Comprehensive reviews of health insurance options for Green card holders, Green Card Holder Medical insurance, medical insurance for Green Card holders over 65

What are the best health insurance for Green Card Holders?

International Medical Group(IMG) travel insurance reviews
Patriot America Lite Insurance ^{Comprehensive}
- star
  Rating
  A(Excellent)
- health_and_safety
  Plan life
  5 days to 364 days
- gavel
  Underwriter
  Sirius International
- ecg_heart
  Acute onset of a pre-existing condition
  Covers up to the age of 70 years
- attach_money
  In network: Plan pays 100% up to policy maximum
  Out of network: Plan pays 80% of eligible expenses up to $5,000, then 100% up to the maximum Limit.
  Direct billing: Through First health care network or United healthcare
- local_hospital
  Medical Evacuation
  Upto 50,000
- attach_money
  Max Coverage
  $50K, $100K, $500K, $1M
- description
  Deductible
  $0, $100, $250, $500, $1k, $2.5k
- trending_up
  Cost Range
  $97.65Buy now
Plan details

Brochure
Advantages

Advantages of Patriot America Lite

Offers extensive medical coverage, including hospitalization, emergency medical evacuation, and prescription drugs

Access to a large network of healthcare providers through UnitedHealthcare PPO, ensuring quality care
Disadvantages

Disadvantages of Patriot America Lite

Does not cover pre-existing conditions unless it’s an acute onset for eligible travelers.

Maximum coverage limits decrease significantly for travelers aged 70 and above.

Coverage for injuries related to adventure sports is not included unless an additional rider is purchased.
Patriot America Plus Insurance ^{Comprehensive}
- star
  Rating
  A(Excellent)
- health_and_safety
  Plan life
  5 days to 364 days
- gavel
  Underwriter
  Sirius International
- ecg_heart
  Acute onset of a pre-existing condition
  Covers up to the age of 70 years
- attach_money
  In network: Plan pays 100% up to policy maximum
  Out of network: Plan pays 80% of eligible expenses up to $5,000, then 100% up to the maximum Limit.
  Direct billing: Through First health care network or United healthcare
- local_hospital
  Medical Evacuation
  Upto 50,000
- attach_money
  Max Coverage
  $50K, $100K, $500K, $1M
- description
  Deductible
  $0, $100, $250, $500, $1k, $2.5k
- trending_up
  Cost Range
  $98.43Buy now
Plan details

Brochure
Advantages
Advantages of Patriot America Plus

Offers extensive medical coverage, including hospitalization, emergency medical evacuation

Coverage limits range from $50,000 to $1,000,000, allowing customization based on individual needs.

Pays 100% of eligible expenses within the UnitedHealthcare PPO network after the deductible is met
Disadvantages
Disadvantages of Patriot America Plus

For out-of-network treatment, it pays 80% of eligible expenses up to $5,000, then 100%, which can lead to higher out-of-pocket costs initially

Does not cover chronic or congenital conditions and may have limitations on dental coverage

Coverage for acute onset of pre-existing conditions is limited to specific criteria and may not apply to all situations
Patriot America Platinum Insurance ^{Comprehensive}
- star
  Rating
  A(Excellent)
- health_and_safety
  Plan life
  5 days to 12 months
- gavel
  Underwriter
  SiriusPoint Specialty Insurance Corporation
- ecg_heart
  Acute onset of a pre-existing condition
  Covers up to the age of 70 years
- attach_money
  In network: Plan pays 100% up to policy maximum
  Out of network: Plan pays 90% of eligible expenses up to $5,000, then 100% up to the maximum Limit.
  Direct billing: Through First health care network or United healthcare
- local_hospital
  Medical Evacuation
  Up to the maximum limit
- attach_money
  Max Coverage
  $2M, $5M, $8M
- description
  Deductible
  $0, $100, $250, $500, $1k, $2.5k, $5k, $10k or $25k
- trending_up
  Cost Range
  $221.65Buy now
Plan details

Brochure
Advantages
Advantages of Patriot America Platinum

Offers first class medical coverage with $8M

Renewable for a period of 12 months up to the maximum of 36 continuous months

Adventure sports coverage is available as optional rider up to the age of 65 years
Disadvantages
Disadvantages of Patriot America Platinum

Plan can be renewed only if purchased for a minimum of 1 month

Only $20,000 coverage for 80+ travelers
Trawick International travel insurance reviews
Safe Travels USA Insurance ^{Comprehensive}
- star
  Rating
  A (Excellent)
- health_and_safety
  Plan life
  5 to 364 days
- gavel
  Underwriter
  Zurich Insurance Europe AG Belgian branch
- ecg_heart
  Pre-existing condition
  Up to $1K unexpected recurrence
- attach_money
  In network: Plan pays 90% of coinsurance for the first $2,500 then 100% up to the policy maximum.
  Out of network: Plan pays 90% of coinsurance for the first $2,500 then 100% up to the policy maximum.
  Direct billing: Through First healthcare network
- local_hospital
  Medical Evacuation
  Up to 1M
- attach_money
  Max Coverage
  50k, $100k, 250k, 500k, 1M
- description
  Deductible
  $0, $100, $250, $500, $1k, $2.5k, $5k
- trending_up
  Cost Range
  $107Buy now
Plan details

Brochure
Advantages

Advantages of Safe Travels USA

Plan is available for Green card holders

Optional rider cover for Sports activity coverage, AD&D, Return to home country Coverage and hazardous activities.

Travelers on transit visa in US can also purchase this plan
Disadvantages

Disadvantages of Safe Travels USA

Plan is not available to any individual who has been residing within the United States for more than 365 days prior to their Effective Date

Policy does not include trip cancellation coverage, which can leave travelers financially vulnerable if they need to cancel their trip for unforeseen reasons
Safe Travels USA Cost Saver Insurance ^{Comprehensive}
- star
  Rating
  A (Excellent)
- health_and_safety
  Plan life
  5 to 364 days
- gavel
  Underwriter
  Zurich Insurance Europe AG Belgian branch
- ecg_heart
  Pre-existing condition
  Unexpected recurrence up to $1K
- attach_money
  In network: Plan pays 80% of coinsurance for the first $5,000 then 100% up to the policy maximum.
  Out of network: Plan pays 80% of coinsurance for the first $5,000 then 100% up to the policy maximum.
  Direct billing: Through First healthcare network
- local_hospital
  Medical Evacuation
  Up to 1M
- attach_money
  Max Coverage
  $50k, $100k, $250k, $500k, $1M
- description
  Deductible
  $0 ,$50, $100, $250, $500, $1k, $2.5k, $5k
- trending_up
  Cost Range
  $96Buy now
Plan details

Brochure
Advantages

Advantages of Safe Travels USA Cost Saver

Plan is available for Green card holders

Optional rider cover for Sports activity coverage, AD&D, Return to home country Coverage and hazardous activities.

Coinsurance is 80% of the first $5,000 of covered expenses then 100% up to the policy maximum
Disadvantages

Disadvantages of Safe Travels USA Cost Saver

Plan is not available to any individual who has been residing within the United States for more than 365 days prior to their Effective Date

Policy does not cover covid-19 coverage
Safe Travels USA Comprehensive Insurance ^{Comprehensive}
- star
  Rating
  A (Excellent)
- health_and_safety
  Plan life
  5 to 364 days
- gavel
  Underwriter
  Zurich Insurance Europe AG Belgian branch
- ecg_heart
  Acute onset of Pre-existing condition
  Covers up to $25K
- attach_money
  In network: Plan pays 100% up to policy maximum
  Out of network: Plan pays 100% up to policy maximum
  Direct billing: Through First healthcare network
- local_hospital
  Medical Evacuation
  Up to 1M
- attach_money
  Max Coverage
  $20k, $50k, $100k, $250k, $500k, $1M
- description
  Deductible
  $0, $100, $250, $500, $1k, $2.5k, $5k
- trending_up
  Cost Range
  $116Buy now
Plan details

Brochure
Advantages

Advantages of Safe Travels USA Comprehensive

Plan is available for Green card holders

Optional rider cover for Sports activity coverage, AD&D, Return to home country Coverage and hazardous activities.

Coinsurance is 80% of the first $5,000 of covered expenses then 100% up to the policy maximum
Disadvantages

Disadvantages of Safe Travels USA Comprehensive

Plan is not available to any individual who has been residing within the United States for more than 365 days prior to their Effective Date

Policy does not include trip cancellation coverage, which can leave travelers financially vulnerable if they need to cancel their trip for unforeseen reasons
Global Underwriters travel insurance reviews
Diplomat America Insurance ^{Comprehensive}
- star
  Rating
  A (Excellent)
- health_and_safety
  Plan life
  15 days to 365 days
- gavel
  Underwriter
  Crum & Forster,SPC
- ecg_heart
  Pre-existing condition
  Covers after 24 months of waiting period
- attach_money
  In network: Plan pays 80% of eligible expenses up to $5,000, then 100% up to the maximum Limit.
  Out of network: Plan pays 80% of eligible expenses up to $5,000, then 100% up to the maximum Limit.
  Direct billing: No PPO
- local_hospital
  Medical Evacuation
  Up to $250K
- attach_money
  Max Coverage
  Maximum limit up to $1M
- description
  Deductible
  $0, $50, $100, $250, $500, $1k, $2.5k, $5k
- trending_up
  Cost Range
  $163Buy now
Plan details

Brochure
Advantages

Advantages of Diplomat America

Includes additional benefits such as Emergency Medical Evacuation, Repatriation of Remains, Accidental Death and Dismemberment (AD&D), Trip Interruption, and Emergency Dental.

Plan pays co-insurance 80% of Covered Expenses up to $5,000 and 100% thereafter up to the selected policy maximum
Disadvantages

Disadvantages of Diplomat America

Plan not available for travelers traveling outside of US

There is a 24-month exclusion for pre-existing conditions prior to the start date of coverage. This means that any medical issues arising from conditions existing before this period are not covered
INF Travel Insurance Review
INF Elite 90 X Insurance ^{Comprehensive}
- star
  Rating
  A by A.M. Best
- health_and_safety
  Plan life
  364 days (Minimum Enrolment 90 days)
- gavel
  Underwriter
  Crum & Forster SPC
- ecg_heart
  Pre-existing condition
  Covers Full Pre-existing conditions up to 99 years
- attach_money
  In network: Plan pays 90% of charges up to the total Maximum
  Out of network: Plan pays 70% of the Usual and Customary Charges up to the Total Maximum
  Direct billing: Through United healthcare
- local_hospital
  Medical Evacuation
  Up to $25k
- attach_money
  Max Coverage
  Up to $1M (0 - 69 years); $75K (70 - 99 years)
- description
  Deductible
  Up to $5K
- trending_up
  Cost Range
  Buy now
Plan details
Brochures
INF Elite 90 X insurance brochures

View INF Elite 90 X insurance brochures in different age groups

Description document age 0-69

Description document age 70-99
Advantages
Advantages of INF Elite 90 X

Covers Stable Pre-Existing Conditions

Comprehensive plan covers full pre-Existing Conditions up to 99 years

Cashless Guaranteed via INF-Robin Assist
Disadvantages
Disadvantages of INF Elite 90 X

Plan is not available to US residents

Policy does not cover planned or anticipated medical treatments, which means any scheduled care or maintenance treatments will not be reimbursed
INF Elite Plus X Insurance ^{Comprehensive}
- star
  Rating
  A by A.M. Best
- health_and_safety
  Plan life
  364 days (Minimum Enrolment 90 days)
- gavel
  Underwriter
  Crum & Forster SPC
- ecg_heart
  Pre-existing condition
  Covers Full Pre-existing conditions up to 99 years
- attach_money
  In network: Plan pays 90% of charges up to the total Maximum
  Out of network: Plan pays 70% of the Usual and Customary Charges up to the Total Maximum
  Direct billing: Through United healthcare
- local_hospital
  Medical Evacuation
  Up to $50K
- attach_money
  Max Coverage
  Up to $300K (0 - 69 years); $75K (70 - 99 years)
- description
  Deductible
  Up to $5K
- trending_up
  Cost Range
  Buy now
Plan details
Brochures
INF Elite Plus X insurance brochures

View INF Elite Plus X insurance brochures in different age groups

Description document age 0-69

Description document age 70-99
Advantages
Advantages of INF Elite Plus X

Covers Stable Pre-Existing Conditions

Comprehensive plan covers full pre-Existing Conditions up to 99 years

Covers Preventive & maintenance care
Disadvantages
Disadvantages of INF Elite Plus X

Plan is not available to US residents

Policy does not cover planned or anticipated medical treatments, which means any scheduled care or maintenance treatments will not be reimbursed
INF Safe Traveler USA X Insurance ^{Comprehensive}
- star
  Rating
  A by A.M. Best
- health_and_safety
  Plan life
  364 days (Minimum Enrolment 90 days)
- gavel
  Underwriter
  Crum & Forster SPC
- ecg_heart
  Pre-existing condition
  Not covered
- attach_money
  In network: Plan pays 80% of charges up to the total Maximum
  Out of network: Plan pays 60% of the Usual and Customary Charges up to the Total Maximum
  Direct billing: Through United healthcare
- local_hospital
  Medical Evacuation
  Up to $25k
- attach_money
  Max Coverage
  Up to $1M (0 - 69 years); $75K (70 - 99 years)
- description
  Deductible
  Up to $5K
- trending_up
  Cost Range
  Buy now
Plan details
Brochures
INF Safe Traveler USA X insurance brochures

View INF Safe Traveler USA X insurance brochures in different age groups

Description document age 0-69

Description document age 70-99
Advantages
Advantages of INF Safe Traveler USA X

Telehealth worldwide via Doctor.

Comprehensive plan for new sicknesses & accidents.

Non-Insurance Dental, Vision, Hearing & Prescription Discount Card Included for INF members
Disadvantages
Disadvantages of INF Safe Traveler USA X

Plan is not available to US residents

Plan does not covers pre-existing conditions
INF Safe Traveler USA 90 X Insurance ^{Comprehensive}
- star
  Rating
  A by A.M. Best
- health_and_safety
  Plan life
  364 days (Minimum Enrolment 90 days)
- gavel
  Underwriter
  Crum & Forster SPC
- ecg_heart
  Pre-existing condition
  Not covered
- attach_money
  In network: Plan pays 90% of charges up to the total Maximum
  Out of network: Plan pays 70% of the Usual and Customary Charges up to the Total Maximum
  Direct billing: Through United healthcare
- local_hospital
  Medical Evacuation
  Up to $25k
- attach_money
  Max Coverage
  Up to $1M (0 - 69 years); $75K (70 - 99 years)
- description
  Deductible
  Up to $5K
- trending_up
  Cost Range
  $147Buy now
Plan details
Brochures
INF Safe Traveler USA 90 X insurance brochures

View INF Safe Traveler USA 90 X insurance brochures in different age groups

Description document age 0-69

Description document age 70-99
Advantages
Advantages of INF Safe Traveler USA 90 X

Telehealth worldwide via Doctor.

Comprehensive plan for new sicknesses & accidents.

Non-Insurance Dental, Vision, Hearing & Prescription Discount Card Included for INF members
Disadvantages
Disadvantages of INF Safe Traveler USA 90 X

Plan is not available to US residents

Plan does not covers pre-existing conditions

American travel insurance reviews

"I am always appreciating good business conduct and when I am coming back here for the longer time span."

Karen

"Thank you for your prompt response. Your prompt response will be highly appreciated."

Margaret

"Thank you American Visitor insurance! You went way beyond what I would expect from an insurance company."

Connie

How can Green Card Holders be categorized?

Green Card Holders who travel often between the US and their old home country

Green card holders who travel frequently to their old home country and who may are staying permanently in the USA are however still advised to buy good US travel health insurance coverage till they reside permanently in the US and get regular domestic US health insurance.

This group of customers should however be aware that these medical insurance for new Green card holders do not cover preventative care (health check-ups, vaccinations...) or have limited coverage for pre-existing medical conditions.

Green Card Holders permanently residing in the US

If a US Green card holder is living permanently here then he or she is eligible for domestic health insurance plans. However this depends on the age of the Green card holder and the duration of stay within US. If one is below 65 years then they are eligible for domestic health insurance plans such as Blue Cross, Blue Shield, however they are usually eligible only after living in the US for 6 months or more. In this case also, purchasing short term travel health insurance till they become eligible for domestic plans is strongly recommended. For those above 65 years and are not yet eligible for Medicare or domestic health insurance, there are good options offered by INF insurance.

New Green Card Holders or New Immigrants

New immigrants who can be parents or family members who recently arrived in the USA can buy visitor health insurance depending on their duration of stay. Again, these plans can be bought for the period till they are eligible for domestic health insurance.

Applied and waiting for Green Card

If one has applied for the Green Card and are waiting for permanent residency, they can buy visitor health insurance coverage that is ideal for them till they get the Green card and are eligible for other domestic US health insurance options.

What are the Medical insurance options for Green Card Holders?

Purchasing Green Card Holder Medical insurance depends on the specific situation of the Green card holder. The following are broadly the different health insurance options for Green card holders.

Employer sponsored insurance: Any Green card holder who has a regular job should try to get health insurance through their employer. Most US employers offer health insurance benefits to their employees and this includes Green Card holders. Employer offered health insurance is affordable as it is part of a larger group insurance and is much cheaper than buying health insurance as an individual.
Visitor medical insurance: US insurance providers offer visitors insurance for Green Card holders till they are eligible for insurance either through an employer or are eligible for domestic US health insurance and Medicare. These Green card medical insurance options are available on American Visitor insurance. Factors for the cost of Green card holder medical insurance are the medical coverage required, the deductibles and the network of healthcare providers.
Medicaid: Green Card holders may be eligible for Medicaid which a state and federal program that provides health coverage for low-income individuals and families. However, this is available only to low income individuals and is based on the global assets and income.
US Medicare: Green Card holders who have been living in the United States for at least five years may be eligible for Medicare when they turn 65 years old or meet specific disability requirements. However, parents who recently received their Green cards and who have not lived in the US for five years are not eligible for Medicare.

It is important understand what your options are based on your specific situation. Compare Green Card Holders health insurance on American Visitor insurance to find a plan that best suits your needs and budget if you are not able to get insurance through an employer on through Medicare. Talk to licensed insurance agents on American Visitor insurance to get guidance based on your specific situation as a Green Card holder.

Which is the cheapest travel health insurance for Green Card holders in the USA?

The most affordable plan for Green Card holders is Safe Travels Elite insurance from Trawick International. Other cheap visitors health insurance options include INF Standard X and Safe Travels USA.

Safe Travels Elite
^{Trawick International}

$74 per month

Age: 60 years | Plan: $25,000 | Deductible: $0

Cheapest visitor health insurance for green card holders visiting USA.
Policy maximum limits ranges from $25,000 to $175,000.
Deductible option $0.
Coverage from 5 days - 364 days.
Direct billing through First health international.
Covers acute on set of pre-existing conditions up to 89 years.

Brochure Buy now

INF Standard X
^INF

$75 per month

Age: 60 years | Plan: $50,000 | Deductible: $250

Affordable visitors insurance for healthy Green Card holders without pre-existing condition.
Policy maximum limits ranges from $50,000 to $150,000.
Deductible options $0 to $5,000.
Coverage from 30 days - 364 days.
Great savings with United Healthcare PPO network
Does not cover pre-existing conditions.

Brochures Buy now

Safe Travels USA
^{Trawick International}

$143 per month

Age: 60 years | Plan: $50,000 | Deductible: $250

Ideal for Green Card holders seeking budget-friendly protection.
Policy maximum limits ranges from $50,000 to $1,000,000.
Deductible options $0 to $5,000.
Coverage from 5 days - 364 days.
Direct billing through First health international.
Unexpected Recurrence of a Pre-Existing Condition up to 70 years.

Brochure Buy now

Other affordable options include Safe Travels USA Cost Saver and Patriot America Lite.

Which is the best travel medical insurance for Green Card holders in the USA?

The best long term health insurance for Green Card holders is Safe Travels USA Comprehensive. Other top plans include Patriot America Plus and SafeVista Protect.

Patriot America Plus Insurance ^IMG

Best suited for Green Card holders visiting the USA who want strong comprehensive coverage for unexpected medical needs.
Covers acute onset of pre-existing conditions under age 70.
Covers emergency evacuation up to $1,000,000.
Urgent care is available with a copay of up to $25.
Direct billing through the UnitedHealthcare PPO and First Health PPO networks within the U.S.
Offers optional coverage for adventure sports and recreational activities.

 Policy Maximum?
$50,000 - $1,000,000

 Deductible?
$0 - $2,500

 Period of Coverage?
5 days to 364 days

 Cost?
$159

Safe Travels USA Comprehensive Insurance ^{Trawick International}

A good option for Green Card holders needing coverage for new illnesses and acute onset of pre-existing conditions.
Covers acute onset of pre-existing conditions up to 89 years.
Covers emergency evacuation up to $1,000,000.
Urgent care is available with a copay of up to $30 per incident.
Direct billing through First Health International PPO network.
Provides cardiac and stroke coverage of up to $25,000 for ages 69 and below, and $15,000 for ages 70 and above.

 Policy Maximum?
$50,000 - $1,000,000

 Deductible?
$0 - $5,000

 Period of Coverage?
5 days to 364 days

 Cost?
$167

SafeVista Protect Insurance ^INF

Best for Green Card holders wanting all-round comprehensive coverage in the USA.
Covers acute onset of pre-existing conditions up to 85 years.
Covers emergency evacuation up to $25,000.
Urgent care is available with a copay of up to $25.
Direct billing through UnitedHealthcare PPO Network.
Includes free worldwide telehealth access through doctor please for remote medical consultations.

 Policy Maximum?
$100,000 - $1,000,000

 Deductible?
$0 - $5,000

 Period of Coverage?
10 days to 364 days

 Cost?
$223

Other affordable options include Diplomat America and Patriot America Platinum.

What are the best visitor insurance for Green Card holders staying longer in the USA?

The best visitor insurance for Green Card holders staying long-term in the USA is INF Elite Plus X. Additional choices include INF Elite X and INF Premier X.

INF Premier X
^INF

$385 3 months

Age: 60 years | Plan: $100,000 |
Deductible: $250

Affordable choice for Green Card holders seeking long-term fixed-benefit coverage with full pre-existing condition protection.
Policy maximum limits ranges from $100,000 - $1,000,000.
Deductible options $75 - $5,000.
Coverage from 90 days - 364 days.
Direct billing through United Healthcare network.
Covers full pre-existing conditions up to 99 years.

Brochures Buy now

INF Elite X
^INF

$1,340 3 months

Age: 60 years | Plan: $150,000 |
Deductible: $250

Comprehensive plan tailored for Green Card holders with multiple or ongoing health issues needing consistent coverage.
Policy maximum limits ranges from $150,000 - $1,000,000.
Deductible options $100 to $5,000.
Coverage from 90 days - 364 days.
Direct billing through United Healthcare network.
Covers full pre-existing conditions up to 99 years.

Brochures Buy now

INF Elite Plus X
^INF

$1,243 3 months

Age: 60 years | Plan: $150,000 |
Deductible: $250

Top INF insurance for Green Card holders, offering the broadest benefits including extensive pre-existing condition coverage.
Policy maximum limits ranges from $150,000 - $250,000.
Deductible options $500 to $5,000.
Coverage from 90 days - 364 days.
Direct billing through First health international.
Covers full pre-existing conditions up to 99 years.

Brochures Buy now

How much does health insurance cost for Green Card Holders?

Medical insurance cost for Green card holders varies based on several factors such as the age, medical maximum coverage, deductible for the plan, and the coverage for pre-existing conditions. There are cheap Green Card holders health insurance plans starting at $38 per month.

Cost of health insurance for parents over 65 years on Green Card

Travel insurance USA	Coverage	Deductible	Provider Network	Cost ^#
Safe Travels Advantage ^{Trawick International}	$25,000	$0	First HealthCare	$38
Safe Travels Elite ^{Trawick International}	$25,000	$0	First HealthCare	$50
INF Standard X ^INF	$50,000	$250	United HealthCare	$76
Patriot America Lite ^IMG	$50,000	$250	United HealthCare	$157
Safe Travels USA ^{Trawick International}	$50,000	$250	First HealthCare	$160
Patriot America Plus ^IMG	$50,000	$250	United HealthCare	$173
Safe Travels USA Comprehensive ^{Trawick International}	$50,000	$250	First HealthCare	$224
Diplomat America ^{Global Underwriters}	$50,000	$250	No PPO	$262
INF Safe Traveler USA X ^INF	$150,000	$500	United HealthCare	$341
Patriot Platinum ^IMG	$1M	$250	United HealthCare	$379

^# Approximate cost of Green Card holders health insurance is for a 65-year-old parent or Seniors for a duration of 1 month. Source: AMERICAN VISITOR insurance®

Are Senior Green Card Holders eligible for Medicare?

Green Card Holders (lawful permanent residents) can qualify for Medicare if they meet certain requirements related to age, residency, and work history.
To be eligible for Medicare, Green Card Holders must meet the following conditions:

Age: Be 65 years or older, or meet specific disability criteria if under 65 (such as receiving Social Security Disability Insurance (SSDI) for 24 months, or having end-stage renal disease (ESRD) or amyotrophic lateral sclerosis (ALS)).

Residency: Have lived in the U.S. as a legal permanent resident for at least 5 consecutive years.
Work History: Have worked and paid Medicare taxes for at least 10 years (40 quarters) through employment in the U.S., or be married to someone who has.

If you haven't paid Medicare taxes for 10 years and don't qualify for premium-free Part A, you'll need to buy Part A and also pay premiums for both Part A and Part B. For 2025, if you've worked less than 30 quarters, the Part A premium is approximately $518. If you've worked 30-39 quarters, the premium is about $285. Part B, which covers outpatient care and preventive services, will have a standard monthly premium of about $185 in 2025.

Your Initial Enrollment Period lasts for 7 months which starts 3 months before your 65th birthday month, then includes the month of your 65th birthday and finally ends 3 months after your birthday month. If you miss your Initial Enrollment Period, you can sign up during the General Enrollment Period, which runs from January 1 to March 31 each year. You may face a late enrollment penalty for Part B (and sometimes Part A) if you delay enrollment without having other creditable coverage (such as employer insurance). You may qualify for a Special Enrollment Period if you delayed enrolling in Medicare due to having other creditable coverage (e.g., through an employer or union).

Travel health insurance for elderly immigrants in the USA

At American Visitor Insurance, we offer affordable travel health insurance for senior immigrants in the USA. Protect immigrant parents and elderly Green Card seniors over 60 years with coverage for medical emergencies, hospitalization, and pre-existing conditions. Find the best senior immigrant travel medical insurance for pre-existing conditions, offer flexible policy durations that fits your budget and health care needs.

Green card medical insurance - FAQ's

The Affordable Care Act (Obamacare) had made it mandatory for all US residents to have health insurance, however the compulsory insurance requirement has been waived and it is now no longer mandatory to have health insurance. However, given the very high cost of US healthcare, where a regular Doctor’s consultation can take hundreds of Dollars, and Hospitalization overnight can involve thousands, or even tens of thousands of Dollars, it is very risky to be living in the US without any health insurance.

Green card holders can buy the health insurance on American Visitor insurance if they do not have group health insurance from any employer, or if they are not yet eligible for US Medicare or for other domestic health insurance. The medical insurance for Green card holders that we offer will however not cover preventive care and has limited coverage for pre-existing medical conditions.

Green card holders who are employed in the United States are generally eligible to participate in employer-sponsored health insurance plans, similar to U.S. citizens. It's advisable to check with the employer to understand the available options and any eligibility requirements.

There is no specific requirement for Green card holders to have medical insurance under U.S. immigration law. However, it is highly recommended to have health insurance coverage to protect against unexpected medical expenses given the very expensive cost of US healthcare.

New immigrants or recent Green card holders may have a waiting period before becoming eligible for government programs or employer-sponsored health insurance. It is important to explore alternative options during this waiting period, such as short-term health insurance plans like those offered on American Visitor insurance.

Health insurance for parents on Green card

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Travel Health Insurance for Green Card Applicants

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Annual travel insurance for individuals who take multiple trips within a year.

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Green Card travel medical insurance FAQ

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Green Card holder health insurance Blog

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Green Card holder medical insurance Forum

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