Best travel insurance for Bangladesh travelers to Europe

Yes, Bangladeshi citizens must have a valid Schengen visa to enter any country in the Schengen Zone.

The following are some categories of people living in Bangladesh that are exempt from the Schengen visa requirement:

• Citizens of countries living in Bangladeshi Arabia who do not need a Schengen visa for short travel (usually up to 90 days)
• Bangladeshi citizens who have a dual citizenship in one of the Schengen nations

Bangladeshi citizens traveling to the Schengen region will need to carry the following documents:

• A valid passport: The passport must be valid for at least three more beyond the departure date from the Schengen Area.
• A valid Schengen Visa: The Schengen visa must be valid for the entire length of travel to the Schengen region.
• Proof of finances: Documents reflecting adequate financial means to visit the Schengen region.

Yes, Bangladeshi travelers can purchase Schengen-compliant insurance online. The policy certificate is issued instantly and can be submitted with the visa application.

No. Schengen insurance is valid for stays up to 90 days. Longer stays require a National (D) Visa and corresponding long-term health insurance.

Yes. Visa applications can be rejected if the insurance has insufficient coverage, incorrect dates, or is not valid across all Schengen states.

No. High-risk activities such as skiing, paragliding, and trekking above 3,000 meters are excluded unless your plan specifically includes adventure sports.

No. Students applying for long-term study visas must purchase long-term health insurance instead of short-term Schengen insurance.

Yes. All Schengen-compliant plans include emergency medical evacuation and repatriation of remains back to Bangladesh if required.

You receive the insurance certificate instantly by email after purchasing online. It is ready to be attached to your visa documents.

Only if you choose a plan that includes trip delay, missed connection, or trip cancellation benefits. Basic medical-only plans usually exclude this.

Schengen travel insurance while satisfying Schengen visa insurance requirements typically provides coverage for injury, sickness and unplanned medical expenses, emergency medical evacuation, and repatriation of remains in case of death. However, there are certain situations and items that are not covered by Schengen Visa travel insurance. These include:

• Pre-existing medical conditions: Usually excludes or provides limited coverage for any medical conditions that existed prior to the start of the policy. This means that if you have a pre-existing medical condition, any medical treatment related to that condition may not be covered by your Schengen insurance.
• Treatment for chronic illnesses: Most Schengen Visa insurance plans do not cover ongoing treatment for chronic illnesses, such as diabetes or heart disease. These conditions are generally excluded from coverage, so if you require ongoing treatment for a chronic illness, you may need to look for a specialized insurance policy.
• Non-emergency medical treatment: Schengen Visa travel insurance is designed to cover medical emergencies and unexpected illnesses. It typically does not cover preventive care such as routine medical check-ups, vaccinations, or elective treatments.
• Extreme sports and adventure activities: Many Schengen travel insurance policies exclude coverage for extreme sports and adventure activities, such as bungee jumping, skydiving, or scuba diving. If you plan to participate in these activities during your trip, you may need to buy additional coverage.
• Mental health conditions: Policies generally do not cover mental health conditions, such as depression or anxiety. If you require treatment for a mental health condition during your trip, you may need to seek out specialized coverage.