Best Digital Nomad Health Insurance for Brazil
🌍 Why Is Brazil a Top Destination for Digital Nomads?
Brazil has emerged as one of the top destinations for digital nomads in South America. Renowned for its rich culture, affordable living, hot weather, and diverse landscapes, Brazil offers the ideal combination of work and play.
Destinations such as São Paulo, Rio de Janeiro, Manaus, and Salvador are thriving hubs of remote workers with good internet, hip coworking spaces, and expat groups. From coworking café networking in São Paulo to sunbathing on Rio's beaches or hiking in the Amazon, Brazil is a stimulating blend of adventure, community, and convenience for digital nomads.
Having the best health insurance for digital nomads in Brazil is a necessity when working or staying in Brazil. Proof that you have valid health coverage is required in the application process for a
Brazil digital nomad visa or long-term residency permit. It protects you in cases of emergencies, delays in travel, and routine healthcare expenses while abroad.
🏥 Why Do You Need Health Insurance for Digital Nomads in Brazil?
Whether you’re a freelancer, entrepreneur, or remote employee, health insurance in Brazil is essential — not only for visa approval but also for access to quality healthcare.
Key reasons why digital nomads need insurance in Brazil:
- Legal requirement: Proof of insurance is mandatory for the digital nomad visa and residence permit.
- Access to private care: Brazil’s public system (SUS) is not designed for foreign visitors; private clinics require insurance.
- Keep high medical costs low: In the absence of insurance, hospitalization becomes costly.
- Global protection: Policies abroad typically ensure cover in South America as well as across the world.
- Family coverage: Insure dependents such as your spouse or children under a single policy.
💸 What Is the Cheapest Digital Nomad Insurance for Brazil?
The Cheapest digital nomad insurance for Brazil is Atlas International from WorldTrips. The other affordable Brazil travel insurance for digital nomads are Patriot International Lite from IMG and Travel Medical Global Basic from Seven Corners.
- Available for Non US citizens and US citizens traveling outside their home country.
- Emergency medical evacuation covers up to $1,000,000.
- Covers acute onset of a pre-existing condition up to 79 years.
- Available for both Non US citizens and US citizens traveling outside USA.
- Emergency medical evacuation covers up to $1,000,000.
- Covers acute onset of a pre-existing condition up to 70 years.
Travel Medical Global Basic
Seven Corners
$56 per monthAge: 40 years | Plan: $50,000 | Deductible: $250
- Available for Non US residents traveling to worldwide trips that exclude the USA.
- Emergency medical evacuation covers up to $250,000.
- Covers acute onset of a pre-existing condition up to 79 years.
💡 What Is the Best Digital Nomad Insurance for Brazil?
travel_luggage_and_bagsBest travel medical insurance plans for Digital Nomads for Brazil
Atlas Nomads Insurance is the perfect health coverage for digital nomads, offering global medical protection with the flexibility to include or exclude the U.S. Stay covered wherever you work or travel, with convenient monthly or annual payments that fit your location-independent lifestyle.
- Available for non-U.S. citizens/residents traveling and working abroad.
- Coinsurance: Plan pays 100% of eligible expenses up to the overall maximum limit
- Acute onset of pre-existing condition: Covers up to policy maximum limit
- Emergency medical evacuation: Up to $100,000
- Urgent care: Up to $50 copayment
- Trip Interruption: Up to $5,000 maximum
- Repatriation of remains: Up to $20,000 maximum
Policy maximum?
Up to age 64: $250,000
Age 65 to 69: $100,000Deductible option?
$0Period of coverage?
364 days
Atlas International Insurance offers flexible, reliable health coverage for remote workers and travelers worldwide. Designed for U.S. and non-U.S. citizens abroad, it provides essential medical protection for trips from 5 to 364 days, with customizable benefits to fit your journey. Stay covered and focus on your work and adventures.
- Available for US and Non US citizens traveling outside USA.
- Coinsurance: After deductible, plan pays 100% up to policy maximum.
- Acute onset of pre-existing condition: Up to policy maximum for ages up to 79 years.
- Emergency medical evacuation: Up to $1,000,000.
- Urgent care: 15 per incident; no copayment if deductible is $0.
- Optional add-on benefits.
- Renewable: Can be renewed and extended up to 364 days.
- Repatriation of Remains: Equal to the elected overall maximum limit.
- Adventure Sports: Includes coverage for eligible sports injuries and illnesses during vacation at no additional cost.
Policy maximum?
$50,000, $100,000, $250,000, $500,000, $1,000,000, $2,000,000Deductible option?
$0, $100, $250, $500, $1,000, $2,500, $5,000Period of coverage?
364 days
Patriot International Lite
Patriot International LitePatriot International Lite is the ideal travel medical insurance for digital nomads, offering essential international coverage so you can work and explore worry-free. With flexible terms from 5 to 364 days, renewable up to 24 months, it suits changing travel plans. Available to U.S. and non-U.S. citizens, it provides customizable benefits for reliable protection wherever your journey takes you.
- Available for both US and Non-US citizens traveling outside the US.
- Coinsurance: After deductible, plan pays 100% up to policy maximum.
- Acute onset of pre-existing condition: Covers up to 70 years.
- Emergency medical evacuation: Up to $1,000,000.
- Urgent care: $30 per incident; no copayment if deductible is $0.
- Repatriation of Remains: Up to overall maximum limit.
- Renewable: Renewable up to 2 years.
Policy maximum?
$50,000, $100,000, $250,000, $500,000, $1,000,000,$2,500,000Deductible options?
$0, $100, $250, $500, $1,000, $2,500Period of coverage?
5 days to 364 days
Patriot International Platinum
Patriot International Platinum is ideal for Digital Nomads seeking short-term or long-term international medical coverage with flexible duration and customizable benefits. Available for U.S. and non-U.S. citizens traveling outside their home country.
- Available for both US and Non-US citizens traveling outside the US.
- Coinsurance: After deductible, plan pays 100% up to policy maximum.
- Acute onset of pre-existing condition: Covers up to 70 years.
- Emergency medical evacuation: Up to $1,000,000.
- Urgent care: $30 per incident; no copayment if deductible is $0.
- Repatriation of Remains: Up to overall maximum limit
- Renewable: Renewed for up to 36 months
Policy maximum?
$2,000,000, $5,000,000, $8,000,000Deductible options?
$0, $100, $250, $500, $1,000, $2,500, $5,0000, $10,0000, $25,0000.Period of coverage?
5 days to 364 days
globe Long-Term travel medical insurance plans for Digital Nomads in Brazil
IMG Global Medical
IMG Global Medical Insurance offers comprehensive long-term coverage for digital nomads, with flexible worldwide protection and optional U.S. coverage. Customize your plan with add-ons like preventive and maternity care for total peace of mind wherever you go.
- Coinsurance: In-network: After deductible, plan pays 100%, Out-of-network: After deductible, pays 80% up to $5,000, then 100% up to the max limit
- Direct Billing: United health care ppo or First healthcare (in inside USA)
- Urgent care: Included
- Pre-existing Conditions: Bronze – Not covered; Silver/Gold – Covered if disclosed and not excluded (unknown: $5K/period, $50K/lifetime after 24 months); Platinum – Covered if disclosed and not excluded with higher limits
- Emergency medical evacuation: Up to lifetime maximum
- Repatriation of remains: Up to $50,000 maximum
Policy maximum?
Bronze: $1,000,000 | Silver: $5,000,000 | Gold: $5,000,000 | Platinum: $8,000,000Deductible option?
$100 to $25,000Period of coverage?
Lifetime
Worldwide Premier
Worldwide PremierThe BCBS Global Solutions Worldwide Premier Plan is a year-long travel medical insurance made for people who travel frequently outside their home country. Instead of buying a new policy every time you travel, you buy this once a year and you’re covered for unlimited trips during that year.
- Pre-existing conditions: Immediate coverage of pre-existing conditions with proof of previous coverage.
- Emergency medical evacuation: Up to $250,000.
- Repatriation of remains: Up to $25,000 maximum.
- Accidental Death & Dismemberment: Up to $50,000
- Emergency Medical Transportation: Up to $250,000
- 24/7 customer service and support available.
Policy maximum?
Unlimited annual and lifetime maximumDeductible option?
$0, $1,000, $2,000, $5,000, $10,000Period of coverage?
Lifetime
💰 How Much Does Digital Nomad Health Insurance Cost in Brazil?
Short-term travel medical insurance for digital nomads starts at just $39 per month. The cost may vary depending on the traveler's age, trip duration, selected policy maximum, and deductible. These plans are ideal for digital nomads taking shorter trips or staying abroad for limited periods. Short-term coverage typically offers essential medical benefits at affordable rates, with policy maximums ranging from $50,000 to $2 million.
| Plan name | Policy Maximum | Cost for 30 yrs* | Cost for 40 yrs* | Cost for 50 yrs* |
|---|---|---|---|---|
| Atlas International | $50,000 | $39 | $68 | $116 |
| Patriot International Lite | $50,000 | $41 | $69 | $118 |
| Atlas Nomads | $250,000 | $57 | $93 | $147 |
| Patriot Platinum International | $2,000,000 | $87 | $145 | $246 |
*Based on ages of digital nomads, with a $0 deductible.
Long-term travel medical insurance for digital nomads starts at around $1,500 per year. The cost may vary based on the traveler's age, length of coverage, policy maximum, and deductible. These plans are ideal for digital nomads living abroad for extended periods or frequently relocating across countries. Long-term insurance typically offers broader medical coverage, higher policy limits (up to $10 million), and enhanced global support services.
| Plan name | Policy Maximum | Deductible | Cost of 30 yrs# | Cost of 40 yrs# | Cost of 50 yrs# |
|---|---|---|---|---|---|
| Worldwide Premier | $10,000,000 | $0 | $870 | $1,099 | $1,774 |
| Global Medical Bronze | $1,000,000 | $250 | $1,523 | $1,827 | $1,921 |
| Global Medical Gold | $5,000,000 | $250 | $3,576 | $4,116 | $7,404 |
#Based on ages of digital nomads.
📋 What Are the Requirements for Remote Work in Brazil?
Brazil has initiated the Digital Nomad Visa to welcome remote workers to stay for an extended period.
General requirements are:
- Valid passport: At least six months of validity beyond your stay.
- Visa type: Temporary Digital Nomad Visa or Residence Authorization.
- Proof of work or freelancing: Work contract or proof of self-employment.
- Minimum income level: No less than US $1,500 per month or US $18,000 in savings.
- Health insurance: Should cover your entire stay duration in Brazil.
- Accommodation proof: Rental agreement or residence details.
- Clean police record: Required for processing the visa.
🛡️ What Does Digital Nomad Insurance Cover in Brazil?
A quality digital nomad policy in Brazil has emergency and routine coverage.
- Emergency illness or accident medical costs.
- Hospital and outpatient care.
- Evacuation to a suitable facility or home country.
- Remains repatriation.
- Doctor consultations and laboratory work.
- Pre-existing condition coverage (dependent on the provider).
- Lost baggage or trip cancellation.
- Adventure sports cover (add-on for surfing, hiking, diving, etc.)
⏳ Long-Term Health Coverage for Digital Nomads in Brazil
If you will be staying for a few months or years in Brazil, expat or international health insurance is your best bet. Such policies provide full benefits including:
- Preventive care and checkups.
- Hospital and specialist treatment.
- Maternity and mental health benefits.
- Prescription drugs.
- Worldwide travel protection.
Whether you're freelancing in Florianópolis or leading a remote team in São Paulo, long-term health insurance gives you peace of mind and also adheres to Brazil's visa requirements.
❓ Travel Health Insurance for Digital Nomads in Brazil FAQs
🩺 Do You Require Health Insurance for a Brazil Digital Nomad Visa?
Yes. Health insurance is mandatory when applying for the Brazil Digital Nomad Visa. You must show proof of coverage that includes emergency medical care, hospitalization, medical evacuation, and repatriation for your entire stay in Brazil. The plan should also cover travel within South America. Tip: It’s best to purchase your international digital nomad insurance before traveling to Brazil to simplify the visa process and ensure protection from day one.
🛡️ Can You Purchase Insurance After Visiting Brazil?
Yes, there are a few international travel medical insurance policies that qualify for Brazil's digital nomad visa. These policies typically offer emergency medical coverage, hospitalization, and global travel benefits perfect for remote workers residing temporarily in Brazil.
🧳 Can Travel Insurance Be Used as Digital Nomad Insurance in Brazil?
Yes, there are a few international travel medical insurance policies that qualify for Brazil's digital nomad visa. These policies typically offer emergency medical coverage, hospitalization, and global travel benefits perfect for remote workers residing temporarily in Brazil.
⏳ How Long Should Your Insurance Coverage Last?
Your digital nomad health insurance should remain effective throughout your visa or stay in Brazil. For long-term stays, opt for renewable annual or multi-year policies to ensure continuous protection.
💰 Is Digital Nomad Insurance in Brazil Costly?
The price of digital nomad insurance in Brazil varies based on your age, plan, and coverage level. At American Visitor Insurance, Digital Nomads can compare the find the best Digital Nomad insurance to fit their specific needs for Brazil. Although the cost may fluctuate, Brazil is still cheaper compared to most Western countries. These are affordable Digital Nomad insurance plans that cater directly to digital nomads with comprehensive benefits and worldwide flexibility.
