Travel to New York from India
New York, one of the most iconic travel destinations in the United States, draws visitors from around the globe including many from India. Famous landmarks, vibrant city life, world‑class attractions, and a large Indian community make it a top pick for Indian travelers seeking vacations, business visits, or family reunions.
Cities like New York City with neighborhoods such as Jackson Heights and the broader New York state attract thousands of Indians every year. Whether you're visiting friends and family, exploring the city, or attending events, New York offers a rich mix of culture, opportunities, and memories.
Traveling to the U.S. is exciting, but unexpected illnesses, accidents, or travel disruptions can happen. Especially in New York, where healthcare and living costs are high, it’s crucial for Indians traveling from India to have reliable U.S. travel medical insurance and visitor insurance for New York to protect against unexpected emergencies and high medical bills.
American Visitor Insurance offers top‑rated plans tailored for international travelers, including options that cover pre‑existing conditions and even pandemic‑related risks helping Indian visitors travel to New York with peace of mind.
🩺 Why Travel Health Insurance Is Vital for Indians Visiting New York
Medical care, hospital treatment or emergency services in New York can quickly become expensive. With proper U.S. travel health insurance for New York, Indian visitors can access quality care without worrying about huge medical bills. These plans typically cover emergency treatment, hospital stays, urgent care, medical evacuation, and 24/7 assistance.
For senior travelers or those with existing health conditions, choosing a plan with pre‑existing condition coverage for New York visitors ensures you’re fully protected through your stay.
🌎 Compare and Buy Travel Insurance for Indians Visiting New York
Indian travelers can easily compare the best New York travel insurance plans on American Visitor Insurance based on coverage, trip duration, medical benefits, and budget. Plans offering a PPO network provide discounted rates at top hospitals and clinics in New York City and across the state.
Selecting the right travel medical insurance for New York from India helps make your visit safe, stress‑free, and financially secure, whether you're traveling alone, with family, or visiting older relatives.
☀️ Travel Tips for Indians Visiting New York
Keep both digital and printed copies of your insurance policy and emergency contact details. Whether you're exploring Manhattan, catching a Broadway show, shopping in Queens, or visiting relatives, having reliable US travel insurance for New York lets you enjoy your trip with confidence and peace of mind.
Do Indians Need Insurance to Travel to New York?
Travel medical insurance is not mandatory for Indian visitors traveling to New York or anywhere else in the USA.
However, it is strongly recommended due to the high cost of U.S. healthcare and the need for financial protection during emergencies.
Having insurance also shows preparedness and ensures smoother handling during medical emergencies while exploring New York.
What Insurance Coverage Is Recommended for New York?
Indian travelers to New York should choose a plan that offers:
- USD 300,000 in medical coverage (minimum USD 100,000)
- Emergency medical evacuation and repatriation
- Coverage for hospitalization, surgery, and accidents
- Coverage for pre-existing medical conditions (important for parents)
How Much Travel Health Insurance Should Indians Buy for New York?
- Medical Coverage: Minimum USD 100,000; ideal USD 300,000
- Emergency Medical Evacuation: At least USD 100,000
- Repatriation of Remains: USD 25,000–50,000
- AD&D: USD 10,000–50,000
New York Visitors to the U.S.: Statistics and Insights
- Growing Indian market: India is one of the fastest-growing sources of visitors to the U.S., with New York being a top destination for tourism, business, and family visits.
- Pre-COVID travel: Over 1.4 million Indians visited the U.S. in 2019, with many exploring New York City, Albany, Buffalo, and surrounding areas.
- Travel recovery: Visits from India in 2024 rebounded significantly, driven by tourism, business conferences, and educational programs.
- High-value travelers: Indian visitors often spend USD 4,000–5,000 per trip, particularly in major New York attractions and cities.
Why Insurance Matters?
The long travel distance, high expenses, and costly U.S. healthcare system make New York travel insurance essential for Indian visitors.
What Is Visitor Medical Insurance for the USA?
Visitor medical insurance is short-term coverage for international travelers to the USA. It helps pay for medical care due to illness or injury during the trip and is strongly recommended for tourism, business, studies, or family visits in New York.
❓ Why You Need Visitor Insurance?
- Protection against unexpected illness or injury
- Coverage for expensive emergency medical treatment
- Stress-free travel experience across New York
✅ Benefits of Visitor Insurance
- Covers illness and injury treatments
- Includes hospitalization, urgent care, and emergency services
- Some plans offer limited pre-existing condition coverage
Compare and buy the best visitor medical insurance on American Visitor Insurance based on your budget and medical needs for New York.
Why Is Travel Insurance Important for New York Visitors?
- New York has advanced but expensive medical facilities.
- A single day of hospitalization may exceed $2,500.
- Routine doctor visits can be costly for visitors.
- Unexpected emergencies can result in significant expenses without insurance.
Travel insurance protects Indian tourists from large medical bills during unforeseen situations.
How Travel Insurance Helps Lower Costs?
- Covers emergency medical treatment
- Includes PPO network access for discounted rates
- Cashless treatment at network hospitals
- Lower out-of-pocket expenses for travelers
👨👩👧 Protection for Solo Travelers and Families
- Plans available for individuals and families
- Covers illness or injury during the trip
🛡️ A Support System in a New Country
- Helps navigate the U.S. healthcare system
- Provides access to PPO network hospitals
- Assists in locating nearby medical centers
🏥 Easy Access to New York Medical Facilities
- Direct billing at PPO hospitals
- No upfront payments for major treatments
- Quick access to emergency and urgent care services
With travel insurance, Indian visitors can enjoy New York—from historic sites to modern attractions—without worrying about medical costs.
Health & Insurance Requirements for Indians Traveling to New York
When applying for a U.S. visa, including travel to New York, Indian travelers must demonstrate financial readiness for medical expenses during their stay. The U.S. consular process emphasizes an applicant’s overall health to determine whether they could become a potential “public charge” during their visit.
Common health conditions such as high blood pressure, diabetes, asthma, heart conditions, obesity, or ongoing medical treatments may influence the visa assessment process.
To reduce the chances of visa delays or complications, it is strongly recommended that Indian travelers purchase comprehensive U.S. travel medical insurance before their visa interview. Having valid health insurance for New York shows that the applicant can cover medical costs without becoming a financial burden in the USA.
American Visitor Insurance provides several affordable and reliable plans that cover new illnesses, accidental injuries, emergency care, and the acute onset of pre-existing conditions—ideal for Indian travelers applying for a U.S. visa and planning a trip to New York.
Which Is the Cheapest Travel Insurance for New York from India?
Coverage for unexpected illnesses and injuries during short-term stays.
Policy Maximum?
$25,000 - $150,000
Acute Onset?
Up to the policy maximum for ages ≤ 89
Provides essential coverage for emergency needs during short-term stays.
Policy Maximum?
$25,000 - $150,000
Acute Onset?
Up to 79 years
Suitable for short-term travelers, including parents visiting the U.S.
Policy Maximum?
$25,000 - $100,000
Coverage?
5 days - 2 years
Acute Onset?
Up to policy maximum
* The price shown is for a 30-day trip with a $25,000 maximum coverage and a $0 deductible for a 40-year-old traveler.
What Factors Affect the Cost of Travel Insurance from India to New York?
👩🦳 Age of the Traveler
Premiums for travel medical insurance from India to New York increase with age. Senior travelers pay more due to higher medical risks, while younger travelers enjoy more affordable options.
🧳 Type of Travel Insurance Plan
Comprehensive insurance provides exhaustive coverage but is more expensive than fixed benefit insurance which has a specified limit for each treatment.
💰 Medical Coverage Limit
Higher medical coverage limits offer stronger protection but lead to higher premiums. Choose according to your comfort and budget.
🌍 Duration of Stay in New York
The longer your stay, the higher the premium. Ensure that your New York travel insurance covers your entire trip.
How Much Does Travel Insurance for New York From India Cost?
How much is medical insurance for travelers visiting New York? What is the cost of U.S. visitor health insurance?
The cost of the best travel insurance for New York from India can start as low as $25 per month and go up to $300+ per month depending on the plan and age of the traveler.
The cost of New York visitor health insurance for Indians depends on:
It is recommended to compare multiple plans and get quotes to find the most affordable travel insurance for Indians visiting New York that matches your budget and coverage needs.
How Much Does the Most Affordable Visitors Insurance for USA Cost?
The most affordable visitor health insurance USA starts from $20 per month with options up to $191 per month. The average cost of fixed benefit visitor travel insurance for the USA is calculated based on one-month quotes.
| Plan Name |
Plan max range |
Deductible |
Age 40 |
Age 60 |
Age 70 |
| Safe Travels Advantage |
$25,000 - $150,000 |
$0 |
$20 - $58 |
$39 - $102 |
$60 - $166 |
| Visitors Care |
$25,000 - $100,000 |
$100 |
$25 - $47 |
$40 - $75 |
$66 - $152 |
| Safe Travels Elite |
$25,000 - $175,000 |
$0 |
$26 - $76 |
$50 - $134 |
$109 - $155 |
| Venbrook Essential |
$25,000 - $150,000 |
$0 |
$26 - $81 |
$49 - $124 |
$68 - $147
|
| Visit USA Budget |
$50,000 - $150,000 |
$250 |
$32 - $56 |
$49 - $86 |
$84 |
| VisitorSecure |
$50,000 - $130,000 |
$100 |
$34 - $62 |
$55 - $76 |
$96 - $139 |
| Travel Medical USA Visitor Basic |
$50,000 - $150,000 |
$100 |
$42 - $52 |
$79 - $94 |
$173 - $191 |
How Much Does the Comprehensive and Best Visitors Insurance Cost Per Month?
The best travel insurance cost for USA ranges from $58 to $353 per month. The average cost of comprehensive travel insurance for the USA is based on one-month quotes with a $250 deductible.
| Plan name |
Plan maximum |
Age 40 |
Age 60 |
Age 70 |
| Atlas Essential |
$50,000 - $1,000,000 |
$58 - $109 |
$131 - $266 |
$263 - $328 |
| Safe Travels USA Cost Saver |
$50,000 - $1,000,000 |
$71 - $117 |
$139 - $250 |
$237 - $299 |
| Venbrook Premier |
$50,000 - $1,000,000 |
$77 - $135 |
$176 - $346 |
$352 - $437
|
| Patriot America Lite |
$50,000 - $1,000,000 |
$72 - $130 |
$153 - $289 |
$252 - $337 |
| Atlas America |
$50,000 - $2,000,000 |
$78 - $154 |
$177 - $378 |
$355 - $444 |
| Patriot America Plus |
$50,000 - $1,000,000 |
$77 - $139 |
$164 - $311 |
$287 - $434 |
| Travel Medical Basic |
$50,000 - $1,000,000 |
$80 - $138 |
$167 - $314 |
$252 - $337 |
| Safe Travels USA Comprehensive |
$50,000 - $1,000,000 |
$90 - $168 |
$172 - $351 |
$294 - $470 |
| SafeVista Protect |
$100,000 - $1,000,000 |
$93 - $127 |
$215 - $248 |
$320 |
| Diplomat America |
$50,000 - $1,000,000 |
$125 -$214 |
$229 - $301 |
$353 |
Source:
American Visitor Insurance ®
How Much Does 6-Month Medical Insurance for Visitors to USA Cost?
For a 60-year-old traveler, the cost of USA visitor insurance for 6 months typically ranges around $122 to $1,050, based different coverage options, medical needs, and traveler’s budget on American Visitor Insurance.
The best 6 month USA travel insurance is the one which is affordable, reliable and allows the traveler stress free.
From ER visits to urgent care, stay covered for 6 months in the U.S starting from just $1.50/day!
What Is the Best Travel Health Insurance for Foreigners in USA?
-
The top recommended comprehensive travel insurance plans for visitors to USA are:
Patriot America Plus IMG
- Patriot America Plus is a comprehensive short-term travel insurance for individuals and families visiting the USA, a great option, especially for those under 70.
- Direct Billing: First healthcare
or United HealthCare 
- Urgent Care : $30 per incident; no copayment if deductible is $0
- Acute onset of pre-existing condition: Up to policy maximum for ages up to 70 years
- Emergency medical evacuation: Up to $1,000,000
- Patriot America Plus cost for 40 year old traveler ranges from $52 to $169 for a month.
reviews/inf-elite-x-insurance-reviews.asp
Policy maximum?
$50,000, $100,000, $250,000, $500,000, $1,000,000
Deductible options?
$0 to $2,500
Period of coverage?
5 days to 12 months
Atlas America Insurance WorldTrips
- Top-rated comprehensive travel insurance plan, best for individuals up to age 79 who are non-U.S. citizens visiting the USA.
- Direct Billing: Unitedhealthcare
- Urgent Care: 15 per incident; no copayment if deductible is $0.
- Maternity: Covers complications of pregnancy in the first 26 weeks
- Acute onset of pre-existing conditions: Up to maximum limit, for ages up to 80 years
- Emergency medical evacuation: Up to $1,000,000
- Atlas America Insurance cost for 40 year old traveler ranges from $46 to $216 for a month.
Policy maximum?
$50,000, $100,000, $250,000, $500,000, $1,000,000, $2,000,000
Deductible options?
$0 to $5,000
Period of coverage?
Up to 364 days
Safe Travels USA Comprehensive Trawick International
- Safe Travel USA Comprehensive is an affordable travel insurance for seniors with pre-existing conditions who are non US residents/citizens visiting USA.
- Direct Billing: First HealthCare
- Urgent Care: $30 per incident; no copayment if deductible is $0
- Maternity: Emergency medical treatment for pregnancy, up to $1,000
- Acute onset of pre-existing conditions: Up to 89 years
- Safe Travels USA Comprehensive cost for 40 year old traveler ranges from $55 to $204 for a month.
Policy maximum?
$50,000, $100,000, $250,000, $500,000, $1,000,000
Deductible options?
$0 to $5,000
Period of coverage?
5 days to 364 days
Visitors Protect IMG
- Visitors Protect is a top comprehensive travel insurance plan with pre-existing conditions for travelers to the U.S., Canada, and Mexico.
- Direct Billing: First healthcare or Unitedhealthcare
- Urgent Care: 15 per incident; no copayment if deductible is $0
- Pre-existing conditions: Up to 99 years
- Minimum purchase is 90 days
- Visitors Protect Insurance cost for 40 year old traveler ranges from $300 to $750 for 3 months.
Policy maximum?
$50,000, $100,000 and $250,000
Deductible options?
$250 to $5,000
Period of coverage?
Minimum purchase 90 days
Venbrook Premier Venbrook International
- Venbrook Premier is ideal for non-U.S. residents visiting the United States who are seeking comprehensive travel medical insurance with higher coverage limits.
- Urgent Care : $30 copay if the $0 deductible is chosen
- Acute onset of pre-existing conditions: Up to maximum limit, for ages up to 70 years
- Emergency medical evacuation: Up to $1,000,000
- Venbrook Premier Insurance cost for 40 year old traveler ranges from $40 to $140 for a month.
Policy maximum?
$50,000, $100,000, $250,000, $500,000, $1,000,000
Deductible options?
$0 to $5,000
Period of coverage?
5 days to 12 months
Diplomat America Global Underwriters
- Diplomat America is a comprehensive travel medical insurance plan for non-U.S. residents traveling to the USA.
- Direct Billing No PPO, visit any doctor or hospital
- Acute onset of pre-existing conditions: Covers up to maximum limit, for ages up to 70 years.
- Emergency medical evacuation: Up to $250,000
- Diplomat America insurance cost for 40 year old traveler ranges from $73 to $270 for a month
Policy maximum?
$50,000, $100,000, $250,000, $500,000, $1,000,000
Deductible options?
$0, $100, $250, $500, $1,000 $2,500
Period of coverage?
15 days to 12 months
Visit USA Standard Travel Insurance Services
- Visit USA-HealthCare Standard is a comprehensive short-term visitor medical insurance for USA visitors
- Direct Billing: Unitedhealthcare or First HealthCare
- Acute onset of pre-existing condition: Covers up to $25,000, with a limit of $2,500 for those aged 65 and above
- Emergency medical evacuation: Covers up to $250,000.
- Visit USA Standard Insurance cost for 40 year old travelers ranges from $69 to $153 for a month.
Policy maximum?
$75,000, $200,000
Deductible options?
$0
Period of coverage?
5 days to 364 days
-
Most of the visitor insurance plans do not offer coverage for pre-existing medical conditions. However, some top rated insurance plans offer travel insurance covering acute onset of pre-existing conditions, which refers to sudden and unexpected flare-ups. If you are a traveler with a pre existing condition, you can compare visitor insurance with pre-existing coverage offering wide range of deductibles and policy maximum and buy the best medical insurance for pre existing conditions in USA.
Patriot America Plus IMG
- Acute onset of pre-existing condition: Covered up to the selected policy maximum for individuals aged 70 and under.
- Emergency medical evacuation: Covers $25,000 maximum limit
- Direct Billing: First healthcare network or United HealthCare
- Patriot America Plus cost for 65 year old traveler ranges from $121 to $463 for a month.
Policy maximum?
$50,000 to $1,000,000
Deductible options?
$0 to $2,500
Period of coverage?
5 days to 12 months
Safe Travels USA Comprehensive Trawick International
- Acute onset of pre-existing conditions: Up to 89 years
- For those under 70, medical treatment is covered up to the policy maximum. For individuals aged 70 to 79, the acute onset benefit is limited to a maximum of $35,000. For those aged 80 and above, the benefit is reduced to a maximum of $20,000.
- Direct Billing: First HealthCare
- Safe Travels USA Comprehensive cost for 65 year old traveler ranges from $125 to $316 for a month.
Policy maximum?
$50,000 and $100,000
Deductible options?
$0 to $5,000
Period of coverage?
5 days to 364 days
Atlas America Insurance WorldTrips
- Acute onset of pre-existing conditions: The plan covers up to the selected policy maximum for the acute onset of pre-existing conditions for ages under 80 years.
- Emergency medical evacuation: $25,000 maximum limit
- Direct Billing: Unitedhealthcare
- Atlas America Insurance cost for 65 year old traveler ranges from $124 to $372 for a month.
Policy maximum?
$50,000 and $100,000
Deductible options?
$0 to $5,000
Period of coverage?
Up to 364 days
Venbrook Premier Venbrook International
- Acute onset of pre-existing conditions: For ages up to and including 69, coverage is available up to the medical policy maximum purchased per policy period
- Emergency medical evacuation: $25,000 maximum limit
- Venbrook Premier may cover sudden diabetic events as acute onset under certain conditions. If no pre-existing conditions exist, it's treated as a cardiovascular event.
- Venbrook Premier Insurance cost for 65 year old traveler ranges from $136 to $419 for a month.
Policy maximum?
$50,000 and $100,000
Deductible options?
$0 to $5,000
Period of coverage?
5 days to 12 months
SafeVista Protect INF
- Acute on set of pre-existing conditions: Covered up to maximum benefit except Cardiac Coverage for Angina, Heart Attacks, and Stroke. Maximum $25,000 for individuals under the age of 69, and $15,000 for individuals aged 70 and above (inclusive of PPO fees) with deductible $500
- Coverage from 10 days to 364 days.
- Direct Billing: Unitedhealthcare
- Safe Vista Protect Insurance cost for 65 year old traveler ranges from $150 to $262 for one month.
View SafeVista Protect insurance brochures for different age groups
Policy maximum?
$100,000 and $1,000,000
Deductible options?
$0 to $5,000.
Period of coverage?
10 days to 364 days
Visitors Protect IMG
- Offers comprehensive coverage for pre-existing conditions up to age 99, though premiums may be higher for older travelers.
- Provides coverage for pre-existing conditions with a maximum benefit of up to $25,000 for individuals aged 0 to 69. For those aged 70 to 99, the maximum benefit is $15,000 and is subject to a $1,500 deductible.
- Direct Billing: First healthcare network or Unitedhealthcare
- Visitors Protect Insurance cost for 65 year old traveler ranges from $637 to $1,593 for 3 months.
Policy maximum?
$50,000 and $250,000
Deductible options?
$250 to $5,000
Period of coverage?
Minimum purchase 90 days
INF Elite X INF
- Full Pre-existing condition coverage:
- Ages 0–69 years: Choose a pre-existing condition coverage limit of $25,000, $30,000, $40,000, or $50,000 with a deductible of $1,500, $2,000, $2,500, $5,000, or $10,000.
- Ages 70–99 years: Choose a pre-existing condition coverage limit of $20,000 with a deductible of $1,500, $2,000, $2,500, $5,000, or $10,000.
- Direct Billing: Unitedhealthcare
- INF Elite Insurance cost for 65 year old traveler ranges from $947 to $1,415 for 3 months.
View INF Elite X insurance brochures in different age groups
Policy maximum?
$150,000 and $300,000
Deductible options?
$500 to $5,000.
Period of coverage?
Minimum purchase 90 days
-
Older travelers or parents aged above 60 years visiting foreign nations have a tough time in finding good medical insurance to satisfy all their requirements. Here is a quick comparison of popular visitor medical insurance plans that provide coverage for 60+ travelers.
Visitors Care IMG
- Cheap visitor health insurance for parents visiting USA.
- Acute onset of pre-existing conditions: Covers up to maximum limit, for ages up to 70 years.
- Pre-Existing condition medical evacuation,: Covers up to $25,000 max per period of coverage.
- Direct Billing: First healthcare or United HealthCare
- Visitors Care insurance cost for 60 year old traveler ranges from $38 to $89 for a month.
Policy maximum?
$25,000, $50,000, $100,000
Deductible options?
$0, $50, $100
Period of coverage?
5 days to 2 years
Venbrook Essential Venbrook
- Acute onset of pre-existing conditions: Covers up to maximum limit, for ages up to 70 years.
- Cardiovascular event sub limit: Covers up to $25,000.
- Emergency medical evacuation: Covers up to $100,000.
- Venbrook Essential insurance cost for 60 year old traveler starts from $47 to $120 for a month.
Policy maximum?
$25,000, $50,000, $100,000, $150,000
Deductible options?
$0
Period of coverage?
5 days to 12 months
Venbrook Premier Venbrook
- Acute onset of pre-existing conditions: Covers up to maximum limit, for ages up to 70 years.
- Cardiovascular event sub limit: Covers up to $25,000.
- Emergency medical evacuation: Covers up to $100,000.
- Venbrook Premier insurance cost for 60 year old traveler starts from $85 to $330 for a month.
Policy maximum?
$25,000, $50,000, $100,000, $250,000
Deductible options?
$0, $100, $250, $500, $1,000, $2,500 and $5,000
Period of coverage?
5 days to 12 months
Visitors Preferred IMG
- Acute onset of pre-existing conditions: Covers up to maximum limit, for ages up to 70 years.
- Pre-Existing condition medical evacuation: Covers up to $25,000 max per period of coverage.
- Direct Billing: First healthcare or United HealthCare
- Emergency medical evacuation: Covers up to $1000,000.
- Visitors Preferred insurance cost for 60 year old traveler ranges from $100 to $363 for a month.
Policy maximum?
$50,000, $100,000
Deductible options?
$0, $100, $250, $500, $1,000 $2,500
Period of coverage?
5 days to 12 months
Diplomat America Global Underwriters
- Acute onset of pre-existing conditions: Covers up to maximum limit, for ages up to 70 years.
- Pre-Existing condition medical evacuation: Covers up to $25,000 max per period of coverage.
- Freedom to choose hospitals or doctors
- Emergency medical evacuation: Covers up to $250,000.
- Diplomat America insurance cost for 60 year old traveler ranges from $133 to $379 for a month
Policy maximum?
$50,000, $100,000
Deductible options?
$0, $100, $250, $500, $1,000 $2,500
Period of coverage?
15 days to 12 months
Safe Travels USA Trawick International
- Unexpected recurrence of pre-existing conditions: Covers up $1,000 for ages up to 70 years.
- Cardiac conditions or stroke: Covers up to $25,000 up to age 69 years.
- Direct Billing: First HealthCare
- Emergency medical evacuation: Covers 100% up to $1,000,000.
- Safe Travels USA Insurance cost for 60 year old travelers ranges from $80 to $357 for a month
Policy maximum?
$50,000, $100,000
Deductible options?
$0, $100, $250, $500, $1,000, $2,500, $5,000
Period of coverage?
5 days to 364 days
-
Senior travelers find it difficult to get good travel insurance. These plans range from being affordable to providing the most coverage, the price vary correspondingly depending on the coverage offered.
Safe Travels Advantage Trawick International
- Acute onset of pre-existing conditions: Covers up to the policy maximum (up to age 79).
- Cardiac conditions or stroke: Covers up to $15,000.
- Direct Billing through First HealthCare
- Emergency medical evacuation: Covered up to unlimited.
- Repatriation of remains: Covers up to $25000 per policy period.
- Safe Travels Advantage cost for 70 years old traveler ranges from $61 to $166 for a month
Policy maximum?
$25,000, $50,000, $100,000, $150,000
Deductible options?
$0
Period of coverage?
5 days to 364 days
Safe Travels Elite Diamond Trawick International
- Acute onset of pre-existing conditions: Covers up to $35,000 (up to age 79).
- Cardiac conditions or stroke: Covers up to $15,000.
- Direct Billing through First HealthCare
- Emergency medical evacuation: Covers up to $50,000.
- Repatriation of remains: Covers up to $7,500 per policy period.
- Safe Travels Elite cost for 70 years old traveler ranges from $100 to $150 for a month.
Policy maximum?
$50,000, $100,000
Deductible options?
$100, $200
Period of coverage?
5 days to 364 days
Atlas America WorldTrips
- Ideal plan for parents with pre-existing conditions coverage up to 79 years.
- Acute on set of pre-existing conditions: Covers up to policy maximum.
- Pre-Existing condition medical evacuation: Covers up to $25,000 max per period of coverage.
- Direct Billing: Unitedhealthcare
- Emergency medical evacuation: Covers up to $1,000,000.
- Border entry protection: Covers up to $500 if traveling on a valid B-2 visa and denied entrance at the U.S. border.
- Atlas America Insurance cost for 70 year old travelers ranges from $201 to $619 for a month.
Policy maximum?
$50,000, $100,000, $150,000
Deductible options?
$0, $100, $250, $500
Period of coverage?
364 days
Travel Medical Choice Seven Corners
- Acute on set of pre-existing conditions: Covers up to policy maximum, cardiac conditions are included under pre-existing conditions.
- Pre-Existing condition medical evacuation: Covers up to $25,000 max per period of coverage.
- Direct Billing: Unitedhealthcare
- Emergency medical evacuation: Covers up to $1,000,000.
- Repatriation of remains: Covers up to $50,000.
- Travel Medical Choice Insurance cost for 70 year old travelers ranges from $286 to $808 for a month.
Policy maximum?
$50,000, $100,000
Deductible options?
$0, $100, $250, $500, $1,000
Period of coverage?
5 days to 364 days
Safe Travels USA Comprehensive Trawick International
- Most popular plan with Acute on set of pre-existing conditions coverage up to $35,000 (up to age 79).
- Direct Billing: First healthcare
- Cardiac conditions or stroke: Covers up to $15,000.
- Emergency medical evacuation: Covers 100% up to $1,000,000.
- Repatriation of remains: Covers up to $50,000.
- Safe Travels USA Comprehensive Insurance cost for 70 year old travelers ranges from $179 to $645 for a month.
Policy maximum?
$50,000, $100,000, $250,000, $500,000, $1,000,000
Deductible options?
$0, $100, $250, $500, $1,000, $2,500, $5,000
Period of coverage?
5 days to 364 days
Visit USA Standard Travel Insurance Services
- Budget friendly travel insurance with Acute on set of pre-existing conditions coverage up to $2,500.
- Direct Billing: Unitedhealthcare or First HealthCare
- Emergency medical evacuation: Covers up to $250,000.
- Repatriation of remains: Covers up to $50,000.
- Visit USA Standard Insurance cost for 70 year old travelers ranges from $165 for a month.
-
Visitor insurance for 80 years old USA are available for senior travelers above 80 years of age with suitable benefits. Compare some of these health insurance over 80 years old traveling in US offered by reputed US insurance companies. Travelers can get quotes and buy travel insurance for seniors over 80 years.
Safe Travels Advantage Trawick International
- Acute onset of pre-existing conditions: Covers up to $15,000 (up to age 89).
- Cardiac conditions or stroke: Covers up to $15,000.
- Direct Billing through First HealthCare
- Emergency medical evacuation: Covers up to unlimited.
- Repatriation of remains: Covers up to $25,000 per policy period.
- Safe Travels Advantage cost for 80 years old traveler ranges from $159 to $574 for a month.
Policy maximum?
$25,000, $50,000, $100,000, $150,000
Deductible options?
$0
Period of coverage?
5 days to 364 days
Visit USA Superior Travel Insurance Services
- Affordable travel insurance for seniors with Acute on set of pre-existing conditions coverage up to $2,500.
- Direct Billing: Unitedhealthcare or First HealthCare
- Emergency medical evacuation: Covers up to $500,000.
- Repatriation of remains: Covers equal to the elected overall maximum limit.
- Visit USA Superior Insurance cost for 80 year old travelers ranges from $556 for a month.
Policy maximum?
$20,000
Deductible options?
$0, $250, $500, $1,000
Period of coverage?
5 days to 364 days
Safe Travels USA Comprehensive Trawick International
- Acute on set of pre-existing conditions: Coverage up to $20,000 (up to age 89).
- Direct Billing: First HealthCare
- Cardiac conditions or stroke: Covered up to $15,000.
- Emergency medical evacuation: Covers 100% up to $1,000,000.
- Repatriation of remains: Covers up to $50,000.
- Safe Travels USA Comprehensive Insurance cost for 80 year old travelers ranges from $566 for a month.
Policy maximum?
$20,000
Deductible options?
$0, $100, $250, $500, $1,000, $2,500, $5,000
Period of coverage?
5 days to 364 days
SafeVista Comprehensive INF
- Best plan for seniors with acute on set of pre-existing conditions up to 99 years.
- Acute on set of pre-existing conditions: Covers up to maximum limit
- Direct Billing: Unitedhealthcare
- Emergency medical evacuation: Covers up to $25,000 maximum.
- SafeVista Comprehensive insurance cost for 90 years old traveler $789 for one month.
Policy maximum?
$100,000
Deductible options?
$100, $250, $500, $1,000, $2,500, $5000
Period of coverage?
10 days to 364 days
Visitors Protect IMG
- Ideal plan for seniors with pre-existing conditions.
- Pre-existing conditions: Covers up to $20,000 is subject to $1,500 deductible.
- Direct Billing: First healthcare or Unitedhealthcare
- Emergency medical evacuatio: Covers up to $25,000 maximum.
- Minimum purchase is 90 days.
- Visitors Protect insurance cost for 80 years old traveler $1987 for 3 months.
Policy maximum?
$50,000
Deductible options?
$250, $500, $1,000, $2,500 or $5,000
Period of coverage?
90 days up to 12 months
INF Elite Plus X INF
- Perfect plan for seniors with Preventive and maintenance care benefit.
- Pre-existing conditions: Covers up to $20,000 is subject to $1,500 deductible.
- Direct Billing: Unitedhealthcare
- Emergency medical evacuation: Covers up to $25,000 maximum.
- Minimum purchase is 90 days.
- INF Elite Plus insurance cost for 80 years old traveler $3499 for 3 months.
Policy maximum?
$75,000
Deductible options?
$250, $500, $1,000, $2,500, $5000
Period of coverage?
90 days to 364 days
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Visitor insurance for 90 years old USA are available for senior travelers above 90 years of age with suitable benefits. Compare some of these health insurance over 90 years old traveling in US offered by reputed US insurance companies. Travelers can get quotes and buy travel insurance for seniors over 90 years.
SafeVista Comprehensive INF
- Best plan for seniors with acute on set of pre-existing conditions up to 99 years.
- Acute on set of pre-existing conditions: Covers up to maximum limit
- Direct Billing: Unitedhealthcare
- Emergency medical evacuation: Covers up to $25,000 maximum.
- SafeVista Comprehensive insurance cost for 90 years old traveler $789 for one month.
Policy maximum?
$100,000
Deductible options?
$100, $250, $500, $1,000, $2,500, $5000
Period of coverage?
10 days to 364 days
INF Premier X INF
- Affordable plan for seniors with full pre-existing conditions up to 99 years.
- Pre-existing conditions: Covers up to $15,000/$20,000 maximum with $1,000/$5,000 deductible.
- Direct Billing: Unitedhealthcare
- Emergency medical evacuation: Covers up to $20,000 maximum.
- Minimum purchase is 90 days.
- INF Premier X insurance cost for 90 years old traveler $1091 for 3 months.
Policy maximum?
$100,000
Deductible options?
$250, $500, $1,000, $2,500, $5000
Period of coverage?
90 days to 364 days
INF Elite X INF
- Ideal plans for seniors with pre-existing conditions coverage up to 99 years.
- Pre-existing conditions: Covers up to $20,000 is subject to $1,500 deductible.
- Direct Billing: Unitedhealthcare
- Emergency medical evacuation: Covers up to $25,000 maximum.
- Minimum purchase is 90 days.
- INF Elite X insurance cost for 90 years old traveler $2,887 for 3 months.
Policy maximum?
$75,000
Deductible options?
$250, $500, $1,000, $2,500, $5000
Period of coverage?
90 days to 364 days
Visitors Protect IMG
- Ideal plan for seniors with pre-existing conditions up to 99 years.
- Pre-existing conditions: Covers up to $20,000 is subject to $1,500 deductible.
- Direct Billing: First HealthCare or Unitedhealthcare
- Emergency medical evacuation: Covers up to $25,000 maximum.
- Minimum purchase is 90 days.
- Visitors Protect insurance cost for 90 years old traveler $1987 for 3 months.
Policy maximum?
$50,000
Deductible options?
$250, $500, $1,000, $2,500 $5,000
Period of coverage?
90 days to 364 days
Visit USA Superior Travel Insurance Services
- Budget friendly travel insurance for seniors with Acute on set of pre-existing conditions coverage up to $2,500.
- Direct Billing: Unitedhealthcare or First HealthCare
- Emergency medical evacuation: Covers up to $500,000.
- Repatriation of remains: Covers equal to the elected overall maximum limit.
- Visit USA Superior Insurance cost for 90 year old travelers ranges from $556 for a month.
Policy maximum?
$20,000
Deductible options?
$0, $50, $1,000, $2,500, $5000
Period of coverage?
5 days to 364 days
Traveling to the USA? Stay Protected Against Any Border Entry Issues!
Border entry issues at the US border can be unpredictable. Our Border entry protection visitor insurance covers unexpected delays, denial of entry, and related travel disruptions. Protect your US travel investment with specialized border entry insurance available on American Visitor Insurance.
General Information About New York
🌞 New York, located in the Northeastern United States, is one of the most visited and iconic destinations. Known for its vibrant cities, world-class landmarks, cultural diversity, and rich history, New York attracts travelers seeking both urban experiences and scenic escapes.
🏛️ From the bustling streets of New York City to the historic charm of Albany, and from the scenic Hudson Valley to Niagara Falls, the state offers a unique mix of city life, nature, and culture.
🤝 With friendly communities, a large Indian population, and attractions like Times Square, the Empire State Building, Central Park, Museum Mile, and the Statue of Liberty, New York offers memorable experiences for every traveler.
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location_city
Capital: Albany
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language
Language: English
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Currency: US Dollar (USD)
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groups
Population: Around 19.5 million
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Location: Northeastern United States
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event
Best time to visit: April to June, Sep to Nov
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Vacation Spots:
Times Square, the Empire State Building, Central Park, Museum Mile, the Statue of Liberty, Ellis Island
Lake Placid
In Essex County, in the heart of the Adirondack Mountains, is the village of Lake Placid. Lake Placid is well known thanks to serving as the host of the 1980 Winter Olympics.
Watkins Glen State Park
Located at the southern end of Seneca Lake, is Watkins Glen State Park. If you want to get outdoors and experience some phenomenal views, then this is the perfect destination.
Fire Island
Much of the island is made up of the Fire Island National Seashore, a former whaling base that is now a popular seaside getaway destination.
New York City – The Empire State’s Iconic Metropolis
New York City – The bustling heart of New York State, New York travel insurance is ideal for visitors exploring this world-famous destination known for Times Square, Central Park, and the Statue of Liberty. Experience art, culture, and city life while staying protected during your trip.
What are the popular travel destinations among New York residents?
The most popular country travel by the residents of New York are Japan, Paris, Puerto Rico, Mexico, Iceland, Canada.
What Should Indians Know Before Traveling to New York?
Planning a trip from India to New York? Here are the essential
travel to New York from India requirements every Indian visitor should know.
These guidelines cover visa rules, documentation, flights, and what to expect while exploring
the iconic landmarks, diverse neighborhoods, and varied weather of New York.
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Do Indians Need a Visa to Visit New York?
Yes. Indians need a visa to enter the United States, including New York.
The visa type depends on your travel purpose:
1. B-2 visa for tourism,
2. F1 visa for study,
3. H1B visa for work.
Apply well in advance, as appointment availability may vary and processing times can differ.
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What Documentation Do Indian Travelers Need?
Before your trip, ensure you have:
1. A valid Indian passport
2. The appropriate U.S. visa
3. Supporting travel documents (itinerary, return ticket, hotel reservations)
Check with the U.S. Embassy or Consulate in India for the latest updates to avoid last-minute issues.
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Are There Direct Flights From India to New York?
Yes. Several airlines offer convenient flights connecting major Indian cities to New York airports.
Popular arrival airports include:
1. John F. Kennedy International Airport (JFK)
2. Newark Liberty International Airport (EWR)
3. LaGuardia Airport (LGA)
Indian travelers can choose one-stop or multi-stop flights depending on budget and airline preferences.
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What Should Indians Expect About New York Weather and Culture?
New York has a varied climate and rich cultural scene, so check the weather for your destination—whether it’s the bustling streets of Manhattan, the historic charm of Brooklyn, or scenic escapes in Upstate New York.
The state is known for its iconic landmarks, diverse communities, world-class museums, and unique experiences in each borough and region.
U.S. Travel Insurance Cost and Coverage Guide for Indian Visitors
Choosing the right travel insurance can feel confusing, especially with so many coverage options. To make it easier, here’s a simple example showing how a typical Indian traveler might select a suitable U.S. visitor insurance plan including recommended coverage and average cost.
Example: Indian Couple Traveling to New York
Couple aged 55 traveling for 3 weeks trip, including visits to national parks and golf activities.
- Recommended Coverage: $150,000 with $0 deductible and emergency medical evacuation
- Estimated Cost: Starting around $20 per month (₩ 25,000), varies with exchange rate
- Longer Trips (5 – 364 days): Consider plans that cover pre-existing conditions and offer extended duration
💡 Tip: Costs differ based on traveler age, trip length, and coverage limit. Compare multiple plans to find the best fit.
Compare U.S. Visitor Insurance Plans →
What Does Travel Insurance for Visitors to USA Coverage Include?
Some of the important travel health insurance for USA benefits are listed below:
- 🩺 Doctors Visit: This allows travelers to visit Doctors for sudden unanticipated medical ailments.
- Does not cover:
Continuing treatment for pre-existing ailments and preventive care
- Co-pay and deductible will vary depending on the chosen US travel insurance plan.
- Travelers have the option of No Co-pay and $0 Deductible.
- 💊 Pharmacy Drugs: Doctor prescribed eligible pharmacy drugs are also covered.
- 💓 Visitors Medical Insurance for Pre-Existing Conditions: It is difficult to find health insurance for tourists in USA that covers pre-existing conditions. Only some tourist health insurance cover pre-existing conditions - INF is one such provider.
- Some INF visitor insurance for pre-existing conditions plans insure in-patient, out-patient, urgent care, specialist and doctor visits related to pre-existing conditions.
- A pre-existing condition is a medical ailment that existed before the start of the US holiday insurance for visitors coverage. Conditions considered as pre-existing diseases include Asthma, heart related issues, high blood pressure, kidney disease, cancer, diabetes etc.
- ⚕️ Surgery: Emergency surgery treatment will be covered. The maximum available amount for surgery is typically $50,000, but this varies from plan to plan.
- 🚑 Medical Evacuation: Provides coverage for medical evacuation up to $1,000,000 if the traveler has to be evacuated to get access to proper medical treatment in the event of a medical emergency.
- ⚰️ Repatriation of Remains: The repatriation of remains benefit covers expenses to return the traveler’s remains to their home country in the event of death.
- Coverage depends on the chosen tourist health insurance plan.
- Repatriation coverage can be up to $50,000.
Point to Note While Buying US Visitor Medical Insurance
In US hospitals, patients with travel insurance to USA within the PPO network incur significantly lower costs for treatments compared to uninsured patients.
Simply having health insurance for visitors in USA can greatly reduce medical expenses.
The best health insurance for tourists in USA varies based on the best USA travel insurance for visitors plan chosen, however travelers can get coverage up to $8,000,000.
To get better access to in-network hospitals, consider visitors health insurance in USA plans with strong PPO networks:
Choosing USA travel insurance for visitors with a robust PPO network from American Visitor Insurance ensures smoother claims and more affordable treatment during your stay in the USA.
Medical Insurance for U.S. Citizens Living in India Visiting the US
U.S. citizens and expats living in India frequently travel back to the United States to visit family, for business, or for other personal reasons. At American Visitor Insurance we have the best travel insurance for U.S. expats visiting USA.
Short term travel health insurance in USA for us citizens visiting the country that are designed by IMG a reputed US insurance provider are
Another popular travel insurance for U.S. citizen traveling to USA is Diplomat America insurance by Global Underwriters.
The cost of US expat returning to USA health insurance are based on
- Traveler’s age
- Trip duration
- Coverage maximum selected
- Deductible amount
Cost of health insurance for US expats visiting the USA in 2025
Approximate monthly cost of expat health insurance for visiting USA for a 40-year-old traveler with a $100 deductible.
Source: American Visitor Insurance®
Best Travel Insurance for US Citizens Visiting the USA
US health Insurance Plans for Every Type of Visitor in New York
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Visitor Insurance New York
Best health insurance plans for international students in New York.
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Student Health Insurance New York
Best health insurance plans for international students in New York.
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Green Card Health Insurance New York
Health insurance options for New York Green Card holders.
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Senior Parents Insurance New York
Health insurance coverage for senior parents visiting New York.
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Health Insurance for Tourist Visa in USA
Best Health Insurance for Parents Visiting the USA With Pre-Existing Conditions
If you are looking for the best health insurance for parents visiting the USA from India with pre-existing conditions, choosing the right plan is extremely important. Medical care in the U.S.—especially in states like New York, New York, and Texas—can be very expensive.
To help protect your parents, we recommend the top U.S. visitor insurance plans that offer real coverage for pre-existing medical issues, including emergency care, sudden flare-ups, and acute onset of pre-existing conditions.
The most popular and trusted plans for parents from India visiting the USA include:
Visitors Protect by IMG,
Premier X,
Elite X, and
SafeVista Protect Insurance from INF.
These are ideal for parents traveling to the USA with diabetes, hypertension, heart issues, thyroid problems, or other long-term conditions.
Elite X and
Visitors Protect are comprehensive plans offering strong financial protection.
Visitors Protect follows a 25/75 structure after the deductible, the plan pays 75% and the insured pays 25%.
Elite X follows a 20/80 model, or you can choose the Elite 90 X version where the plan pays 90% after the deductible.
These plans are ideal for parents who may require hospitalization or emergency treatment in the USA.
The Premier X plan is a fixed benefit plan with complete pre-existing condition coverage up to age 99.
Fixed benefit plans have capped payouts per incident, making them budget-friendly but not as strong as comprehensive plans for major emergencies.
SafeVista Protect Insurance is a popular choice for short-term visits. It covers acute onset of pre-existing conditions up to age 99 and only requires a 10-day minimum purchase unlike other plans that require at least 90 days.
This makes it perfect for parents coming to the USA for a short trip to New York, a family visit, or a special event.
These plans have a unique definition of pre-existing conditions coverage:
- If a condition has been fully stable for 12 months (no flare-ups or medication changes), it is covered like any other condition.
- If there has been a flare-up or medication change within the past year, it is still covered but may have a higher deductible or lower maximum limit.
If you need help choosing the right plan, call us anytime at
(877)-340-7910.
Below is a comparison table for SafeVista Protect Insurance, Premier X, Visitors Protect, and Elite X, helping you choose the best travel insurance for parents visiting the USA with pre-existing conditions.
Best Visitor Insurance from India or USA
Compare the Best Visitor Insurance from India or USA to get affordable USA travel medical insurance for your trip.
What Are the Advantages of US Visitors Insurance Over Indian Travel Insurance?
Many Indian travelers searching for travel insurance for New York from India often wonder whether they should buy a policy in India or choose a US visitors insurance plan. While both offer basic protection, US-based visitor insurance plans provide significant advantages—especially for medical care, claims support, and coverage for Indian parents visiting the USA with pre-existing conditions.
- Lower medical costs due to PPO network with US hospitals.
- Local customer support for claims and during hospitalization.
- Direct billing easier and widely accepted by US healthcare facilities.
- More comprehensive visitors insurance options for all age groups.
- Pre-existing condition travel insurance for Indian parents visiting USA available.
Buying US visitor insurance ensures your plan is perfectly aligned with the healthcare system in the United States. This is especially important in New York, where medical bills can be high. US plans are priced in dollars, so all expenses—including doctor visits, ER care, and hospitalization—are settled in USD, avoiding conversion issues and fluctuating exchange rates.
US travel insurance companies maintain a strong network of hospitals and healthcare providers. This network ensures lower medical bills, quicker approvals, and smoother direct billing—a major benefit compared to Indian travel insurance, which may not always be accepted at US hospitals.
US insurers also understand local rules and regulations, making the claims process simpler and faster. These plans often include 24/7 global assistance services, emergency medical evacuation, travel support, and coverage for pre-existing medical conditions—something Indian plans rarely match.
For all these reasons, most experts recommend buying a US visitor insurance plan when traveling from India to New York. It offers stronger protection, better networks, and more reliable support for families—especially for senior parents visiting the USA.
What Are the Types of Travel Health Insurance for Visiting New York from India?
Indian travelers visiting New York can choose between two main types of US travel medical insurance plans: fixed benefit and comprehensive coverage. You can compare both in detail here: Comprehensive vs Fixed Benefit Visitors Insurance.
| Feature |
Fixed Benefit Travel Insurance USA |
Comprehensive Travel Insurance USA |
| 💲 Cost |
More affordable with lower premiums |
Higher premiums due to broader coverage |
| 🛡️ Coverage |
Limited, fixed amounts for each medical service |
Covers eligible medical expenses up to the plan maximum |
| 📉 Deductibles |
Often higher deductibles to keep premiums low |
Lower deductibles with more extensive benefits |
| 🌐 PPO network |
Generally no PPO network benefits |
Includes PPO network access with discounted rates |
| 💳 Payment method |
Mostly requires upfront payment with reimbursement |
Allows cashless treatment through direct billing |
| ❤️ Pre-existing conditions coverage |
Some plans offer limited coverage or acute onset only |
Certain plans may offer better coverage options |
| 👥 Recommended for |
Budget-conscious Indian travelers needing basic protection |
Travelers who want stronger, comprehensive medical coverage |
US Travel Insurance Types
Compare fixed benefit vs comprehensive plans to find the best visitors insurance for your trip.
Compare Plan Types »
Health Insurance for Indian Students in the USA
Indian students in the United States should ensure that they are properly covered with international student health insurance.
While most U.S. universities offer student health plans, these are often quite expensive. At American Visitor Insurance, we provide affordable student health insurance for Indian students that offers coverage comparable to university plans, but at much lower premiums.
Indian students can also buy OPT health insurance by comparing different OPT insurance options online. Our plans are designed to meet the needs of students on an F-1 visa as well as those on Optional Practical Training (OPT).
Indian students studying in the U.S. can get coverage starting at just $30 and goes up to $115 per month, making it a budget-friendly and reliable alternative to university health plans.
Student Medical Insurance for New York
New York is home to many universities and research centers which attracts a large number of international students. Given the high cost of health care in the United States, all international students should have proper student health insurance. Most New York University student health insurance plans are prohibitively expensive, and to make it affordable to students, we offer similar student insurance plans which satisfy university requirements.
These International student insurance plans are comparable but cheaper when compared to university student plans. Click here to view popular plans »
Top Colleges in New York with International Students |
| Albany College of Pharmacy and Health Sciences, Albany |
Albany Law School, Albany |
| Albany Medical College, Albany |
Alfred University, Alfred |
| American Academy McAllister Institute of Funeral Service, New York |
American Academy of Dramatic Arts, New York |
| Bais Medrash Elyon, Monsey |
Bank Street College of Education, New York |
| Bard College, Annandale-On-Hudson |
Barnard College, New York |
| Beis Medrash Heichal Dovid, Far Rockaway |
Berkeley College, New York |
| Beth Hamedrash Shaarei Yosher Institute, Brooklyn |
Beth Hatalmud Rabbinical College, Brooklyn |
New York College Student Insurance Requirements
Visitors Insurance With Pre-Existing Conditions Coverage for New York
Many older travelers visiting New York often have some form of pre-existing medical condition, making it essential to choose the right visitor health insurance USA plan. Seniors and family members frequently search for the best visitor insurance for pre-existing conditions and pre-existing condition travel insurance USA to ensure they are protected during their stay.
While some local plans offer travel health insurance that covers emergency medical treatment, they may not cover pre-existing conditions. This is why many travelers prefer plans available on American Visitor Insurance, where you can find options that include acute onset of pre-existing conditions coverage—a crucial benefit for seniors. However, chronic, congenital, or long-term conditions remain excluded from these policies.
To find the right plan, travelers can use the
visitors travel insurance for pre-existing conditions
comparison tool to review and compare coverage, eligibility, and pricing. This helps seniors and families choose the most suitable visitor insurance New York based on their health needs, budget, and duration of travel.
How Can H1B Visa Holders Find the Best Health Insurance in New York?
There are a large number of technology companies in New York and hence the state is home to a large number of H1B visa holders. The best health insurance for H1B visa holders in New York provide comprehensive coverage in a cost effective manner.
Many H1B workers have employer-sponsored insurance, however, those H1B visa holders without any employer sponsored insurance can buy H1B visa insurance on American Visitor Insurance.
It is important to compare the different plans, PPO networks, premium cost and coverage limits on American Visitor Insurance to find the most suitable H1B visa insurance for New York to ensure access to quality healthcare in New York.
How Expensive Is Healthcare in New York for Indian Tourists?
| Medical Service |
Estimated Cost (USD) |
Notes |
| ER (Emergency Room) Visit |
$900 – $3,000+ |
Private ER charges before tests or treatment. |
| Hospital Room (Per Day) |
$3,000 – $5,500+ |
Standard private hospital daily rate. |
| Major Surgery |
$18,000 – $45,000+ |
Common major surgeries in New York hospitals. |
| Very Major Surgery / ICU |
$75,000 – $150,000+ |
Includes ICU care and extended stay. |
| Ambulance (Private) |
$1,000 – $2,500+ |
Based on distance and emergency category. |
| Emergency Surgery Without Insurance |
$30,000 – $65,000+ |
Example: appendectomy or similar urgent procedures. |
Why Indian Travelers Must Buy Travel Medical Insurance for New York?
Most New York hospitals:
- Require proof of insurance or an advance deposit before treatment
- Charge very high ER and hospitalization costs
- Do not accept Indian domestic health insurance
Travel insurance for New York from India helps cover:
- Emergency medical treatment
- Hospitalization and diagnostic tests
- Emergency medical evacuation
- Accident or injury care during tourism or activities
Common Medical Problems for Indians in New York
- Stomach issues from unfamiliar food or water
- Cold or flu in winter months, or heat exhaustion in summer
- Injuries from sightseeing, walking tours, or adventure activities
- Seasonal allergies or climate-related discomfort
- Hypertension or diabetes-related concerns for senior travelers
How Do Indian Travelers File a Medical Claim With New York Travel Insurance?
Most USA-based New York travel insurance plans offer simple online claim submission and 24/7 emergency support.
Steps to file a medical claim:
- Call the 24/7 assistance number immediately
Early notification helps ensure smoother claim approval.
- Visit the recommended hospital or urgent care center
The insurer will guide you to the nearest suitable medical facility in New York.
- Keep all medical records
Save bills, prescriptions, diagnostic reports, and doctor summaries.
- Submit documents online
Upload bills and reports through the insurer’s claims portal or email.
- Receive reimbursement or direct billing
Some hospitals may bill directly; otherwise, reimbursement follows after review.
This process applies to major New York travel medical insurance plans available on American Visitor Insurance.
Why Buy New York Travel Insurance from American Visitor Insurance?
With over 20 years of experience, American Visitor Insurance understands the diverse needs of Indian travelers visiting New York and recommends the most suitable India to New York travel medical insurance plans. Our licensed team specializes in short-term travel insurance, coverage for seniors, long-term or new residents, and travelers with pre-existing conditions.
We offer 24/7 support to help Indians choose the right coverage for their New York trip with confidence. Whether you need New York visitor insurance, New York travel health insurance, or medical insurance for Indian tourists in New York, our team is here to guide you.
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Assisting with Visa Letter Requests – We provide official insurance confirmation letters required for visa applications, helping travelers meet embassy and consulate requirements smoothly. This includes New York visa insurance and travel insurance for New York visa from India.
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Explaining Pre-Existing Condition Coverage – Our experts guide travelers on which plans cover acute onset or ongoing health conditions, ensuring peace of mind for those with medical histories. This is helpful for seniors searching for New York travel insurance with pre-existing conditions and best health insurance for New York travel.
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Correcting Application Errors – We help fix mistakes like passport numbers, email addresses, or personal details by coordinating directly with insurance providers. This support benefits travelers needing fast fixes for New York travel insurance online applications.
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Guiding You to PPO Network Access – We help visitors choose plans with extensive in-network options for more affordable and convenient medical care in New York. This includes guidance on cashless medical insurance in New York and PPO network travel insurance for New York.
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Clarifying Country-Specific Eligibility Rules – We advise travelers on restrictions and requirements depending on their home country or current location. This is especially important for those searching for eligibility for New York travel insurance from India and New York insurance requirements for Indian citizens.
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Providing Multilingual Support – Our team offers assistance in different languages to ensure travelers fully understand their options and coverage details. This helps customers looking for Hindi support for New York travel insurance or multilingual assistance for India to New York travel insurance.
How to Buy the Best Travel Insurance from India to New York?
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Find the Best Travel Insurance for New York
Fill in the travel insurance quote form with all required complete traveler details, trip dates, and coverage needs from India to New York.
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Compare Top Travel Insurance Plans for New York
Easily review and compare New York travel insurance plans based on medical coverage and premiums to find the best fit for the trip.
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Buy Preferred Travel Insurance Plan
Easily select your preferred and best international travel insurance plan and complete the online payment within minutes using a credit or debit card.
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Review Policy Details Before Traveling
Check policy details carefully including medical benefits, emergency contacts, and claim procedures before traveling to New York.
Cheap Travel Insurance from India to New York – FAQ’s
This is one of the most common questions we receive from Indian travelers planning a trip to New York, USA. There is no single “best” US travel insurance plan for everyone because every traveler’s needs are different. For example, Indian travelers with concerns about an existing medical condition may need different coverage than a healthy traveler without any pre-existing issues.
We work hard to give visitors clear information so they can choose the best travel insurance New York based on coverage, benefits, and budget.
Our travel insurance quote comparison tool helps you compare the cheapest travel insurance from India to New York, including various New York medicare insurance style travel medical plans based on price, benefits, and coverage limits.
If you need personalized help, you can reach our licensed agents at
(877)-340-7910 or email. We are always here to help you choose the right New York travel insurance plan.
Travel insurance is not legally mandatory for New York, USA, from India, but it is strongly recommended. Healthcare in the US is extremely expensive, and being uninsured can lead to major financial stress.
Having the best travel insurance India to New York ensures protection against medical emergencies, hospital visits, urgent care, and travel-related risks.
Technically, you may be able to stay in New York without health insurance, but it is not advisable. The cost of even basic medical care in the US can be extremely high, and you may also face additional financial liabilities.
Having New York visitor health insurance gives you peace of mind and financial protection.
You can easily compare and buy the cheapest travel insurance from India to New York on
American Visitor Insurance.
You can review multiple New York travel medical insurance plans based on your coverage needs, trip duration, and budget to find the best match.
The cost of New York travel insurance depends on several factors. Here’s why premiums for travel insurance for New York from India can be high:
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High healthcare costs in New York, USA: Medical treatment, hospital stays, and emergency care are extremely expensive. Travel insurance companies increase premiums to match the high cost of New York healthcare.
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Litigious culture: Since the risk of lawsuits is higher in the US, New York visitors insurance providers factor in potential legal and medical liabilities, increasing premiums.
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Higher standard of living: The cost of services—including medical services—is higher in New York, which impacts travel insurance pricing.
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Inflation: Rising healthcare inflation in the US has directly increased the cost of travel insurance premiums for visitors to New York.
-
Comprehensive coverage options:
US travel insurance for New York often includes emergency medical evacuation, high medical coverage limits, acute onset of pre-existing condition benefits, and advanced care options—all of which increase the policy cost.
Travel Insurance for New York, Visitor Insurance for New York
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Travel insurance for USA resources
International travel insurance resources for New York visa holders.
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Factors for Travel Insurance
Important factors while deciding on the best travel insurance to New York.
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New York travel insurance claims procedure
Travel insurance claims process for getting medical care in a hospital.
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Travel Tips for International Travelers
Travel tips for international travelers – Safety, Comfort and Wellness.
International Health Insurance for New York
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Pre-existing travel insurance
Provides coverage for individuals with pre-existing medical conditions.
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Expatriate Health Insurance
Provides health insurance New York for expats working abroad.
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Indian parents traveling to New York
Provides health insurance for Indian parents to New York.
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