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Travel insurance for Schengen visa

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Schengen visa insurance quote

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Schengen visa insurance

01. Can I cancel my Schengen travel insurance?

Yes, you can cancel your Schengen travel insurance, but the terms and conditions and refund policy will vary depending on the insurance provider and the specific policy you purchased. If you ask for cancellation after the insurance start date, you may only receive a partial refund depending on how long you have had the policy and if you've already made any claims.

If you need to cancel your Schengen travel insurance, you should contact your insurance provider directly to inquire about the cancellation process and refund policy.

02. If my Schengen visa is denied, can I cancel my travel insurance plan?

Yes, you can cancel your travel insurance plan if your Schengen visa is denied. There should be full reimbursement if you cancel before the travel dates.

However, if you cancel after the start date, the premium may be refunded on a prorated basis with a cancellation fee, but only if no claims have been submitted.

It is important to carefully review the terms and conditions of the policy while buying it, and to contact the insurance provider if you have any questions or concerns. If you need to cancel your policy due to a visa denial, you may need to provide proof of your visa denial to the insurance provider.

03. Who must buy travel medical insurance for Schengen visa?

A traveler from any of the Schengen visa required countries visiting any of the Schengen country for less than 90 days is required to buy short term travel medical insurance to apply for Schengen visa. It may be individuals, business travelers, family members. For travelers from Schengen visa exempted countries, planning to stay in Schengen countries for more than 90 days need to buy long term travel medical insurance for Long stay Europe visa.

Schengen visa travel insurance

Satisfy mandatory Schengen insurance requirements

Procedure to get the Schengen visa application letter!

Satisfy mandatory Schengen insurance requirements

Get instant Schengen visa letter required by the European consulates

1) Enter Details & GET QUOTE
2) Compare plans & BUY NOW
3) Download VISA LETTER
  • Schengen travel insurance can be purchased online both quickly and with ease
  • Provide relevant information (age, travel dates, total amount of coverage desired) to compare prices of Schengen travel insurance. A list of cheap Schengen travel insurance with the cost and medical coverage details will be displayed.
  • Compare Schengen health insurance quotes for travelers to Europe and find best travel insurance for Schengen visa.
  • The Schengen Visa applicant can buy the best Schengen visa insurance they like by completing the application and payment using a credit card.
  • On purchasing the Europe travel insurance, a traveler will be provided with the insurance details that include a toll free number, a virtual ID card, and an instant Schengen visa letter for visa that may be presented to the consulate as proof of coverage

What is insurance coverage for Schengen visa?

Satisfies Visa requirements

Schengen visa insurance satisfies consulate requirements.

Doctor visit

Schengen travel insurance covers Doctor visits in case of sudden injury or sickness.

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Medical evacuation

Emergency medical evacuation expenses to nearest available facility if needed.

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Health care expenses

Covers emergency medical expenses for accidental injury or illness.

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Repat of remains

Offers coverage for repatriation of remains expenses to home country in case of death.

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Pre-existing conditions

Travel insurance offers coverage for acute onset of pre-existing conditions.

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Testimonials - From Our Customers

"I had a no-problem trip but Seven corners was easy to deal with in the securing of the travel insurance and dealing with a few issues prior to departure."

Karen

"I have always gotten a quick response with a live person. I placed a claim, we will see it their payment to me is as good as their customer service is."

Margaret

"Good policy options and pricing. Like to purchase high coverage for medical without covering full cost of trips - like the options Seven Corners provides."

Connie

Schengen medical insurance, Cheap Schengen travel insurance

Schengen visa

Schengen visa group travel insurance quote
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Long Term visa

Travel medical insurance for long term Europe visa
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Visiting Europe

Travel insurance for US citizens visiting Europe
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Schengen visa travel insurance, Cheapest Schengen insurance

The Schengen Agreement that was originally signed on 14 June 1985 by Five European Union members has now been broadened to include 26 European countries. These 29 Schengen countries have between them a population of over 400 million.

These 29 Schengen countries have officially removed all border

restrictions between their mutual borders which allows international travelers to travel in these 29 countries without any border crossing restrictions.

The following nationalities need the Schengen visa even for short visits. However for longer visits (more than 90 days) almost non Europeans including US citizens need the Schengen visa.
Travel insurance while made mandatory for foreign travelers for getting a Schengen visa is any event very important given the high cost of healthcare in Europe.
The travel insurance plans that we offer work for travelers of all nationalities. Buying medical insurance while travelling in Europe and for Schengen countries on a website called Americanvisitorinsurance.com may appear contradictory. However while we mainly offer travel insurance for visiting the US, we also offer Travel insurance for Europe and Schengen visa travel insurance which are designed specifically to meet Schengen Visa requirements.

Long term Europe visa insurance

US citizens who want to stay in any of the 29 Schengen countries for more than 90 days in a 180 day period need a Long Stay Visa. One of the requirements for this visa is proof of travel medical insurance with coverage up to 30,000 Euro (or the equivalent in US dollars) which is valid during the whole stay in the Schengen countries. The insurance company should provide a visa letter stating coverage amounts for medical expenses, emergency medical evacuation and repatriation while in Europe (or 'unlimited' if there is no limit of coverage). US travelers travelling frequently to the Schengen countries can buy the Annual travel insurance for Schengen visa.
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Schengen Visa Insurance or Europe Travel Insurance for Senior citizens

Best Travel insurance for older travelers for visiting the Schengen countries

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Schengen travel insurance, Schengen health insurance - FAQ's

01. Which travel insurance is best for Europe? What is the best travel insurance Schengen visa insurance?

There is no single Schengen travel insurance plan which will work best for all travelers to Europe. The best Schengen visa travel insurance plans will vary from traveler to traveler depending on their unique needs. While some Europe travelers will look for the cheapest Schengen visa insurance cost specifically to satisfy the Schengen visa requirements, others will look for the most comprehensive Schengen travel insurance coverage.

The price will be higher if you need health insurance for Europe travelers with pre-existing conditions. It is recommended to compare different low cost Schengen visa travel insurance plans based on price as well as the different benefits coverage options. Europe travelers should also read different Schengen travel insurance reviews before buying a Schengen visa travel insurance plan.

02. Is travel insurance necessary for Schengen visa? Is it mandatory to have medical insurance for Schengen visa?

Yes, Europe travel insurance is mandatory for applying for the Schengen visa according to Schengen agreement medical coverage by Consulates. The mandatory Schengen visa travel insurance requirement is a minimum coverage of 30,000 Euros. You can find the best insurance for Schengen visa on our website

03. How can I get Schengen visa medical insurance? How can one buy travel insurance Schengen visa?

Travelers to Europe applying for the Schengen visa can buy Schengen visa travel insurance on American Visitor Insurance. While it ironic to buy travel insurance for Europe on American Visitor insurance, we offer several international travel insurance plans that specifically satisfy Schengen visa requirements as mandated by Schengen state consulates. Our compare Schengen visa insurance quote facility lists a range of cheap travel insurance that satisfy Schengen visa insurance requirements. After buying the Schengen travel medical insurance on our website travelers can immediately download the required Schengen visa letter to be used while applying for the Schengen visa.

04. How do I book Europe travel insurance for Schengen visa? How do i buy travel insurance for Schengen visa from USA?

Travelers can book travel insurance for Schengen visa on our website using our Schengen visa insurance quote facility. On buying the Europe visa insurance policy, you will receive the required Schengen visa letter that has to be submitted with the Schengen visa application.

05. How much is Europe travel insurance for Schengen visa? How much is the travel insurance for Schengen visa cost?

The cost for the Schengen visa travel insurance depends mainly on the age of the traveler and the duration of coverage required. The older the traveler the higher will be the cost. The longer the duration of travel insurance coverage Schengen visa required, the greater will be the cost for the travel insurance for Schengen visa. The Schengen visa insurance application quote facility on our website lists the travel insurance that satisfy Schengen visa consulate requirements. You can find the cheapest insurance for Schengen visa on our website.

06. Who offers best travel insurance for Schengen visa? Who provides Schengen Travel Insurance?

We work with many popular and top rated US insurance providers. These insurance companies offer best travel medical insurance coverage for Schengen visa. These Schengen visa insurance plans satisfy requirements as mandated by the consulate, offer comprehensive travel medical insurance coverage and zero deductible Schengen insurance coverage. The top insurance providers that offer popular Schengen visa insurance are International Medical Group Travel Insurance, Seven Corners Travel Insurance, WorldTrips Insurance and Trawick International Travel Insurance.

      

07. What is covered under Schengen travel medical insurance? What does Europe Travel Insurance policy usually cover?

Best travel medical insurance for Schengen visa covers the cost incurred from

  • Hospitalization expenses dues of sickness of injuries
  • Emergency medical evacuation
  • Repatriation of remains
  • Trip cancellation or interruption
  • Flight delay
  • Baggage delay or loss
  • Acute onset of pre-existing conditions
  • Maternity in first 26 weeks

08. How do I get cheap Schengen visa travel insurance? How to find cheap travel visa insurance for Europe?

The cheapest Schengen travel insurance is surely dependent on the travelers' requirements. The traveler will have to do research online to find the cheapest travel insurance for Schengen visa based on his or her requirements. It is advisable to compare cheapest travel medical insurance for Schengen visa before buying the cheap travel medical insurance for Schengen visa that satisfies Schengen consulate requirements.

Schengen visa letter in French

Patriot International Lite travel insurance plan that offers visa letter in French

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Age
Spouse's Age
Start Date
End Date
  • Policy Maximum#1 
  • Deductible#2 
  • Schengen visa letter
    Sent immediately after purchase
  • Does not offers coverage for pregnancy
  • Acute onset of pre-existing condition coverage is available within the age of 70
  • Policy Maximum#1 
  • Deductible#2 
  • Schengen visa letter
    Available from client zone
  • Covers complications of pregnancy in the first 26 weeks of gestation
  • Acute onset of pre-existing condition coverage is available within the age of 79
  • Policy Maximum#1 
  • Deductible#2 
  • Europe visa letter
    Sent immediately after purchase
  • Covers Emergency Medical Treatment of Pregnancy
  • Covers unexpected recurrence of pre-existing conditions up to the age of 89 years
  • Policy Maximum#1 
  • Deductible#2 
  • Europe visa letter
    Sent immediately after purchase

#1  Policy Maximum is the maximum eligible medical expenses that the plan will cover.

#2  Deductible is the amount of expenses that must be paid out of pocket before an insurer will pay any expenses.

#3  Travel Medical Choice for Schengen visa are not available for residents of Maryland, Washington, New York, South Dakota, Colorado, Cuba, Islamic Republic of Iran, Syrian Arab Republic, United States Virgin Islands, Gambia, Ghana, Nigeria, Sierra Leone and Democratic People's Republic of Korea (North Korea).
#4  Europe travel insurance for US residents Click here to read more »

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How much does Schengen Visa health insurance cost?

Europe Schengen travel insurance Cost in 2024

Patriot International Lite

Coverage range

$50K - $1M

Price range
$63 - $105
  • The policy maximum options available are $50k to $1M.
  • The deductible options available are $0 to $2.5k.
  • Coinsurance is available 100% up to the maximum limit.
  • IMG Patriot International Lite insurance for Schengen visa is very popular among travelers visiting European countries and applying for Schengen Visa.
  • Covers acute onset of pre-existing condition covers up to the period of coverage limit or $1M (whichever is lower)
Plan details  Brochures

Safe Travels International Cost Saver

Coverage range

$50K - $1M

Price range
$63 - $105
  • The policy provides the medical maximum options of $50K to $1M for emergency medical and hospitalization.
  • The deductible options on this plan are $0 to $5K.
  • Coverage period of the plan is from 5 days to 364 days and the plan is extendable.
  • Co-insurance percentage is 100% up to the policy maximum after the deductible is met.
  • Available for Non US Citizens and Non US Residents applying for Schengen visa.
  • Covers unexpected recurrence of a pre-existing medical condition.

Safe Travels International

Coverage range

$50K - $1M

Price range
$70 - $104
  • Available for Non US Citizens and Non US Residents applying for Schengen visa.
  • Safe Travels International offers primary comprehensive travel medical insurance coverage in Europe.
  • Covers unexpected recurrence of a pre-existing medical condition up to $20K of covered expenses up to age 65 or the first $10K for age 65 or over
  • The policy provides the medical maximum options of $50K to $1M for emergency medical and hospitalization.
  • The deductible options on this plan are $0 to $5K.

Atlas International

Coverage range

$50K - $2M

Price range
$65 - $103
  • The policy maximum options available with this plan are $50K to $2M for people up to the age of 65 For people in the age range of 65 to 79, the options are $50K and $100K and for people above 80 the only option is $10K.
  • The deductible options on this plan are $0 to $5K.
  • Plan pays Coinsurance 100% after the deductible up to the overall limit.
  • Atlas International Insurance satisfies Schengen visa requirements and offers comprehensive Europe medical insurance for travelers.
  • Covers acute onset of pre-existing condition covers up to overall maximum limit, under age 80.(excludes chronic and congenital conditions)
Plan details Brochures

Travel Medical Choice

Coverage range

$50K - $5M

Price range
$76 - $140
  • The policy maximum is available up to $5M for people up to 79 years and reduces to $10K for people above 80 years.
  • The maximum lifetime of the plan is 365 days and is renewableThere is a co insurance factor applicable to this insurance which pays 100% for outside of the US.
  • Travel Medical Choice satisfies Schengen visa insurance requirements.
  • Acute onset of pre-existing conditions are covered up to $50K up to the age of 64 years and a coverage of $10K is available for people above the age 65 to 79 years.

Visiting Europe

Satisfy Schengen visa insurance requirements.

Advantages of buying Schengen visa insurance on American visitor insurance

Satisfy Schengen visa requirements to apply for visa

Compare several plans to find what fits your needs best

Travel medical insurance protection for health emergency

Travel to Europe in peace with good insurance coverage

Factors to consider while buying Schengen visa travel insurance

What are the types of Schengen visas?

1 Schengen visa Type A

Non Schengen country citizens who are transiting through or waiting from a connecting flight in the international terminal in a Schengen nation airport is issued an A visa. It is also commonly known as the airport transit visa

2 Schengen visa Type B

The Schengen type B visa is for trips of less than five days and is with the qualifier “transit”.

3 Schengen visa Type C

  • A single-entry visa which entitles the visa holder to a single entry into the Schengen region.
  • A double-entry visa entitles the visa holder to two entries to the Schengen region during the visa’s periods validity.
  • A multiple-entry visa entitles the visa holder to as many entries and exits from the Schengen region as desired.

4 Long Stay visa or Type D Schengen visa

The following are valid reasons for the Type D Schengen visa : vacations or personal visits, work-related travel, study related travel, to participate in a training program, to complete an internship

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Schengen Travel insurance with 30,000 Euro coverage


Cheapest Schengen health insurance for travel FAQs

Cheap travel medical insurance for Schengen Visa FAQs.

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Best Schengen travel insurance Blogs

Best insurance for Schengen visa blogs and articles.

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Best Schengen travel insurance Forum

Travel insurance for Schengen visa, Schengen insurance forum.

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Europe travel medical insurance

Schengen Visa insurance blogs and articles

Traveling to Schengen states

Tourism and travel insurance information for visiting Schengen countries

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US citizens traveling to Europe

Vacation and travel insurance information for US citizens visiting Europe

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Long term Europe visa medical insurance

Insurance Information for Long term Europe Visa

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Best travel insurance for Schengen visa

Tools to find the best Schengen visa travel insurance

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What does Schengen Visa insurance usually not cover?

Austrian Visa insurance usually provides coverage for injury, sickness and unplanned medical expenses, emergency medical evacuation, and repatriation of remains in case of death. However, there are certain situations and items that are not covered by Austrian Schengen Visa insurance. These include:

1 Pre-existing medical conditions: Schengen Visa for Austria insurance usually excludes or provides limited coverage for any medical conditions that existed prior to the start of the policy. This means that if you have a pre-existing medical condition, any medical treatment related to that condition may not be covered.

2 Treatment for chronic illnesses: Most Austrian Visa medical insurance plans do not cover ongoing treatment for chronic illnesses, such as diabetes or heart disease. These conditions are generally excluded from coverage, so if you require ongoing treatment for a chronic illness, you may need to look for a specialized insurance policy.

3 Non-emergency medical treatment: Austria travel insurance is designed to cover medical emergencies and unexpected illnesses. It typically does not cover preventive care such as routine medical check-ups, vaccinations, or elective treatments.

4 Extreme sports and adventure activities: Many Austrian Visa health insurance policies exclude coverage for extreme sports and adventure activities, such as bungee jumping, skydiving, or scuba diving. If you plan to participate in these activities during your trip, you may need to buy additional coverage.

5 Mental health conditions: Austrian visa insurance generally do not cover mental health conditions, such as depression or anxiety. If you require treatment for a mental health condition during your trip, you may need to seek out specialized coverage.

Popular Schengen Visa insurance providers

You can find reliable Schengen visa insurance providers like International Medical Group(IMG), Seven Corners, WorldTrips, Trawick International insurance.


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