Expatriate Health Insurance Indian, Indian Expatriate Medical Insurance

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Are you looking for short term travel insurance?
Medical insurance coverage for few weeks to few months
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What does visitor travel insurance cover?

medical expenses

Health care expenses

Covers hospital medical expenses for sickness or accidents during travel..
doctor visit

Doctor visit

Covers Doctor visits in case of sudden injury or sickness.
medical evacuation

Medical evacuation

Medical evacuation expenses to nearest facility if needed.
repatriation of remains

Repat of remains

Repatriation of remains expenses to home country in case of death.
pharmacy drugs

Pharmacy drugs

Expenses from eligible pharmacy drugs.

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Coronavirus expat medical insurance for Indian travelers

Indian Expats living outside the Indian are perhaps feeling extra isolated and insecure about their current situation. International assignments can be stressful even in normal conditions, in the wake of the covid-19 an immense uncertainty, being far away from their families and friends are making them impatient to return home. Buying adequate expat health insurance will protect Indian expats from unexpected emergencies while they are stranded outside the home country.
The following companies are offering Expat medical insurance which includes coverage for coronavirus.


GeoBlue offers Xplorer Premier insurance with Covid19 coverage for Indian Expats and global citizens.

International Medical Group:

International Medical Group offers Global medical insurance with Covid19 coverage for international expatriates and global citizens.
Please know we are here to help you make the best, informed decision to get coverage even for COVID-19! Let us know how we can assist you. Feel free to contact us by email or phone at any time.

An overview of global insurance for Indian expats

Looking for better economic prospects and better living conditions many Indians move overseas. The Indian expat community is pretty much all around the globe with the United States, the UK, Australia, New Zealand, the UAE, Qatar, Oman, Bahrain and Saudi Arabia being the more popular destinations. Globally the Indian diaspora is nearly 25 million strong.

The overall international expat population is so large that it occupies nearly 3% of the world population with an increase in expatriates from 70 million to 230million is the last 50 years. The Expatriate population would be the 5th most populated nation, if they were having a country of their own.

us expatriate insurance
Moving to new country outside the familiar environment of India is exciting, however there is an unseen stress associated with relocating especially in the post Covid19 world. It is even more important to get a good health care plan if you are travelling with young and aged family members.

International Private Medical Insurance (IPMI)

International Private Medical Insurance plans (IPMI) are offered by various US insurance providers where they provide long term coverage to Indian citizens who are working outside India for a year or more. Global expat insurance is seamless for Indian expatriates and their families, individuals with multiple residences, multinational employers. These International medical insurance plans widely known as Global medical insurance or Expatriate insurance. With the international health insurance, the Indian expatriate can get long-term coverage and continue medical care anywhere in the world.

What is Expat health insurance?

An Expat health insurance is a medical insurance cover given to people who live and work outside their home country anywhere across the globe. They need not buy an extra medical coverage in the adopted country. The domestic medical insurance will not cover the individual in the adopted country hence its best to buy expatriate health insurance.

It’s advisable to buy the insurance plan at the start of your travel to the adopted country as the medical care overseas is very expensive. The individual has to complete an online application form with the required medical information for the review by the underwriters of the insurance providers. The price of the expat health insurance varies depending on the age of the applicant.

Generally, the price increases with the age. The best advantage of getting an expat health insurance is that they provide long term coverage with renewable options every year irrespective where you choose to live worldwide. Once insured the individual cannot be removed from the policy even if the insured develops any ailment during the coverage.
Review and compare expatriate health insurance cover available on America Visitor insurance who offer provide you with the best choices available for a good price and remain Stress free worldwide!

Expatriates Worldwide - Some facts and figures

There are 55 million expatriates worldwide.
High Expat countries (countries with large number of Expatriates)
USA 5 million Canada 1.6 million
Russia 1.4 million Spain 1.3 million
India 1.4 million Australia 1.5 million
Saudi Arabia 8.9 million UAE 5.4 million
Qatar 1.4 million Kuwait 1.4 million

Increasing health care costs worldwide

Various aspects have affected the cost of the health care system globally including the Covid19 pandemic. The current environment around with unhealthy lifestyles, aging population, increased chronic ailments and better informed individuals of the health care plans have led to the increase in the cost the health care cover. In an event of an accident or illness faced by the Expatriate and International traveller while working and living outside the home country, having a good and comprehensive international health insurance cover is crucial without which they will be left with a financial stress in an unknown country.
Need for Expatriate Health Insurance for Indian pensioners and Indian citizens living and working worldwide
Purchasing a reliable expat health insurance for Indian Expats working and living outside the India is essential. American visitor insurance provides various health insurance choices for Indian expats such that expatriates can buy a good Indian expatriate health insurance plan to get coverage worldwide.

Other popular destinations among Indian expatriates

Argentina Aruba Brazil Chile Colombia Dominican Republic Honduras Jamaica Panama Peru Venezuela Dubai Thailand Spain

Expatriate Health Insurance Indian for Indian Citizens working overseas and Indian pensioners living abroad

It is important for Indian Expats to have proper expat health insurance Indian wherever they live. At American visitor insurance, we work with different well known insurance companies to offer a wide range of health insurance options for Indian Expats. Good Indian expatriate health insurance will provide health insurance coverage around the globe as well as provide Expatriates the option of getting their healthcare taken care in the Indian.
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Expat health insurance - FAQ's

Is it necessary to purchase expatriate health insurance?

It is important to be aware that the domestic health insurance of your home country usually does not provide coverage while outside your countries borders. As a foreign citizen, an expatriate will not be eligible for local subsidized medical care. Another very important factor is the varying price of healthcare in different parts of the world. It should be noted that the quality and price of healthcare can vary significantly even within a country. It is therefore important to have good worldwide health insurance so that you can access quality healthcare wherever you are currently residing.

What coverage does one get with expatriate medical insurance?

You have a broad range of expatriate medical insurance options. There are basic fixed benefit plans which provide a fixed coverage for different medical treatments which suffice for basic health care, there are also comprehensive global health insurance options which provide extensive healthcare cover up to the policy medical maximum up to 8 million US Dollars. Along with medical coverage, there are also options for preventive care, vision, dental benefits as well as medical evacuation.

What are the benefits of buying Expat medical Insurance?

Following are some benefits that are are covered by the Expatriate medical insurance:

  • Coverage for Wellness, Preventive Care and Vaccination
  • Coverage for transplant procedures
  • Pre-existing conditions coverage
  • Dental and Vision Coverage
  • Global term life insurance coverage
  • Sports Coverage
  • New born care, Maternity and Pregnancy coverage
  • Long term comprehensive medical insurance coverage with choice of different plan maximums

What is the cost of expatriate health insurance?

The cost of international health insurance for expatriates varies depending on the insurance company and the plan chosen. The main factors on which the cost of expatriate insurance depends on are the age of insured, the medical maximum chosen, the deductible for the plan, the geographic region where you want coverage, the payment frequency option (monthly, quarterly or annually) as well as any add-on coverage, The fixed benefit expat insurance options (which have fixed limits for different coverage) are significantly cheaper than the comprehensive expatriate health insurance plans (which have no limits for different treatments up to the medical maximum).

Expatriate health insurance blogs and articles

Retiring Abroad and Health Care Coverage

Health care coverage for retirees, insurance plans available for retirees to avail health care abroad.

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Global Medical insurance for pregnancy

Long term worldwide coverage for pregnancy and maternity expenses for travelers outside their home country.

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Resourceful medical expat insurance information

Expat health insurance resources

Expat health insurance resources

Expat travel insurance resources for global travelers.

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Factors for expat travel insurance

Factors for expat travel insurance

Important factors while deciding on the best travel insurance for expatriates.

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Types of expat travel insurance onlines

Types of expat travel insurance onlines

Understanding different types of expat health insurance plans.

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Expatriate health insurance claims process

Expatriate health insurance claims process

Expat health insurance online claims process for getting medical care in a hospital.

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