Travel to Florida from India
Florida is one of the most popular U.S. destinations for Indian travelers, famous for its warm weather, world-class beaches, thrilling theme parks, beautiful coastal cities, and family-friendly attractions. Every year, thousands of Indians visit Florida for tourism, business trips, cruises, studies, and family vacations in cities like Miami, Orlando, Tampa, and Fort Lauderdale.
It’s important for Indian visitors to remember that Indian health insurance is not valid in the USA, and medical treatment in Florida can be extremely expensive. Unexpected illnesses, accidents, injuries, and travel disruptions can happen at any time. This makes travel insurance for Indians visiting Florida essential to stay financially protected and stress-free throughout your trip.
American Visitor Insurance helps Indian travelers compare and buy the best U.S. travel medical insurance plans for Florida, including options that offer pre-existing condition coverage for senior travelers or those with existing medical issues.
🩺 Why Travel Health Insurance Is Essential for Indians Visiting Florida
Medical care, emergency treatment, or hospitalization in Florida can cost thousands of dollars. With the right travel health insurance, Indian travelers get access to quality medical services at a fraction of the cost through benefits such as urgent care, emergency room coverage, hospitalization, medical evacuation, and 24/7 assistance.
Travelers with chronic or existing health issues should choose plans that offer pre-existing condition coverage for complete peace of mind during their stay in Florida.
🌎 Compare and Buy Travel Insurance for Indians Visiting Florida
Indian visitors can compare the best Florida travel insurance plans on American Visitor Insurance based on coverage, trip duration, and budget. Many plans also provide access to large PPO hospital networks, helping reduce out-of-pocket medical costs in the USA.
With the right coverage, you can explore Florida safely—whether you're enjoying Miami’s beaches, visiting Disney World in Orlando, or exploring the Gulf Coast.
☀️ Travel Tips for Indians Visiting Florida
Keep digital and printed copies of your insurance details and emergency contacts. While visiting Florida’s famous attractions such as Orlando, Miami, Tampa, or Key West, having reliable insurance ensures a safe, stress-free trip.
Do Indians Need Insurance to Travel to Florida?
Travel medical insurance is not mandatory for Indian visitors traveling to Florida or any part of the USA.
However, it is strongly recommended due to the extremely high cost of American healthcare and the need for financial protection during emergencies.
Insurance also helps ensure smoother handling during medical issues and reduces out-of-pocket expenses.
What Insurance Coverage Is Recommended for Florida?
Indian travelers to Florida should choose a plan that offers:
- USD 300,000 in medical coverage (minimum USD 100,000)
- Emergency medical evacuation and repatriation
- Coverage for hospitalization, surgery, and accidents
- Coverage for pre-existing medical conditions (important for parents)
How Much Travel Health Insurance Should Indians Buy for Florida?
- Medical Coverage: Minimum USD 100,000; ideal USD 300,000
- Emergency Medical Evacuation: At least USD 100,000
- Repatriation of Remains: USD 25,000–50,000
- AD&D: USD 10,000–50,000
Florida Visitors from India: Statistics and Insights
- Growing Indian market: India is one of the fastest-growing visitor sources to the U.S., and Florida is a top destination thanks to its beaches, theme parks, and warm weather.
- Pre-COVID travel: Over 1.4 million Indian travelers visited the U.S. in 2019, with many choosing Florida cities such as Orlando, Miami, and Tampa.
- Travel recovery: In 2024, Indian travel to Florida surged again, driven by tourism, cruises, conventions, and family visits.
- High-value travelers: Indian visitors typically spend USD 4,000–5,000 per trip, especially around Florida’s major tourist hubs.
Why Insurance Matters?
The long travel distance, unpredictable weather, and high U.S. healthcare costs make Florida travel insurance essential for Indian visitors.
What Is Visitor Medical Insurance for the USA?
Visitor medical insurance is short-term health coverage designed for international travelers visiting the USA. It helps pay for medical treatment due to illness or injury and is strongly recommended for tourism, cruises, business trips, or family visits to Florida.
❓ Why You Need Visitor Insurance?
- Protection against sudden illness or injury
- Covers expensive emergency medical treatment
- Reduces stress during your Florida trip
✅ Benefits of Visitor Insurance
- Covers treatment for illness and injuries
- Includes hospitalization, urgent care, and emergency services
- Some plans offer limited pre-existing condition benefits
Compare and buy the best visitor medical insurance on American Visitor Insurance based on your medical requirements and budget.
Why Is Travel Insurance Important for Florida Visitors?
- Florida has excellent but costly medical facilities.
- Hospitalization in Florida can exceed $2,500 per day.
- Doctor visits, urgent care, and tests can be expensive for tourists.
- Unexpected emergencies can create huge bills without coverage.
Travel insurance protects Indian tourists from heavy medical expenses during emergencies.
How Travel Insurance Helps Lower Costs?
- Covers emergency medical treatments
- Provides PPO network access with discounted rates
- Cashless treatment at participating hospitals
- Reduces out-of-pocket medical costs
👨👩👧 Protection for Solo Travelers and Families
- Coverage available for individuals, groups, and families
- Protects against medical problems during the trip
🛡️ A Support System in a New Country
- Helps navigate the U.S. medical system
- Gives access to PPO hospitals across Florida
- Assists in finding nearby clinics and urgent care centers
🏥 Easy Access to Florida Medical Facilities
- Direct billing available at many PPO hospitals
- No upfront payment for major treatments
- Fast access to emergency and urgent care services
With travel insurance, Indian visitors can enjoy Florida—from theme parks to beaches—without worrying about medical costs.
Health & Insurance Requirements for Indians Traveling to Florida
When applying for a U.S. visa to visit Florida, Indian travelers must show financial capability to handle medical costs during their stay. The U.S. visa process now places increased emphasis on an applicant’s health condition to determine whether they may become a “public charge.”
Common health conditions such as diabetes, high blood pressure, asthma, heart issues, obesity, or ongoing treatments may influence visa decisions.
To avoid visa delays, Indian travelers are strongly encouraged to purchase comprehensive travel medical insurance before the U.S. visa interview. Having valid health insurance for Florida demonstrates financial preparedness and reduces the likelihood of complications.
American Visitor Insurance offers several affordable and reliable plans covering new illnesses, accidental injuries, emergency care, and the acute onset of pre-existing conditions—ideal for Indian travelers visiting Florida.
Which Is the Cheapest Travel Insurance for Florida from India?
Coverage for unexpected illnesses and injuries during short-term stays.
Policy Maximum?
$25,000 - $150,000
Acute Onset?
Up to the policy maximum for ages ≤ 89
Provides essential coverage for emergency needs during short-term stays.
Policy Maximum?
$25,000 - $150,000
Acute Onset?
Up to 79 years
Suitable for short-term travelers, including parents visiting the U.S.
Policy Maximum?
$25,000 - $100,000
Coverage?
5 days - 2 years
Acute Onset?
Up to policy maximum
* The price shown is for a 30-day trip with a $25,000 maximum coverage and a $0 deductible for a 40-year-old traveler.
What Factors Affect the Cost of Travel Insurance from India to Florida?
👩🦳 Age of the Traveler
Premiums for travel medical insurance from India to Florida increase with age. Senior travelers pay more due to higher medical risks, while younger travelers enjoy more affordable options.
🧳 Type of Travel Insurance Plan
Comprehensive insurance provides exhaustive coverage but is more expensive than fixed benefit insurance which has a specified limit for each treatment.
💰 Medical Coverage Limit
Higher medical coverage limits offer stronger protection but lead to higher premiums. Choose according to your comfort and budget.
🌍 Duration of Stay in Florida
The longer your stay, the higher the premium. Ensure that your Florida travel insurance covers your entire trip.
How Much Does Travel Insurance for Florida From India Cost?
How much is medical insurance for travelers visiting Florida? What is the cost of U.S. visitor health insurance?
The cost of the best travel insurance for Florida from India can start as low as $25 per month and can go up to $300+ per month depending on the plan and the age of the traveler.
The cost of Florida visitor health insurance for Indians depends on:
It is recommended to compare multiple plans and get quotes to find the most affordable travel insurance for Indians visiting Florida that matches your budget and coverage needs.
How Much Does the Most Affordable Visitors Insurance for USA Cost?
The most affordable visitor health insurance USA starts from $20 per month with options up to $191 per month. The average cost of fixed benefit visitor travel insurance for the USA is calculated based on one-month quotes.
| Plan Name |
Plan max range |
Deductible |
Age 40 |
Age 60 |
Age 70 |
| Safe Travels Advantage |
$25,000 - $150,000 |
$0 |
$20 - $58 |
$39 - $102 |
$60 - $166 |
| Visitors Care |
$25,000 - $100,000 |
$100 |
$25 - $47 |
$40 - $75 |
$66 - $152 |
| Safe Travels Elite |
$25,000 - $175,000 |
$0 |
$26 - $76 |
$50 - $134 |
$109 - $155 |
| Venbrook Essential |
$25,000 - $150,000 |
$0 |
$26 - $81 |
$49 - $124 |
$68 - $147
|
| Visit USA Budget |
$50,000 - $150,000 |
$250 |
$32 - $56 |
$49 - $86 |
$84 |
| VisitorSecure |
$50,000 - $130,000 |
$100 |
$34 - $62 |
$55 - $76 |
$96 - $139 |
| Travel Medical USA Visitor Basic |
$50,000 - $150,000 |
$100 |
$42 - $52 |
$79 - $94 |
$173 - $191 |
How Much Does the Comprehensive and Best Visitors Insurance Cost Per Month?
The best travel insurance cost for USA ranges from $58 to $353 per month. The average cost of comprehensive travel insurance for the USA is based on one-month quotes with a $250 deductible.
| Plan name |
Plan maximum |
Age 40 |
Age 60 |
Age 70 |
| Atlas Essential |
$50,000 - $1,000,000 |
$58 - $109 |
$131 - $266 |
$263 - $328 |
| Safe Travels USA Cost Saver |
$50,000 - $1,000,000 |
$71 - $117 |
$139 - $250 |
$237 - $299 |
| Venbrook Premier |
$50,000 - $1,000,000 |
$77 - $135 |
$176 - $346 |
$352 - $437
|
| Patriot America Lite |
$50,000 - $1,000,000 |
$72 - $130 |
$153 - $289 |
$252 - $337 |
| Atlas America |
$50,000 - $2,000,000 |
$78 - $154 |
$177 - $378 |
$355 - $444 |
| Patriot America Plus |
$50,000 - $1,000,000 |
$77 - $139 |
$164 - $311 |
$287 - $434 |
| Travel Medical Basic |
$50,000 - $1,000,000 |
$80 - $138 |
$167 - $314 |
$252 - $337 |
| Safe Travels USA Comprehensive |
$50,000 - $1,000,000 |
$90 - $168 |
$172 - $351 |
$294 - $470 |
| SafeVista Protect |
$100,000 - $1,000,000 |
$93 - $127 |
$215 - $248 |
$320 |
| Diplomat America |
$50,000 - $1,000,000 |
$125 -$214 |
$229 - $301 |
$353 |
Source:
American Visitor Insurance ®
How Much Does 6-Month Medical Insurance for Visitors to USA Cost?
For a 60-year-old traveler, the cost of USA visitor insurance for 6 months typically ranges around $122 to $1,050, based different coverage options, medical needs, and traveler’s budget on American Visitor Insurance.
The best 6 month USA travel insurance is the one which is affordable, reliable and allows the traveler stress free.
From ER visits to urgent care, stay covered for 6 months in the U.S starting from just $1.50/day!
What Is the Best Travel Health Insurance for Foreigners in USA?
-
The top recommended comprehensive travel insurance plans for visitors to USA are:
Patriot America Plus IMG
- Patriot America Plus is a comprehensive short-term travel insurance for individuals and families visiting the USA, a great option, especially for those under 70.
- Direct Billing: First healthcare
or United HealthCare 
- Urgent Care : $30 per incident; no copayment if deductible is $0
- Acute onset of pre-existing condition: Up to policy maximum for ages up to 70 years
- Emergency medical evacuation: Up to $1,000,000
- Patriot America Plus cost for 40 year old traveler ranges from $52 to $169 for a month.
reviews/inf-elite-x-insurance-reviews.asp
Policy maximum?
$50,000, $100,000, $250,000, $500,000, $1,000,000
Deductible options?
$0 to $2,500
Period of coverage?
5 days to 12 months
Atlas America Insurance WorldTrips
- Top-rated comprehensive travel insurance plan, best for individuals up to age 79 who are non-U.S. citizens visiting the USA.
- Direct Billing: Unitedhealthcare
- Urgent Care: 15 per incident; no copayment if deductible is $0.
- Maternity: Covers complications of pregnancy in the first 26 weeks
- Acute onset of pre-existing conditions: Up to maximum limit, for ages up to 80 years
- Emergency medical evacuation: Up to $1,000,000
- Atlas America Insurance cost for 40 year old traveler ranges from $46 to $216 for a month.
Policy maximum?
$50,000, $100,000, $250,000, $500,000, $1,000,000, $2,000,000
Deductible options?
$0 to $5,000
Period of coverage?
Up to 364 days
Safe Travels USA Comprehensive Trawick International
- Safe Travel USA Comprehensive is an affordable travel insurance for seniors with pre-existing conditions who are non US residents/citizens visiting USA.
- Direct Billing: First HealthCare
- Urgent Care: $30 per incident; no copayment if deductible is $0
- Maternity: Emergency medical treatment for pregnancy, up to $1,000
- Acute onset of pre-existing conditions: Up to 89 years
- Safe Travels USA Comprehensive cost for 40 year old traveler ranges from $55 to $204 for a month.
Policy maximum?
$50,000, $100,000, $250,000, $500,000, $1,000,000
Deductible options?
$0 to $5,000
Period of coverage?
5 days to 364 days
Visitors Protect IMG
- Visitors Protect is a top comprehensive travel insurance plan with pre-existing conditions for travelers to the U.S., Canada, and Mexico.
- Direct Billing: First healthcare or Unitedhealthcare
- Urgent Care: 15 per incident; no copayment if deductible is $0
- Pre-existing conditions: Up to 99 years
- Minimum purchase is 90 days
- Visitors Protect Insurance cost for 40 year old traveler ranges from $300 to $750 for 3 months.
Policy maximum?
$50,000, $100,000 and $250,000
Deductible options?
$250 to $5,000
Period of coverage?
Minimum purchase 90 days
Venbrook Premier Venbrook International
- Venbrook Premier is ideal for non-U.S. residents visiting the United States who are seeking comprehensive travel medical insurance with higher coverage limits.
- Urgent Care : $30 copay if the $0 deductible is chosen
- Acute onset of pre-existing conditions: Up to maximum limit, for ages up to 70 years
- Emergency medical evacuation: Up to $1,000,000
- Venbrook Premier Insurance cost for 40 year old traveler ranges from $40 to $140 for a month.
Policy maximum?
$50,000, $100,000, $250,000, $500,000, $1,000,000
Deductible options?
$0 to $5,000
Period of coverage?
5 days to 12 months
Diplomat America Global Underwriters
- Diplomat America is a comprehensive travel medical insurance plan for non-U.S. residents traveling to the USA.
- Direct Billing No PPO, visit any doctor or hospital
- Acute onset of pre-existing conditions: Covers up to maximum limit, for ages up to 70 years.
- Emergency medical evacuation: Up to $250,000
- Diplomat America insurance cost for 40 year old traveler ranges from $73 to $270 for a month
Policy maximum?
$50,000, $100,000, $250,000, $500,000, $1,000,000
Deductible options?
$0, $100, $250, $500, $1,000 $2,500
Period of coverage?
15 days to 12 months
Visit USA Standard Travel Insurance Services
- Visit USA-HealthCare Standard is a comprehensive short-term visitor medical insurance for USA visitors
- Direct Billing: Unitedhealthcare or First HealthCare
- Acute onset of pre-existing condition: Covers up to $25,000, with a limit of $2,500 for those aged 65 and above
- Emergency medical evacuation: Covers up to $250,000.
- Visit USA Standard Insurance cost for 40 year old travelers ranges from $69 to $153 for a month.
Policy maximum?
$75,000, $200,000
Deductible options?
$0
Period of coverage?
5 days to 364 days
-
Most of the visitor insurance plans do not offer coverage for pre-existing medical conditions. However, some top rated insurance plans offer travel insurance covering acute onset of pre-existing conditions, which refers to sudden and unexpected flare-ups. If you are a traveler with a pre existing condition, you can compare visitor insurance with pre-existing coverage offering wide range of deductibles and policy maximum and buy the best medical insurance for pre existing conditions in USA.
Patriot America Plus IMG
- Acute onset of pre-existing condition: Covered up to the selected policy maximum for individuals aged 70 and under.
- Emergency medical evacuation: Covers $25,000 maximum limit
- Direct Billing: First healthcare network or United HealthCare
- Patriot America Plus cost for 65 year old traveler ranges from $121 to $463 for a month.
Policy maximum?
$50,000 to $1,000,000
Deductible options?
$0 to $2,500
Period of coverage?
5 days to 12 months
Safe Travels USA Comprehensive Trawick International
- Acute onset of pre-existing conditions: Up to 89 years
- For those under 70, medical treatment is covered up to the policy maximum. For individuals aged 70 to 79, the acute onset benefit is limited to a maximum of $35,000. For those aged 80 and above, the benefit is reduced to a maximum of $20,000.
- Direct Billing: First HealthCare
- Safe Travels USA Comprehensive cost for 65 year old traveler ranges from $125 to $316 for a month.
Policy maximum?
$50,000 and $100,000
Deductible options?
$0 to $5,000
Period of coverage?
5 days to 364 days
Atlas America Insurance WorldTrips
- Acute onset of pre-existing conditions: The plan covers up to the selected policy maximum for the acute onset of pre-existing conditions for ages under 80 years.
- Emergency medical evacuation: $25,000 maximum limit
- Direct Billing: Unitedhealthcare
- Atlas America Insurance cost for 65 year old traveler ranges from $124 to $372 for a month.
Policy maximum?
$50,000 and $100,000
Deductible options?
$0 to $5,000
Period of coverage?
Up to 364 days
Venbrook Premier Venbrook International
- Acute onset of pre-existing conditions: For ages up to and including 69, coverage is available up to the medical policy maximum purchased per policy period
- Emergency medical evacuation: $25,000 maximum limit
- Venbrook Premier may cover sudden diabetic events as acute onset under certain conditions. If no pre-existing conditions exist, it's treated as a cardiovascular event.
- Venbrook Premier Insurance cost for 65 year old traveler ranges from $136 to $419 for a month.
Policy maximum?
$50,000 and $100,000
Deductible options?
$0 to $5,000
Period of coverage?
5 days to 12 months
SafeVista Protect INF
- Acute on set of pre-existing conditions: Covered up to maximum benefit except Cardiac Coverage for Angina, Heart Attacks, and Stroke. Maximum $25,000 for individuals under the age of 69, and $15,000 for individuals aged 70 and above (inclusive of PPO fees) with deductible $500
- Coverage from 10 days to 364 days.
- Direct Billing: Unitedhealthcare
- Safe Vista Protect Insurance cost for 65 year old traveler ranges from $150 to $262 for one month.
View SafeVista Protect insurance brochures for different age groups
Policy maximum?
$100,000 and $1,000,000
Deductible options?
$0 to $5,000.
Period of coverage?
10 days to 364 days
Visitors Protect IMG
- Offers comprehensive coverage for pre-existing conditions up to age 99, though premiums may be higher for older travelers.
- Provides coverage for pre-existing conditions with a maximum benefit of up to $25,000 for individuals aged 0 to 69. For those aged 70 to 99, the maximum benefit is $15,000 and is subject to a $1,500 deductible.
- Direct Billing: First healthcare network or Unitedhealthcare
- Visitors Protect Insurance cost for 65 year old traveler ranges from $637 to $1,593 for 3 months.
Policy maximum?
$50,000 and $250,000
Deductible options?
$250 to $5,000
Period of coverage?
Minimum purchase 90 days
INF Elite X INF
- Full Pre-existing condition coverage:
- Ages 0–69 years: Choose a pre-existing condition coverage limit of $25,000, $30,000, $40,000, or $50,000 with a deductible of $1,500, $2,000, $2,500, $5,000, or $10,000.
- Ages 70–99 years: Choose a pre-existing condition coverage limit of $20,000 with a deductible of $1,500, $2,000, $2,500, $5,000, or $10,000.
- Direct Billing: Unitedhealthcare
- INF Elite Insurance cost for 65 year old traveler ranges from $947 to $1,415 for 3 months.
View INF Elite X insurance brochures in different age groups
Policy maximum?
$150,000 and $300,000
Deductible options?
$500 to $5,000.
Period of coverage?
Minimum purchase 90 days
-
Older travelers or parents aged above 60 years visiting foreign nations have a tough time in finding good medical insurance to satisfy all their requirements. Here is a quick comparison of popular visitor medical insurance plans that provide coverage for 60+ travelers.
Visitors Care IMG
- Cheap visitor health insurance for parents visiting USA.
- Acute onset of pre-existing conditions: Covers up to maximum limit, for ages up to 70 years.
- Pre-Existing condition medical evacuation,: Covers up to $25,000 max per period of coverage.
- Direct Billing: First healthcare or United HealthCare
- Visitors Care insurance cost for 60 year old traveler ranges from $38 to $89 for a month.
Policy maximum?
$25,000, $50,000, $100,000
Deductible options?
$0, $50, $100
Period of coverage?
5 days to 2 years
Venbrook Essential Venbrook
- Acute onset of pre-existing conditions: Covers up to maximum limit, for ages up to 70 years.
- Cardiovascular event sub limit: Covers up to $25,000.
- Emergency medical evacuation: Covers up to $100,000.
- Venbrook Essential insurance cost for 60 year old traveler starts from $47 to $120 for a month.
Policy maximum?
$25,000, $50,000, $100,000, $150,000
Deductible options?
$0
Period of coverage?
5 days to 12 months
Venbrook Premier Venbrook
- Acute onset of pre-existing conditions: Covers up to maximum limit, for ages up to 70 years.
- Cardiovascular event sub limit: Covers up to $25,000.
- Emergency medical evacuation: Covers up to $100,000.
- Venbrook Premier insurance cost for 60 year old traveler starts from $85 to $330 for a month.
Policy maximum?
$25,000, $50,000, $100,000, $250,000
Deductible options?
$0, $100, $250, $500, $1,000, $2,500 and $5,000
Period of coverage?
5 days to 12 months
Visitors Preferred IMG
- Acute onset of pre-existing conditions: Covers up to maximum limit, for ages up to 70 years.
- Pre-Existing condition medical evacuation: Covers up to $25,000 max per period of coverage.
- Direct Billing: First healthcare or United HealthCare
- Emergency medical evacuation: Covers up to $1000,000.
- Visitors Preferred insurance cost for 60 year old traveler ranges from $100 to $363 for a month.
Policy maximum?
$50,000, $100,000
Deductible options?
$0, $100, $250, $500, $1,000 $2,500
Period of coverage?
5 days to 12 months
Diplomat America Global Underwriters
- Acute onset of pre-existing conditions: Covers up to maximum limit, for ages up to 70 years.
- Pre-Existing condition medical evacuation: Covers up to $25,000 max per period of coverage.
- Freedom to choose hospitals or doctors
- Emergency medical evacuation: Covers up to $250,000.
- Diplomat America insurance cost for 60 year old traveler ranges from $133 to $379 for a month
Policy maximum?
$50,000, $100,000
Deductible options?
$0, $100, $250, $500, $1,000 $2,500
Period of coverage?
15 days to 12 months
Safe Travels USA Trawick International
- Unexpected recurrence of pre-existing conditions: Covers up $1,000 for ages up to 70 years.
- Cardiac conditions or stroke: Covers up to $25,000 up to age 69 years.
- Direct Billing: First HealthCare
- Emergency medical evacuation: Covers 100% up to $1,000,000.
- Safe Travels USA Insurance cost for 60 year old travelers ranges from $80 to $357 for a month
Policy maximum?
$50,000, $100,000
Deductible options?
$0, $100, $250, $500, $1,000, $2,500, $5,000
Period of coverage?
5 days to 364 days
-
Senior travelers find it difficult to get good travel insurance. These plans range from being affordable to providing the most coverage, the price vary correspondingly depending on the coverage offered.
Safe Travels Advantage Trawick International
- Acute onset of pre-existing conditions: Covers up to the policy maximum (up to age 79).
- Cardiac conditions or stroke: Covers up to $15,000.
- Direct Billing through First HealthCare
- Emergency medical evacuation: Covered up to unlimited.
- Repatriation of remains: Covers up to $25000 per policy period.
- Safe Travels Advantage cost for 70 years old traveler ranges from $61 to $166 for a month
Policy maximum?
$25,000, $50,000, $100,000, $150,000
Deductible options?
$0
Period of coverage?
5 days to 364 days
Safe Travels Elite Diamond Trawick International
- Acute onset of pre-existing conditions: Covers up to $35,000 (up to age 79).
- Cardiac conditions or stroke: Covers up to $15,000.
- Direct Billing through First HealthCare
- Emergency medical evacuation: Covers up to $50,000.
- Repatriation of remains: Covers up to $7,500 per policy period.
- Safe Travels Elite cost for 70 years old traveler ranges from $100 to $150 for a month.
Policy maximum?
$50,000, $100,000
Deductible options?
$100, $200
Period of coverage?
5 days to 364 days
Atlas America WorldTrips
- Ideal plan for parents with pre-existing conditions coverage up to 79 years.
- Acute on set of pre-existing conditions: Covers up to policy maximum.
- Pre-Existing condition medical evacuation: Covers up to $25,000 max per period of coverage.
- Direct Billing: Unitedhealthcare
- Emergency medical evacuation: Covers up to $1,000,000.
- Border entry protection: Covers up to $500 if traveling on a valid B-2 visa and denied entrance at the U.S. border.
- Atlas America Insurance cost for 70 year old travelers ranges from $201 to $619 for a month.
Policy maximum?
$50,000, $100,000, $150,000
Deductible options?
$0, $100, $250, $500
Period of coverage?
364 days
Travel Medical Choice Seven Corners
- Acute on set of pre-existing conditions: Covers up to policy maximum, cardiac conditions are included under pre-existing conditions.
- Pre-Existing condition medical evacuation: Covers up to $25,000 max per period of coverage.
- Direct Billing: Unitedhealthcare
- Emergency medical evacuation: Covers up to $1,000,000.
- Repatriation of remains: Covers up to $50,000.
- Travel Medical Choice Insurance cost for 70 year old travelers ranges from $286 to $808 for a month.
Policy maximum?
$50,000, $100,000
Deductible options?
$0, $100, $250, $500, $1,000
Period of coverage?
5 days to 364 days
Safe Travels USA Comprehensive Trawick International
- Most popular plan with Acute on set of pre-existing conditions coverage up to $35,000 (up to age 79).
- Direct Billing: First healthcare
- Cardiac conditions or stroke: Covers up to $15,000.
- Emergency medical evacuation: Covers 100% up to $1,000,000.
- Repatriation of remains: Covers up to $50,000.
- Safe Travels USA Comprehensive Insurance cost for 70 year old travelers ranges from $179 to $645 for a month.
Policy maximum?
$50,000, $100,000, $250,000, $500,000, $1,000,000
Deductible options?
$0, $100, $250, $500, $1,000, $2,500, $5,000
Period of coverage?
5 days to 364 days
Visit USA Standard Travel Insurance Services
- Budget friendly travel insurance with Acute on set of pre-existing conditions coverage up to $2,500.
- Direct Billing: Unitedhealthcare or First HealthCare
- Emergency medical evacuation: Covers up to $250,000.
- Repatriation of remains: Covers up to $50,000.
- Visit USA Standard Insurance cost for 70 year old travelers ranges from $165 for a month.
-
Visitor insurance for 80 years old USA are available for senior travelers above 80 years of age with suitable benefits. Compare some of these health insurance over 80 years old traveling in US offered by reputed US insurance companies. Travelers can get quotes and buy travel insurance for seniors over 80 years.
Safe Travels Advantage Trawick International
- Acute onset of pre-existing conditions: Covers up to $15,000 (up to age 89).
- Cardiac conditions or stroke: Covers up to $15,000.
- Direct Billing through First HealthCare
- Emergency medical evacuation: Covers up to unlimited.
- Repatriation of remains: Covers up to $25,000 per policy period.
- Safe Travels Advantage cost for 80 years old traveler ranges from $159 to $574 for a month.
Policy maximum?
$25,000, $50,000, $100,000, $150,000
Deductible options?
$0
Period of coverage?
5 days to 364 days
Visit USA Superior Travel Insurance Services
- Affordable travel insurance for seniors with Acute on set of pre-existing conditions coverage up to $2,500.
- Direct Billing: Unitedhealthcare or First HealthCare
- Emergency medical evacuation: Covers up to $500,000.
- Repatriation of remains: Covers equal to the elected overall maximum limit.
- Visit USA Superior Insurance cost for 80 year old travelers ranges from $556 for a month.
Policy maximum?
$20,000
Deductible options?
$0, $250, $500, $1,000
Period of coverage?
5 days to 364 days
Safe Travels USA Comprehensive Trawick International
- Acute on set of pre-existing conditions: Coverage up to $20,000 (up to age 89).
- Direct Billing: First HealthCare
- Cardiac conditions or stroke: Covered up to $15,000.
- Emergency medical evacuation: Covers 100% up to $1,000,000.
- Repatriation of remains: Covers up to $50,000.
- Safe Travels USA Comprehensive Insurance cost for 80 year old travelers ranges from $566 for a month.
Policy maximum?
$20,000
Deductible options?
$0, $100, $250, $500, $1,000, $2,500, $5,000
Period of coverage?
5 days to 364 days
SafeVista Comprehensive INF
- Best plan for seniors with acute on set of pre-existing conditions up to 99 years.
- Acute on set of pre-existing conditions: Covers up to maximum limit
- Direct Billing: Unitedhealthcare
- Emergency medical evacuation: Covers up to $25,000 maximum.
- SafeVista Comprehensive insurance cost for 90 years old traveler $789 for one month.
Policy maximum?
$100,000
Deductible options?
$100, $250, $500, $1,000, $2,500, $5000
Period of coverage?
10 days to 364 days
Visitors Protect IMG
- Ideal plan for seniors with pre-existing conditions.
- Pre-existing conditions: Covers up to $20,000 is subject to $1,500 deductible.
- Direct Billing: First healthcare or Unitedhealthcare
- Emergency medical evacuatio: Covers up to $25,000 maximum.
- Minimum purchase is 90 days.
- Visitors Protect insurance cost for 80 years old traveler $1987 for 3 months.
Policy maximum?
$50,000
Deductible options?
$250, $500, $1,000, $2,500 or $5,000
Period of coverage?
90 days up to 12 months
INF Elite Plus X INF
- Perfect plan for seniors with Preventive and maintenance care benefit.
- Pre-existing conditions: Covers up to $20,000 is subject to $1,500 deductible.
- Direct Billing: Unitedhealthcare
- Emergency medical evacuation: Covers up to $25,000 maximum.
- Minimum purchase is 90 days.
- INF Elite Plus insurance cost for 80 years old traveler $3499 for 3 months.
Policy maximum?
$75,000
Deductible options?
$250, $500, $1,000, $2,500, $5000
Period of coverage?
90 days to 364 days
-
Visitor insurance for 90 years old USA are available for senior travelers above 90 years of age with suitable benefits. Compare some of these health insurance over 90 years old traveling in US offered by reputed US insurance companies. Travelers can get quotes and buy travel insurance for seniors over 90 years.
SafeVista Comprehensive INF
- Best plan for seniors with acute on set of pre-existing conditions up to 99 years.
- Acute on set of pre-existing conditions: Covers up to maximum limit
- Direct Billing: Unitedhealthcare
- Emergency medical evacuation: Covers up to $25,000 maximum.
- SafeVista Comprehensive insurance cost for 90 years old traveler $789 for one month.
Policy maximum?
$100,000
Deductible options?
$100, $250, $500, $1,000, $2,500, $5000
Period of coverage?
10 days to 364 days
INF Premier X INF
- Affordable plan for seniors with full pre-existing conditions up to 99 years.
- Pre-existing conditions: Covers up to $15,000/$20,000 maximum with $1,000/$5,000 deductible.
- Direct Billing: Unitedhealthcare
- Emergency medical evacuation: Covers up to $20,000 maximum.
- Minimum purchase is 90 days.
- INF Premier X insurance cost for 90 years old traveler $1091 for 3 months.
Policy maximum?
$100,000
Deductible options?
$250, $500, $1,000, $2,500, $5000
Period of coverage?
90 days to 364 days
INF Elite X INF
- Ideal plans for seniors with pre-existing conditions coverage up to 99 years.
- Pre-existing conditions: Covers up to $20,000 is subject to $1,500 deductible.
- Direct Billing: Unitedhealthcare
- Emergency medical evacuation: Covers up to $25,000 maximum.
- Minimum purchase is 90 days.
- INF Elite X insurance cost for 90 years old traveler $2,887 for 3 months.
Policy maximum?
$75,000
Deductible options?
$250, $500, $1,000, $2,500, $5000
Period of coverage?
90 days to 364 days
Visitors Protect IMG
- Ideal plan for seniors with pre-existing conditions up to 99 years.
- Pre-existing conditions: Covers up to $20,000 is subject to $1,500 deductible.
- Direct Billing: First HealthCare or Unitedhealthcare
- Emergency medical evacuation: Covers up to $25,000 maximum.
- Minimum purchase is 90 days.
- Visitors Protect insurance cost for 90 years old traveler $1987 for 3 months.
Policy maximum?
$50,000
Deductible options?
$250, $500, $1,000, $2,500 $5,000
Period of coverage?
90 days to 364 days
Visit USA Superior Travel Insurance Services
- Budget friendly travel insurance for seniors with Acute on set of pre-existing conditions coverage up to $2,500.
- Direct Billing: Unitedhealthcare or First HealthCare
- Emergency medical evacuation: Covers up to $500,000.
- Repatriation of remains: Covers equal to the elected overall maximum limit.
- Visit USA Superior Insurance cost for 90 year old travelers ranges from $556 for a month.
Policy maximum?
$20,000
Deductible options?
$0, $50, $1,000, $2,500, $5000
Period of coverage?
5 days to 364 days
Traveling to the USA? Stay Protected Against Any Border Entry Issues!
Border entry issues at the US border can be unpredictable. Our Border entry protection visitor insurance covers unexpected delays, denial of entry, and related travel disruptions. Protect your US travel investment with specialized border entry insurance available on American Visitor Insurance.
General Information About Florida
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location_city
Capital: Tallahassee
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location_on
Location: Southeast region of the United States
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Currency: US Dollar
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language
Language: English
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groups
Population: Around 22.6 million
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event
Best time to visit: December through May
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map
Vacation spots: Epcot, Walt Disney World Resort, Everglades National Park, Miami Beach.
Panama City Beach
Panama City Beach attracts visitors from across the southern U.S., ideal for spring breaks and beach lovers seeking sun and fun.
Miami is a vibrant coastal city celebrated for its sandy beaches, energetic nightlife, world-class dining, and multicultural flair.
Orlando is the theme park capital of the world with Walt Disney World, Universal Studios, SeaWorld, and many more exciting attractions.
What Are the Popular Travel Destinations Among Florida Residents?
Puerto Rica is on top of the list of global travel destinations among residents of Florida. During the summer months there are a lot of migrants visiting family and friends back home in the Caribbean countries or territories. Other popular international travel destinations among residents of Florida are Colombia, Venezuela, Brazil and Bahamas.
Best Travel Insurance for Florida Cruises
Affordable coverage for cruise travelers from Florida
What Should Indians Know Before Traveling to the Sunshine State – Florida?
Planning a trip from India to Florida? Here are the essential
travel to Florida from India requirements every Indian visitor should know.
These guidelines cover visa rules, documentation, flights, and what to expect when exploring
Florida’s beaches, theme parks, and warm tropical climate.
-
Do Indians Need a Visa to Visit Florida?
Yes. Indians need a visa to enter the United States, including Florida.
The visa type depends on the purpose of travel:
1. B-2 visa for tourism,
2. F1 visa for study,
3. H1B visa for work.
Apply early, as U.S. visa appointment wait times can vary across Indian cities.
-
What Documentation Do Indian Travelers Need?
Before your journey, make sure you have:
1. A valid Indian passport
2. The correct U.S. visa
3. Supporting travel documents (itinerary, return ticket, hotel booking, or local address)
For the latest rules, always refer to the U.S. Embassy or Consulate in India to avoid any travel delays.
-
Are There Direct Flights From India to Florida?
There are currently no nonstop flights, but several airlines offer convenient one-stop routes to Florida.
Popular arrival airports include:
1. Miami International Airport (MIA)
2. Orlando International Airport (MCO)
3. Tampa International Airport (TPA)
Travelers can choose from multiple airlines and stopover options based on budget and preferred routes.
-
What Should Indians Expect About Florida Weather and Culture?
Florida has a warm, tropical, and humid climate for most of the year. Summers are hot and humid, while winters are mild and pleasant — perfect for tourism.
Culturally, Florida is vibrant, diverse, and welcoming, known for its beaches, Cuban-American influence, lively nightlife, and world-famous theme parks like Disney World and Universal Studios.
U.S. Travel Insurance Cost and Coverage Guide for Indian Visitors
Choosing the right travel insurance can feel confusing, especially with so many coverage options. To make it easier, here’s a simple example showing how a typical Indian traveler might select a suitable U.S. visitor insurance plan — including recommended coverage and average cost.
Example: Indian Couple Traveling to Florida
Couple aged 55 traveling for 3 weeks trip, including visits to national parks and golf activities.
- Recommended Coverage: $150,000 with $0 deductible and emergency medical evacuation
- Estimated Cost: Starting around $20 per month (₩ 25,000), varies with exchange rate
- Longer Trips (5 – 364 days): Consider plans that cover pre-existing conditions and offer extended duration
💡 Tip: Costs differ based on traveler age, trip length, and coverage limit. Compare multiple plans to find the best fit.
Compare U.S. Visitor Insurance Plans →
What Does Travel Insurance for Visitors to USA Coverage Include?
Some of the important travel health insurance for USA benefits are listed below:
- 🩺 Doctors Visit: This allows travelers to visit Doctors for sudden unanticipated medical ailments.
- Does not cover:
Continuing treatment for pre-existing ailments and preventive care
- Co-pay and deductible will vary depending on the chosen US travel insurance plan.
- Travelers have the option of No Co-pay and $0 Deductible.
- 💊 Pharmacy Drugs: Doctor prescribed eligible pharmacy drugs are also covered.
- 💓 Visitors Medical Insurance for Pre-Existing Conditions: It is difficult to find health insurance for tourists in USA that covers pre-existing conditions. Only some tourist health insurance cover pre-existing conditions - INF is one such provider.
- Some INF visitor insurance for pre-existing conditions plans insure in-patient, out-patient, urgent care, specialist and doctor visits related to pre-existing conditions.
- A pre-existing condition is a medical ailment that existed before the start of the US holiday insurance for visitors coverage. Conditions considered as pre-existing diseases include Asthma, heart related issues, high blood pressure, kidney disease, cancer, diabetes etc.
- ⚕️ Surgery: Emergency surgery treatment will be covered. The maximum available amount for surgery is typically $50,000, but this varies from plan to plan.
- 🚑 Medical Evacuation: Provides coverage for medical evacuation up to $1,000,000 if the traveler has to be evacuated to get access to proper medical treatment in the event of a medical emergency.
- ⚰️ Repatriation of Remains: The repatriation of remains benefit covers expenses to return the traveler’s remains to their home country in the event of death.
- Coverage depends on the chosen tourist health insurance plan.
- Repatriation coverage can be up to $50,000.
Point to Note While Buying US Visitor Medical Insurance
In US hospitals, patients with travel insurance to USA within the PPO network incur significantly lower costs for treatments compared to uninsured patients.
Simply having health insurance for visitors in USA can greatly reduce medical expenses.
The best health insurance for tourists in USA varies based on the best USA travel insurance for visitors plan chosen, however travelers can get coverage up to $8,000,000.
To get better access to in-network hospitals, consider visitors health insurance in USA plans with strong PPO networks:
Choosing USA travel insurance for visitors with a robust PPO network from American Visitor Insurance ensures smoother claims and more affordable treatment during your stay in the USA.
Medical Insurance for U.S. Citizens Living in India Visiting the US
U.S. citizens and expats living in India frequently travel back to the United States to visit family, for business, or for other personal reasons. At American Visitor Insurance we have the best travel insurance for U.S. expats visiting USA.
Short term travel health insurance in USA for us citizens visiting the country that are designed by IMG a reputed US insurance provider are
Another popular travel insurance for U.S. citizen traveling to USA is Diplomat America insurance by Global Underwriters.
The cost of US expat returning to USA health insurance are based on
- Traveler’s age
- Trip duration
- Coverage maximum selected
- Deductible amount
Cost of health insurance for US expats visiting the USA in 2025
Approximate monthly cost of expat health insurance for visiting USA for a 40-year-old traveler with a $100 deductible.
Source: American Visitor Insurance®
Best Travel Insurance for US Citizens Visiting the USA
US health Insurance Plans for Every Type of Visitor in Florida
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Visitor Insurance Florida
Best health insurance plans for international students in Florida.
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Student Health Insurance Florida
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Green Card Health Insurance Florida
Health insurance options for Florida Green Card holders.
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Senior Parents Insurance Florida
Health insurance coverage for senior parents visiting Florida.
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Health Insurance for Tourist Visa in USA
Best Health Insurance for Parents Visiting the USA With Pre-Existing Conditions
If you are searching for the best health insurance for parents visiting the USA from India with pre-existing conditions, choosing the right plan is essential. Medical care in the U.S.—especially in states like Florida, New York, and Texas—can be very expensive.
To keep your parents protected, we recommend top U.S. visitor insurance plans that offer real coverage for pre-existing medical conditions, including emergency care, flare-ups, and acute onset of pre-existing illnesses.
The most trusted and widely chosen plans for parents from India visiting the USA include:
Visitors Protect by IMG,
Premier X,
Elite X, and
SafeVista Protect Insurance from INF.
These are some of the best choices for parents traveling to the USA with diabetes, hypertension, heart conditions, thyroid issues, or other long-term medical concerns.
Elite X and
Visitors Protect offer comprehensive coverage with strong financial protection.
Visitors Protect uses a 25/75 cost-sharing model—after the deductible, the plan pays 75% and the insured pays 25%.
Elite X follows a 20/80 model, or you can choose Elite 90 X where the plan pays 90% after the deductible.
These plans are ideal for parents who may require hospitalization or emergency treatment in the USA.
The Premier X plan is a fixed benefit plan offering full pre-existing coverage up to age 99.
Fixed benefit plans have capped payouts for each service, making them budget-friendly—but not as strong as comprehensive plans for major emergencies.
SafeVista Protect Insurance is a top choice for shorter trips. It covers the acute onset of pre-existing conditions up to age 99 and requires only a 10-day minimum purchase—unlike other plans that require 90 days.
This is perfect for parents traveling to Florida for a short vacation, cruise, beach trip, or family event.
These plans use a unique definition of pre-existing conditions coverage:
• If the condition has been stable for 12 months (no flare-ups or medication changes), it is covered like any other condition.
• If there has been a flare-up or medication change within the past year, it is still covered but with possible higher deductible or reduced limits.
If you need help selecting the right plan, call us anytime at
(877)-340-7910.
Below is a comparison table for SafeVista Protect Insurance, Premier X, Visitors Protect, and Elite X, helping you choose the best travel insurance for parents visiting the USA with pre-existing conditions.
Best Visitor Insurance from India or USA
Compare the Best Visitor Insurance from India or USA to get affordable USA travel medical insurance for your trip.
What Are the Advantages of US Visitors Insurance Over Indian Travel Insurance?
Many Indian travelers searching for travel insurance for Florida from India wonder whether they should buy insurance in India or choose a U.S. visitors insurance plan. While both offer basic protection, U.S.-based plans provide significant advantages—especially for medical coverage, claims support, and pre-existing condition benefits for parents visiting the USA.
- Lower medical costs due to PPO network access with U.S. hospitals.
- Local customer support for claims and emergencies.
- Direct billing widely accepted by U.S. healthcare providers.
- More comprehensive options for all age groups.
- Better pre-existing condition coverage for Indian parents visiting the USA.
Buying U.S. visitor insurance ensures your plan aligns with the U.S. healthcare system. This is especially important in Florida, where emergency care and hospitalization costs can be very high. Since U.S. policies operate entirely in USD, all bills—ER visits, doctor consultations, tests, and hospital stays—are processed smoothly without currency conversion hassles.
U.S. insurers also maintain strong networks of hospitals and urgent care centers. This ensures discounted rates, quicker approvals, and hassle-free direct billing—a major advantage over Indian plans, which may not always be accepted by U.S. hospitals.
Another benefit is that U.S. insurers understand local regulations, making claims processing faster and simpler. They usually include 24/7 emergency assistance, medical evacuation, and better support for pre-existing medical conditions—something Indian plans rarely provide.
For these reasons, experts strongly recommend choosing a U.S. visitor insurance plan when traveling from India to Florida. It offers better protection, stronger hospital networks, and more reliable support—especially for senior parents visiting the USA.
What Are the Types of Travel Health Insurance for Visiting Florida from India?
Indian travelers visiting Florida can choose between two main types of U.S. travel medical insurance plans: fixed benefit and comprehensive coverage. You can compare them in detail here: Comprehensive vs Fixed Benefit Visitors Insurance.
| Feature |
Fixed Benefit Travel Insurance USA |
Comprehensive Travel Insurance USA |
| 💲 Cost |
More affordable with lower premiums |
Higher premiums due to broader coverage |
| 🛡️ Coverage |
Fixed, limited amounts for each medical service |
Covers eligible medical expenses up to the policy maximum |
| 📉 Deductibles |
Higher deductibles to reduce premium |
Lower deductibles with stronger benefits |
| 🌐 PPO network |
No PPO network benefits |
Includes PPO network access with discounted hospital rates |
| 💳 Payment method |
Mainly reimbursement-based |
Allows direct billing for cashless treatment |
| ❤️ Pre-existing conditions |
Limited, often acute-onset only |
Some plans provide more extensive options |
| 👥 Recommended for |
Budget-conscious travelers needing basic coverage |
Travelers seeking stronger, comprehensive protection |
US Travel Insurance Types
Compare fixed benefit vs comprehensive plans to find the best visitors insurance for your trip.
Compare Plan Types »
Health Insurance for Indian Students in the USA
Indian students in the United States should ensure that they are properly covered with international student health insurance.
While most U.S. universities offer student health plans, these are often quite expensive. At American Visitor Insurance, we provide affordable student health insurance for Indian students that offers coverage comparable to university plans, but at much lower premiums.
Indian students can also buy OPT health insurance by comparing different OPT insurance options online. Our plans are designed to meet the needs of students on an F-1 visa as well as those on Optional Practical Training (OPT).
Indian students studying in the U.S. can get coverage starting at just $30 and goes up to $115 per month, making it a budget-friendly and reliable alternative to university health plans.
Student Medical Insurance for Florida
Florida is home to many universities and research centers which attracts a large number of international students. Given the high cost of health care in the United States, all international students should have proper student health insurance. Most Florida University student health insurance plans are prohibitively expensive, and to make it affordable to students, we offer similar student insurance plans which satisfy university requirements.
These International student insurance plans are comparable but cheaper when compared to university student plans. Click here to view popular plans »
Florida College Student Insurance Requirements
Visitors Insurance With Pre-Existing Conditions Coverage for Florida
Many older travelers visiting Florida often have some form of pre-existing medical condition, making it essential to choose the right visitor health insurance USA plan. Seniors and family members frequently search for the best visitor insurance for pre-existing conditions and pre existing condition travel insurance USA to ensure they are protected during their stay.
While some state-specific marketplaces offer travel health insurance that covers emergency medical treatment, they typically do not cover pre-existing conditions. This is why many travelers prefer plans available on American Visitor Insurance, where you can find options that include acute onset of pre-existing conditions coverage—a crucial benefit for seniors. However, chronic, congenital, or long-term conditions remain excluded from these policies.
To find the right plan, travelers can use the
visitors travel insurance for pre-existing conditions
comparison tool to review and compare coverage, eligibility, and pricing. This helps seniors and families choose the most suitable visitor insurance Florida based on their health needs, budget, and duration of travel.
How Can H1B Visa Holders Find the Best Health Insurance in Florida?
There are a large number of technology companies in Florida and hence the state is home to a large number of H1B visa holders. The best health insurance for H1B visa holders in Florida provide comprehensive coverage in a cost effective manner.
Many H1B workers have employer-sponsored insurance, however, those H1B visa holders without any employer sponsored insurance can buy H1B visa insurance on American Visitor Insurance.
It is important to compare the different plans, PPO networks, premium cost and coverage limits on American Visitor Insurance to find the most suitable H1B visa insurance for Florida to ensure access to quality healthcare in Florida.
Why Buy Florida Travel Insurance from American Visitor Insurance?
With over 20 years of experience, American Visitor Insurance understands the diverse needs of Indian travelers visiting Florida and recommends the most suitable India to Florida travel medical insurance plans. Our licensed team specializes in short-term travel insurance, coverage for seniors, long-term or new residents, and travelers with pre-existing conditions.
We offer 24/7 support to help Indians choose the right coverage for their Florida trip with confidence. Whether you need Florida visitor insurance, Florida travel health insurance, or medical insurance for Indian tourists in Florida, our team is here to guide you.
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Assisting with Visa Letter Requests – We provide official insurance confirmation letters required for visa applications, helping travelers meet embassy and consulate requirements smoothly. This includes Florida visa insurance and travel insurance for Florida visa from India.
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Explaining Pre-Existing Condition Coverage – Our experts guide travelers on which plans cover acute onset or ongoing health conditions, ensuring peace of mind for those with medical histories. This is helpful for seniors searching for Florida travel insurance with pre-existing conditions and best health insurance for Florida travel.
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Correcting Application Errors – We help fix mistakes like passport numbers, email addresses, or personal details by coordinating directly with insurance providers. This support benefits travelers needing fast fixes for Florida travel insurance online applications.
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Guiding You to PPO Network Access – We help visitors choose plans with extensive in-network options for more affordable and convenient medical care in Florida. This includes guidance on cashless medical insurance in Florida and PPO network travel insurance for Florida.
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Clarifying Country-Specific Eligibility Rules – We advise travelers on restrictions and requirements depending on their home country or current location. This is especially important for those searching for eligibility for Florida travel insurance from India and Florida insurance requirements for Indian citizens.
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Providing Multilingual Support – Our team offers assistance in different languages to ensure travelers fully understand their options and coverage details. This helps customers looking for Hindi support for Florida travel insurance or multilingual assistance for India to Florida travel insurance.
How Expensive Is Healthcare in Florida for Indian Tourists?
| Medical Service |
Estimated Cost (USD) |
Notes |
| ER (Emergency Room) Visit |
$900 – $3,000+ |
Common ER charges in major Florida cities. |
| Hospital Room (Per Day) |
$2,500 – $4,500+ |
Standard private hospital room in Florida. |
| Major Surgery |
$18,000 – $45,000+ |
Typical major surgery costs in Florida hospitals. |
| Very Major Surgery / ICU |
$70,000 – $140,000+ |
Includes ICU stay and specialized treatment. |
| Ambulance (Private) |
$900 – $2,000+ |
Costs vary based on distance and urgency. |
| Emergency Surgery Without Insurance |
$25,000 – $65,000+ |
Examples: urgent abdominal or injury-related surgeries. |
Why Indian Travelers Must Buy Travel Medical Insurance for Florida?
Most Florida hospitals:
- Require proof of insurance or a security deposit before treatment
- Have very high ER and hospitalization charges
- Do not accept Indian domestic health insurance
Travel insurance for Florida from India helps cover:
- Emergency medical treatment
- Hospitalization and diagnostic tests
- Emergency medical evacuation
- Accident or injury care during sightseeing or activities
Common Medical Problems for Indians in Florida
- Dehydration and heat exhaustion (especially in Miami, Orlando, Tampa)
- Stomach issues from new food/water
- Injuries from beaches, water sports, or theme park activities
- Allergies due to humidity, pollen, or tropical vegetation
- Blood pressure or diabetes-related issues for senior travelers
How Do Indian Travelers File a Medical Claim With Florida Travel Insurance?
Most USA-based Florida travel insurance plans offer simple online claim submission and 24/7 emergency support.
Steps to file a medical claim:
- Call the 24/7 assistance number immediately
Early notification helps speed up claim approval.
- Visit the recommended hospital or urgent care center
The insurer will guide you to a suitable medical facility in Florida.
- Keep all medical documents
Save bills, prescriptions, test reports, and doctor notes.
- Submit documents online
Upload reports and bills on the insurer’s claim portal or email.
- Receive reimbursement or direct billing
Some Florida hospitals may support cashless treatment depending on the insurer’s network.
This process applies to major Florida travel medical insurance plans available on American Visitor Insurance.
How to Buy the Best Travel Insurance from India to Florida?
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Find the Best Travel Insurance for Florida
Fill in the travel insurance quote form carefully with complete traveler information, trip dates, and coverage requirements from India to Florida.
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Compare Top Travel Insurance Plans for Florida
Easily review and compare Florida travel insurance plans based on medical coverage and premiums to find the best fit for the trip.
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Buy Preferred Travel Insurance Plan
Easily select preferred international travel insurance plan and complete the online payment within minutes using a credit or debit card.
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Review Policy Details Before Traveling
Check policy details — including medical benefits, emergency contacts, and claim procedures — before traveling to Florida.
Testimonials - From Our Customers
Reviews, Ratings and Experiences from our customers
Anirudh
"After rigorous searching for suitable student health insurances online, I stumbled upon the American Visitor Insurance."
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Yogesh
"We really thank American Visitor Insurance team for providing great assistance in taking the insurance. We were successfully."
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"Thank you American Visitor Insurance customer service for meticulously following through. I truly appreciate it."
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Cheap Travel Insurance from India to Florida – FAQ’s
That depends on your personal needs. There isn’t a single “best” USA travel insurance plan that fits everyone. If you have pre-existing medical conditions, then a plan that covers acute onset or pre-existing conditions might be more suitable — whereas a healthy traveler without previous medical issues might prefer a low-cost plan with basic coverage. Our mission is to show you a variety of Florida visitor insurance options, so you can compare and choose the plan that works best for your situation.
You can use our travel insurance quote comparison tool to compare multiple international travel insurance plans for Florida — filtering by coverage limits, premiums, trip duration, and your own health profile. If you need personalized assistance, feel free to call us at (877)-340-7910 or send us an email — our licensed advisors will help you pick the right plan.
No — you won’t be denied entry into Florida or the USA if you don’t have travel insurance. But in practice, having strong travel health insurance for Florida from India is very important. U.S. medical costs are among the highest in the world, and even a short visit without adequate health coverage can lead to very high out-of-pocket bills. It’s always safer to travel with a plan in place.
Technically yes — U.S. visitor visas do not mandate insurance. But skipping “USA travel protection” or “Florida visitor insurance” is risky. If you need medical care during your stay, healthcare bills can be very high. Without insurance you may have to pay the full cost yourself, which could run into thousands of dollars. We strongly recommend getting a travel health insurance plan before you travel.
It’s easy — you can use American Visitor Insurance to compare multiple affordable travel insurance plans for the USA, filter by coverage and premium, and then buy the plan that fits your needs and budget. Our online application and payment process is fast and secure. Once you complete your purchase, you’ll receive policy documents instantly, making it perfect for last‑minute travel planning.
The cost of a Florida travel insurance policy reflects real-world costs in the United States. U.S. healthcare is among the most expensive globally — hospital stays, surgeries, emergency care, and evacuations can live up to thousands of dollars. To cover these risks, insurance companies set higher premiums. Additionally, plans offering comprehensive coverage — including emergency evacuations, coverage for acute onset illness, higher medical limits and global assistance — will naturally cost more. Inflation in healthcare, high standards of care, and extensive benefits (e.g. for pre‑existing conditions or long stays) contribute to increased travel insurance prices.
Travel Insurance for Florida, Visitor Insurance for Florida
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Travel insurance for USA resources
International travel insurance resources for Florida visa holders.
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Factors for Travel Insurance
Important factors while deciding on the best travel insurance to Florida.
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Florida travel insurance claims procedure
Travel insurance claims process for getting medical care in a hospital.
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Travel Tips for International Travelers
Travel tips for international travelers – Safety, Comfort and Wellness.
International Health Insurance for Florida
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Pre-existing travel insurance
Provides coverage for individuals with pre-existing medical conditions.
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Expatriate Health Insurance
Provides health insurance Florida for expats working abroad.
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