For Foreign Students Studying in the U.S.A: You may choose any of these options. If you choose to be seen at your Student Health Center (and it is equipped to treat your particular condition), you will receive the in-network benefit. Also note that several plans waive the deductible for visits to the Student Health Center. If you use a doctor or hospital within the extensive preferred provider network, you will pay a lower deductible and reach your plan limits more slowly than if you go outside the network.
For US Citizens Studying Abroad: Most of our policies do not have a Preferred Provider Network outside the USA and so you may choose to be seen at the Student Health Center or by any doctor or hospital and receive the in-network benefit. If you go to the Student Health center (and it is equipped to treat your condition), your deductible for such incidents will be waived. You may also use any doctor or hospital of your choice. The Emergency Assistance Company can help you locate a doctor or hospital in the country where you are studying..
Most of our plans have extensive provider networks. To get more details on a particular plan's network please go to the individual plan summary online or call our 24 hour customer care line at 1877-340-7910
If there is no provider from your network qualified to provide the care needed within a 50 mile radius of your residence, you may choose to be treated outside the Network by a non-network provider. In this situation, benefits will be paid at in-network level.
AmericanVisitorInsurance and/or its associates have tried to answer these frequently asked questions to the best of our knowledge. However we make no guarantee regarding the accuracy of our answers. The exact answers for some of the questions can change periodically as insurance companies change their plans/policies. AmericanVisitorInsurance is not liable for any problem resulting from the content on this FAQ. If you do not agree with the terms of this disclaimer, please do not use any information in this FAQ..
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