Visitor medical insurance for Indians visiting USA

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Travel medical insurance for Indians visiting the US

Namaste ! Over 1.3 million Indians traveled to the US in 2018, and this number is expected to increase in the coming years. Along with tourists there are students, professionals, parents and family members of Indians in the US who undertake this long journey. The Four million strong highly educated and affluent Indian-American community retains close ties with India and we often have Indian-Americans buying the best visitor insurance for their parents visiting USA.

The US government has a new rule for buying insurance for Indian visitors and making it mandatory for prospective immigrants from November 2019. While this proposed rule has come under legal scrutiny in US courts, we hear from customers that US consulates are insisting that Indian visitors applying for US Immigrant visas have proper US health insurance. We are getting customer calls indicating that proof of USA travel insurance for Indians is required for other visas as well. The travel insurance for USA from India that we offer work well for both US visitors and immigrants and can be provided to US consulates as proof of adequate health insurance in the USA.

travel insurance for indians visiting US or Europe
Given the high cost of US health care for visitors from India coupled with the fact that most parents are elderly, have undertaken a very long air journey and are outside familiar Indian weather, it is imperative that they are insured by the best visitors insurance for visiting USA from India. It is recommended to buy US medical insurance for visitors to USA from India as opposed to travel insurance in India since US hospitals are familiar with US insurance providers and it is easier for direct billing. There are also more US insurance plan options which are better designed for older travelers. Some of which are popular medical insurance for US visitors from India covering pre-existing conditions.

Student insurance for Indian students in the US

There are over One hundred and eighty thousand Indian students currently in the United States. Most of the Indian students come for a graduate program with only about 10% of the students being Undergraduate students. There are about 30% of Indian students who are currently in the Optional Practical Training (OPT) status. India is the second largest source of the international students to the US after China. Most of the Indian students focus on Science, Technology, Engineering, Math (STEM) programs. Business degrees are also highly regarded by Indian students.

Indian students in the US should ensure that they have proper student medical insurance. While most Universities offer student insurance, these university insurance plans are quite expensive. We offer more affordable student health insurance plan for OPT Indian student with comparable coverage. Indian students can also buy the OPT student insurance options that we provide which are very affordable compared to University options.

insurance for indian students in the US

Which is the best travel insurance for USA?

There many India to US travel insurance available for Indians from top reputed insurance providers. Based on the travelers coverage requirements there are two types of plans, fixed benefit and comprehensive visitors insurance. Fixed benefit insurance are cheaper and offer limited coverage while comprehensive plans are expensive and offer exhaustive coverage. The best health insurance for visitors to USA are Patriot America Plus by International Medical Group, Atlas America from Tokiomarine HCC, Safe Travels USA Comprehensive from Trawick International, Liaison Travel Choice plan from Seven Corners, INF Choice and INF traveler USA plans from INF all of which have excellent coverage.

Indian Americans and the need for visitors insurance

Visitors health insurance USA offered here are customized to the needs of international tourists visiting USA and Canada and work very well for parents visiting from India. Travelers can buy best travel insurance for USA from India for their specific needs based on coverage and deductible options.

Important factors for best health insurance for USA visitors from India

  1. Pre-existing condition coverage, especially for older travelers.
  2. Cancellation options if they return early.
  3. Renewable, if the stay is extended.
  4. Fixed vs comprehensive plans as price varies hugely.

Advantage of US plans over Indian plans

  1. Local customer support.
  2. Direct billing easier.
  3. More comprehensive options for all age groups.
  4. Pre-existing condition coverage available.
  5. Hospitals and Doctors are familiar with US plans.
Best Travel Insurance for Parents from India

Tourist Visa Documentation

  1. A valid passport.
  2. One passport sized photo ( color and not older than 6 months).
  3. Form DS-160: Confirmation page with CEAC bar code.
  4. Receipt of Visa Fee.
  5. Documents to show purpose of visit and non immigrant intent.
  6. Documents to show sponsorship (if sponsored) or self sponsored applicants can show evidence of financial resources through property, employment or profession.

US Tourist Visa Fees

Types of Visa: B, C-1, D, F, I, J, M, TN/TD,T & U
Fee: $160.00

Types of Visa: H, L, O, P, Q & R
Fees: $190.00

Note: The visa fees paid is non refundable even if your application is rejected.

Travel insurance for travelers and new immigrants from India visiting USA

There is a large community of Indian residents in the United States. Many Indian citizens have taken US citizenship. In 2017 alone around 60 thousand Indian citizens became naturalized US citizens. This vibrant community of US residents of Indian origin is a strong bridge between the US and the India, which retains strong ties with family members in both countries. As a consequence, there are is a lot of regular travel between the two countries. Given the high cost of US health care, it is important for US tourists and visitors to have good travel health insurance for visitors from India while visiting the US.
Find the best US New Immigrants health insurance plans
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US Immigrant insurance mandatory for prospective immigrants from India

The Trump administration has proposed a new rule which states that it is mandatory for all prospective new immigrants to the United States to provide proof of having proper health insurance coverage in the US. This new rule is effective from November 2019.

This rule will immediately impact new immigrants from India to the United States who are family members of US citizens and are applying for immigrant visas. Failure to show proof of adequate US immigrant health insurance will be grounds to deny the visa according to this new rule.

While details of the new immigrant insurance requirements are still to be announced, the new US immigrant insurance plans that we offer on American Visitor Insurance work ideally as short term health insurance which US immigrants can use till they are eligible for domestic US insurance plans.

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Best travel insurance for visiting India

Travel insurance for US travelers to India

India is a popular tourist destination among US tourists. While there are a good number of US citizens with Indian roots, India has been an exotic destination for its spirituality, history and old civilization. More recently Americans travel to India thanks to its vibrant information technology sector with many US companies having offices in India. Traveling to India has been made easier thanks to the many airlines who now fly to different Indian cities.
While the country has plenty to offer, the most popular tourist attraction is the Taj Mahal, located in Agra is northern India. Close to Agra is the beautiful desert state of Rajasthan with medieval forts and palaces. Jaipur, the capital of Rajasthan and Agra is part the golden triangle of Indian tourism with the Indian capital Delhi being the third corner of the triangle. While the golden Triangle is popular, each of India’s 29 states has something unique to offer to the international tourist. Sikkim situated in North Eastern India is widely known for its Khangchendzonga National Park where tourists can trek to explore its forests, valleys and hills. Buddhist monasteries namely Tashiding and Pemayangtse are centuries old and popular among Spiritual seekers. South India with Goa a former Portuguese colony, Pondicherry a former French colony and the other states of Karnataka, Kerala, Tamil Nadu, Telengana and Seemandra are part of peninsular South India which again offer unique culinary and cultural experiences.
While travelling to far away locations, tourists are vulnerable to falling sick and it recommended to have good travel health insurance.
International Medical Group (IMG) offers GlobeHopper Senior Insurance. The GlobeHopper Senior plan is very popular since it provides coverage of $1 million up to the age of 79 years and $100,000 for travelers more than 80 years old. The plan includes $2,500 cover for sudden unexpected recurrence of a pre-existing condition and $25,000 for emergency medical evacuation.

travel insurance for visiting india

India - General information

India Flag
map  Location

South Asia

house  Capital

New Delhi

language  Language

Hindi, Telugu, Kannada, English...

currency  Currency

Indian Rupee

population  Population

Around 1.3 billion

calendar  Best time to visit

October to March

map  Vacation spots

Delhi, Mumbai, Bengaluru, Agra, Jaipur, Goa, New Delhi, Manali, Shimla, Chennai, Kolkata, Rishikesh.

Popular cities in India



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Tips for Indians booking air tickets

  • Keep flight connections to a minimum: If there are 3-4 flight connections involved, it can be stressful for parents. The connection time should be less than 3 hours because waiting for longer hours in the airport can strain elders in the absence of airline accommodation.
  • Try to use a single airline: In a bigger airport, different airlines can operate from different terminals. Reaching terminals of different airlines inolves longer distances and parents may have to use trains, buses, walking, escalators, elevators... within the airport
  • Customs and Immigration: While booking the air ticket make sure that the immigration and customs formalities happen in the final destination. Children can assist parents at the airport in case of problems in immigration or customs.
  • Where to book air tickets: Use experienced travel agents in India who book air tickets to America who are familiar with the needs of seniors.
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