New York Travel Insurance
Travel insurance for New York from India
New York is one of the most visited travel destinations for people all over the world. It has everything to entice adventurous tourists with its state of the art monuments, most popular Broadway, Central Park, Brooklyn Bridge, and the Empire State Building.
New York City with neighborhoods like Jackson Heights and New York state is general is home to one of the largest Indian communities in the US. Understandably there are millions of Indians who travel to New York each year to meet family and friends and for vacation.
Traveling to the US from overseas for a vacation or to meet family and friends is thrilling. Travelers should however keep in mind that traveling to a new country can lead to unexpected risks. This is particularly true for older travelers given the Covid pandemic. Travel insurance provides coverage for unexpected medical and travel emergencies along with insuring the trip costs and the health of the traveler.
American visitor insurance has some of the best US travel insurance plans for international travelers which include acute onset of pre-existing conditions and Covid coverage.
New York - General Information
Capital
Albany
Language
English
Currency
US Dollar
Population
19.5 million
Best time to visit
April to June and Sep. to Nov.
Location
Northeastern United States
Vacation spots
Times Square, the Empire State Building, Central Park, Museum Mile, the Statue of Liberty and Ellis Island.
Popular tourist destinations in New York
Lake Placid
In Essex County, in the heart of the Adirondack Mountains, is the village of Lake Placid. Lake Placid is well known thanks to serving as the host of the 1980 Winter Olympics.
Watkins Glen State Park
Located at the southern end of Seneca Lake, is Watkins Glen State Park. If you want to get outdoors and experience some phenomenal views, then this is the perfect destination.
Fire Island
Much of the island is made up of the Fire Island National Seashore, a former whaling base that is now a popular seaside getaway destination.
Niagara Falls
Niagara Falls known as the Honeymoon Capital of the World, Niagara Falls is absolutely a romantic destination. However, travelers of all types will want to check out this magnificent natural attraction.
Different types of US Visitors travel insurance
Fixed Benefit travel insurance
A fixed benefit or scheduled benefits travel insurance plan is the cheapest US travel insurance plan, however this is because the Fixed benefit travel insurance have a fixed limit of coverage for different medical benefits. Fixed benefit international travel medical insurance works well for small ailments but can be inadequate for more serious medical conditions involving hospitalisation.
Comprehensive travel insurance
Comprehensive travel insurance provide full coverage for medical expenses up to the policy medical maximum limit. As opposed to fixed benefit international travel medical insurance there are no coverage limits for each benefit. It is much more expensive when compared to fixed benefit plans but also provides significantly superior coverage especially in case of a serious medical emergency or hospitalisation.
How much does visitor health insurance for USA cost?
There is no single travel health insurance usa cost for all visitors. The cost of US visitors insurance varies based on several factors such as the age of the visitor, medical maximum coverage, deductible for the plan, type of health insurance usa for foreigners (Fixed vs comprehensive travel insurance), and the cost of travel insurance for pre-existing conditions. For an average traveler, there are cheap travel insurance plans at less than a dollar a day. The cost of US travel insurance for visitors can start from as low as $15 per month and can go up to $200 per month. Understandably, the more expensive the travel insurance, the better and more comprehensive will be the travel insurance coverage.
Cost comparison of the best travel insurance for USA | |||
International Medical Group (IMG) | |||
| Travel Insurance Plans | Medical limit ranges | Estimate Plan Cost | |
| Patriot America Lite | $50,000 - $1,000,000 | $92 - $169 | Buy now |
| Patriot America Plus | $50,000 - $1,000,000 | $90 - $168 | Buy now |
| Patriot America Platinum | $2,000,000 - $8,000,000 | $205 - $345 | Buy now |
| Visitors CareFixed benefit | $25,000 - $1,00,000 | $24 - $52 | Buy now |
Trawick International | |||
| Travel Insurance Plans | Medical limit ranges | Estimate Plan Cost | |
| Safe Travels USA - Cost Saver | $50,000 - $1,000,000 | $73 - $120 | Buy now |
| Safe Travels USA | $50,000 - $1,000,000 | $87 - $156 | Buy now |
| Safe Travels USA Comprehensive | $50,000 - $1,000,000 | $98 - $161 | Buy now |
| Safe Travels EliteFixed benefit | $25,000 - $175,000 | $20 - $62 | Buy now |
WorldTrips | |||
| Travel Insurance Plans | Medical limit ranges | Estimate Plan Cost | |
| Atlas America | $50,000 - $2,000,000 | $114 - $230 | Buy now |
| Atlas Premium America | $50,000 - $2,000,000 | $193 - $325 | Buy now |
| VisitorSecureFixed benefit | $50,000 - $130,000 | $40 - $80 | Buy now |
Seven Corners | |||
| Travel Insurance Plans | Medical limit ranges | Estimate Plan Cost | |
| Travel Medical Basic | $50,000 - $1,000,000 | $110 - $180 | Buy now |
| Travel Medical Choice | $50,000 - $1,000,000 | $120 - $230 | Buy now |
| Travel Medical USA Visitor Basic | $50,000 - $150,000 | $55 - $70 | Buy now |
| Travel Medical USA Visitor Choice | $50,000 - $150,000 | $80 - $100 | Buy now |
Global Underwriter | |||
| Travel Insurance Plans | Medical limit ranges | Estimate Plan Cost | |
| Diplomat America | $50,000 - $1,000,000 | $130 - $220 | Buy now |
Travel Insure | |||
| Travel Insurance Plans | Medical limit ranges | Estimate Plan Cost | |
| Visit USAFixed benefit | $50,000 - $250,000 | $50 - $190 | Buy now |
Medical insurance for U.S. citizens living in India visiting US
U.S. citizens and expats living in India frequently travel back to the United States to visit family, for business, or for other personal reasons. At American Visitor Insurance we have the best travel insurance for U.S. expats visiting USA. Short term travel health insurance in USA for us citizens visiting the country that are designed by IMG a reputed US insurance provider are Patriot America Lite, Patriot America Plus, Patriot Platinum America. Another popular travel insurance for U S citizen traveling to USA is Diplomat America insurance by Global Underwriters. The cost of US expat returning to USA health insurance are based on the traveler’s age, duration of coverage and chosen plan maximum with deductible.
Cost of health insurance for US expats visiting the USA in 2024
| Travel insurance USA | Coverage | Deductible | Provider Network | Cost # |
|---|---|---|---|---|
| Patriot America Lite IMG | $50,000 | $100 | United HealthCare | $86 |
| Patriot America Plus IMG | $50,000 | $100 | United HealthCare | $87 |
| Patriot Platinum IMG | $2,000,000 | $100 | United HealthCare | $195 |
| Diplomat America Global Underwriters | $50,000 | $100 | No PPO | $138 |
# Approximate cost of US expat returning to US health insurance is for a 40-year-old US visiting US for a duration of 1 month
Best travel insurance for US citizens visiting USA
Health insurance for tourist visa in USA
International travel health insurance
Highlights of international travel insurance coverage benefits
Covers hospital expenses for sickness or accidents.
Know more »
Insures Doctor visits for sudden injury or sickness.
Know more »
Doctor prescribed eligible pharmacy drugs expenses
Know more »
Some plans insure acute onset of pre-existing conditions.
Know more »
Medical evacuation expenses to nearest facility included.
Know more »
Repatriation of remains to home country included.
Know more »Indians traveling to the Big Apple State - New York
- Visa Requirements: Indians need a visa to enter the United States, including New York. The type of visa required depends on the purpose of the visit, such as tourism, business, or study. The most common visa for tourism is the B-2 visa, while it is the F1 visa for students, and the H1B for work.
- Documentation: Indian travelers should ensure they have a valid passport, the appropriate U.S. visa, and any other required documents. It's advisable to check with the U.S. embassy or consulate in India for the most up-to-date information.
- Flights: Many international flights connect major Indian cities to airports in New York, such as John F. Kennedy International Airport, Newark Liberty International Airport, and LaGuardia Airport.
- Weather and Culture: New York has diverse climates, so it's essential to check the weather for your specific destination. The state is known for its diverse cultures, and each city may offer different experiences.
Advantage of US visitors insurance over Indian travel insurance
- Lower medical costs due to PPO network with US hospitals.
- Local customer support for claims and during hospitalization.
- Direct billing easier and widely accepted by US healthcare facilities.
- More comprehensive visitors insurance options for all age groups.
- Pre-existing condition travel insurance for Indian parents visiting usa available.
Purchasing US travel insurance provides coverage that is tailored to the US healthcare system. Local US knowledge and network ties are very beneficial in navigating the New York healthcare system. US travel insurance are priced in US dollars, and all your expenses, including medical costs, will be in US dollars. This helps avoid currency conversion issues and potential fluctuations. US travel insurance companies usually have a network of healthcare providers and facilities within the US. This network will significantly reduce the medical bills and will also facilitate direct billing and provide easier access to medical services.
A US-based travel insurance provider has a better understanding of the local laws and regulations governing insurance in the US, potentially simplifying claims processes. US travel insurance plans also come with comprehensive global assistance services, offering 24/7 support, including emergency medical evacuation, travel assistance, and coordination of services. US travel insurance providers also offer specialized coverage options for specific needs of international travelers, such as coverage for pre-existing medical conditions or for extending one’s trip. For all these reasons, it is recommended to buy an US travel insurance when traveling from India to New York.
New York student health insurance for students from India
US health insurance for students from India to New York
US student health insurance for Indian students studying in New York is essential to ensure they have access to medical care and financial protection in case of illness or injury. Many universities in New York offer health insurance plans specifically designed for international students. US Student insurance options on American Visitor Insurance offer comparable coverage to University insurance plans but are significantly cheaper. These New York universities student health insurance provide coverage throughout US and are not limited to the proximity of any college. The medical insurance for students from India travels with the student and is not limited to any University. Unlike any University insurance, if the student switches a college, the health insurance for the is valid in the new University as well.
These New York students insurance plans are valid till the end of the policy period even after the student has graduated. This is very useful for students who are on the OPT status in an F1 visa. Some of the student medical insurance for OPT can be bought even if the student is not taking courses on campus. The student insurance for New York from India are tailored to the needs of students and may offer benefits such as coverage for pre-existing conditions, mental health services, and medical evacuation. Compare different India to USA student health insurance plans to find one that meets the specific requirements and budget.
Top New York Universities and Colleges among Indian students
Click here to read more »Factors determining travel insurance from India to New York cost
Age of the traveler
The cost of travel insurance is directly proportional to the age of the traveler. The older the traveler and greater will be the cost of the visitors health insurance.
Type of travel insurance
Comprehensive travel insurance which provide exhaustive coverage are more expensive than fixed benefit travel insurance.
Medical maximum coverage
The price of travel insurance is directly dependent on the maximum medical coverage and inversely proportional to the deductible of the plan chosen.
Region of coverage
Travel insurance depends on the coverage region. The cost for travel health insurance in some countries is more expensive than others.
Duration of travel insurance
The longer the duration of visitor medical insurance required, the higher will be the cost.
Any add on benefits
Additional add-on benefits like adventure sports coverage … will increase the cost of coverage.
Steps to buy
Travel insurance for New York from India
1: Find International travel insurance New York from India
Complete the travel insurance quote request form by providing details of the traveller and insurance requirements.
2: Compare the different travel insurance options
Compare the price and the benefits of the different travel insurance options to identify what fits your needs best.
3: Buy the travel insurance that you like best
Purchase the plan that fits your needs and budget best by using a credit card and completing the online application.
4: Review insurance plan documents received by email
Review the travel insurance documents received by email closely for coverage details and relevant contact numbers
Testimonials - From Our Customers
After rigorous searching for suitable student health insurances online, I stumbled upon the American visitor Insurance.
Know more »
Anirudh
We really thank American insurance team for providing great assistance in taking the insurance. We were successfully.
Know more »
Yogesh
Thank you American Visitor Insurance customer service for meticulously following through. I truly appreciate it.
Know more »
Meenakshi
Compare and find the best visitors insurance USA
Find the best USA visitor insurance cover for your needs.
Visitors insurance with pre-existing conditions coverage for New York
Many older travelers who are visiting New York are likely to have pre-existing medical conditions. It is very important for senior citizens to buy visitor health insurance USA with best available coverage for pre-existing conditions. Health for New York offers travel health insurance plans that cover emergency medical treatment, but pre-existing conditions are not covered. On American Visitor Insurance you can find the plans that cover acute onset of pre-existing conditions, but chronic or congenital disorders are excluded from such coverage. Travelers to New York can compare plans using visitors travel insurance for pre-existing conditions comparison tool.
Cheapest travel insurance from India to New York – FAQ’s
01. Which is the best travel insurance India to New York?
Excellent question and we try hard to find the best answer to this question! Given the unique needs of different travelers there is not one US travel insurance plan that is always the best for everyone. If you are a traveler with concerns about an existing medical conditions, then you will be looking at different plans as opposed to a different traveler without any life-threatening pre-existing condition. We endeavor to give our visitors as much information as possible so they can find the best travel insurance New York.
Our travel insurance quote comparison tool helps travelers compare different cheapest travel insurance from India to New York medicare insurance plans based on price and coverage's in an objective manner. If you want some more guidance, please contact us (877)-340-7910 or email and our licensed agents are here to help you with your choice!
02. Do I need travel insurance for New York from India?
While there is no mandatory travel insurance requirement for New York from India, it is very important to have the best travel insurance India while visiting New York. Healthcare in the US is very expensive and it is very risky to be uninsured in the country.
03. How much does cheapest travel insurance for New York from India cost?
The travel insurance India to New York cost can vary depending on several factors, including:
- Coverage Limits: : The higher the coverage limits for medical expenses, trip cancellations, and other benefits, the higher the premium.
- Travel Duration: The length of your trip influences the cost of travel insurance. Longer trips typically result in higher premiums.
- Age of Insured: Younger individuals often pay lower premiums compared to older individuals due to lower perceived health risks.
- Coverage Type: Comprehensive plans with a broader range of coverage options may cost more than basic plans.
- Pre-Existing Conditions: Some plans may offer coverage for pre-existing conditions, which can affect the cost.
- Deductibles and Copayments: Plans with lower deductibles and copayments may have higher premiums.
- Provider and Plan Chosen: Different insurance providers and specific plans within those providers can have varying costs.
04. Can I stay in New York without health insurance?
No, it is not recommended to stay in New York without health insurance. If you do not have health coverage, you may have to pay a tax penalty.
05. How can I buy best travel insurance from India to New York?
You can compare and buy the cheapest travel insurance from India to New York on American Visitor Insurance after comparing available travel insurance plans for New York depending up on the requirements and budget that works best for their needs.
06. Why is India travel insurance to New York so expensive?
New York travel insurance cost depends on the following factors indicating why it is very expensive.
- US health care costs in New York is significantly higher compared to others countries in the world. If a traveler requires medical attention in New York, the cost of healthcare services, hospital stays, and medication is exorbitant. Given this, the travel insurance for New York from India companies adjust their premiums to reflect the higher New York healthcare costs.
- The United States also has a litigious culture, and the risk of healthcare related lawsuits is higher. New York visitors insurance providers need to account for potential legal expenses and settlements, leading to higher premiums in the travel insurance plans.
- The overall high standard of living in New York contributes to increased costs for various services, including healthcare. Insurance providers factor in the higher living expenses when determining premiums.
- The US has been facing higher inflation in the past few years. This has also resulted in higher healthcare costs, and hence higher travel insurance premiums for visiting New York.
- US travel insurance for New York is a mature market, offering a range of travel health insurance options. The comprehensive travel insurance plans often includes coverage for emergency medical evacuations where extensive medical facilities may be required hence contributing to higher premiums. Comprehensive New York visitor insurance offer high coverage limits for medical expenses and other benefits such as for acute onset of pre-existing ailments, and all this contribute to higher premiums.
Travel insurance for New York, Visitor insurance for New York
Travel insurance for USA resources
International travel insurance resources for New York visa holders.
Factors for Travel Insurance
Important factors while deciding on the best travel insurance to New York.
New York travel insurance claims procedure
Travel insurance claims process for getting medical care in a hospital.
Travel tips for international travelers
Travel tips for international travelers – Safety, Comfort and Wellness.
International health insurance for New York
Annual travel insurance
Provides coverage for multiple trips within a specified period.
Click here to read more »Senior citizens travel insurance
Health insurance for senior citizens to New York.
Click here to read more »Pre-existing travel insurance
Provides coverage for individuals with pre-existing medical conditions.
Click here to read more »Expatriate Health Insurance
Provides health insurance New York for expats working abroad.
Click here to read more »Indian parents traveling to New York
Provides health insurance for Indian parents to New York.
Click here to read more »