visitor insurance based on health needs, travel duration, and budget.
How Can H1B Visa Holders Find the Best Health Insurance in Texas?
Texas is home to a large number of technology, healthcare, and energy companies, making it a popular destination for H1B visa holders. The best health insurance for H1B visa holders in Texas provides comprehensive coverage at an affordable cost.
Many H1B workers receive employer-sponsored insurance. However, those without coverage can purchase
H1B visa insurance
through American Visitor Insurance.
Comparing different plans, PPO networks, premium costs, and coverage limits helps H1B visa holders choose the most suitable health insurance plan for Texas and ensures access to quality healthcare.
Why Buy Texas Travel Insurance from American Visitor Insurance?
With over 20 years of experience, American Visitor Insurance understands the unique needs of Indian travelers visiting Texas. We recommend reliable India to Texas travel medical insurance plans for short-term visitors, seniors, long-term residents, and travelers with pre-existing conditions.
Our licensed team provides 24/7 assistance to help travelers confidently select Texas visitor insurance, Texas travel health insurance, or medical insurance for Indian tourists in Texas.
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Visa Letter Assistance – We provide official insurance confirmation letters required for visa applications, including Texas visa insurance and travel insurance for Texas visa from India.
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Pre-Existing Condition Guidance – Our experts explain which plans cover acute onset conditions, helping seniors find Texas travel insurance with pre-existing conditions.
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Application Error Corrections – We help fix errors in passport details, names, or emails by coordinating directly with insurers.
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PPO Network Guidance – We help travelers choose plans with extensive PPO networks for affordable care, including cashless medical insurance in Texas.
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Country-Specific Eligibility Advice – We explain eligibility rules for Texas travel insurance from India.
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Multilingual Support – Assistance available for travelers seeking Hindi support for Texas travel insurance.
How Expensive Is Healthcare in Texas for Indian Tourists?
| Medical Service |
Estimated Cost (USD) |
Notes |
| Emergency Room Visit |
$1,000 – $3,500+ |
Costs vary by city such as Houston, Dallas, or Austin. |
| Hospital Room (Per Day) |
$3,000 – $5,200+ |
Private hospital charges in major Texas cities. |
| Major Surgery |
$20,000 – $50,000+ |
Depends on procedure complexity and hospital. |
| ICU / Critical Care |
$80,000 – $160,000+ |
Includes ICU monitoring and extended care. |
| Ambulance (Private) |
$1,200 – $2,800+ |
Pricing varies by distance and urgency. |
| Emergency Surgery (Uninsured) |
$30,000 – $70,000+ |
Examples: fractures, appendectomy, trauma care. |
Why Indian Travelers Must Buy Travel Medical Insurance for Texas?
- Most Texas hospitals require proof of insurance or advance payment
- ER, ICU, and surgery costs are extremely high
- Indian domestic health insurance is not accepted in Texas
Travel insurance for Texas from India helps cover:
- Emergency medical treatment and hospitalization
- Diagnostic tests, X-rays, and specialist visits
- Emergency evacuation or repatriation
- Accident or injury care during travel
Common Medical Problems for Indians in Texas
- Heat-related illnesses and dehydration
- Seasonal allergies and asthma flare-ups
- Food-related stomach issues
- Injuries from outdoor or recreational activities
- Flare-ups of chronic conditions like diabetes or hypertension
How Do Indian Travelers File a Medical Claim With Texas Travel Insurance?
Most Texas travel medical insurance plans provide 24/7 assistance and online claim submission.
- Call the insurer’s emergency number immediately
- Visit a network hospital or urgent care center
- Keep all bills and medical documents
- Submit claims online or via email
- Receive reimbursement or use direct billing
This claim process applies to leading Texas travel insurance plans available on American Visitor Insurance.
How to Buy the Best Travel Insurance from India to Texas?
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Find the Best Travel Insurance for Texas
Fill in the travel insurance quote form with complete traveler details, trip dates, and coverage needs from India to Texas accurately online.
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Compare Top Travel Insurance Plans for Texas
Easily review and compare Texas travel insurance plans based on medical coverage and premiums to find the best fit for the trip.
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Buy Preferred Travel Insurance Plan
Easily select preferred international travel insurance plan and complete the online payment within minutes using a credit or debit card.
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Review Policy Details Before Traveling
Check policy details — including medical benefits, emergency contacts, and claim procedures — before traveling to Texas.
Testimonials - From Our Customers
Reviews, Ratings and Experiences from our customers
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"After rigorous searching for suitable student health insurances online, I stumbled upon the American Visitor Insurance."
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"We really thank American Visitor Insurance team for providing great assistance in taking the insurance. We were successfully."
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Cheap Travel Insurance from India to Texas – FAQ’s
This is one of the most common questions we receive when travelers look for Travel Insurance India to Texas. The best Travel Insurance India to Texas truly depends on individual needs. There is no single US Travel Insurance plan that fits every traveler.
For example, a traveler with concerns about an existing medical condition will need a different Texas Visitor Insurance from India plan compared to someone without any life-threatening pre-existing condition. That is why choosing the best Travel Insurance Texas requires comparing coverage details carefully.
Our easy-to-use Travel Insurance quote comparison tool allows travelers to compare the cheapest Travel Insurance from India to Texas Medicare Insurance plans based on price, coverage limits, deductibles, and benefits. If you would like personalized help, feel free to contact us at
(877)-340-7910 or email. Our licensed agents are always happy to assist.
There is no mandatory Travel Insurance for Texas from India requirement. However, it is strongly recommended to have the best Travel Insurance India when visiting Texas. Healthcare in the United States is extremely expensive, and staying uninsured in Texas can result in significant out-of-pocket expenses during medical emergencies.
The Travel Insurance India to Texas cost varies based on several important factors:
- Coverage Limits: Higher medical and emergency coverage limits usually increase the premium.
- Travel Duration: Longer stays in Texas generally result in higher Travel Insurance costs.
- Age of Insured: Younger travelers typically pay lower premiums than older travelers.
- Coverage Type: Comprehensive US Travel Insurance for Indians usually costs more than basic fixed-benefit plans.
- Pre-Existing Conditions: Plans covering acute onset of pre-existing conditions may cost more.
- Deductibles and Copayments: Lower deductibles usually mean higher premiums.
- Provider and Plan Chosen: Different Texas Visitor Insurance providers offer different pricing.
While it may be legally possible, it is highly risky and not recommended to stay in Texas without health Insurance. Without proper medical insurance for Texas visitors, even a minor illness or accident can lead to very high medical bills.
You can easily compare and buy the cheapest Travel Insurance from India to Texas through
American Visitor Insurance. Our comparison platform helps travelers choose the most suitable India to USA Travel Insurance plan based on budget, medical needs, and trip duration.
The Texas Travel Insurance cost can appear high due to several reasons:
- Healthcare costs in Texas are significantly higher compared to many other countries. Hospitals, emergency care, and medications are expensive, which directly affects Travel Insurance for Texas from India premiums.
- The United States has a higher risk of healthcare-related litigation, which increases insurance provider costs.
- The high cost of living in Texas contributes to increased healthcare and operational expenses.
- Recent inflation in the US has further driven up healthcare and insurance costs.
- Comprehensive US Travel Insurance for Texas plans often include benefits such as emergency evacuation, high coverage limits, and coverage for acute onset of pre-existing ailments, all of which contribute to higher premiums.
Travel Insurance for Texas, Visitor Insurance for Texas
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Travel insurance for USA resources
International travel insurance resources for Texas visa holders.
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Factors for Travel Insurance
Important factors while deciding on the best travel insurance to Texas.
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Texas travel insurance claims procedure
Travel insurance claims process for getting medical care in a hospital.
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Travel Tips for International Travelers
Travel tips for international travelers – Safety, Comfort and Wellness.
International Health Insurance for Texas
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Pre-existing travel insurance
Provides coverage for individuals with pre-existing medical conditions.
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