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Best Schengen travel insurance for Iranian citizens visiting Europe

Schengen Visa travel insurance for Iran visitors to Europe

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Schengen Visa travel insurance for Iran

What does Iran need to know when traveling to Schengen countries?

Iranian citizens require a Schengen visa to travel within the 29 Schengen countries for short stays of up to 90 days within a 180-day period. While Iran shares historical and cultural ties with Europe, the Schengen visa application process for Iranian travelers remains thorough and follows standard EU regulations. Applicants are advised to check the specific requirements and processing times of the embassy or consulate they are applying to.

Is travel insurance necessary for Iranian citizens to Schengen countries?

Yes, Schengen travel insurance is necessary for applying for the Schengen visa. The travel insurance requirement is a minimum coverage of 30,000 Euros.

What are the benefits of having Schengen travel insurance?

The benefits of having Schengen travel insurance for Iranians

  • Satisfy Schengen visa insurance requirements
  • Hospitalization expenses dues of sickness of injuries
  • Emergency medical evacuation
  • Repatriation of remains
  • Acute onset of pre-existing conditions

Which is the cheapest Schengen visa travel insurance for Iran?

The cheapest travel insurance for Iran cost starts as low as $1 per day. Schengen visa insurance cost depends on factors, such as the provider, the length of stay, the applicant's age, and the level of coverage required. It is advisable to compare the benefits of cheapest Schengen travel insurance before buying a plan that meets Schengen consulate requirements.

The cheapest travel medical insurance for Iranian citizens to Schengen trip Atlas International Insurance from WorldTrips. You can buy the Atlas International Insurance easily online at American Visitor Insurance.

Atlas International Insurance WorldTrips

  • Ideal for : Travelers outside their home country (both U.S. and non‑U.S. citizens)
  • Pre-existing condition: Acute onset covered up to policy max (for travelers under 80)
  • Direct Billing: United HealthCare United Healthcare Provider Network
  • Renewal: Coverage can be renewed for a total duration of up to 12 months.
  • The Atlas International Insurance cost per month ranges between $27 to $233. This is dependent on the age of the traveler, the plan maximum and the deductible.
  • Policy maximum?
    $50,000 to $2,000,000 (age limits apply)

  • Deductible options?
    $0 to $5,000

  • Period of coverage?
    5 days to 364 days, renewable up to 12 months

What are the mandatory Schengen visa insurance coverage requirements?

According to article 15 of regulation (EC) No 810/2009, of the European Parliament, the travel insurance requirements for an Iran visa are:

  • Minimum coverage of at least €30,000 in medical expenses (around US $30,950 as of Jan 2025).
  • Validity across all Schengen area member states.
  • Coverage for medical repatriation and emergency medical care.
  • The policy must be valid for the entire duration of your stay.
  • Policy must have a $0 deductible with 100% Coverage.
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Schengen visa insurance letter

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Iran visa travel documents requirements

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Nationalities who need Iran travel visa

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Buying European travel insurance for Schengen visa application for European consulates

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download 3) Download VISA LETTER
  • Europe travel insurance for Schengen visa can be purchased online both quickly and with ease
  • Provide relevant information (age, travel dates, total amount of coverage desired) in the quote form. A list of cheap Schengen travel insurance with the cost and medical coverage details will be displayed.
  • Compare quotes, and select the cheapest Schengen travel insurance.
  • The applicant can buy the best Schengen visa insurance they like by completing the application and payment using a credit card.
  • On purchasing the Europe travel insurance, a traveler will be provided with the insurance details that include a toll free number, a virtual ID card, and an instant Schengen insurance letter for visa application that may be presented to the consulate as proof of coverage

How much does the Schengen visa insurance cost for Iran?

The cost for the Schengen visa travel insurance depends mainly on the age of the traveler and the duration of coverage required. The older the traveler the higher will be the cost. The longer the duration of travel insurance coverage Schengen visa required, the greater will be the cost for the travel insurance for Schengen visa. The Schengen visa insurance application quote facility on our website lists the travel insurance that satisfy Schengen visa consulate requirements. You can find the cheapest insurance for Schengen visa on American Visitor Insurance.

Europe Schengen travel insurance Cost in 2025

Schengen insurance cost ranges from $8 to $15 for a week. All the insurance plans listed below meet the Schengen visa requirements and are recognized by Schengen/EU embassies and consulates globally. Additionally, each provider allows you to download your Schengen visa letter on buying the policy. Travel medical insurance plans for Schengen countries can start at just $1 per day.

The average cost of travel insurance for Schengen visa per week for 25 years old traveler with medical maximum of $50,000 and $0 deductible.

Insurance Plans Provider Network Cost How to download Visa letter
Atlas International No PPO $8 WorldTrips insurance ID cards via Client Zone
Patriot International Lite IPA Network $10 IMG insurance ID cards from My IMG
Atlas Premium International No PPO $11 WorldTrips insurance ID cards via Client Zone
Travel Medical Global Choice Wellabroad.com $11 Seven Corners insurance ID cards via Client Zone
Safe Travels International United Healthcare Provider Network $15 Trawick international insurance ID cards via Client Zone.

Source: American Visitor Insurance ®

Best travel insurance for Schengen Visa

Review Schengen Visa insurance plan benefits.

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Which is the best Schengen visa travel insurance for a Iran?

The best Schengen visa travel insurance Iran are Patriot International Lite by International Medical Group, Travel Medical Global Choice from Seven Corners, Safe Travels International from Trawick International.

Patriot International Lite
IMG

$10 For 7 days

Age: 25 years | Plan: $50,000 | Deductible: $0

  • Available for both Non US citizens and US citizens traveling outside USA.
  • Emergency medical evacuation covers up to $1,000,000
  • Acute onset of pre-existing conditions is covered up to the policy maximum for visitors under 70 years of age.
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Travel Medical Global Choice
Trawick International

$11 For 7 days

Age: 25 years | Plan: $50,000 | Deductible: $0

  • Coverage includes travel delay, emergency medical evacuation, repatriation, emergency services...
  • Policy maximum covers up to 1,000,000
  • Unexpected recurrence of a pre-existing condition is covered up to $20k for ages up to 65
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Safe Travels International
Trawick International

$15 For 7 days

Age: 25 years | Plan: $50,000 | Deductible: $0

  • This plan offers coverage for international travelers visiting countries outside their home country.
  • Emergency medical evacuation covers up to $1,000,000
  • Covers acute onset of pre-existing conditions for non-U.S. residents under age 70
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Europe Travel Insurance for Senior citizens

Insurance for older travelers for visiting the Schengen countries

What does Schengen visa travel insurance cover?

  • Satisfies Visa requirements: Schengen visa insurance satisfies consulate requirements.
  • Doctor visit: Schengen travel insurance covers Doctor visits in case of sudden injury or sickness.
  • Medical evacuation: Emergency medical evacuation expenses to nearest available facility if needed
  • Health care expenses: Covers emergency medical expenses for accidental injury or illness.
  • Repat of remains: Offers coverage for repatriation of remains expenses to home country in case of death.
  • Pre-existing conditions: Travel insurance offers coverage for acute onset of pre-existing conditions.

Schengen travel insurance reviews

"I am always appreciating good business conduct and when I am coming back here for the longer time span."

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"Thank you for your prompt response. Your prompt response will be highly appreciated."

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Margaret

"Thank you American Visitor Insurance! You went way beyond what I would expect from an insurance company."

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Why should I buy Schengen visa insurance on American visitor insurance?

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Satisfy Schengen visa requirements to apply for visa

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Compare several plans to find what fits your needs best

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Travel medical insurance protection for health emergency

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Travel to Europe in peace with good insurance coverage

What are the factors that affect the cost of the best travel insurance for Europe?

The cost of cheap Schengen visa insurance plan depends on the following:

  • Age of the traveler: The older the Schengen visa holder, the more expensive the monthly plan cost.
  • The maximum medical coverage selected: The options range from $50,000, up to $1,000,000, the higher the coverage amount, the higher the premium.
  • The selected deductible: A 'deductible' is the amount of the medical costs the customer pays before the insurance plan provides any coverage. Most plans provide several options ranging form $0 to $2500 (travelers over age 60 years may not have the $0 deductible option). The lower the deductible, the higher the premium.
  • The co-insurance on the plan: 'Co-insurance' is the percentage on medical expenses borne by the customer AFTER the deductible is paid. The affordable travel health insurance for Schengen visa Iran will have the highest co-insurance
  • The Insurance underwriter: There are different underwriters such as AIG, Lloyds, Nationwide, etc. Premium will vary for different underwriter.

What are the steps to buy travel insurance for a Schengen visa online?

 1: Finding the available travel insurance for Schengen visa price

To meet the travel medical insurance requirements for a Schengen visa from Iran, simply complete the travel insurance quote request form by entering the traveler’s details and coverage needs.

 2: Compare the different travel insurance options

Compare the price and the benefits of the different travel insurance options to identify what fits your needs best.

 3: Buy the travel insurance that you like best

Purchase the plan that fits your needs and budget best by using a credit card and completing the online application.

 4: Review best travel insurance for Europe plan documents received by email

Review the 30,000 euro travel insurance cost documents received by email closely for coverage details and relevant contact numbers.

Europe travel insurance
Age
Spouse's Age
Start Date
End Date
  • Policy Maximum#1 
  • Deductible#2 
  • Schengen visa letter
    Sent immediately after purchase
  • Does not offers coverage for pregnancy
  • Acute onset of pre-existing condition coverage is available within the age of 70
  • Policy Maximum#1 
  • Deductible#2 
  • Schengen visa letter
    Available from client zone
  • Covers complications of pregnancy in the first 26 weeks of gestation
  • Acute onset of pre-existing condition coverage is available within the age of 79
  • Policy Maximum#1 
  • Deductible#2 
  • Europe visa letter
    Sent immediately after purchase
  • Covers Emergency Medical Treatment of Pregnancy
  • Covers unexpected recurrence of pre-existing conditions up to the age of 89 years
  • Policy Maximum#1 
  • Deductible#2 
  • Europe visa letter
    Sent immediately after purchase

#1  Policy Maximum is the maximum eligible medical expenses that the plan will cover.

#2  Deductible is the amount of expenses that must be paid out of pocket before an insurer will pay any expenses.

#3  Europe travel insurance for US residents Click here to read more »

What is Europe medical insurance for Schengen visa?

What are the types of Schengen visas available for Iranian citizens?

Iranian citizens can apply for various types of Schengen visas based on their travel purpose

1. Type A Visa (Airport Transit Visa)
  • This visa allows travelers to transit through the international zone of a Schengen airport without entering the country.
  • Necessary for Iranian citizens who need to change flights in a Schengen country.
2. Type C Visa (Short-Stay Visa)

This visa allows stays of up to 90 days within a 180-day period. It is suitable for various purposes, including:

  • Tourist Visa: For leisure travel.
  • Business Visa: For attending meetings, conferences, or other business-related activities.
  • Family Visits: For visiting family or friends in the Schengen Area.
  • Cultural Events: For participating in cultural, artistic, or sports events.
  • The Type C visa can be issued as a single-entry, double-entry, or multiple-entry visa.
3. Type D Visa (Long-Stay Visa)
  • For stays exceeding 90 days, this visa is required for purposes such as work, study, or family reunification in a specific Schengen country.
  • It is issued by the embassy of the destination country.

Travel health insurance from Iran to Europe, Iran travel insurance - FAQ's

1. Do Iranian citizens need a Visa to enter the Schengen region of Europe?

Yes, Iranian citizens must have a valid Schengen visa to enter any country in the Schengen Zone.

The following are some categories that are exempt from the Schengen visa requirement:

  • Citizens of countries living in Iran who do not need a Schengen visa for short travel (usually up to 90 days)
  • Iranian citizens who have a dual citizenship in one of the Schengen nations

2. What travel documents do Iranian citizens need to travel to the Schengen region?

Iranian citizens traveling to the Schengen region will need to carry the following documents:

  • A valid passport: The passport must be valid for at least three more beyond the departure date from the Schengen Area.
  • A valid Schengen Visa: The Schengen visa must be valid for the entire length of travel to the Schengen region.
  • Proof of finances: Documents reflecting adequate financial means to visit the Schengen region.

3. Is travel insurance mandatory for Schengen visa for Iranian travelers?

Yes, travel insurance is mandatory for Iranian citizens applying for a Schengen visa. The insurance must meet the Schengen visa requirements for Iranian passport holders, which include:

  • A minimum coverage of at least €30,000.00 (equivalent coverage of about 50,000 US Dollars).
  • Coverage should be available across all Schengen member states.
  • Coverage should to valid for the entire length of one’s stay in the Schengen region.

This insurance proof must be submitted along with your visa application. It's recommended to purchase a Schengen-compliant plan on American Visitor Insurance as they work with trusted international providers that offers a visa letter and 24/7 support.

4. Can one enter the Schengen region on land?

Yes, one can enter the Schengen Area on a land border crossing.

5. Can I travel to other Schengen countries with one single entry visa?

Yes, one can travel to many Schengen countries with a single entry visa, as long as all the travel is done within one trip and without exiting from the Schengen region. A single entry visa allows a traveler to enter the Schengen Zone only once for the period that it is issued. Once the traveler leaves the Schengen Zone, he or she cannot enter again to the Schengen region with a single entry visa. However once the traveler has entered the Schengen region, he/she can travel to different countries within the Schengen zone.

6. Can I buy Schengen visa insurance even if I already started travel?

No, you cannot buy Schengen visa insurance after you have already started your travel. Schengen visa travel insurance must be purchased before entering any Schengen country and is a mandatory document for visa approval.

Most insurance providers require the policy to begin from your departure date and be valid throughout your entire stay in the Schengen zone. If you're already in Europe without valid insurance, you may not meet visa conditions and could face legal or medical challenges.

It’s strongly advised to buy the insurance well in advance, ideally at the time of booking your visa appointment, to ensure compliance and peace of mind.

7. Does Schengen travel insurance from Iran cover COVID-19?

Yes, most Schengen travel insurance plans for Iranian travelers include COVID-19 coverage. This typically includes emergency medical treatment, hospitalization, quarantine expenses, and sometimes trip interruption due to a positive test. Make sure to review the policy details to confirm the extent of COVID-19 coverage before purchasing.

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