Mexico has emerged as one of the top destinations for remote workers and digital nomads. Its warm weather, lively cities, beautiful beaches, low cost of living, and nearness to the US and Canada have drawn thousands of remote workers annually. Although Mexico does not yet have a designated digital nomad visa, non-nationals are allowed to reside and work remotely using a Temporary Resident Visa or Tourist Visa, depending on how long they stay.
One of the main requirements for long-term stays in Mexico is having international health insurance that is valid. Good healthcare is found in Mexico, but private medical facilities are costly, particularly in urban centers such as Mexico City Cancún, or Guadalajara. Digital nomads are thus highly recommended and in certain visa categories, mandatory to present evidence of health insurance coverage.
Atlas Nomads Insurance is the perfect health coverage for digital nomads, offering global medical protection with the flexibility to include or exclude the U.S. Stay covered wherever you work or travel, with convenient monthly or annual payments that fit your location-independent lifestyle.
Policy maximum?
Up to age 64: $250,000
Age 65 to 69: $100,000
Deductible option?
$0
Period of coverage?
364 days
Atlas International Insurance offers flexible, reliable health coverage for remote workers and travelers worldwide. Designed for U.S. and non-U.S. citizens abroad, it provides essential medical protection for trips from 5 to 364 days, with customizable benefits to fit your journey. Stay covered and focus on your work and adventures.
Policy maximum?
$50,000, $100,000, $250,000, $500,000, $1,000,000, $2,000,000
Deductible option?
$0, $100, $250, $500, $1,000, $2,500, $5,000
Period of coverage?
364 days
Patriot International Lite is the ideal travel medical insurance for digital nomads, offering essential international coverage so you can work and explore worry-free. With flexible terms from 5 to 364 days, renewable up to 24 months, it suits changing travel plans. Available to U.S. and non-U.S. citizens, it provides customizable benefits for reliable protection wherever your journey takes you.
Policy maximum?
$50,000, $100,000, $250,000, $500,000, $1,000,000,$2,500,000
Deductible options?
$0, $100, $250, $500, $1,000, $2,500
Period of coverage?
5 days to 364 days
Patriot International Platinum is ideal for Digital Nomads seeking short-term or long-term international medical coverage with flexible duration and customizable benefits. Available for U.S. and non-U.S. citizens traveling outside their home country.
Policy maximum?
$2,000,000, $5,000,000, $8,000,000
Deductible options?
$0, $100, $250, $500, $1,000, $2,500, $5,0000, $10,0000, $25,0000.
Period of coverage?
5 days to 364 days
IMG Global Medical Insurance offers comprehensive long-term coverage for digital nomads, with flexible worldwide protection and optional U.S. coverage. Customize your plan with add-ons like preventive and maternity care for total peace of mind wherever you go.
Policy maximum?
Bronze: $1,000,000 | Silver: $5,000,000 | Gold: $5,000,000 | Platinum: $8,000,000
Deductible option?
$100 to $25,000
Period of coverage?
Lifetime
The BCBS Global Solutions Worldwide Premier Plan is a year-long travel medical insurance made for people who travel frequently outside their home country. Instead of buying a new policy every time you travel, you buy this once a year and you’re covered for unlimited trips during that year.
Policy maximum?
Unlimited annual and lifetime maximum
Deductible option?
$0, $1,000, $2,000, $5,000, $10,000
Period of coverage?
Lifetime
The Cheapest digital nomad insurance for Mexico is Atlas International from WorldTrips. The other affordable Mexico travel insurance for digital nomads are Patriot International Lite from IMG and Travel Medical Global Basic from Seven Corners.
Age: 40 years | Plan: $50,000 | Deductible: $250
Short-term travel medical insurance for digital nomads starts at just $39 per month. The cost may vary depending on the traveler's age, trip duration, selected policy maximum, and deductible. These plans are ideal for digital nomads taking shorter trips or staying abroad for limited periods. Short-term coverage typically offers essential medical benefits at affordable rates, with policy maximums ranging from $50,000 to $2 million.
Plan name | Policy Maximum | Cost for 30 yrs* | Cost for 40 yrs* | Cost for 50 yrs* |
---|---|---|---|---|
Atlas International | $50,000 | $39 | $68 | $116 |
Patriot International Lite | $50,000 | $41 | $69 | $118 |
Atlas Nomads | $250,000 | $57 | $93 | $147 |
Patriot Platinum International | $2,000,000 | $87 | $145 | $246 |
*Based on ages of digital nomads, with a $0 deductible.
Long-term travel medical insurance for digital nomads starts at around $1,500 per year. The cost may vary based on the traveler's age, length of coverage, policy maximum, and deductible. These plans are ideal for digital nomads living abroad for extended periods or frequently relocating across countries. Long-term insurance typically offers broader medical coverage, higher policy limits (up to $10 million), and enhanced global support services.
Plan name | Policy Maximum | Deductible | Cost of 30 yrs# | Cost of 40 yrs# | Cost of 50 yrs# |
---|---|---|---|---|---|
Worldwide Premier | $10,000,000 | $0 | $870 | $1,099 | $1,774 |
Global Medical Bronze | $1,000,000 | $250 | $1,523 | $1,827 | $1,921 |
Global Medical Gold | $5,000,000 | $250 | $3,576 | $4,116 | $7,404 |
#Based on ages of digital nomads.
Standard digital nomad insurance policies for Mexico include:
Yes. Although Mexico does not offer a distinct "digital nomad visa," the majority of applicants apply through the Temporary Resident Visa, and evidence of having valid health insurance is highly recommended and even required by consulates in many cases. Health insurance provides digital nomads with coverage for medical emergencies, hospitalization, or accidents while they are there.
Private healthcare in Mexico is good quality but can be costly in urban areas such as Mexico City, Cancún, and Guadalajara, so having international health coverage keeps you from surprise expenses. Medical travel insurance for remote workers and digital nomads in Mexico also assists with visa compliance and gives you reassurance for extended stays.
Yes, you can buy international health insurance after arriving in Mexico. But if you're applying for a Temporary Resident Visa, numerous Mexican consulates insist on proof of active health insurance when you apply. That means you should buy a policy ahead of time so you can provide the required documentation.
For remote workers and digital nomads who are already in Mexico on short stay or a tourist visa, purchasing insurance upon arrival is an option and strongly advised to protect against medical emergencies, hospitalization, and unforeseen accidents.
Yes, you can use international travel medical insurance to meet the health insurance requirement for Mexico’s Temporary Resident Visa (commonly used by digital nomads). The insurance plan must provide coverage for medical care, hospitalization, and emergencies during your stay in Mexico.
While basic short-term travel insurance may not be enough, many comprehensive digital nomad insurance plans are designed for long-term stays and are accepted by Mexican consulates. Choosing a plan with worldwide coverage also helps if you plan to travel outside Mexico while working remotely.
Your insurance should cover the entire duration of your stay in Mexico. If you’re applying for the Temporary Resident Visa, most consulates require proof that your health insurance is valid for at least one year, since the visa is initially issued for 12 months. For digital nomads entering on a tourist visa, coverage should last the full length of your stay to avoid gaps in protection.
It’s always best to choose a plan that can be extended or renewed easily if you decide to stay longer in Mexico.
Not necessarily. The cost of digital nomad insurance varies depending on several factors, such as your age, the duration of your coverage, and whether your plan includes coverage in the U.S. or not. It also depends on the coverage limits you choose and the deductible amount.
You can find reliable US insurance providers like International Medical Group(IMG), Seven Corners, WorldTrips, Global Underwriters, Travel Insure, GeoBlue, Travelex, INF insurance, HTH Worldwide and Venbrook International.