Healthcare in the USA is very expensive and is not free for international students. While many Universities offer student insurance but these plans are quite expensive. Given that there is no f1 visa health insurance requirements mandated by US consulates, and unless the University insists on the College insurance plans, students can compare international student insurance plans offered by popular US student insurance providers and buy the F1 student health insurance that they like best.
The information presented on American visitors insurance is for providing resources and health insurance for students in Alabama. The resource provided here is in no any way intended to indicate any relationship between your Alabama school/college/university and our company. International students should verify directly with the concerned Alabama school/college/university to confirm whether this health insurance for college students in Alabama meets the university F1 visa student insurance requirements.
Covers doctor visits in case of sudden injury or sickness.
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Some plans cover high school sports activities.
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Repatriation of remains expenses to home country in case of death.
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Expenses from sudden dental pain and accidental dental injuries.
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Some plans offer coverage for pregnancy, maternity and new born.
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Student insurance who need coverage for existing medical ailments.
Know more »International students in California are usually required to have health insurance as a condition of enrollment. Here are the main requirements:
The international student health insurance cost per month ranges from around $30 to $463. The price depends on different factors like the age of the student, the duration, the medical coverage, the deductible and the co-insurance for the plan. Additionally the student health insurance cost in the US also depends on coverage for mental illness, dental expenses, hazardous sports, maternity and coverage for pre-existing ailments. Here at American Visitor insurance we have calculated the cost of health insurance for international students to help you compare and make an informed choice while buying the plan.
| Insurance Plans | Policy maximum | Deductible | Cost * |
|---|---|---|---|
| StudentSecure Smart WorldTrips | $100,000 | $0 | $32 |
| StudentSecure Budget WorldTrips | $250,000 | $0 | $53 |
| Patriot Exchange IMG | $50,000 to $500,000 | $0 to $500 | $53 - $70 |
| Diplomat America Global Underwriters | $50,000 | $250 | $63 |
| Student Health Advantage IMG | $500,000 | $250 | $115 |
| Navigator Student GeoBlue | Unlimited Coverage | $0 | $463 |
* The cost of health insurance for an international student per month aged 20 years.
Many international students already have insurance for their time abroad but need evacuation and repatriation coverage to meet their school or visa requirements. These students choose Atlas MedEvac insurance. This supplemental plan can provide the coverage you need without the added benefits and cost.
Without doubt, all students should have health insurance while they are in the US. The US health care costs are the highest in the world and a minor injury or accident could set you back tens of thousands of dollars. Being healthy and taking care of yourself is, of course, highly recommended, but accidents happen to us all and when we least expect. It is advisable buy cheapest health insurance for students before anything emergency situation arises so that you do not find yourself in serious debt.
Yes, International students can definitely get student medical insurance, we offer many medical insurance for college students in Alabama options on American Visitor Insurance. Quite often, the universities themselves offer student insurance, however this can be expensive. College student health insurance for Alabama that we offer are considerably more affordable than the University insurance plans, while providing similar coverage benefits. However, students should confirm if the University allows students to but insurance outside the University, and if they can get the required insurance waiver for this student insurance.
No. International students are not eligible for Medicare. Medicare is a US government program only available to US citizens or US permanent residents who have paid into the US system.
International student health insurance is health insurance coverage for individuals who are studying abroad either short or long term while away from their home countries. Many of the US domestic health insurance plans may not cover a person fully while abroad. Also, some international programs may require certain levels of health insurance while participating in their programs. Luckily, we at American Visitor Insurance have made it easy to compare and find a student health insurance plan just right for you and your situation.
Alabama is considered a great state for international students due to its prestigious universities, diverse cultural environment, and extensive support services. Alabama's rich cultural diversity allows students to engage with various communities and traditions, enhancing their overall experience. While the cost of living and tuition can be high, the comprehensive support systems in place help international students adapt and thrive academically and socially.
Yes, international students can work in Alabama, primarily under an F-1 visa. They are allowed to work on-campus without prior authorization, limited to 20 hours per week during the academic term and full-time during breaks. For off-campus employment, they must obtain authorization through Optional Practical Training (OPT) or Curricular Practical Training (CPT), which requires approval from their school's International Student Office and USCIS. It's important for students to follow all regulations to maintain their visa status.
Comparing international students insurance is easy on American Visitor Insurance ! Some institutions have specific requirements that must be met and others don’t. Check those first. If you want to be able to pay monthly (most require a one-time payment), then the Student Secure insurance offered by World Trips are a great option. You can choose to purchase them monthly (so you will be charged each month on a credit card) or as a one-time fee.
Note that there are four levels of the plan (Smart, Budget, Select, and Elite) which allows you to customize your plan and only get what you want or need without over paying for coverage you don’t want or need. You can compare Student Secure Insurance plan benefits and coverage. If you need help figuring out your institution’s requirements, give us a call and we’ll be happy to find something that will work for your situation! We can also help provide the student insurance waiver form that is required by some universities.
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