M2 Visa insurance, Health insurance for M2 Visa holders in US

Compare and buy US travel insurance

Age & Citizenship
Child
Residence
Destination
Start date
End date

M2 Visa Insurance

What is an M2 visa?

An M2 Visa is a non-immigrant Visa issued by the United States to individuals who wish to study at a vocational or non-academic institution. The M2 Visa is typically granted for the duration of the vocational program.

Do M2 Visa holders need health insurance?

Yes, health insurance is generally required for M2 Visa holders. The U.S. government requires all international students, including M2 Visa holders, to have adequate US health insurance coverage during their stay. M2 Visa holders can buy M2 Visa insurance on American Visitor Insurance.

What does the M Visa health insurance cover?

The M Visa health insurance for M2 Visa holders should cover medical expenses, including doctor visits, hospital stays, emergency care, prescription medications, and more. It should also meet specific minimum coverage criteria set by the U.S. government.

Visitor Health insurance for M2 Visa holders

United States M2 Visa

M2 Visa is issued for dependents of M1 visa holders to USA. The spouse or unmarried children under 21 of M1 visa holder can accompany the M1 visa holder to the U.S for the duration of their studies. The M2 dependents are also required to return to their home country as soon as M1 visa expires.

M2 dependents are not allowed to work or study for degrees. All requirements of daily livelihood needs to be taken care by the M1 visa holder. Not having a visa health insurance outside the home country is highly risky. Travel health insurance will cover any sudden sickness or accidental injuries which need medical emergencies and hospitalization while in the USA. Without an insurance it will leave you with huge medical bills leaving you in a financial nightmare. To avoid all such disastrous situations, I visa travelers need a best traveler health insurance to protect the traveler from unexpected high health cost.

Requirements for M2 Visa

The applicant need to be a spouse or unmarried children under 21 of age of M1 visa holder.

Documents required while applying for the M2 Visa

  • The DS-160 confirmation page with confirmation code and visa interview confirmation letter
  • Valid current passport with all pages and any previous passports available with least one recent passport size photograph which is less than 2 months old in an acceptable format.
  • Copy of M1 visa holders The DS-160 confirmation page with confirmation code and visa interview confirmation letter
  • Medical examination letter, vaccination documents and any criminal records or police certificate

What does M2 Visa insurance cover?

Health care expenses

Covers hospital expenses for sickness or accidents.

Know more »

Doctor visit

Insures Doctor visits for sudden injury or sickness.

Know more »

Pharmacy drugs

Doctor prescribed eligible pharmacy drugs expenses.

Know more »

Pre-existing conditions

Some plans insure acute onset of pre-existing conditions.
Know more »

Medical evacuation

Medical evacuation expenses to nearest facility included.
Know more »

Repat of remains

Repatriation of remains to home country included.

Know more »

Testimonials - From Our Customers

"I am always appreciating good business conduct and when I am coming back here for the longer time span.."

Charlotte

"Thank you for your prompt response. Your prompt response will be highly appreciated.."

Shelie

"Thank you American Visitor Insurance! You went way beyond what I would expect from an insurance co.."

Lori Fields

M2 Visa Insurance - Faq's

01. What happens if a M2 Visa holder gets sick in USA?

If an M2 Visa holder (dependent of an M1 student visa holder) gets sick in the USA, they would generally follow a similar process as other non-immigrant visa holders to receive medical treatment and care. Here is what typically happens:

Seek Medical Care: The first step is to seek medical attention if the illness or injury requires medical treatment. Depending on the severity of the condition, you may visit a doctor, urgent care center, or hospital emergency room.

Medical Insurance: If the M2 Visa holder has health insurance, they should present their insurance information at the healthcare facility. If you have insurance coverage, it will help cover the costs of medical care, subject to the terms and conditions of the insurance policy.

Emergency Care: In case of a medical emergency, you should not hesitate to seek treatment. The Emergency Medical Treatment and Labor Act (EMTALA) requires hospitals to provide emergency medical treatment to anyone, regardless of their immigration status or ability to pay.

Follow Medical Advice: Follow the medical advice given by healthcare professionals and adhere to any prescribed medications or treatments.

Communicate with School/Visa Sponsor: If you're an M2 Visa holder who is a dependent of an M1 student visa holder, it's a good idea to inform the primary visa holder (the M1 student) and their designated school official (DSO) about the situation. They may be able to provide guidance and support.

Insurance Claims: If you have health insurance, you will need to follow the process for submitting claims to your insurance provider. Keep all documentation related to your medical treatment, including bills, receipts, and medical records.

It's important to note that the specific process and options can vary depending on the individual's circumstances, the terms of their health insurance, and the medical facilities available in the area where they are located. If you're unsure about what to do in a medical situation, it's recommended to seek guidance from the healthcare provider, your visa sponsor (such as the school's DSO), or legal professionals experienced in immigration matters.

02. How does M2 Visa insurance work?

M2 Visa insurance medical insurance is for unexpected medical expenses while In USA. Since they are meant to be used in an emergency, they can use any doctor/hospital. In a non-emergency situation, M2 Visa holders should consult their documentation and try to stay in-network (if applicable) while in the US since this will likely help defray their out-of-pocket cost.

03. What is covered in US M2 Visa holders insurance coverage?

The coverage provided by insurance for M2 Visa holders in the United States can vary widely depending on the specific insurance plan chosen by the visa holder or their sponsor (such as the M1 student). M2 Visa holders are generally dependents of M1 student visa holders, and they are not eligible for the same benefits as M1 visa holders. M2 Visa holders are often not allowed to work or engage in full-time studies, which might impact their eligibility for certain types of insurance.

Here are some common types of insurance coverage that M2 Visa holders might consider:

  • Travel Health Insurance: M2 Visa holders can typically buy travel health insurance plans that cover medical expenses for illnesses, injuries, and preventive care. The coverage can include doctor visits, hospital stays, prescription medications, and medical procedures.
  • Emergency Medical Coverage: This type of coverage focuses specifically on emergency medical situations. It might include coverage for emergency medical treatment, ambulance services, and emergency room visits.
  • Medical Evacuation and Repatriation: Some insurance plans offer coverage for medical evacuation (transportation to a suitable medical facility) and repatriation (returning to the home country) in the event of a serious medical condition.
  • Accident Insurance: Accident insurance provides coverage in case of accidental injuries, such as fractures, dislocations, or other specified accidents.
  • Critical Illness Coverage: Critical illness insurance provides a lump sum payment if the insured person is diagnosed with a covered critical illness, such as cancer, heart attack, or stroke.

It's important for M2 Visa holders to carefully research and compare different travel health insurance plans in American visitor insurance to determine which one satisfy their needs. Insurance coverage, benefits, and costs can vary, so it's recommended to read the policy documents thoroughly. Additionally, M2 Visa holders should ensure that the chosen insurance plan complies with any requirements set by their visa status and any regulations in their state of residence.

04. Should I buy medical insurance for a US M2 Visa?

It is advisable for M2 Visa holders (dependents of M1 student visa holders) to buy medical insurance while in the United States. Having medical insurance provides important financial protection and access to healthcare services in case of illnesses, injuries, or medical emergencies. Here are a few reasons why buying medical insurance for your M2 Visa is important:

  • Healthcare Costs: Medical care in the United States can be very high. Having insurance helps you cover the costs of doctor visits, hospital stays, prescription medications, and medical procedures, which can help you avoid substantial out-of-pocket expenses.
  • Access to Care: With insurance, you have access to a network of healthcare providers and facilities. This ensures that you can receive necessary medical treatment when needed.
  • Emergency Situations: In case of medical emergencies, insurance can provide coverage for emergency room visits, ambulance services, and other urgent medical needs.
  • Peace of Mind: Having insurance gives you peace of mind, knowing that you are financially protected if unexpected health issues arise.
  • Compliance with Requirements: Depending on the school and visa sponsor, there might be requirements for M2 Visa holders to have health insurance. It's important to ensure that you comply with any such requirements.
  • Unforeseen Circumstances: Even if you are healthy now, unforeseen health issues can arise. Having insurance in place ensures that you're prepared for unexpected medical events.

05. How to buy M2 Visa insurance?

It is easy to buy M2 Visa insurance on American Visitor Insurance. When buying a travel medical insurance plan for your M2 Visa, consider the following:

  • Coverage: Review the coverage details of the insurance plan, including what medical services are covered, the network of healthcare providers, and any exclusions.
  • Costs: Compare the premium (monthly cost), deductible (the amount you pay before insurance kicks in), co-pays (fixed amounts you pay for specific services), and co-insurance (percentage you pay for covered services after meeting the deductible).
  • Network: Check if the insurance plan has a network of doctors and hospitals near your location or school.
  • Emergency Coverage: Ensure that the plan covers emergency medical care, including hospitalization and urgent care.
  • Prescription Coverage: If you take medications, verify that the plan covers prescription drugs.
  • Duration: Choose a plan that covers the duration of your stay in the U.S.

Before buying the insurance, it is a good idea to compare M2 Visa insurance on American visitor insurance and select the best health insurance based on the M2 Visa holder needs and visa requirements.

Resourceful tourist insurance USA information

Find the best travel insurance

Find out the best insurance for your budget and needs

Know more »

How does travel insurance work?

Claims process for expenses due to injury or sickness

Know more »

How to buy travel insurance?

Guide to buying the best international travel health insurance
Know more »

Travel insurance glossary

Commonly used international travel medical insurance terms
Know more »

Travel insurance for specific groups

Tourists, Cruises, Students, J1 visa, OPT status, Immigrants...
Know more »

Compare travel insurance plans

Compare the best travel insurance plan for your needs


Know more »

Factors that determine the cost of US M2 visa travel insurance plans

Age of the M2 visa holder

The cost of health insurance is directly proportional to the age of the applicant. The older the traveler and greater will be the cost of the M2 visa health insurance in USA.

Types of US M2 travel insurance

Comprehensive travel insurance which provide exhaustive coverage are more expensive than fixed benefit travel insurance.

Medical maximum coverage and deductible options

The price of medical insurance for US M2 visa is directly dependant on the maximum medical coverage and inversely proportional to the deductible of the plan chosen.

Region of coverage

Travel insurance for US M2 visa depends on the coverage region. The cost for health insurance for the United States is most expensive.

Duration of US visa insurance for M2 visa

The longer the duration of medical insurance required, the higher will be the cost.

Steps to compare and buy US M2 visa health insurance online

 1: Finding the available medical insurance for M2 visa plans

Complete the health insurance quote request form by providing details of the M2 visa holder and insurance requirements.

 2: Compare the different US M2 visa insurance options

Compare the price and the benefits of the different travel insurance for M2 visa holders options to identify what fits your needs best.

 3: Buy the best health insurance for M2 visa that you like

Purchase the plan that fits your requirements and budget best by using a credit card and completing the online application.

 4: Review the health insurance for M2 visa plan documents received by email

Review the visa insurance policy documents received by email closely for coverage details and relevant contact numbers.

us visitors insurance online

Different types of US Visitors travel insurance

Fixed Benefit travel insurance

A fixed benefit or scheduled benefits travel insurance plan is the cheapest US travel insurance plan, however this is because the Fixed benefit travel insurance have a fixed limit of coverage for different medical benefits. Fixed benefit international travel medical insurance works well for small ailments but can be inadequate for more serious medical conditions involving hospitalisation.

Comprehensive travel insurance

Comprehensive travel insurance provide full coverage for medical expenses up to the policy medical maximum limit. As opposed to fixed benefit international travel medical insurance there are no coverage limits for each benefit. It is much more expensive when compared to fixed benefit plans but also provides significantly superior coverage especially in case of a serious medical emergency or hospitalisation.

Resourceful M2 Visa holder insurance information

M2 Visa holder insurance resources

International travel insurance resources for M2 Visa Holders while in the US.

Explore »
Factors for M2 Visa holder insurance

Important factors to consider while buying M2 Visa medical insurance.

Explore »
Types of M2 Visa insurance options

Different US M2 Visa insurance, fixed benefits vs comprehensive coverage.

Explore »
M2 Visa insurance claims procedure

M2 Visa holder insurance claims process for medical care in hospital.

Explore »

Visitor visa health insurance USA

USA tourist M2 Visa insurance, M2 Visa insurance information


M2 Visa insurance FAQ

Commonly asked questions about M2 Visa health insurance.

Read more »

M2 Visa insurance Blog

Blogs about M2 Visa health insurance.

Read more »

M2 Visa insurance Forum

Questions and answers about health insurance for spouse visa.

Read more »

Expertise in offering travel insurance
20+ years!

Customers from
All U.S. states!

Customers from over
180 countries!