Travel Insurance for Mexican citizens, Travel Insurance for Mexican residents

There is no denying that travel insurance to USA is unfortunately very expensive. The main reason for this is simply because the cost of healthcare in the USA is very expensive and the travel insurance USA costs are directly related to the healthcare costs. One more factor for some USA travel insurance plans to be very expensive is that there are specially designed travel insurance for USA plans available for older travelers, with higher medical coverage as well as some plans with coverage for pre-existing ailments.

There are many international travel health insurance plans for coverage both in the USA as well as around the world offered by US insurance providers. Given the several travel insurance international options, it can be confusing to find the best health insurance for international travel for your needs. What is very useful in making this decision is to compare travel insurance USA of different companies. The travel insurance comparison allows travelers compare prices as well as coverage benefits in an objective manner.

The traveler can change relevant factors like the medical maximum coverage required, the international traveler insurance deductible, any international travel health insurance plans with coverage for pre-existing ailments, travel insurance international coverage for Covid19 ... The global travel insurance comparison also allows travelers to buy the best travel insurance based on ones needs by completing an online application and paying using a credt card. One completing the purchase the travel insurance plan is emailed to the customer.

Yes, a Mexican tourist can and should buy travel health insurance in USA. Given the high cost of US healthcare for Mexicans, it is very risky to travel to the US without the best visitors insurance for USA for Mexican tourists. Mexican travelers can compare different travel medical insurance plans online and then buy the best US travel insurance and get travel insurance coverage as early as the following day.

The US immigration authorities do not insist of travel insurance while issuing an US visitor visa, so in theory Mexican travel insurance for the USA is not required. However given the high cost of US healthcare, it is extremely risky to not buy good travel insurance while traveling north of the border to the US. Even small medical ailments can result in large medical bills, and hospitalization in an US hospital without proper travel health insurance can be financially catastrophic.

Yes, although it is not mandatory, it is more than important to purchase travel insurance to the US considering the expensive and complex healthcare of the US. In case of unexpected incidents like accidents or sickness that need medical attention or hospitalization in the US, the costs can be catastrophic without proper US travel health insurance.

Advantages of purchasing US travel insurance from Mexico:

• Covers medical expenses: In case of unexpected sickness and injury, the travel insurance covers hospital bills including emergency room and other expenses required for the treatment.
• Emergency Medical Evacuation: In case of emergency the travel insurance covers the costs of evacuation on air or ambulance to the nearest medical facility.
• Pre-existing conditions coverage: Some travel insurance plans offered by INF cover pre-existing conditions, while some others cover acute onset of pre-existing conditions. There is an age limit applicable for this coverage. Usually it is covered under the age of 70.

At, American Visitor Insurance you can find travel insurance plans for people traveling to the US or international travel with great benefits. You can get a free quote at Compare American Visitor Insurance’s tool to view the options and choose the insurance plan suitable for your requirements.

Among the various plans available in the marketplace today for travel to the US, the plans can be broadly classified into 2 types:

Limited benefit plans also known as Fixed benefits and Comprehensive US travel insurance

Fixed benefit plans are economical and affordable but their flexibility is limited to specified amounts in the brochure for the specific benefits. Benefits such as hospital room expenses, X-rays and other benefits which are subject to deductible and overall policy maximum have a specific amount of coverage and the coverage will not be extended beyond up to the policy maximum.

Benefits that are not subjected to deductible and overall policy maximum such as emergency medical evacuation, repatriation of remains and similar may be covered up to policy maximum as applicable and mentioned in the brochure of the plan.

Here are some popular fixed plans:

• Visitor Secure from Worldtrips.
• Visitors Care from IMG.
• Safe Travels Elite from Trawick International.

Comprehensive visitors travel insurance on the other hand have flexible coverage where each benefit is covered up to the specified policy maximum. Usually there is a co-insurance associated with these plans which is the percentage of the amount that the insured will pay after the deductible in case of claims.

Here are some popular comprehensive plans:

• Atlas Travel plan from Worldtrips.
• Patriot America Plus from IMG.
• Travel Medical Plus from Seven Corners.

Travelers and new immigrants coming to the US from Mexico must be aware that the healthcare in the US will not cover them. They need to purchase travel health insurance to get covered for any kind of medical emergencies. People who do not have US travel insurance from Mexico will end up paying on their own which is a great burden for visitors visiting the US.

New immigrants who have applied for Green card have a long waiting period and during this waiting period. During this period, they do not have access to Obamacare and government health care programs and they need to buy visitor health insurance plans.

Mexican citizens can visit the US either by obtaining a non-immigrant visa or by participating in the Visa Waiver Program(VWP).

Non immigrant visa: Mexicans visiting the US for tourism, business, education or other temporary purposes need to obtain this visa at the US embassy or Consulate in Mexico. The most common type of visa for this is the B1/B2 which is for tourism and business travel. The process involves filling application forms DS 156, paying out the fees, attending an interview in the US consulate and providing supporting documentation in the US consulate.

Visa Waiver Program: This program allows citizens of certain countries including Mexico to travel to the US for tourism and education purposes for up to 90 days without obtaining the visa. To qualify for this, Mexicans must apply and receive an approved travel authorization from Electronic System for Travel Authorization (ESTA) before their trip. This is an online system that assesses the eligibility and security risks. Mexicans are eligible for VWP, however additional requirements may apply.