Schengen Visa insurance reviews

Travelers who need an Schengen Visa should buy travel insurance satisfying Schengen Visa requirements:

• Minimum coverage of at least €30,000 in medical expenses (about $50,000 USD)
• Validity across all Schengen Area member states.
• Coverage for medical repatriation and emergency medical care.
• The policy must be valid for the entire duration of your stay.
• Policy must have a $0 deductible with 100% Coverage

Travel insurance for Schengen countries is mandatory if you need a Schengen Visa and must meet specific coverage criteria. If you do not need a Visa then travel insurance is optional yet it is still highly recommended due to potential high medical costs for foreigners.

• Satisfies Visa requirements: Schengen Visa insurance satisfies consulate requirements.
• Doctor visit: Schengen travel insurance covers Doctor visits in case of sudden injury or sickness.
• Medical evacuation: Emergency medical evacuation expenses to nearest available facility if needed
• Health care expenses: Covers emergency medical expenses for accidental injury or illness.
• Repat of remains: Offers coverage for repatriation of remains expenses to home country in case of death.
• Pre-existing conditions: Travel insurance offers coverage for acute onset of pre-existing conditions.

Individuals who are not citizens of the European Union (EU), European Economic Area (EEA), or Switzerland and who plan to stay in Schengen country for up to 90 days within a 180-day period for tourism, business, or family visits need to apply for an Schengen Visa. This Visa allows travel to Schengen Area countries. Exceptions may apply depending on the nationality of the traveler, as some countries have Visa exemption agreements with the Schengen Zone.

Nationalities who needs a Schengen visa

To apply for a Schengen Visa, follow these steps:

• Choose the correct Visa based on your travel purpose (tourism, business, etc.).
• Fill out the Schengen Visa application form.
• Gather required documents, including valid passport, travel insurance, proof of accommodation and financial means, flight reservation
• Book an appointment with the Schengen consulate or Visa center.
• Submit your application, biometric data, and documents at the consulate.
• Pay the Visa application fee
• Processing usually takes around 15 days.
• Pick up your approved Visa from the consulate.

The best Schengen Visa travel insurance plans will vary from traveler to traveler depending on their unique needs. While some Europe travelers will look for the cheapest Schengen Visa insurance cost specifically to satisfy the Schengen Visa requirements, others will look for the most comprehensive Schengen travel insurance coverage.

To get a certificate showing you have travel insurance when applying for a Schengen Visa, follow these steps:

• Choose a Travel Insurance Provider: Select a travel insurance policy on American Visitor Insurance that meets the Schengen Visa requirements (coverage of at least €30,000 for medical emergencies, including repatriation).
• Buy the Insurance: Buy the policy on American Visitors Insurance online which provides Schengen-compliant travel insurance.
• Receive the Certificate: After purchasing, you will receive a travel insurance certificate, which includes details like the policy number, coverage dates, and coverage amounts.
• Download or Request the Certificate: You can download the certificate from the insurance provider. Ensure the certificate is issued in English or the official language of the country you’re applying to, and that it clearly meets the Schengen Visa requirements.