Mexico has emerged as one of the top destinations for remote workers and digital nomads. Its warm weather, lively cities, beautiful beaches, low cost of living, and nearness to the US and Canada have drawn thousands of remote workers annually. Although Mexico does not yet have a designated digital nomad visa, non-nationals are allowed to reside and work remotely using a Temporary Resident Visa or Tourist Visa, depending on how long they stay.
One of the main requirements for long-term stays in Mexico is having international health insurance that is valid. Good healthcare is found in Mexico, but private medical facilities are costly, particularly in urban centers such as Mexico City Cancún, or Guadalajara. Digital nomads are thus highly recommended and in certain visa categories, mandatory to present evidence of health insurance coverage.
For the modern digital nomad who defines their own workspace, Atlas Nomads Insurance is the ultimate health coverage solution. It offers exceptional global medical coverage, giving you the freedom to explore and work from anywhere, with the crucial flexibility to include or exclude the United States based on your travel needs. Experience unparalleled convenience with monthly or annual payment options, perfectly aligning with your long-term, location-independent lifestyle. This plan provides comprehensive protection and peace of mind, ensuring your health is covered wherever your adventures take you.
Policy maximum?
Up to age 64: $250,000
Age 65 to 69: $100,000
Deductible option?
$0
Period of coverage?
364 days
Designed for the dynamic life of remote workers, Atlas International Insurance offers highly flexible and reliable health coverage as you live and work across the globe. Whether you're moving between continents or spending extended periods in one location, Atlas provides essential medical protection. Available for both U.S. and non-U.S. citizens traveling outside their home country, it lets you choose your coverage duration from 5 days up to 364 days, and customize benefits to perfectly suit your nomadic journey. Stay covered, stay free, and focus on what truly matters – your work and your adventures.
Policy maximum?
$50,000, $100,000, $250,000, $500,000, $1,000,000, $2,000,000
Deductible option?
$0, $100, $250, $500, $1,000, $2,500, $5,000
Period of coverage?
364 days
Embrace the freedom of remote work abroad with Patriot International Lite, the ideal travel medical insurance solution for Digital Nomads. This plan provides crucial international medical coverage, allowing you to focus on your work and explorations without worrying about unexpected healthcare costs. With highly flexible policy durations from just 5 days up to 364 days initially, renewable for a total of 24 months it adapts to your ever-changing itinerary. Available to U.S. and non-U.S. citizens, Patriot International Lite offers customizable benefits to align with your unique travel and health needs, giving you a reliable safety net no matter where your digital nomadic journey leads.
Policy maximum?
$50,000, $100,000, $250,000, $500,000, $1,000,000,$2,500,000
Deductible options?
$0, $100, $250, $500, $1,000, $2,500
Period of coverage?
5 days to 364 days
Patriot International Platinum is ideal for Digital Nomads seeking short-term or long-term international medical coverage with flexible duration and customizable benefits. Available for U.S. and non-U.S. citizens traveling outside their home country.
Policy maximum?
$2,000,000, $5,000,000, $8,000,000
Deductible options?
$0, $100, $250, $500, $1,000, $2,500, $5,0000, $10,0000, $25,0000.
Period of coverage?
5 days to 364 days
For the truly global professional, IMG Global Medical Insurance is the gold standard in long-term international health coverage. Designed for Digital Nomads, it provides robust, comprehensive worldwide protection, offering the ultimate flexibility to live, work, or travel across borders, with the crucial option to include or exclude coverage in the U.S. based on your evolving needs. Beyond emergency care, you can enhance your plan with vital benefits like preventive care and maternity coverage, ensuring a holistic approach to your health no matter where your journey takes you. Embrace boundless opportunities with the confidence of superior medical support.
Policy maximum?
Bronze: $1,000,000 | Silver: $5,000,000 | Gold: $5,000,000 | Platinum: $8,000,000
Deductible option?
$100 to $25,000
Period of coverage?
Lifetime
For U.S. citizens and permanent residents embracing the digital nomad lifestyle, GeoBlue Xplorer stands as a superior long-term global health insurance solution. It delivers comprehensive worldwide coverage that empowers you to live, work, and travel across diverse countries with absolute confidence. GeoBlue Xplorer is ideal for planning to live or travel outside the United States for at least 3 months per year.
Policy maximum?
Unlimited annual and lifetime maximum
Deductible option?
$0, $1,000, $2,000, $5,000, $10,000
Period of coverage?
Lifetime
The Cheapest digital nomad insurance for Mexico is Atlas International from WorldTrips. The other affordable Mexico travel insurance for digital nomads are Patriot International Lite from IMG and Travel Medical Global Basic from Seven Corners.
Age: 40 years | Plan: $50,000 | Deductible: $250
Short-term travel medical insurance for digital nomads starts at just $39 per month. The cost may vary depending on the traveler's age, trip duration, selected policy maximum, and deductible. These plans are ideal for digital nomads taking shorter trips or staying abroad for limited periods. Short-term coverage typically offers essential medical benefits at affordable rates, with policy maximums ranging from $50,000 to $2 million.
Plan name | Policy Maximum | Cost for 30 yrs* | Cost for 40 yrs* | Cost for 50 yrs* |
---|---|---|---|---|
Atlas International | $50,000 | $39 | $68 | $116 |
Patriot International Lite | $50,000 | $41 | $69 | $118 |
Atlas Nomads | $250,000 | $57 | $93 | $147 |
Patriot Platinum International | $2,000,000 | $87 | $145 | $246 |
*Based on ages of digital nomads, with a $0 deductible.
Long-term travel medical insurance for digital nomads starts at around $1,500 per year. The cost may vary based on the traveler's age, length of coverage, policy maximum, and deductible. These plans are ideal for digital nomads living abroad for extended periods or frequently relocating across countries. Long-term insurance typically offers broader medical coverage, higher policy limits (up to $10 million), and enhanced global support services.
Plan name | Policy Maximum | Deductible | Cost of 30 yrs# | Cost of 40 yrs# | Cost of 50 yrs# |
---|---|---|---|---|---|
Global Medical Bronze | $1,000,000 | $250 | $1,523 | $1,827 | $1,921 |
Global Medical Gold | $5,000,000 | $250 | $3,576 | $4,116 | $7,404 |
GeoBlue Xplorer Premier | $10,000,000 | $0 | $5,004 | $6,828 | $10,788 |
GeoBlue Xplorer Essential | $10,000,000 | $0 | $6,156 | $3,096 | $5,016 |
#Based on ages of digital nomads.
Standard digital nomad insurance policies for Mexico include:
Yes. Although Mexico does not offer a distinct "digital nomad visa," the majority of applicants apply through the Temporary Resident Visa, and evidence of having valid health insurance is highly recommended and even required by consulates in many cases. Health insurance provides digital nomads with coverage for medical emergencies, hospitalization, or accidents while they are there.
Private healthcare in Mexico is good quality but can be costly in urban areas such as Mexico City, Cancún, and Guadalajara, so having international health coverage keeps you from surprise expenses. Medical travel insurance for remote workers and digital nomads in Mexico also assists with visa compliance and gives you reassurance for extended stays.
Yes, you can buy international health insurance after arriving in Mexico. But if you're applying for a Temporary Resident Visa, numerous Mexican consulates insist on proof of active health insurance when you apply. That means you should buy a policy ahead of time so you can provide the required documentation.
For remote workers and digital nomads who are already in Mexico on short stay or a tourist visa, purchasing insurance upon arrival is an option and strongly advised to protect against medical emergencies, hospitalization, and unforeseen accidents.
Yes, you can use international travel medical insurance to meet the health insurance requirement for Mexico’s Temporary Resident Visa (commonly used by digital nomads). The insurance plan must provide coverage for medical care, hospitalization, and emergencies during your stay in Mexico.
While basic short-term travel insurance may not be enough, many comprehensive digital nomad insurance plans are designed for long-term stays and are accepted by Mexican consulates. Choosing a plan with worldwide coverage also helps if you plan to travel outside Mexico while working remotely.
Your insurance should cover the entire duration of your stay in Mexico. If you’re applying for the Temporary Resident Visa, most consulates require proof that your health insurance is valid for at least one year, since the visa is initially issued for 12 months. For digital nomads entering on a tourist visa, coverage should last the full length of your stay to avoid gaps in protection.
It’s always best to choose a plan that can be extended or renewed easily if you decide to stay longer in Mexico.
Not necessarily. The cost of digital nomad insurance varies depending on several factors, such as your age, the duration of your coverage, and whether your plan includes coverage in the U.S. or not. It also depends on the coverage limits you choose and the deductible amount.
You can find reliable US insurance providers like International Medical Group(IMG), Seven Corners, WorldTrips, Global Underwriters, Travel Insure, GeoBlue, Travelex, INF insurance, HTH Worldwide and Venbrook International.