Philippines travelling to Schengen Countries
Filipino citizens require a Schengen visa to travel within the 29 Schengen countries for short stays of up to 90 days within a 180-day period. To apply, Philippines must submit their application at the embassy or consulate of the main destination country or a designated visa application center. While the process might involve specific requirements and documentation, it's generally advisable to apply well in advance to ensure timely visa issuance. Additionally, travel insurance for a Schengen visa in the Philippines is mandatory and must be secured as part of the application process to provide coverage for medical emergencies and other unforeseen events during their stay in the Schengen area
Is travel insurance necessary for Philippines to Schengen countries?
What are the benefits of having Schengen travel insurance?
The benefits of having Schengen Travel insurance
- Satisfy Schengen visa insurance requirements
- Hospitalization expenses dues of sickness of injuries
- Emergency medical evacuation
- Repatriation of remains
- Acute onset of pre-existing conditions
Satisfy mandatory Schengen insurance requirements
- Travel insurance coverage of €30,000 (about $50,000 USD)
- A repatriation benefit.
- An emergency medical evacuation benefit.
- The insurance provider must have an office in Europe.
Buying European travel insurance for Schengen visa application for European consulates
- Europe travel insurance for Schengen visa can be purchased online both quickly and with ease
- Provide relevant information (age, travel dates, total amount of coverage desired) in the quote form. A list of cheap Schengen travel insurance with the cost and medical coverage details will be displayed.
- Compare quotes, and select the cheapest Schengen travel insurance.
- The applicant can buy the best Schengen visa insurance they like by completing the application and payment using a credit card.
- On purchasing the Europe travel insurance, a traveler will be provided with the insurance details that include a toll free number, a virtual ID card, and an instant Schengen insurance letter for visa application that may be presented to the consulate as proof of coverage
Best travel insurance for Schengen Visa for Filipinos
The cost of Schengen visa insurance depends on factors, such as the provider, the length of stay, the applicant's age, and the level of coverage required. The cost of cheap travel insurance for Schengen visa can start from as just as One Dollar per day.
| Insurance Plans | Plan Maximum | Deductible | Provider Network | Cost * |
|---|---|---|---|---|
| Patriot International Lite IMG | $50K - $1M | $0 - $2.5K | United HealthCare | $8 - $13 |
| Atlas International WorldTrips | $50K - $2M | $0 - $5K | United HealthCare | $8 - $14 |
| Safe Travels International Cost Saver Trawick International | $50K - $1M | $0 - $5K | First Health Network | $10 - $13 |
| Safe Travels International Trawick International | $50K - $1M | $0 - $5K | First Health Network | $10 - $15 |
| Travel Medical Choice Seven Corners | $50K - $1M | $50 - $5K | United HealthCare | $20 - $37 |
* The average cost of travel insurance plans for Schengen visa is based on quotes for a 25-year-old with a duration of 7 Days and $0 Deductible.
Europe Travel Insurance for Senior citizens
Insurance for older travelers for visiting the Schengen countries
What does Schengen visa travel insurance cover?
- Satisfies Visa requirements: Schengen visa insurance satisfies consulate requirements.
- Doctor visit: Schengen travel insurance covers Doctor visits in case of sudden injury or sickness.
- Medical evacuation: Emergency medical evacuation expenses to nearest available facility if needed
- Health care expenses: Covers emergency medical expenses for accidental injury or illness.
- Repat of remains: Offers coverage for repatriation of remains expenses to home country in case of death.
- Pre-existing conditions: Travel insurance offers coverage for acute onset of pre-existing conditions.
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Why should I buy Schengen visa insurance on American visitor insurance?
Satisfy Schengen visa requirements to apply for visa
Compare several plans to find what fits your needs best
Travel medical insurance protection for health emergency
Travel to Europe in peace with good insurance coverage
Factors for cost of best travel insurance to Europe
The cost of cheap Schengen visa insurance plan depends on the following:
Age of the traveler
The older the Schengen visa holder, the more expensive the monthly plan cost.
The maximum medical coverage selected
The options range from $50,000, up to $1,000,000, the higher the coverage amount, the higher the premium.
The selected deductible
A 'deductible' is the amount of the medical costs the customer pays before the insurance plan provides any coverage. Most plans provide several options ranging form $0 to $2500 (travelers over age 60 years may not have the $0 deductible option). The lower the deductible, the higher the premium.
The co-insurance on the plan
'Co-insurance' is the percentage on medical expenses borne by the customer AFTER the deductible is paid. The cheapest travel health insurance for schengen visa will have the highest co-insurance.
The Insurance underwriter
There are different underwriters such as AIG, Lloyds, Nationwide, etc. Premium will vary for different underwriter.
Steps to buy
Travel insurance for Schengen visa online
1: Finding the available travel insurance for Schengen visa price
Complete the travel insurance quote request form by providing details of the traveller and insurance requirements.
2: Compare the different travel insurance options
Compare the price and the benefits of the different travel insurance options to identify what fits your needs best.
3: Buy the travel insurance that you like best
Purchase the plan that fits your needs and budget best by using a credit card and completing the online application.
4: Review best travel insurance for Europe plan documents received by email
Review the 30,000 euro travel insurance cost documents received by email closely for coverage details and relevant contact numbers.
Compare Schengen Visa travel insurance
Patriot International Lite
Insurance
Per Month
- Policy Maximum#1
- Deductible#2
- Schengen visa letter
Sent immediately after purchase - Does not offers coverage for pregnancy
- Acute onset of pre-existing condition coverage is available within the age of 70
Atlas International
Insurance
Per Month
- Policy Maximum#1
- Deductible#2
- Schengen visa letter
Available from client zone - Covers complications of pregnancy in the first 26 weeks of gestation
- Acute onset of pre-existing condition coverage is available within the age of 79
Safe Travels International Insurance
Per Month
- Policy Maximum#1
- Deductible#2
- Europe visa letter
Sent immediately after purchase - Covers Emergency Medical Treatment of Pregnancy
- Covers unexpected recurrence of pre-existing conditions up to the age of 89 years
Travel Medical Choice Insurance
Per Month
- Policy Maximum#1
- Deductible#2
- Europe visa letter
Sent immediately after purchase
Maryland, Washington, New York, South Dakota, Colorado.....
#1 Policy Maximum is the maximum eligible medical expenses that the plan will cover.
#2 Deductible is the amount of expenses that must be paid out of pocket before an insurer will pay any expenses.
#3 Europe travel insurance for US residents Click here to read more »Which is the cheap Europe travel medical insurance?
Types of Schengen visa for Filipino citizens
Filipino citizens can apply for various types of Schengen visas based on their travel purpose
- It is required for travelers who need to change flights in a Schengen airport without entering the Schengen area.
- This is the most common visa for tourism, family visits, or business trips, allowing stays of up to 90 days within a 180-day period.
- It is for individuals planning to stay longer than 90 days, often for study or work purposes.
Travel health insurance from Philippines to Europe, Philippines travel insurance - FAQ's
01. Do Filipino Citizens need a Visa to enter the Schengen region of Europe?
Yes, Filipino citizens must have a valid Schengen visa to enter any country in the Schengen Zone.
The following are some categories of people living in Saudi Arabia that are exempt from the Schengen visa requirement:
- Citizens of countries living in Philippines who do not need a Schengen visa for short travel (usually up to 90 days)
- Filipino citizens who have a dual citizenship in one of the Schengen nations
02. What travel documents do Filipino citizens need to travel to the Schengen region?
Filipino citizens traveling to the Schengen region will need to carry the following documents:
- A valid passport: The passport must be valid for at least three more beyond the departure date from the Schengen Area.
- A valid Schengen Visa: The Schengen visa must be valid for the entire length of travel to the Schengen region.
- Proof of finances: Documents reflecting adequate financial means to visit the Schengen region.
03. What are the Schengen Visa insurance requirements for Filipino Citizens or Filipino Residents?
Travel insurance for a Schengen visa application in Philippines must satisfy the following conditions:
- A minimum coverage of at least €30,000.00 (equivalent coverage of about 50,000 US Dollars).
- Coverage should be available across all Schengen member states.
- Coverage should to valid for the entire length of one’s stay in the Schengen region.
04. Can one enter the Schengen region on land?
Yes, one can enter the Schengen Area on a land border crossing.
05. Can I travel to other Schengen countries with one single entry visa?
Yes, one can travel to many Schengen countries with a single entry visa, as long as all the travel is done within one trip and without exiting from the Schengen region. A single entry visa allows a traveler to enter the Schengen Zone only once for the period that it is issued. Once the traveler leaves the Schengen Zone, he or she cannot enter again to the Schengen region with a single entry visa. However once the traveler has entered the Schengen region, he/she can travel to different countries within the Schengen zone.
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