Review of Safe Travel USA vs Atlas Premium Insurance
Visitors to USA must be aware of the high health care costs and the drawbacks of not buying visitors medical insurance. A small injury or sickness in the US which lead to hospitalization can result in huge medical bills. If the international tourist has bought adequate visitor medical insurance, then it would be easy to clear all the medical bills and have a hassle free trip. Without visitors insurance for USA, the traveller may get stranded with an expensive medical bill which can be traumatic. There are many insurance companies that offer a wide range of USA travel health insurance.
As many US visitors insurance plans are available, it is recommended to compare among them and buy the best visitor medical insurance satisfying your needs. Safe Travel USA is offered by Trawick International and has an AM Best Rating of “A+”. Atlas Premium insurance from WorldTrips is designed for Non US residents travelling to the USA. It is quite popular among US citizens residing outside USA and visiting the US for a short period of time. It can be purchased for 15 days up to a maximum of 365 days.
- FEATURES
- Eligible Plan for USA Coverage
- Parents Eligible to be insured
- Acute on set of Pre-existing Cover
- Renewable and Cancellable
- Deductible Choice
- A.M. Best Rating
- Covid coverage
- Underwriter
- Provider
- Buy now
- Safe Travels USA
- Yes
- Yes
- Yes, covers up to 89 years
- Yes
- $0 to $5k
- "A" Excellent
- Yes
- Zurich Insurance
- Trawick International
- Buy Now
- Atlas Premium
- Yes
- Yes
- Yes, covers up to 79 years
- No
- $0 to $5k
- A++ Standard & Poor’s: AA-
- Yes
- Lloyd's
- WorldTrips
- Buy Now
Factors for comparing Trawick International vs WorldTrips insurance
Following are some of the travel insurance aspects that an international tourists need to focus on while comparing among Safe Travels USA vs Atlas Premium travel insurance:
1. Policy maximum
This the maximum coverage expense that the plan would offer for the medical expenses. Safe Travel USA offers maximum coverage up to 1 million. while Atlas Premium offers coverage up to 2 million. The coverage may vary for older travelers with reduced plan maximum.
2. Deductible options
This is the initial amount the traveler needs to pay before the insurance actually start paying. Remember higher deductible have less premium than a plan with lower deductible. All of these plans offer a set of deductible options for the travelers to choose from Safe Travels USA and Atlas Premium America insurance have a range of deductible option from $0 up to $5000.
3. Provider network
This is that network of health care providers associated with the insurance plan. Insurance companies work with different provider networks and agree on costing for different medical treatments in order to control the overall costs of health care expenses . An insurance plan would pay 100% of the eligible expenses if the insured is admitted to hospital or health care center within the provider network.
4. Coinsurance
Safe Travels USA Visitor Insurance- Covers 90% of the first $2,500 then 100% up to the policy maximum
- Plan pays 100% of eligible expenses after the deductible up to the overall maximum limit.
5. Renewability
Sometime the travel plans may change and a US visitor may be required to extend their period of stay. Safe Travels USA and Atlas Premium America insurance can be extended for a minimum of 5 days to 364 days.
6. Eligibility
All these US visitor insurance plans offer comprehensive medical coverage to Non US citizens visiting US for a short period. Safe Travels USA For non U.S. residents and non U.S. citizens, traveling to the USA or USA and then other countries While Atlas Premium plan is a comprehensive plan that provides worldwide coverage including or excluding the US.
7. Pre-existing conditions
Safe Travels USA pre-existing condition travel insurance- Unexpected recurrence of a pre-existing medical conditions up to $1K for age up to 89 years.
- Covers up to 80 years
Safe Travels USA vs Atlas Premium Insurance cost per month
The cost of travel health insurance depends on many factors like the traveler's age (older the traveler, higher the cost), the destination (coverage in U.S. is more expensive), the level of medical coverage selected (higher coverage increases the cost), duration of the travel, the deductible and co-insurance options and any coverage for pre-existing medical conditions can increase the premium. Given below is the cost of Atlas Premium Insurance per month and the cost of Safe travels USA per month for different age groups and medical coverage maximum.
Safe Travels USA
| Travelers Age | Maximum $50K | Maximum $100K |
|---|---|---|
| 50 - 59 | $123 | $154 |
| 60 - 64 | $143 | $187 |
| 65 - 69 | $155 | $210 |
| 70 - 79 | $244 | $321 |
| Buy now shopping_cart | ||
Atlas Premium
| Travelers Age | Maximum $50K | Maximum $100K |
|---|---|---|
| 50 - 59 | $158 | $195 |
| 60 - 64 | $214 | $273 |
| 65 - 69 | $250 | $312 |
| 70 - 79 | $430 | $537 |
| Buy now shopping_cart | ||
Key Highlights
Safe Travels USA vs Atlas Premium Insurance - FAQs
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What is the advantage of buying Safe travel USA from Trawick International?
Safe Travels USA is a travel insurance for USA plan, including comprehensive medical coverage up to $1,000,000 for accidents and sickness medical insurance. The plan provides limited coverage for unexpected recurrence of a Pre-existing condition up to $1000, access to a wide PPO network for reduced out-of-pocket. With flexible coverage durations ranging from 5 to 364 days and optional add-ons for specific activities, Trawick International ensures travelers have tailored protection and support during their visit to the U.S.
Who can apply for Safe Travels USA insurance?Safe Travels USA insurance is available to non-US citizens or non-US residents, including green card holders travelling to the usa. This plan is not availbel for US residents and anyone who has lived in the United States for more than 365 days prior to their Effective Date.
How much does Safe Travels USA cost per month in USA?The cost of Safe travels usa visitor insurance is dependent on the following factors: The age of the traveler, the length of insurance coverage, The Plan Limit and the deductible.
The higher the plan limit, the higher will be the premium, while the higher the deductible the lower will be the premium. Travelers can choose maximum limits of $50k, $100k, $500,000, $10,00,000 depending on the age of traveler.
Can a traveler extend or renew the Trawick international Safe Travel USA insurance plan?Yes, the Safe Travels USA plan can be renewed if initially purchased for more than Five days. There is an $5 fee for renewing the Trawick International Safe Travels USA plan.
Does Safe Travels USA Visitor Insurance cover pre-existing conditions?Yes. Safe Travels USA Visitor Medical Insurance covers Unexpected Recurrence of a Pre-existing condition up to $1000.
Does Safe Travels USA insurance for visitors covers sports Activities?Yes, Safe Travels USA plan offers Sports activity coverage as (Optional) up to $50,000 - provides coverage while performing, practicing, or participating in Class 1 or Class 2 Sports only. Extreme Sports are excluded. Hockey League play is excluded.
Class 1: Archery, tennis, swimming, cross country, track, volleyball, and golf.
Class 2: Ballet, baseball, basketball, cheerleading, equestrian, fencing, field hockey, football except division 1, gymnastics, hockey no league play, karate, lacrosse, polo, rowing, rugby, soccer, & softball.
Extreme Sports: Sports means any high-risk non-team sport or recreation activity that is dangerous and if performed optimally, even by the highly skilled, risks loss of life or limb.
Is Trawick International insurance a legit company?Trawick International insurance reviews indicate that for 24 years now, Trawick insurance has been offering high-quality and affordable travel insurance products to meet all categories of clients who travel outside of their home country. Trawick International reviews show that it has designed their products for those traveling to the USA, individuals traveling abroad, US Citizens traveling within the USA and non-US citizens traveling overseas but not visiting the USA.
Does Safe Travels USA provide coverage for pregnancy?Well. Trawick International Safe Travels USA providers coverage for emergency medical treatment of pregnancy up to $1000.
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What is Atlas Premium Visitor insurance?
The Atlas Premium plan is ideal for family, tourists, business persons, vacationers and adventure travelers seeking higher coverage limits for shorter trips. This insurance plan is available for travelers to the US and outside their home country.
Is Atlas Premium a good travel insurance?Yes, Atlas Premium is a good travel insurance plan for visitors to the US. It offers comprehensive coverage for travel insurance needs, including medical emergencies, trip cancellations, and baggage loss.
Who is eligible for Atlas Premium America?The Atlas Premium America Insurance is available for Non-US Citizens visiting USA.
Does Atlas Premium offer coverage for maternity?Well, Atlas Premium visitor medical insurance offers coverage for complications of pregnancy during the first 26 weeks of gestation.
What are the requirements for applying for Atlas Travel Insurance?The main requirements for applying for Atlas insurance is the travelers passport details and the travel dates. You can apply for Atlas travel insurance online on American Visitor Insurance or call (877)-340-7910 to get help while applying.
How much does Atlas Premium America cost per month in USA?The cost of Atlas Premium America visitor medical insurance is dependent on the following factors: The age of the traveler, the length of insurance coverage, The Plan Limit, the co-insurance and the deductible.
The higher the plan limit, the higher will be the premium, while the higher the deductible the lower will be the premium. Travelers can choose maximum limits of $50k, $100k, $500k, $1M depending on the age of traveler.
Am I Eligible for an Atlas Premium Insurance Plan?If you are at least 14 days old and traveling internationally, you are eligible for coverage. You must purchase coverage for at least 5 days, though you do not have to travel all 5 days.If you are under age 65, you may select an overall maximum limit between $50,000 and $2,000,000. Applicants age 65 to 79 may choose an overall maximum limit of $50,000 or $100,000. Atlas Premium Travel insurance offers a $10,000 policy maximum to applicants over age 80.
Who owns Atlas Premium Insurance?Atlas Premium Insurance is offered by WorldTrips, a US-based insurance company and a subsidiary of Tokio Marine HCC, a global insurance group headquartered in Japan. Tokio Marine HCC specializes in travel and international medical insurance, providing comprehensive coverage for travelers.
How to file claim for Atlas Premium visitor insurance?To file a claim, complete the cliams form and submit it with the necessary proof of claim, such as itemized bills and payment receipts. You can either submit the form and supporting documents online or download the form and mail it along with the proof of claim to the address provided on the form.
Download Atlas Premium claims form »
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