Visitor medical insurance for Indians visiting USA
Answer these questions to find the best insurance plan for your needs (International travelers, students, all US visa’s and Schengen visa).
Travel medical insurance for Indians visiting the US or Europe
Namaste ! Over a Million Indians travel to the US annually and this number is expected to increase in the coming years. Along with tourists, students and professionals, many relatives visit parents and family members in the US. The three million strong highly educated and affluent Indian-American community retains close ties with India and we often have Indian-Americans buying travel insurance for their visiting parents, in-laws and other family members. Given the high health care costs in the US coupled with the fact that most parents are elderly and outside their familiar environment, it is imperative that they have adequate visitors insurance while in the USA from India.It is recommended to buy US visitor insurance as opposed to insurance in India since the US hospitals are familiar with the US insurance providers and it is easier for direct billing. The US insurance plans are also better designed for older travelers and visitors with pre-existing medical ailments.
Indian Americans and the need for visitors insurance
Visitors insurance plans offered here are customized to the needs of international tourists visiting USA and Canada and work very well for parents visiting from India. Travelers can buy plans for their specific needs based on coverage and deductible options.Advantage of US plans over Indian plans
- Local customer support.
- Direct billing easier.
- More comprehensive options for all age groups.
- Pre-existing condition coverage available.
- Hospitals and Doctors are familiar with US plans.
Important factors to consider for best plan
- Pre-existing condition coverage, especially for older travelers.
- Cancellation options if they return early.
- Renewable, if the stay is extended.
- Fixed vs comprehensive plans as price varies hugely.
Tourist Visa Documentation
- A valid passport.
- One passport sized photo ( color and not older than 6 months).
- Form DS-160: Confirmation page with CEAC bar code.
- Receipt of Visa Fee.
- Documents to show purpose of visit and non immigrant intent.
- Documents to show sponsorship (if sponsored) or self sponsored applicants can show evidence of financial resources through property, employment or profession.
US Tourist Visa Fees
Types of Visa: B, C-1, D, F, I, J, M, TN/TD,T & U
Fee: $160.00
Types of Visa: H, L, O, P, Q & R
Fees: $190.00
Note: The visa fees paid is non refundable even if your application is rejected.
Travel insurance for US travelers to India
India is a popular tourist destination among US tourists. While there are a good number of US citizens with Indian roots, India has been an exotic destination for its spirituality, history and old civilization. More recently Americans travel to India thanks to its vibrant information technology sector with many US companies having offices in India. Traveling to India has been made easier thanks to the many airlines who now fly to different Indian cities.While the country has plenty to offer, the most popular tourist attraction is the Taj Mahal, located in Agra is northern India. Close to Agra is the beautiful desert state of Rajasthan with medieval forts and palaces. Jaipur, the capital of Rajasthan and Agra is part the golden triangle of Indian tourism with the Indian capital Delhi being the third corner of the triangle. While the golden Triangle is popular, each of India’s 29 states has something unique to offer to the international tourist. Sikkim situated in North Eastern India is widely known for its Khangchendzonga National Park where tourists can trek to explore its forests, valleys and hills. Buddhist monasteries namely Tashiding and Pemayangtse are centuries old and popular among Spiritual seekers. South India with Goa a former Portuguese colony, Pondicherry a former French colony and the other states of Karnataka, Kerala, Tamil Nadu, Telengana and Seemandra are part of peninsular South India which again offer unique culinary and cultural experiences.
While travelling to far away locations, tourists are vulnerable to falling sick and it recommended to have good travel health insurance.
International Medical Group (IMG) offers GlobeHopper Senior Insurance. The GlobeHopper Senior plan is very popular since it provides coverage of $1 million up to the age of 79 years and $100,000 for travelers more than 80 years old. The plan includes $2,500 cover for sudden unexpected recurrence of a pre-existing condition and $25,000 for emergency medical evacuation.
Trip Insurance
Trip insurance focus on insuring the cost of the vacation.Know more
Travel Medical Insurance
Covers medical expenses outside home country.Know more
Annual Multi Trip Insurance
Annual travel health insurance for frequent travelers.Know more
Expatriate Insurance
The plans offer comprehensive major medical coverage in all countries.Know more
India - General information
Location South Asia
Capital New Delhi
Language Hindi, Telugu, Kannada, English...
CurrencyIndian Rupee
Population Around 1.3 billion
Best time to visit October to March
Vacation spots Delhi, Mumbai, Bengaluru, Agra, Jaipur, Goa, New Delhi, Manali, Shimla, Chennai, Kolkata, Rishikesh.
Popular States in India
Delhi - Know more
Goa - Know more
Gujarat - Know more
Kerala - Know more
Rajasthan - Know more
Popular wildlife destinations in India
Tips for Indians booking air tickets
- Keep flight connections to a minimum: If there are 3-4 flight connections involved, it can be stressful for parents. The connection time should be less than 3 hours because waiting for longer hours in the airport can strain elders in the absence of airline accommodation.
- Try to use a single airline: In a bigger airport, different airlines can operate from different terminals. Reaching terminals of different airlines inolves longer distances and parents may have to use trains, buses, walking, escalators, elevators... within the airport
- Customs and Immigration: While booking the air ticket make sure that the immigration and customs formalities happen in the final destination. Children can assist parents at the airport in case of problems in immigration or customs.
- Where to book air tickets: Use experienced travel agents in India who book air tickets to America who are familiar with the needs of seniors.
Student insurance for Indian students in the US
There are over One hundred and eighty thousand Indian students currently in the United States. Most of the Indian students come for a graduate program with only about 10% of the students being Undergraduate students. There are about 30% of Indian students who are currently in the Optional Practical Training (OPT) status. India is the second largest source of the international students to the US after China. Most of the Indian students focus on Science, Technology, Engineering, Math (STEM) programs. Business degrees are also highly regarded by Indian students.Indian students in the US should ensure that they have proper student medical insurance. While most Universities offer student insurance, these university insurance plans are quite expensive. We offer more affordable student insurance plans with comparable coverage. Indian students can also buy the OPT student insurance options that we provide which are very affordable compared to University options.
Travel tips for international travelers
Travel tips for international travelers – Safety, Comfort and Wellness.
Travel tips for international travelers – Safety, Comfort and Wellness.
Popular tourism destinations
Insurance for different travelers:-
Family travel insurance
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Vacation travel insurance
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Cruise travel insurance
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Honeymoon travel insurance
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Group travel insurance
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Senior travel insurance
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Visa insurance
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Student insurance
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Adventure Traveler
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Backpacker Travel Insurance
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Corporate Travel Insurance
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Individual Travel Insurance
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Trip insurance vs Travel health coverage vs Global medical insurance
Confused whether to buy trip, travel or global health insurance? Understand the differences!
Confused whether to buy trip, travel or global health insurance? Understand the differences!
Resourceful visitors medical insurance information
Resourceful Travel health insurance information
- Visitor Insurance FAQ
Commonly asked questions about visitor health insurance.
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- Visitor Insurance Blog
Blogs about visitor health insurance in USA
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- Visitor Insurance Forum
Customer queries and answers about insurance plans for visitors travelling overseas.
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