Best Green Card Holders health insurance reviews

Accidental Death and Dismemberment Upgrade

Safe Travels USA insurance Eligibility
- For non U.S. residents and non U.S. citizens, traveling to the USA or USA and then other countries.
- Available for green card holders
- Travelers up to the age of 89 years
- This plan is not available to any individual who has been residing within the United States for more than 365 days prior to their Effective Date
- Up to $1,000 for an unexpected recurrence of pre-existing conditions

Safe Travels USA optional riders

The Traveler can purchase an optional rider at the time of application. The optional riders provide additional coverage for a minimal charge.

What is Safe Travels USA travel insurance Chaperone Replacement Rider?
Chaperone/Faculty Leader Replacement Rider
Groups may purchase the Chaperone/Faculty Leader Replacement Rider in the event that an insured person who is designated as a Chaperone/Faculty Leader by the sponsoring organization has an unexpected death of a relative, a medical emergency, or the substantial destruction of the principal residence in his/her home country, which causes the insured person to have to cancel or interrupt travel, this plan covers reimbursement up to $3,000 for the expense of a round trip economy airline ticket for a replacement Chaperone/Faculty Leader. (avaliable on group plans)
What is Enhanced AD & D Rider offered by Safe Travels USA travel health insurance?
Enhanced AD & D Rider
This optional coverage is available for the primary insured person only. This coverage is in addition to the Accidental Death and Dismemberment already included in the plans. Coverage must be purchased for a minimum of three months.
What is Evacuation Plus Rider by Safe Travels USA medical insurance?
Evacuation Plus Rider
Available to insureds up to age 65. It provides coverage for medical evacuations for sudden and unexpected medical conditions that are non life-threatening, and where hospitalization is medically necessary. It also provides coverage for evacuations as a result of a natural disaster. This rider must be purchased for a minimum purchase of 3 months regardless of the minimum number of days being traveled.

Non Life-threatening Medical Evacuation - Up to a maximum of $25,000

Natural Disaster Evacuation - Up to a maximum of $5,000

Safe Travels USA Cost Saver Comprehensive Plan

Accidental Death and Dismemberment Upgrade

Safe Travels USA Cost Saver insurance Eligibility
- For non U.S. residents and non U.S. citizens, traveling to the USA or USA and then other countries.
- This plan is available for green card holders.
- Travelers up to the age of 89 years.
- This plan is not available to any individual who has been residing within the United States for more than 365 days prior to their Effective Date.
- Coverage for minimum 5 days to maximum up to 364 days.
Safe Travels USA Cost Saver insurance coverage for pre-existing condition
- The first $1,000 of Covered Expenses

Safe Travels USA Cost Saver insurance optional riders

The Traveler can purchase an optional rider at the time of application. The optional riders provide additional coverage for a minimal charge.

What is Safe Travels USA Cost Saver travel insurance Chaperone Replacement Rider?
Chaperone/Faculty Leader Replacement Rider
Groups may purchase the Chaperone/Faculty Leader Replacement Rider in the event that an insured person who is designated as a Chaperone/Faculty Leader by the sponsoring organization has an unexpected death of a relative, a medical emergency, or the substantial destruction of the principal residence in his/her home country, which causes the insured person to have to cancel or interrupt travel, this plan covers reimbursement up to $3,000 for the expense of a round trip economy airline ticket for a replacement Chaperone/Faculty Leader. (avaliable on group plans)
What is Enhanced AD & D Rider offered by Safe Travels USA Cost Saver travel health insurance?
Enhanced AD & D Rider
This optional coverage is available for the primary insured person only. This coverage is in addition to the Accidental Death and Dismemberment already included in the plans. Coverage must be purchased for a minimum of three months.
What is Evacuation Plus Rider by Safe Travels USA Cost Saver medical insurance?
Evacuation Plus Rider
Available to insureds up to age 65. It provides coverage for medical evacuations for sudden and unexpected medical conditions that are non life-threatening, and where hospitalization is medically necessary. It also provides coverage for evacuations as a result of a natural disaster. This rider must be purchased for a minimum purchase of 3 months regardless of the minimum number of days being traveled.

Non Life-threatening Medical Evacuation - Up to a maximum of $25,000

Natural Disaster Evacuation - Up to a maximum of $5,000

Coinsurance of Safe Travels USA Cost Saver
- In Network : Plan pays 100%
- Out of Network : 80% of the first $5,000 then 100% up to the Policy Maximum

Safe Travels USA Comprehensive Comprehensive Plan

Accidental Death and Dismemberment Upgrade

Eligibility to Safe Travels USA Comprehensive
- For non U.S. residents and non U.S. citizens, traveling to the USA or USA and then other countries.
- This plan is available for green card holders.
- Travelers up to the age of 89 years.
- This plan is not available to any individual who has been residing within the United States for more than 365 days prior to their Effective Date.
- Coverage for minimum 5 days to maximum up to 364 days.
Safe Travels USA Comprehensive insurance coverage for Acute onset of a pre-existing condition
- Covers Acute onset of Pre-existing condition coverage: Up to 69 years the limit is up to the Medical Maximum purchased per Period of Coverage. For any coverage related to cardiac disease, coverage is limited to $25,000 up to age 69 years and $15,000 for ages 70 and above. Above 70 years the Acute Onset benefits is reduced to a Maximum of $35,000, with a $25,000 Maximum Lifetime Limit for Emergency Medical Evacuation. Any repeat recurrence within the same policy period will no longer be considered Acute onset of Pre-existing condition coverage and will not be eligible for additional coverage.Limit of $25,000 Maximum per Policy Period for any condition covered
Safe Travels USA Comprehensive coinsurance
- Co-insurance after the deductible, 100% up to the Policy Maximum

Safe Travels USA Comprehensive optional riders
The Traveler can purchase an optional rider at the time of application. The optional riders provide additional coverage for a minimal charge.

What is Safe Travels USA Comprehensive travel insurance Chaperone Replacement Rider?
Chaperone/Faculty Leader Replacement Rider
Groups may purchase the Chaperone/Faculty Leader Replacement Rider in the event that an insured person who is designated as a Chaperone/Faculty Leader by the sponsoring organization has an unexpected death of a relative, a medical emergency, or the substantial destruction of the principal residence in his/her home country, which causes the insured person to have to cancel or interrupt travel, this plan covers reimbursement up to $3,000 for the expense of a round trip economy airline ticket for a replacement Chaperone/Faculty Leader. (avaliable on group plans)
What is Enhanced AD & D Rider offered by Safe Travels USA Comprehensive travel health insurance?
Enhanced AD & D Rider
This optional coverage is available for the primary insured person only. This coverage is in addition to the Accidental Death and Dismemberment already included in the plans. Coverage must be purchased for a minimum of three months.
What is Evacuation Plus Rider by Safe Travels USA Comprehensive medical insurance?
Evacuation Plus Rider
Available to insureds up to age 65. It provides coverage for medical evacuations for sudden and unexpected medical conditions that are non life-threatening, and where hospitalization is medically necessary. It also provides coverage for evacuations as a result of a natural disaster. This rider must be purchased for a minimum purchase of 3 months regardless of the minimum number of days being traveled.

Non Life-threatening Medical Evacuation - Up to a maximum of $25,000

Natural Disaster Evacuation - Up to a maximum of $5,000

Safe Travels Elite Fixed Benefit Plan

Safe Travels Elite Insurance Eligibility
- Safe Travels Elite plan is available for Non US citizens coming to the US and worldwide.
- This plan is available for green card holders.
- Travelers up to the age of 89 years.
- This plan is not available to any individual who has been residing within the United States for more than 365 days prior to their Effective Date.
- Coverage for minimum 5 days to maximum up to 364 days.
Acute Onset of Pre-Existing Conditions
- Safe Travels Elite Economy, Basic, Silver, Gold, Platinum - Up to Policy Maximum, Coverage related to Cardiac Conditions or Stroke are limited to $25,000
- Safe Travels Elite Diamond, Diamond Plus - For ages 70-79, up to $25,000. For ages 80 and above, up to $15,000 /Coverage related to Cardiac Conditions or Stroke are limited to $15,000
- Renewable for 24 consecutive months

Patriot America Lite Comprehensive Plan

Eligibility to buy Patriot America Lite insurance
- People travelling outside their home country whose destination includes the US and its territories.
- US citizens living outside USA who want to visit US. They must have resided outside US continuously for the past six months and they must have a current health plan in force.
- Patriot America Lite travel insurance for US B1 visitors offers coverage for business trips.
- This plan can be renewed for up to 2 years.
Patriot America Lite Visitor insurance renewal
- Patriot America Lite visitor insurance can be extended for a minimum of 5 days up to a 12 months period, until reaching a maximum of 24 continuous months.
- Prior to the end of each period of coverage purchased, you will receive renewal information.
- You have the option to renew online or you may complete a paper renewal form.
- Each insured person must only satisfy one deductible and coinsurance within each 12 month period of coverage.
Coinsurance of IMG Patriot America Lite Insurance
- For treatment received outside the U.S: No coinsurance
- For treatment received within the U.S:
  - In the PPO Network: The plan pays 100%.
  - Outside the PPO Network: The plan pays 80% of eligible expenses up to $5,000, then 100% up to the Maximum Limit.
Patriot America Lite Travel insurance optional riders
The Traveler can purchase an optional rider at the time of application. The optional riders provide additional coverage for a minimal charge.
- Adventure Sports Rider
  Adventure Sports Rider
  
  Available for those up to the age of 65 years.If you are a thrill-seeking traveler who enjoys life's more adventurous activities, you may want to consider adding supplemental coverage to your plan. The Adventure Sports Rider provides coverage for injuries sustained during certain extreme sports that would otherwise be excluded from your insurance policy.
  
  Age 0-49 years: $50,000 certificate period
  
  Age 50-59 years: $30,000 certificate period
  
  Age 60-64 years: $15,000 certificate period
  
  More Details
- Chaperone/Faculty Leader Replacement Rider
  
  Chaperone/Faculty Leader Replacement Rider
  
  Groups may purchase the Chaperone/Faculty Leader Replacement Rider in the event that an insured person who is designated as a Chaperone/Faculty Leader by the sponsoring organization has an unexpected death of a relative, a medical emergency, or the substantial destruction of the principal residence in his/her home country, which causes the insured person to have to cancel or interrupt travel, this plan covers reimbursement up to $3,000 for the expense of a round trip economy airline ticket for a replacement Chaperone/Faculty Leader. (avaliable on group plans)
  More Details
- Accidental Death & Dismemberment
  
  Accidental Death & Dismemberment
  
  The AD&D rider will pay you or your beneficiaries up to $400,000 if your death or dismemberment is the direct result of an accident. This optional coverage is available for the primary insured person only. This coverage is in addition to the Accidental Death and Dismemberment already included in the plans. Coverage must be purchased for a minimum of three months.
  More Details
- Bolt Device Protection (Cellular Phone Rider)
  
  Bolt Device Protection (Cellular Phone Rider)
  
  Cell phones are essential when traveling internationally to keep you safe, connect with friends and family back home, and to take photos of your travels. Device protection provides coverage for repair or replacement of your cell phone if it is lost, stolen, or accidentally damaged during your trip-so you can continue your trip uninterrupted and stay digitally connected wherever you are in the world.
  More Details More Details
  *Rider option is available in select countries on individual plans only.
- Trip Cancellation, Interruption and Travel Delay Rider**
  
  Trip Cancellation, Interruption and Travel Delay Rider**
  
  Should something unexpected happen before or during your trip, this rider can protect you from financial losses with coverage for trip cancellation and interruption, travel delay benefits, and more. While all Patriot plans include benefits for return travel, the Trip Cancellation, Interruption, & Travel Delay Rider provides coverage for trip cancellation, travel delay, and trip interruption perils.
  
  If you are prevented from taking your trip for a covered, unforeseen reason, travel insurance can reimburse up to 100% of your prepaid, non-refundable payments or deposits that would otherwise be forfeited.
  
  **Rider option is available on individual plans for U.S. residents only.

Patriot America Plus Comprehensive Plan

Patriot America Plus insurance Eligibility
- Non US citizens travelling to the USA.
- International travelers requiring continuing coverage.
- US citizens living outside USA who want to visit US. They must have resided outside US continuously for the past 6 months and must have a current health plan in force.
- Green Card Holders in the US are eligible as long as their primary residence is outside the US. There is no set amount of time on arrival in the US before which this plan has to be purchased.
Coinsurance of IMG Patriot America Plus Insurance
- For treatment received outside the U.S : No coinsurance.
- For treatment received within the U.S :
  - In the PPO Network: The plan pays 100%.
  - Outside the PPO Network: The plan pays 80% of eligible expenses up to $5,000, then 100% up to the Maximum Limit.
Patriot America Plus travel insurance coverage for Acute onset of a pre-existing condition
- Under 70 years of age
  - Up to period of coverage maximum limit.
- Acute onset of a pre-existing condition - Emergency medical evacuation
- Under 70 years of age
  - Up to period of coverage maximum limit.
- Acute onset of a pre-existing condition - Emergency medical evacuation
Patriot America Lite Travel insurance optional riders
The Traveler can purchase an optional rider at the time of application. The optional riders provide additional coverage for a minimal charge.
- Adventure Sports Rider
  Adventure Sports Rider
  
  Available for those up to the age of 65 years.If you are a thrill-seeking traveler who enjoys life's more adventurous activities, you may want to consider adding supplemental coverage to your plan. The Adventure Sports Rider provides coverage for injuries sustained during certain extreme sports that would otherwise be excluded from your insurance policy.
  
  Age 0-49 years: $50,000 certificate period
  
  Age 50-59 years: $30,000 certificate period
  
  Age 60-64 years: $15,000 certificate period
  
  More Details
- Chaperone/Faculty Leader Replacement Rider
  
  Chaperone/Faculty Leader Replacement Rider
  
  Groups may purchase the Chaperone/Faculty Leader Replacement Rider in the event that an insured person who is designated as a Chaperone/Faculty Leader by the sponsoring organization has an unexpected death of a relative, a medical emergency, or the substantial destruction of the principal residence in his/her home country, which causes the insured person to have to cancel or interrupt travel, this plan covers reimbursement up to $3,000 for the expense of a round trip economy airline ticket for a replacement Chaperone/Faculty Leader. (avaliable on group plans)
  More Details
- Accidental Death & Dismemberment
  
  Accidental Death & Dismemberment
  
  The AD&D rider will pay you or your beneficiaries up to $400,000 if your death or dismemberment is the direct result of an accident. This optional coverage is available for the primary insured person only. This coverage is in addition to the Accidental Death and Dismemberment already included in the plans. Coverage must be purchased for a minimum of three months.
  More Details
- Bolt Device Protection (Cellular Phone Rider)
  
  Bolt Device Protection (Cellular Phone Rider)
  
  Cell phones are essential when traveling internationally to keep you safe, connect with friends and family back home, and to take photos of your travels. Device protection provides coverage for repair or replacement of your cell phone if it is lost, stolen, or accidentally damaged during your trip-so you can continue your trip uninterrupted and stay digitally connected wherever you are in the world.
  More Details More Details
  *Rider option is available in select countries on individual plans only.
- Trip Cancellation, Interruption and Travel Delay Rider**
  
  Trip Cancellation, Interruption and Travel Delay Rider**
  
  Should something unexpected happen before or during your trip, this rider can protect you from financial losses with coverage for trip cancellation and interruption, travel delay benefits, and more. While all Patriot plans include benefits for return travel, the Trip Cancellation, Interruption, & Travel Delay Rider provides coverage for trip cancellation, travel delay, and trip interruption perils.
  
  If you are prevented from taking your trip for a covered, unforeseen reason, travel insurance can reimburse up to 100% of your prepaid, non-refundable payments or deposits that would otherwise be forfeited.
  
  **Rider option is available on individual plans for U.S. residents only.

Patriot Platinum Comprehensive Plan

Patriot Platinum insurance Eligibility
- Patriot International Platinum offers coverage for US Citizens travelling outside the US with coverage for brief to USA.
- Patriot Platinum offers coverage for Non US citizens travelling outside their home country.
- For visitors under 65 years of age and visiting USA, their initial period of coverage must be within 6 months of arrival in the United States. For visitors over 65 years of age it must begin within 30 days of arrival. These requirements are waived if proof of previous valid international travel insurance is provided.
- US citizens living outside USA who want to visit US. They must have resided outside US continuously for the past 6 months and must have a current health plan in force.
- Green Card Holders in the US are eligible as long as their primary residence is outside the US. There is no set amount of time on arrival in the US before which this plan has to be purchased. US citizens/Expats living outside USA and visiting USA can buy Patriot Platinum America Insurance.
Patriot Platinum insurance renewability
- Patriot Platinum insurance can be extended for a minimum of 5 days up to a 12 months period, until reaching a maximum of 36 continuous months.
- Prior to the end of each period of coverage purchased, you will receive renewal information.
- You have the option to renew online or you may complete a paper renewal form.
- Each insured person must only satisfy one deductible and coinsurance within each 12 month period of coverage.
IMG Patriot Platinum Coinsurance
- For treatment received outside the U.S. & Canada: No coinsurance.
- For treatment received within the U.S. & Canada:
- In the PPO Network: The plan pays 90% of eligible expenses up to $5,000, then 100% up to the Maximum Limit.
- Outside the PPO Network: The plan pays 80% of eligible expenses up to $5,000, then 100% up to the Maximum Limit.
Patriot Platinum Acute Onset of Pre-Existing Condition
- Up to the maximum limit.(Insured person must be under 70 years of age)
- United States citizens:
- Age 64 and under without a primary health plan: Maximum limit: $20,000
- Age 64 and under with a primary health plan: Maximum limit: $1,000,000
- Age 65 through age 69: Maximum limit: $2,500
- Non-United States citizens:
- Age 69 and under: Up to the period of coverage limit or $1,000,000 (whichever is lower)
- $25,000 maximum limit for emergency medical evacuation
Patriot Platinum Travel insurance optional riders
The Traveler can purchase an optional rider at the time of application. The optional riders provide additional coverage for a minimal charge.
- Adventure Sports Rider
  Adventure Sports Rider
  
  Available for those up to the age of 65 years.If you are a thrill-seeking traveler who enjoys life's more adventurous activities, you may want to consider adding supplemental coverage to your plan. The Adventure Sports Rider provides coverage for injuries sustained during certain extreme sports that would otherwise be excluded from your insurance policy.
  
  Age 0-49 years: $50,000 certificate period
  
  Age 50-59 years: $30,000 certificate period
  
  Age 60-64 years: $15,000 certificate period
  
  More Details
- Chaperone/Faculty Leader Replacement Rider
  
  Chaperone/Faculty Leader Replacement Rider
  
  Groups may purchase the Chaperone/Faculty Leader Replacement Rider in the event that an insured person who is designated as a Chaperone/Faculty Leader by the sponsoring organization has an unexpected death of a relative, a medical emergency, or the substantial destruction of the principal residence in his/her home country, which causes the insured person to have to cancel or interrupt travel, this plan covers reimbursement up to $3,000 for the expense of a round trip economy airline ticket for a replacement Chaperone/Faculty Leader. (avaliable on group plans)
  More Details
- Accidental Death & Dismemberment
  
  Accidental Death & Dismemberment
  
  The AD&D rider will pay you or your beneficiaries up to $400,000 if your death or dismemberment is the direct result of an accident. This optional coverage is available for the primary insured person only. This coverage is in addition to the Accidental Death and Dismemberment already included in the plans. Coverage must be purchased for a minimum of three months.
  More Details
- Bolt Device Protection (Cellular Phone Rider)
  
  Bolt Device Protection (Cellular Phone Rider)
  
  Cell phones are essential when traveling internationally to keep you safe, connect with friends and family back home, and to take photos of your travels. Device protection provides coverage for repair or replacement of your cell phone if it is lost, stolen, or accidentally damaged during your trip-so you can continue your trip uninterrupted and stay digitally connected wherever you are in the world.
  More Details More Details
  *Rider option is available in select countries on individual plans only.
- Trip Cancellation, Interruption and Travel Delay Rider**
  
  Trip Cancellation, Interruption and Travel Delay Rider**
  
  Should something unexpected happen before or during your trip, this rider can protect you from financial losses with coverage for trip cancellation and interruption, travel delay benefits, and more. While all Patriot plans include benefits for return travel, the Trip Cancellation, Interruption, & Travel Delay Rider provides coverage for trip cancellation, travel delay, and trip interruption perils.
  
  If you are prevented from taking your trip for a covered, unforeseen reason, travel insurance can reimburse up to 100% of your prepaid, non-refundable payments or deposits that would otherwise be forfeited.
  
  **Rider option is available on individual plans for U.S. residents only.

Diplomat America Comprehensive Plan

Diplomat America insurance Eligibility
- Non US citizens and Non-US residents while visiting the United States
- Coverage is NOT available for Australian Citizens.
- Plan is available from 15 days to 365 days.
- This plan does not offer coverage for any travel outside the United States.
Note: This plan is also available to US citizens returning to the US for vacation or business trips while living abroad. A valid international address is required in order to apply.
Diplomat America insurance Coinsurance
- The plan pays 80% up to $5,000 of eligible costs, then 100% to the medical maximum. Additional $250 deductible for each emergency room visit as a result of an Illness is available. The emergency room deductible will be waived if hospital admittance is within 12 hours of the incident
Diplomat America insurance Renewability
- "The plan is not renewable”, if additional coverage time is needed, a new application must be completed.

INF Premier Fixed Benefit Plan

INF insurance Eligibility
- This plan is available for Non-US Citizens & anyone visiting USA ,Canada,Mexico and traveling worldwide outside their home country.
- Available for travelers up to the age of 99 years.
- Minimum Enrolment should be 90 days to buy INF Premier Plan.
- US immigrants can buy INF plans as long as they have a residence outside the US.
- Available for visitors already in the US with a 5 day waiting period for any new sickness and 15 days for Covid-19. It is also required for customers in this situation to send an I94 and health attestation form signed and dated.
- The member also needs to submit their I-94 form.
INF Premier Plan insurance Key Highlights
- This fixed plan from INF provides full pre existing condition coverage which includes doctor appointments, blood tests, specialty care, urgent care visits and hospital stays
- Minimum purchase of 90 days is required with this plan
- Plan covers pregnancy and childbirth if the plan is purchased before conception, before the trip begins
- COVID-19 Medically Necessary Testing & Treatment covered as any other new sickness
- Acute Onset treated like New Sickness
- Urgent Care & Doctor Visit arranged by MeMD
- Covers accident & sickness while traveling to USA, Canada, and Mexico
- Includes Dental & Vision Discount Coverage
- United Healthcare PPO providers Direct Billing
- This plan is not available to US residents and is only available to non-US residents
- Covers age up to 99 Years.Pre-Existing Complications from COVID-19 Covered
- In-Patient, Out-Patient, Specialist Care Covered for Pre-Existing.
Pre-existing condition coverage by INF Premier
- Premier plan provides policy maximum $100,000 covers pre-existing condition maximum of $20,000/$40,000 with deductible $1,000/$5000.
- Policy maximum $150,000 covers pre-existing condition maximum of $30,000/$60,000 with deductible $1,000/$5,000
- Policy maximum $300,000 covers pre-existing condition maximum of $50,000/$100,000 with deductible $1,000/$5,000
- Policy maximum $500k covers pre-existing condition maximum of $150k/$200k with deductible $1k/$5k
- Policy maximum $1M covers pre-existing condition maximum of $150k/$200k with deductible $1k/$5k for age 0 to 69 years.
- For age 70 to 99 years for policy maximum $100,000 covers pre-existing condition maximum of $15,000/$25,000 with deductible $1,000/$5,000.
Premium Plan Cancelation
The Traveler can purchase an optional rider at the time of application. The optional riders provide additional coverage for a minimal charge.
- Changes in dates can be made with no additional charge or penalty. This includes preponing or postponing coverage before the effective date of the plan. This is always our policy and will not changes
- Policies can be cancelled before the start date of the policy with a minimal $25 cancellation fee. If the insured has not started their trip due to unforeseen circumstances, they may be eligible to cancel the policy.
- For example, if a week has passed and they want cancel the policy- that is not possible. There's no cancellation of policy after start date
- However, due to coronavirus- If it is day 1 of the policy only, we can still consider it for cancellation during this coronavirus period if the visitor has not yet begin their trip (on a case by case basis).

INF Elite Comprehensive Plan

INF Elite Insurance Eligibility
- This plan is available for Non-US Citizens & anyone visiting USA ,Canada,Mexico and traveling worldwide outside their home country.
- Anyone visiting USA or Canada can enroll in this plan.
- Minimum Enrolment should be 90 days to buy INF Elite Plan.
- Available for travelers up to the age of 99 years.
- US immigrants can buy INF plans as long as they have a residence outside the US.
- Available for visitors already in the US with a 5 day waiting period for any new sickness and 15 days for Covid-19. It is also required for customers in this situation to send an I94 and health attestation form signed and dated.
- The member also needs to submit their I-94 form.
INF Elite Plan insurance Key Highlights
- Comprehensive plan with full pre existing condition coverage which is unique. This includes doctor appointments, blood tests and lab, specialist care, urgent care visits and hospital stays are covered for pre existing conditions
- Pre-Existing Complications from COVID-19 Covered
- There is a minimum purchase of 90 days required to buy this plan
- This plan is not available to US residents and is only available to non-US residents
- Covers All new medical conditions
- Stable Pre-Existing Conditions are Covered as New Sickness
- United Healthcare PPO providers Direct Billing
- Covers 80% of Eligible Medical Expenses
- Covers accident & sickness while traveling to USA, Canada, and Mexico
- Includes Dental & Vision Discount Coverage
- Acute Onset is Considered New Sickness
- Urgent Care & Doctor Visit arranged by MeMD
- COVID-19 Medically Necessary Testing & Treatment covered as any other new sickness.
Pre-existing condition coverage by INF Elite
- Elite plan covers pre-existing condition coverage up to $25,000, $30,000, $40,000, or $50,000 subject to deductibles of $1,500, $2,000, $2,500, $5,000, or $10,000 for age 0 to 69 years.
- Policy maximum $75,000 covers pre-existing condition coverage up to $20,000 maximum with deductible $1,500 for age 70 to 99 years.
INF Elite coinsurance^?
- In-Network: The plan covers 80% of the Preferred Allowance
- Out-of-Network: 60% of Usual, Reasonable & Customary (URC) Charges
INF Elite Cancellation
The Traveler can purchase an optional rider at the time of application. The optional riders provide additional coverage for a minimal charge.
- Changes in dates can be made with no additional charge or penalty. This includes preponing or postponing coverage before the effective date of the plan. This is always our policy and will not changes
- Policies can be cancelled before the start date of the policy with a minimal $25 cancellation fee. If the insured has not started their trip due to unforeseen circumstances, they may be eligible to cancel the policy.
  - For example, if a week has passed and they want cancel the policy- that is not possible. There's no cancellation of policy after start date
  - However, due to coronavirus- If it is day 1 of the policy only, we can still consider it for cancellation during this coronavirus period if the visitor has not yet begin their trip (on a case by case basis).

INF Standard Fixed Benefit Plan

INF Standard Plan Insurance Eligibility
- This plan is available for Non-US Citizens & anyone visiting USA ,Canada,Mexico and traveling worldwide outside their home country.
- US immigrants can buy INF plans as long as they have a residence outside the US.
- Available for travelers up to the age of 99 years.
- Available for visitors already in the US with a 5 day waiting period for any new sickness and 15 days for Covid-19. It is also required for customers in this situation to send an I94 and health attestation form signed and dated.
- The member also needs to submit their I-94 form.
INF Standard Plan Insurance Key Highlights
- This is a fixed plan and is not available to US residents and is only available to non-US residents
- This plan has a minimum purchase requirement of 30 days
- Pregnancy and childbirth coverage is available if the conception occurs after the policy effective date
- COVID-19 Medically Necessary Testing & Treatment covered as any other new sickness
- Covers accident & sickness while traveling to USA, Canada, and Mexico
- Open for New Enrollments!
- Covers All new medical conditions including Virus Related Sickness
- Fixed-Benefit Plan for Parents visiting the USA
- Dental & Vision Discount Card Included.
- Doesn’t cover pre-existing condition
INF Standard Plan Cancelation

The Traveler can purchase an optional rider at the time of application. The optional riders provide additional coverage for a minimal charge.
- Changes in dates can be made with no additional charge or penalty. This includes preponing or postponing coverage before the effective date of the plan. This is always our policy and will not changes
- Policies can be cancelled before the start date of the policy with a minimal $25 cancellation fee. If the insured has not started their trip due to unforeseen circumstances, they may be eligible to cancel the policy.
- For example, if a week has passed and they want cancel the policy- that is not possible. There's no cancellation of policy after start date
- However, due to coronavirus- If it is day 1 of the policy only, we can still consider it for cancellation during this coronavirus period if the visitor has not yet begin their trip (on a case by case basis).

INF Safe Traveler USA Comprehensive Plan

INF Safe Traveler USA insurance eligibility
- This plan is available for Non-US Citizens & anyone visiting USA ,Canada,Mexico and traveling worldwide outside their home country.
- Anyone visiting USA or Canada can enroll in this plan.
- Minimum Enrolment should be 30 days to buy this Plan.
- Available for travelers up to the age of 99 years.
- Available for visitors already in the US with a 5 day waiting period for any new sickness and 15 days for Covid-19. It is also required for customers in this situation to send an I94 and health attestation form signed and dated.
- The member also needs to submit their I-94 form.
- US immigrants can buy INF plans as long as they have a residence outside the US.
INF Safe Traveller USA Insurance - Key Highlights
- This is a comprehensive plan too but does not cover pre existing condition
- Minimum purchase of 30 days is required for this plan
- COVID-19 Medically Necessary Testing & Treatment covered 100% as any other new sickness with no cost sharing
- Covers eligible accident & sickness (excluding pre-existing conditions) while traveling to USA, Canada, and Mexico
- Non-Insurance Dental, Vision, Hearing & Prescription Discount Card Included for INF members
- United Healthcare PPO providers Direct Billing
- This plan is not available to US residents and is only available to non-US residents
- Non-Insurance Telemedicine services provided by MeMD
- Open for New Enrollments!
- Sickness & Accident Plan with 80% in network coinsurance.
- Doesn’t cover pre-existing condition
INF Traveler USA coinsurance
- In-Network: The plan covers 80% of the Preferred Allowance
- Out-of-Network: 60% of Usual, Reasonable & Customary (URC) Charges
INF Traveler USA Cancellation

The Traveler can purchase an optional rider at the time of application. The optional riders provide additional coverage for a minimal charge.
- Changes in dates can be made with no additional charge or penalty. This includes preponing or postponing coverage before the effective date of the plan. This is always our policy and will not changes
- Policies can be cancelled before the start date of the policy with a minimal $25 cancellation fee. If the insured has not started their trip due to unforeseen circumstances, they may be eligible to cancel the policy.
- For example, if a week has passed and they want cancel the policy- that is not possible. There's no cancellation of policy after start date
- However, due to coronavirus- If it is day 1 of the policy only, we can still consider it for cancellation during this coronavirus period if the visitor has not yet begin their trip (on a case by case basis).

Safe Traveler USA 90 Comprehensive Plan

INF Safe Traveler USA 90 insurance eligibility
- This plan is available for Non-US Citizens & anyone visiting USA ,Canada,Mexico and traveling worldwide outside their home country.
- Anyone visiting USA or Canada can enroll in this plan.
- Minimum Enrolment should be 30 days to buy this Plan.
- Available for travelers up to the age of 99 years.
- Available for visitors already in the US with a 5 day waiting period for any new sickness and 15 days for Covid-19. It is also required for customers in this situation to send an I94 and health attestation form signed and dated.
- The member also needs to submit their I-94 form.
- US immigrants can buy INF plans as long as they have a residence outside the US.
INF Safe Traveler USA 90 Insurance - Key Highlights
- Covers 90% of elgibile medical expenses
- This is a comprehensive plan too but does not cover pre existing condition
- Minimum purchase of 30 days is required for this plan
- COVID-19 Medically Necessary Testing & Treatment covered 100% as any other new sickness with no cost sharing
- Covers eligible accident & sickness (excluding pre-existing conditions) while traveling to USA, Canada, and Mexico
- Non-Insurance Dental, Vision, Hearing & Prescription Discount Card Included for INF members
- United Healthcare PPO providers Direct Billing
- This plan is not available to US residents and is only available to non-US residents
- Non-Insurance Telemedicine services provided by MeMD
- Sickness & Accident Plan with 90% in network coinsurance.
- Doesn’t cover pre-existing condition
INF Safe Traveler USA 90 coinsurance
- In-Network: The plan covers 90% of the Preferred Allowance
- Out-of-Network: 70% of Usual, Reasonable & Customary (URC) Charges
INF Safe Traveler USA 90 Cancellation

The Traveler can purchase an optional rider at the time of application. The optional riders provide additional coverage for a minimal charge.
- Changes in dates can be made with no additional charge or penalty. This includes preponing or postponing coverage before the effective date of the plan. This is always our policy and will not changes
- Policies can be cancelled before the start date of the policy with a minimal $25 cancellation fee. If the insured has not started their trip due to unforeseen circumstances, they may be eligible to cancel the policy.
- For example, if a week has passed and they want cancel the policy- that is not possible. There's no cancellation of policy after start date
- However, due to coronavirus- If it is day 1 of the policy only, we can still consider it for cancellation during this coronavirus period if the visitor has not yet begin their trip (on a case by case basis).

INF Elite 90 Comprehensive Plan

INF Elite 90 Insurance Eligibility
- This plan is available for Non-US Citizens & anyone visiting USA ,Canada,Mexico and traveling worldwide outside their home country..
- Anyone visiting USA or Canada can enroll in this plan.
- Available for travelers up to the age of 99 years.
- Minimum Enrolment should be 90 days to buy INF Elite 90 Plan.
- US immigrants can buy INF plans as long as they have a residence outside the US.
- Available for visitors already in the US with a 5 day waiting period for any new sickness and 15 days for Covid-19. It is also required for customers in this situation to send an I94 and health attestation form signed and dated.
- The member also needs to submit their I-94 form.
INF Elite 90 Insurance for Visitors - Key Highlights
- Covers 90% of eligible medical expenses
- Comprehensive plan with full pre existing condition coverage which is unique. This includes doctor appointments, blood tests and lab, specialist care, urgent care visits and hospital stays are covered for pre existing conditions
- Pre-existing complications from covid-19 covered
- There is a minimum purchase of 90 days required to buy this plan
- This plan is not available to US residents and is only available to non-US residents
- Covers all new medical conditions
- Stable pre-existing conditions are covered as new sickness
- United healthcare PPO providers direct billing
- Covers accident & sickness while traveling to USA, Canada, and Mexico
- Includes dental & vision discount coverage
- Acute onset is considered new sickness
- Urgent care & doctor visit arranged by MeMD
- COVID-19 medically necessary testing & treatment covered as any other new sickness.
Pre-existing condition coverage by INF Elite 90
- Elite 90 plan covers pre-existing condition coverage up to $25k, $30k, $40k, or $50k subject to deductibles of $1,500, $2k, $2,500, $5k, or $10k for age 0 to 69 years .
- Policy maximum $75,000 covers pre-existing condition coverage up to $20,000 maximum with deductible $1,500 for age 70 to 99 years.
INF Elite 90 coinsurance
- In-Network: The plan covers 90% of the Preferred Allowance
- Out-of-Network: 70% of Usual, Reasonable & Customary (URC) Charges

INF Elite Plus Comprehensive Plan

INF Elite Plus Insurance Eligibility
- This plan is available for Non-US Citizens & anyone visiting USA ,Canada,Mexico and traveling worldwide outside their home country..
- Anyone visiting USA or Canada can enroll in this plan.
- Available for travelers up to the age of 99 years.
- Minimum Enrolment should be 90 days to buy INF Elite Plus Plan.
- US immigrants can buy INF plans as long as they have a residence outside the US.
- Available for visitors already in the US with a 5 day waiting period for any new sickness and 15 days for Covid-19. It is also required for customers in this situation to send an I94 and health attestation form signed and dated.
- The member also needs to submit their I-94 form.
INF Elite Plus Insurance, INF Elite Plus Insurance for Visitors - Key Highlights
- Covers Preventive & maintenance care and coverage for full body physicals.
- Comprehensive plan with full pre existing condition coverage which is unique. This includes doctor appointments, blood tests and lab, specialist care, urgent care visits and hospital stays are covered for pre existing conditions
- Coverage for TDAP, Flu, etc Vaccines
- Pre-Existing complications from Covid-19 covered
- There is a minimum purchase of 90 days required to buy this plan
- This plan is not available to US residents and is only available to non-US residents
- Stable pre-Existing conditions are covered as new sickness
- United Healthcare PPO providers direct billing
- Covers accident & sickness while traveling to USA, Canada, and Mexico
- Includes dental discount plan
- Acute onset is considered new sickness
- Urgent care & doctor visit arranged by MeMD
- 90% of eligible medical expenses
- Covid-19 medically necessary testing & treatment covered as any other new sickness.
Pre-existing condition coverage by INF Elite Plus
- Elite Network plan with policy maximum $150,000 covers pre-existing condition coverage up to $25,000 maximum with deductible $1,500 for age 0 to 69 years.
- Policy maximum $75,000 covers pre-existing condition coverage up to $20,000 maximum with deductible $1,500 for age 70 to 99 years.
INF Elite Plus coinsurance
- In-Network: The plan covers 90% of the Preferred Allowance
- Out-of-Network: 70% of Usual, Reasonable & Customary (URC) Charges

How much does health insurance cost for Green Card Holders?

Medical insurance cost for Green card holders varies based on several factors such as the age, medical maximum coverage, deductible for the plan, and the coverage for pre-existing conditions. There are cheap Green Card holders health insurance plans starting at $38 per month.

Cost of health insurance for parents over 65 years on Green Card

Travel insurance USA	Coverage	Deductible	Provider Network	Cost ^#
Safe Travels Advantage ^{Trawick International}	$25,000	$0	First HealthCare	$38
Safe Travels Elite ^{Trawick International}	$25,000	$0	First HealthCare	$50
INF Standard X ^INF	$50,000	$250	United HealthCare	$76
Patriot America Lite ^IMG	$50,000	$250	United HealthCare	$157
Safe Travels USA ^{Trawick International}	$50,000	$250	First HealthCare	$160
Patriot America Plus ^IMG	$50,000	$250	United HealthCare	$173
Safe Travels USA Comprehensive ^{Trawick International}	$50,000	$250	First HealthCare	$224
Diplomat America ^{Global Underwriters}	$50,000	$250	No PPO	$262
INF Safe Traveler USA X ^INF	$150,000	$500	United HealthCare	$341
Patriot Platinum ^IMG	$1M	$250	United HealthCare	$379

^# Approximate cost of Green Card holders health insurance is for a 65-year-old parent or Seniors for a duration of 1 month. Source: AMERICAN VISITOR insurance®

Are Senior Green Card Holders eligible for Medicare?

Green Card Holders (lawful permanent residents) can qualify for Medicare if they meet certain requirements related to age, residency, and work history.
To be eligible for Medicare, Green Card Holders must meet the following conditions:

Age: Be 65 years or older, or meet specific disability criteria if under 65 (such as receiving Social Security Disability Insurance (SSDI) for 24 months, or having end-stage renal disease (ESRD) or amyotrophic lateral sclerosis (ALS)).

Residency: Have lived in the U.S. as a legal permanent resident for at least 5 consecutive years.
Work History: Have worked and paid Medicare taxes for at least 10 years (40 quarters) through employment in the U.S., or be married to someone who has.

If you haven't paid Medicare taxes for 10 years and don't qualify for premium-free Part A, you'll need to buy Part A and also pay premiums for both Part A and Part B. For 2025, if you've worked less than 30 quarters, the Part A premium is approximately $518. If you've worked 30-39 quarters, the premium is about $285. Part B, which covers outpatient care and preventive services, will have a standard monthly premium of about $185 in 2025.

Your Initial Enrollment Period lasts for 7 months which starts 3 months before your 65th birthday month, then includes the month of your 65th birthday and finally ends 3 months after your birthday month. If you miss your Initial Enrollment Period, you can sign up during the General Enrollment Period, which runs from January 1 to March 31 each year. You may face a late enrollment penalty for Part B (and sometimes Part A) if you delay enrollment without having other creditable coverage (such as employer insurance). You may qualify for a Special Enrollment Period if you delayed enrolling in Medicare due to having other creditable coverage (e.g., through an employer or union).

Green card medical insurance - FAQ's

The Affordable Care Act (Obamacare) had made it mandatory for all US residents to have health insurance, however the compulsory insurance requirement has been waived and it is now no longer mandatory to have health insurance. However, given the very high cost of US healthcare, where a regular Doctor’s consultation can take hundreds of Dollars, and Hospitalization overnight can involve thousands, or even tens of thousands of Dollars, it is very risky to be living in the US without any health insurance.

Green card holders can buy the health insurance on American Visitor insurance if they do not have group health insurance from any employer, or if they are not yet eligible for US Medicare or for other domestic health insurance. The medical insurance for Green card holders that we offer will however not cover preventive care and has limited coverage for pre-existing medical conditions.

Green card holders who are employed in the United States are generally eligible to participate in employer-sponsored health insurance plans, similar to U.S. citizens. It's advisable to check with the employer to understand the available options and any eligibility requirements.

There is no specific requirement for Green card holders to have medical insurance under U.S. immigration law. However, it is highly recommended to have health insurance coverage to protect against unexpected medical expenses given the very expensive cost of US healthcare.

New immigrants or recent Green card holders may have a waiting period before becoming eligible for government programs or employer-sponsored health insurance. It is important to explore alternative options during this waiting period, such as short-term health insurance plans like those offered on American Visitor insurance.

Health insurance for parents on Green card

Green Card Visa holder insurance resources

International travel insurance resources for Green Card Visa Holders while in the US.

Factors for Green Card Visa holder insurance

Important factors to consider while buying Green card Visa medical insurance.

Types of Green Card Visa insurance options

Different US Green Card Visa insurance, fixed benefits vs comprehensive coverage.

Green Card Visa insurance claims procedure

Green Card Visa holder insurance claims process for medical care in hospital.